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5910 NW Hancock St
D- Composite 37.64
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +7.0/30.0
  • Schools +5.2/10.0
  • ARV discount +4.4/15.0
  • Livability +3.4/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.4/10.0
  • DSCR +1.2/10.0

$275,000

5910 NW Hancock St · Highfill, AR 72713
4 bd · 2.0 ba · 1,319 sqft · SingleFamily public records · 83 Days on market
Built 2021 5,662 sqft lot Est $257k · 7% over $25/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Enjoy all that Bentonville has to offer in this never been lived in before four bedroom two bath 1433 sq ft home! Secluded 4th bedroom could easily turn into a home office if needed. Taxes subject to change based on new construction.

Key facts

  • Open floor plan
  • Led lighting
  • All brick home

Tags

ALL BRICK HOMEOPEN FLOOR PLANCATHEDRAL CEILINGGRANITE COUNTERTOPSLED LIGHTINGPANTRY FOR EXTRA STORAGE

Property features AI

Finance

  • HOA & community: Homeowners association with $300 annual fee; Community sidewalks

Exterior

  • Parking: Attached garage with garage door opener; 2 covered parking spaces
  • Security: Smoke detectors
  • Utilities: Electricity available; Natural gas available; Public water; Public sewer
  • Home design: Single-story; Resale home (less than 25 years old); Slab foundation
  • Construction: Brick construction; Architectural shingle roof
  • Exterior features: Patio; Concrete driveway; Back yard fencing; Privacy wood fence; Lot is cleared, landscaped and level in a subdivision; Public paved road frontage

Interior

  • Kitchen: Dishwasher; Electric oven; Electric range; Microwave; Disposal; Plumbed for ice maker; Granite counters; Pantry; Eat-in kitchen
  • Bedrooms: Bedroom information not specified
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (gas); Central air; Electric heat pump
  • Interior features: Attic; Ceiling fans; Cathedral ceilings; Eat-in kitchen; Granite counters; Pantry; Storage; Walk-in closets; Window treatments; Blinds
  • Laundry & utility: Washer hookup; Dryer hookup; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $275k.

Deal economics

  • At list price, monthly cash flow is $-400 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $204k (25.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $175k (36.4% below list).
  • Recommended offer: $175k (36.4% below list) — sets the bar for 1% rule.
  • Cap rate 4.5% vs local median 2.9% in Highfill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#97 in AR) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools F, amenities F, commute F.
  • Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 710 active listings in the ZIP; 37 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).
  • This rent is only 18% of the median local income ($120k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • In year one you build about $29k of equity ($2k loan paydown + $28k appreciation (10.0% local appreciation)).
  • Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$47k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 83 days — a 6% lower offer ($258k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 6y ago; this cycle's ask has dropped $20k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $225k; 22% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $174,919 (36.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 83 days. Have you received any prior offers? Is the seller open to a 36% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.64%
Cap rate
4.55%
Cash-on-cash
-6.23%
DSCR
0.72
GRM
13.1

CMA / ARV

ARV (on-the-fly)
$257,205
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6009 NW Hancock St 0.06mi 4/2.0 1,433 (+9%) 2mo $285,000 $199 81
817 NW 67th Ave 0.55mi 3/2.0 (-1) 1,311 (-1%) 1mo $255,000 $195 67
712 NW 67th Ave 0.49mi 3/2.0 (-1) 1,311 (-1%) 6mo $245,000 $187 66
414 NW 59 Ave 0.22mi 3/2.0 (-1) 1,466 (+11%) 6mo $294,000 $201 61
813 NW Evans Cir 0.49mi 3/2.0 (-1) 1,243 (-6%) 3mo $260,000 $209 60
709 NW 64th Ave 0.35mi 3/2.0 (-1) 1,467 (+11%) 2mo $277,000 $189 59
100 NW 67th Ave 0.71mi 3/2.0 (-1) 1,415 (+7%) 1mo $256,225 $181 49
717 NW 69th Ave 0.56mi 4/2.0 1,514 (+15%) 3mo $292,000 $193 47
825 NW 67th Ave 0.57mi 3/2.0 (-1) 1,451 (+10%) 6mo $275,000 $190 47
716 NW 71st Ave 0.68mi 3/2.0 (-1) 1,433 (+9%) 4mo $250,000 $174 46
808 NW 68th Ave 0.59mi 3/2.0 (-1) 1,148 (-13%) 1mo $260,000 $226 45
813 NW 69th Ave 0.62mi 3/2.0 (-1) 1,193 (-10%) 7mo $253,500 $212 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.39% rent growth · sell at horizon

5-year hold
IRR
19.2%
Equity multiple
2.56×
Total profit
$119,785
Equity at exit
$247,742
10-year hold
IRR
17.3%
Equity multiple
5.73×
Total profit
$364,529
Equity at exit
$534,265

