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311 Valcour Pl
D+ Composite 46.18
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +11.9/30.0
  • Livability +3.9/5.0
  • Schools +3.6/10.0
  • DSCR +3.5/10.0
  • 1% rule +2.9/10.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$300,000

311 Valcour Pl · Youngsville, LA 70592
4 bd · 3.0 ba · 2,422 sqft · SingleFamily public records · 3 Days on market
Built 2020 6,534 sqft lot Est $492k · 39% under $30/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

*SOLD BEFORE LISTED* Brand NEW Construction built by DSLD HOMES!The Canna III B offers a 2 story open flowing floor plan.This home includes upgraded granite counters/fireplace surround, stainless appliances with a gas range, framed mirrors, luxury vinyl plank floors in kitchen, dining, all wet areas & living room + more!Special features include: undermount sinks, decorative fireplace, beautiful birch cabinets, garden tub and separate shower in master bath, bronze plumbing fixtures, ceiling fans in living room and master bedroom, tankless gas water heater, energy efficient low E tilt-in windows, fully sodded yard and more!

Key facts

  • Decorative fireplace
  • Undermount sinks
  • Granite countertops

Tags

GRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCESGAS RANGEUNDERMOUNT SINKSDECORATIVE FIREPLACEBIRCH CABINETRY

Property features AI

Finance

  • HOA & community: Homeowners association with management; Association fee $360 annually; Community pool; Playground

Exterior

  • Parking: 2 covered parking spaces; 2 total parking spaces; Garage
  • Utilities: Public sewer; Electric service: SLEMCO
  • Home design: Single family residence; Paved road frontage; Residential zoning
  • Construction: Brick veneer, stucco, and frame construction; Composition roof
  • Exterior features: Exterior lighting; Covered and open patios/porches; Privacy wood fencing (full)

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Electric stove (convection)
  • Bedrooms: Bedroom 2; Bedroom 3; Bedroom 4
  • Flooring: Carpet; Vinyl plank
  • Bathrooms: 3 full bathrooms
  • Heating & cooling: Central heating (Natural Gas); Central air conditioning
  • Interior features: High ceilings; Crown molding; Kitchen island; Separate shower; Varied ceiling heights; Walk-in closet(s); Dining room; Kitchen; Living room; Granite counters; Gas log ventless fireplace (1)
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $300k.

Deal economics

  • At list price, monthly cash flow is $-78 ($-941/yr) — negative.
  • To cash-flow at today's rent, offer at most $286k (4.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $236k (21.2% below list).
  • Recommended offer: $236k (21.2% below list) — sets the bar for 1% rule.
  • Cap rate 6.0% vs local median 4.8% in Youngsville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 78/100 on livability (#8 in LA, #2,614 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Youngsville Middle School (math 42% / reading 52%, grade D+, #37 of 218 statewide, top 18%, 646 students, 49% FRL); Southside High School (math 52% / reading 53%, grade C-, #30 of 265 statewide, top 12%, 1,910 students, 39% FRL).
  • Market conditions: Rents rising (+1.6%/yr); 682 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $244k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $236,419 (21.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
5.98%
Cash-on-cash
-1.12%
DSCR
0.95
GRM
10.6

CMA / ARV

ARV (on-the-fly)
$491,666
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
315 Forest Grove Dr 0.21mi 4/2.5 2,460 (+2%) 1mo $275,000 $112 85
208 Cautillion Dr 0.26mi 4/2.5 2,460 (+2%) 4mo $295,000 $120 80
123 Chemet Rd 0.38mi 4/3.0 2,491 (+3%) 2mo $365,000 $147 76
102 Sugar Crest Dr 0.07mi 5/3.0 (+1) 2,720 (+12%) 0mo $340,000 $125 71
208 Buenos Aires Ave 0.55mi 4/3.0 2,372 (-2%) 0mo $499,899 $211 71
101 Chemet Rd 0.48mi 4/3.0 2,349 (-3%) 3mo $345,000 $147 70
127 Cape Town Ave 0.52mi 4/3.0 2,270 (-6%) 1mo $475,000 $209 64
206 Amsterdam Ave 0.62mi 4/3.5 2,479 (+2%) 2mo $515,632 $208 63
110 Bruges Ln 0.58mi 4/3.0 2,244 (-7%) 2mo $465,500 $207 59
214 Amsterdam Ave 0.62mi 4/3.0 2,205 (-9%) 4mo $447,500 $203 53
102 Amsterdam Ave 0.63mi 4/2.5 2,179 (-10%) 2mo $468,484 $215 50
204 Amsterdam Ave 0.64mi 4/3.0 2,119 (-12%) 1mo $420,000 $198 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.65% rent growth · sell at horizon

