14035 Rosedale Hwy #7 · Rosedale, CA 93314

$55,000

2 bd · 2.0 ba · 840 sqft · Manufactured public records · 31 Days on market

Built 1992 4,000 sqft lot Est $101k · 45% under

---

Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +5.7/10.0
• Livability +2.8/5.0
• Condition / age +2.5/5.0
• Rent growth +2.0/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to this charming 2 bedroom, 2 bathroom home nestled in the heart of Northwest Bakersfield's beloved Rosedale Village Park. Priced to move, this is the kind of opportunity buyers have been waiting for. A home with good bones, a fresh NEW ROOF, and endless potential to make it your own. With a little creativity and love, this space is ready to shine, offering the perfect canvas for cosmetic updates and personal touches that build real equity. The current layout feels comfortable, with room to refresh, reimagine, and truly settle in. One of the standout features is the spacious lot, larger than many others in the community, offering room to entertain, garden, relax, or create your own

Key facts

• Near schools
• Fresh new roof
• Near dining

Tags

• FRESH NEW ROOF
• SPACIOUS LOT
• NEAR PARKS
• NEAR SHOPPING
• NEAR DINING
• NEAR SCHOOLS

Property features AI

Finance

• Other: Located near Renfro Road (cross street)
• HOA & community: Association clubhouse/recreation; Association pool

Exterior

• Parking: Carport
• Utilities: Public water; Sewer
• Home design: Manufactured home zoning (MH); Leased space; Vacant
• Construction: Composition roof
• Exterior features: Covered patio; Community pool; Exterior finished with other materials (see remarks); Approximately 0.0918 acres

Interior

• Kitchen: Range/Oven; Dishwasher
• Bathrooms: 2 full bathrooms
• Interior features: Breakfast area; Range/Oven; Dishwasher

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $55k.

Deal economics

• At list price, monthly cash flow is $1k ($14k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $55k).
• Recommended offer: $53k (3.0% below list) — sets the bar for market timing.
• Cap rate 31.9% vs local median 2.7% in Rosedale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 56/100 on livability (#823 in CA) — a working-class tenant base; expect higher turnover. Strengths: employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
• Rosedale Union Elementary (urban): math 56% / reading 64% proficiency, ranked #186 of 1,400 in CA (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 19% free/reduced lunch — higher-income household profile.
• Zoned schools: Centennial Elementary (541 students, 30% FRL).
• Market conditions: Rents soft (-1.9%/yr); 265 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $380 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $15k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 31 days — a 3% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $53,350 (3.0% below list)

Questions for the listing agent

1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 3.45% ✓
• Cap rate: 31.90%
• Cash-on-cash: 91.45%
• DSCR: 5.07
• GRM: 2.4

CMA / ARV

• ARV (on-the-fly): $100,800
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14035 Rosedale Hwy #55	0.00mi	3/2.0 (+1)	896 (+7%)	8mo	$130,000	$145	77
14035 Rosedale Hwy #22	0.00mi	2/2.0	720 (-14%)	24mo	$70,000	$97	56
14035 Rosedale Hwy #155	0.00mi	3/2.0 (+1)	960 (+14%)	22mo	$115,000	$120	52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 88.9%
• Equity multiple: 4.91×
• Total profit: $60,269
• Equity at exit: $8,201

10-year hold

• IRR: 91.3%
• Equity multiple: 9.26×
• Total profit: $127,214
• Equity at exit: $4,755

Cash invested: $15,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 93314

• Home prices YoY: -9.5%
• Rents YoY: -1.9%
• Active inventory: 265
• Price-to-rent: 2.4×

Monthly cashflow live

• Estimated rent: $1,899 medium
• Mortgage (P&I): −$288
• Tax from tax record: −$15 /mo · $179/yr
• Insurance: −$23
• HOA: −$0
• Vacancy / Maint / Mgmt: −$399
• Net cashflow: $1,174

Break-even live

Break-even rent $413

Max offer price $55,000

Occupancy floor 33%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $13,750
• Closing costs: $1,650
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2600 Sablewood Dr Bakersfield, CA	2.0–3.0	2.0	1193	$1,850	$1.55	2d	1	0.57mi
11940 Rosedale Hwy Bakersfield, CA	2.0	1.0	795	$1,695	$2.13	2d	1	1.30mi
11940 Rosedale Hwy Unit 11940 B Bakersfield, CA	2.0	1.0	795	$1,725	$2.17	43d	1	1.30mi