Cash invested: $77,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72713

Home prices YoY
3.5%
Rents YoY
0.4%
Active inventory
710
Price-to-rent
13.1×

Monthly cashflow live

Estimated rent
$1,749 high interval (Pro) →
Mortgage (P&I)
$1,442
Tax from tax record
$200 /mo · $2,399/yr
Insurance
$115
HOA
$25
Vacancy / Maint / Mgmt
$367
Net cashflow
$-400

Break-even live

Break-even rent $2,255
Max offer price $204,373
Occupancy floor

Sensitivity live

Price -10% $-244 -5% $-322 +0% $-400 +5% $-478 +10% $-555
Rent -10% $-538 -5% $-469 +0% $-400 +5% $-331 +10% $-262
Rate -1.0pp $-261 -0.5pp $-330 base $-400 +0.5pp $-471 +1.0pp $-544

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,750
Closing costs
$8,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 37 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6002 NW Meade St Bentonville, AR 3.0 2.0 1860 $1,825 $0.98 25d 1 0.06mi
6005 NW Hoover St Bentonville, AR 4.0 2.0 1433 $1,595 $1.11 16d 1 0.14mi
424 NW 59 Ave Bentonville, AR 3.0 2.0 1782 $2,150 $1.21 15d 1 0.20mi
6103 NW McClellen St Bentonville, AR 4.0 2.0 1433 $1,795 $1.25 25d 1 0.22mi
523 NW 68th Ave Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 16d 1 0.43mi
313 NW 65th Ave Bentonville, AR 3.0 2.0 1250 $1,450 $1.16 25d 1 0.44mi
511 NW 68th Ave Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 23d 1 0.47mi
6603 NW Altus St Bentonville, AR 3.0 2.0 1251 $1,495 $1.20 25d 1 0.47mi
6607 NW Altus St Bentonville, AR 3.0 2.0 1256 $1,450 $1.15 25d 1 0.48mi
500 NW 69th Ave Unit 6812 Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 23d 1 0.48mi
500 NW 69th Ave Unit 6810 Bentonville, AR 3.0 2.0 1300 $1,450 $1.12 25d 1 0.48mi
864 NW Evans Cir Bentonville, AR 4.0 2.0 1497 $1,650 $1.10 25d 1 0.49mi
6600 NW Altus St Highfill, AR 4.0 2.0 1454 $1,595 $1.10 16d 1 0.49mi
521 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,450 $1.12 25d 1 0.50mi
6810 NW Trevy St Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 16d 1 0.50mi
525 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 16d 1 0.51mi
535 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 23d 1 0.51mi
6807 NW Toby St Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 16d 1 0.51mi
523 NW 69th Ave Highfill, AR 3.0 2.0 1300 $1,495 $1.15 16d 1 0.51mi
6619 NW Altus St Bentonville, AR 3.0 2.0 1256 $1,495 $1.19 25d 1 0.51mi
6605 NW Vandergriff St Bentonville, AR 4.0 2.0 1454 $1,595 $1.10 16d 1 0.52mi
613 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 16d 1 0.52mi
617 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,450 $1.12 25d 1 0.53mi
615 NW 69th Ave Highfill, AR 3.0 2.0 1300 $1,450 $1.12 25d 1 0.53mi
6813 NW Toby St Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 16d 1 0.53mi
500 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,395 $1.07 23d 1 0.54mi
500 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,445 $1.11 15d 8 0.54mi
6608 NW Vandergriff St Highfill, AR 4.0 2.0 1454 $1,595 $1.10 16d 1 0.55mi
817 NW 67th Ave Bentonville, AR 3.0 2.0 1311 $1,595 $1.22 25d 1 0.56mi
632 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,395 $1.07 25d 1 0.57mi
514 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,395 $1.07 25d 1 0.58mi
111 NW 63rd Ave Bentonville, AR 2.0–4.0 2.0 1116 $1,725 $1.55 15d 19 0.59mi
6307 NW Kathleen St Bentonville, AR 3.0 2.0 1256 $1,495 $1.19 25d 1 0.61mi
6503 NW Kathleen St Bentonville, AR 3.0 2.0 1256 $1,495 $1.19 25d 1 0.63mi
210 NW 67th Ave Bentonville, AR 4.0 2.0 1454 $1,595 $1.10 16d 1 0.63mi
6500 NW Kathleen St Bentonville, AR 3.0 2.0 1250 $1,450 $1.16 25d 1 0.65mi
6502 NW Kathleen St Bentonville, AR 3.0 2.0 1250 $1,495 $1.20 25d 1 0.65mi