5-year hold
IRR
-19.6%
Equity multiple
0.32×
Total profit
$-56,819
Equity at exit
$44,731
10-year hold
IRR
-15.3%
Equity multiple
0.18×
Total profit
$-68,736
Equity at exit
$25,939

Cash invested: $84,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70592

Home prices YoY
-23.4%
Rents YoY
1.6%
Active inventory
682
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$2,364 high interval (Pro) →
Mortgage (P&I)
$1,573
Tax from tax record
$218 /mo · $2,615/yr
Insurance
$125
HOA
$30
Vacancy / Maint / Mgmt
$496
Net cashflow
$-78

Break-even live

Break-even rent $2,463
Max offer price $286,146
Occupancy floor 98%

Sensitivity live

Price -10% $91 -5% $6 +0% $-78 +5% $-163 +10% $-248
Rent -10% $-265 -5% $-172 +0% $-78 +5% $15 +10% $108
Rate -1.0pp $73 -0.5pp $-2 base $-78 +0.5pp $-156 +1.0pp $-235

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,000
Closing costs
$9,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
210 Caillou Grove Rd Youngsville, LA 4.0 2.0 1961 $2,100 $1.07 14d 1 0.19mi
220 Tall Oaks Ln Youngsville, LA 4.0 2.0 1885 $2,200 $1.17 22d 1 0.49mi
210 Revere Dr Youngsville, LA 3.0 2.0 1690 $2,500 $1.48 45d 1 1.37mi
101 Seneca Cir Youngsville, LA 3.0 2.0 1640 $1,900 $1.16 22d 1 1.43mi
110 Fourth St Youngsville, LA 3.0 2.5 1700 $1,800 $1.06 45d 1 1.44mi
Youngsville, LA 4.0 3.0 2072 $2,550 $1.23 45d 1 1.47mi
204 Benson GRV Youngsville, LA 4.0 2.0 1700 $2,500 $1.47 45d 1 1.47mi
104 Field Pt Youngsville, LA 4.0 2.0 1700 $2,500 $1.47 45d 1 1.47mi

HOA detail

Monthly dues
$30 · $360/yr
Likely covers
watergas

Listing history 4 events

  1. 2026-06-13
    statusdays on market $300,000 Pending 3 DOM
  2. 2026-06-10
    days on market $300,000 Active 2 DOM
  3. 2026-06-09
    remarks 699-char remark
  4. 2026-06-09
    listed $300,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$2,615 · $218/mo
Projected year-2 tax
$2,615 · $218/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,370
− Mortgage interest
−$16,805
− Property taxes
−$2,615
− Insurance
−$1,500
− Repairs & maintenance
−$2,270
− Management
−$2,270
− HOA
−$360
− Depreciation
−$8,727
Taxable loss
−$6,176
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,482
After-tax cash flow
$541/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lafayette Parish
NCES district ID
2200870
Math proficiency
38% ▼ -32.00%
Reading proficiency
46% ▼ -24.00%
Median HH income
$50,238
Composite
36.15/100
National rank
#4741
State rank
#19 of 98 in LA

Livability — Youngsville

Score
78/100
State rank
#8
US rank
#2614

Category grades

Amenities F Commute F Cost of living B+ Crime B- Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Youngsville, LA
County
Lafayette Parish · 207,544 people
City population
32,167
Metro
Lafayette, LA
Population (ZIP)
32,167
Household income
$93,204
Rent vs Own
12.9% rent · 87.1% own
Severe rent burden
424.0

Population outlook (Lafayette County) Hauer SSP2

Today (2025)
280,930 people
By 2030
301,092 · +7.2%
By 2040
339,456 · +20.8%
By 2050
375,156 · +33.5%
By 2075
451,672 · +60.8%
By 2100
497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 10% Two or more races 5% Hispanic / Latino 4% Asian 1%
Common ancestry
Lithuanian 24% Romanian 3% Italian 1%
Foreign-born
3% · Canada
Languages at home
94% English-only · French/Haitian/Cajun 3% Spanish 2%

Political lean MEDSL · Lafayette

2024 margin
Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
2008→2024 swing
-0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
All cycles
2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -41.24%
Current HPI
135.2825
Rent YoY
▲ 1.65%
Metro
Lafayette, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+23.0% since first listed
3 events — show timeline
  • 2026-06-08 Listed $300,000 AcadianaMLS
  • 2020-09-22 Sold (MLS) $243,840 AcadianaMLS
  • 2020-09-04 Listed $243,840 AcadianaMLS

Property tax history

+37.6%/yr

Latest (2025): $2,615 · -1.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…