Listing history 23 events

1. 2026-06-18
   days on market $55,000 Active 31 DOM
2. 2026-06-17
   days on market $55,000 Active 30 DOM
3. 2026-06-16
   days on market $55,000 Active 29 DOM
4. 2026-06-15
   days on market $55,000 Active 28 DOM
5. 2026-06-14
   days on market $55,000 Active 26 DOM
6. 2026-06-13
   days on market $55,000 Active 25 DOM
7. 2026-06-10
   days on market $55,000 Active 23 DOM
8. 2026-06-09
   days on market $55,000 Active 22 DOM
9. 2026-06-08
   days on market $55,000 Active 21 DOM
10. 2026-06-07
    days on market $55,000 Active 20 DOM
11. 2026-06-05
    days on market $55,000 Active 17 DOM
12. 2026-06-03
    days on market $55,000 Active 16 DOM
13. 2026-06-03
    days on market $55,000 Active 15 DOM
14. 2026-06-01
    days on market $55,000 Active 14 DOM
15. 2026-05-31
    days on market $55,000 Active 13 DOM
16. 2026-05-18
    listed $55,000 Active
17. 2026-03-16
    historical
18. 2026-03-06
    status Active
19. 2026-03-06
    status Active
20. 2026-03-02
    status Pending Sale
21. 2026-03-01
    status Pending
22. 2026-01-22
    listed $55,000 Active
23. 2026-01-19
    listed $55,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $179 · $15/mo
• Projected year-2 tax: $418 · $35/mo
• Expected delta: +$239/yr (+$20/mo · 133.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 10/10 Extreme 28 unhealthy d/yr today · 32 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,783
• − Mortgage interest: −$3,081
• − Property taxes: −$179
• − Insurance: −$275
• − Repairs & maintenance: −$1,823
• − Management: −$1,823
• − Depreciation: −$1,600
• Taxable income: $14,003
• Est. tax owed @ 24.0%: −$3,361
• After-tax cash flow: $10,723/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Rosedale Union Elementary
• NCES district ID: 0633480
• Math proficiency: 56% ▲ 2.00%
• Reading proficiency: 64% ▲ 3.00%
• Median HH income: $92,725
• Composite: 56.75/100
• National rank: #2410
• State rank: #186 of 1400 in CA

Livability — Rosedale

• Score: 56/100
• State rank: #823
• US rank: #23065

Category grades

Amenities F Commute F Cost of living F Crime C Employment A+ Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Rosedale, CA
• County: Kern County · 710,371 people
• City population: 34,997
• Metro: Bakersfield, CA
• Population (ZIP): 35,407
• Household income: $126,250
• Rent vs Own: 15.7% rent · 84.3% own
• Severe rent burden: 420.0

Population outlook (Kern County) Hauer SSP2

• Today (2025): 947,286 people
• By 2030: 978,984 · +3.3%
• By 2040: 1,045,018 · +10.3%
• By 2050: 1,105,232 · +16.7%
• By 2075: 1,229,538 · +29.8%
• By 2100: 1,238,059 · +30.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 61% Hispanic / Latino 25% Two or more races 11% Asian 8% Black 2%
• Hispanic origin (detail): Mexican 22%
• Common ancestry: Slovak 2% Lithuanian 2% Italian 2%
• Foreign-born: 10% · Canada, South Korea, Vietnam
• Languages at home: 83% English-only · Spanish 11% Tagalog/Filipino 2% Other Indo-European 1%

Political lean MEDSL · Kern

• 2024 margin: Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
• 2008→2024 swing: -3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
• All cycles: 2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -35.45%
• Current HPI: 337.4819
• Rent YoY: ▼ -1.87%
• Metro: Bakersfield, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+0.0% since first listed

8 events — show timeline

• 2026-05-18 Listed $55,000 GEMLS
• 2026-03-16 Listing Removed — CRMLS
• 2026-03-06 Relisted — CRMLS
• 2026-03-06 Relisted — GEMLS
• 2026-03-02 Pending — CRMLS
• 2026-03-01 Pending — GEMLS
• 2026-01-22 Listed $55,000 CRMLS
• 2026-01-19 Listed $55,000 GEMLS

Property tax history

-1.1%/yr

Latest (2025): $179 · +6.3% YoY. Source: county tax records.