HOA detail

Monthly dues
$25 · $300/yr

Listing history 26 events

  1. 2026-06-22
    statusdays on market $275,000 Pending 83 DOM
  2. 2026-06-18
    days on market $275,000 Active 82 DOM
  3. 2026-06-17
    days on market $275,000 Active 81 DOM
  4. 2026-06-15
    days on market $275,000 Active 79 DOM
  5. 2026-06-14
    days on market $275,000 Active 77 DOM
  6. 2026-06-10
    days on market $275,000 Active 74 DOM
  7. 2026-06-09
    days on market $275,000 Active 73 DOM
  8. 2026-06-09
    price $275,000 Active 72 DOM
  9. 2026-06-08
    days on market $280,000 Active 72 DOM
  10. 2026-06-07
    days on market $280,000 Active 71 DOM
  11. 2026-06-05
    days on market $280,000 Active 68 DOM
  12. 2026-06-03
    days on market $280,000 Active 67 DOM
  13. 2026-06-02
    days on market $280,000 Active 66 DOM
  14. 2026-06-01
    days on market $280,000 Active 65 DOM
  15. 2026-05-31
    days on market $280,000 Active 64 DOM
  16. 2026-05-31
    days on market $280,000 Active 63 DOM
  17. 2026-05-19
    price $280,000
  18. 2026-04-30
    price $285,000
  19. 2026-04-30
    status Active
  20. 2026-04-15
    status Pending
  21. 2026-03-12
    listed $295,000 Active
  22. 2021-06-24
    soldstatus $225,000
  23. 2021-06-23
    soldstatus $225,000 233-char remark
    Show marketing remark (233 chars)

    Enjoy all that Bentonville has to offer in this never been lived in before four bedroom two bath 1433 sq ft home! Secluded 4th bedroom could easily turn into a home office if needed. Taxes subject to change based on new construction.

  24. 2021-06-03
    listed $215,000 233-char remark
    Show marketing remark (233 chars)

    Enjoy all that Bentonville has to offer in this never been lived in before four bedroom two bath 1433 sq ft home! Secluded 4th bedroom could easily turn into a home office if needed. Taxes subject to change based on new construction.

  25. 2021-05-07
    soldstatus $171,684 467-char remark
    Show marketing remark (467 chars)

    Enjoy an open living, dining and kitchen space in this brand new four bedroom, two bathroom plan series. With a spacious master suite, including a walk-in closet and a double vanity in the master bath, comfort will never be compromised in the 1400-4 Series. The utility room is conveniently nestled among bedrooms, making laundry less of a hassle, and the secluded 4th bedroom is perfect for an office or a playroom. Taxes subject to change based on new construction.

  26. 2020-12-11
    listed $169,814 467-char remark
    Show marketing remark (467 chars)

    Enjoy an open living, dining and kitchen space in this brand new four bedroom, two bathroom plan series. With a spacious master suite, including a walk-in closet and a double vanity in the master bath, comfort will never be compromised in the 1400-4 Series. The utility room is conveniently nestled among bedrooms, making laundry less of a hassle, and the secluded 4th bedroom is perfect for an office or a playroom. Taxes subject to change based on new construction.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$2,399 · $200/mo
Projected year-2 tax
$2,399 · $200/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,990
− Mortgage interest
−$15,404
− Property taxes
−$2,399
− Insurance
−$1,375
− Repairs & maintenance
−$1,679
− Management
−$1,679
− HOA
−$300
− Depreciation
−$8,000
Taxable loss
−$9,847
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,363
After-tax cash flow
$-2,434/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bentonville School District
NCES district ID
0503060
Math proficiency
59% ▼ -8.00%
Reading proficiency
59% ▼ -6.00%
Median HH income
$66,721
Composite
51.85/100
National rank
#1661
State rank
#3 of 238 in AR

Livability — Highfill

Score
67/100
State rank
#97
US rank
#10302

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Highfill, AR
County
Benton County · 259,241 people
City population
19,701
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
28,999
Household income
$119,853
Rent vs Own
48.3% rent · 51.7% own
Severe rent burden
508.0

Population outlook (Benton County) Hauer SSP2

Today (2025)
318,683 people
By 2030
353,481 · +10.9%
By 2040
425,280 · +33.4%
By 2050
497,239 · +56.0%
By 2075
662,114 · +107.8%
By 2100
776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
White 54% Asian 20% Two or more races 16% Hispanic / Latino 11% Black 3%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Italian 2% Slovak 2% Romanian 1%
Foreign-born
22% · Canada, China, Vietnam
Languages at home
79% English-only · Other Asian/Pacific 8% Spanish 6% Other Indo-European 5%

Political lean MEDSL · Benton

2024 margin
Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
2008→2024 swing
+9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
All cycles
2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 10.77%
Current HPI
319.3081
Rent YoY
▲ 0.39%
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+64.9% since first listed
10 events — show timeline
  • 2026-05-19 Price Changed $280,000 NWARMLS
  • 2026-04-30 Price Changed $285,000 NWARMLS
  • 2026-04-30 Relisted NWARMLS
  • 2026-04-15 Pending NWARMLS
  • 2026-03-12 Listed $295,000 NWARMLS
  • 2021-06-24 Sold (Public Records) $225,000 Public Records
  • 2021-06-23 Sold (MLS) $225,000 NWARMLS
  • 2021-06-03 Listed $215,000 NWARMLS
  • 2021-05-07 Sold (MLS) $171,684 NWARMLS
  • 2020-12-11 Listed $169,814 NWARMLS

Property tax history

+66.5%/yr

Latest (2025): $2,399 · +10.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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