7121 Wilburton Ln · Northport, AL 35473

$269,000

4 bd · 2.0 ba · 1,894 sqft · SingleFamily public records · 50 Days on market

Built 2023 6,098 sqft lot $142/sqft · at area comps Est $276k · at est. $44/mo HOA · 2% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.3/30.0
• ARV discount +8.7/15.0
• DSCR +5.7/10.0
• 1% rule +3.9/10.0
• Livability +3.9/5.0
• Schools +2.9/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

The spacious Freeport offers 4 bedrooms and 2 bathrooms in 1,497 square feet – all on one level. It also features a two-car garage. The chef-inspired kitchen has an oversized breakfast island and a pantry, then opens onto a spacious great room. The expansive Bedroom One features a luxurious bathroom with a walk-in shower, double vanities, and an oversized walk-in closet. The additional bedrooms all offer generous closets, a laundry room and linen closet completes the plan. Quality materials and workmanship throughout, with superior attention to detail, plus a one-year builders' warranty. Your new home also includes our smart home technology package!

Key facts

• Double sinks
• One level living
• Large walk in closet

Tags

• ONE LEVEL LIVING
• OPEN CONCEPT COMMON AREA
• WALK IN SHOWER
• DOUBLE SINKS
• LARGE WALK IN CLOSET
• OPEN BACK PATIO

Property features AI

Finance

• HOA & community: Homeowners association with annual fee of $530

Exterior

• Parking: Attached garage; Concrete driveway
• Security: Smoke detectors
• Utilities: Cable available; Sewer connected
• Home design: Single-family residence; One level; Residential property
• Construction: Vinyl siding; Shingle/composition roof; Slab foundation; Built recently (one-story construction listed)
• Exterior features: Patio; Paved road access

Interior

• Kitchen: Dishwasher; Electric oven; Electric range; Microwave; Electric water heater
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (natural gas); Central air; Ceiling fans; Electric cooling
• Interior features: Ceiling fans; Pantry; Walk-in closets; Blinds
• Laundry & utility: Main-level laundry room

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $269k.

Deal economics

• At list price, monthly cash flow is $246 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $241k (10.5% below list).
• Recommended offer: $241k (10.5% below list) — sets the bar for 1% rule.
• Cap rate 7.4% vs local median 4.2% in Northport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#8 in AL, #2,686 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute F.
• Tuscaloosa County (suburban): math 21% / reading 45% proficiency, ranked #47 of 129 in AL (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Flatwoods Elementary School (math 8% / reading 42%, grade F, #416 of 627 statewide, top 67%, 436 students, 80% FRL); Echols Middle School (math 13% / reading 48%, grade F, #119 of 257 statewide, top 46%, 878 students, 64% FRL); Tuscaloosa County High School (math 26% / reading 30%, grade F, #87 of 305 statewide, top 29%, 1,545 students, 55% FRL) — zoned schools average 67% FRL vs 45% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 108 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 622 units permitted in Tuscaloosa County in 2024 (69 in 5+ unit buildings).
• This rent runs 41% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Tuscaloosa County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 50 days — a 3% lower offer ($261k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $230k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 59% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $240,721 (10.5% below list)

Questions for the listing agent

1. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 7.39%
• Cash-on-cash: 3.92%
• DSCR: 1.17
• GRM: 9.3

CMA / ARV

• ARV (median comp): $276,288
• List price: $269,000
• Delta: -2.64%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7116 Dowery Dell Way	0.07mi	4/2.0	1,798 (-5%)	0mo	$292,000	$162	88
7229 Dowery Dell Way	0.11mi	4/2.0	1,798 (-5%)	13mo	$259,000	$144	76
7450 Wilburton Ln	0.03mi	4/2.0	1,774 (-6%)	16mo	$294,900	$166	75
7355 Wilburton Ln	0.11mi	4/2.0	1,774 (-6%)	12mo	$272,500	$154	74
7425 Grand Trestle Way	0.04mi	4/2.0	1,774 (-6%)	18mo	$279,100	$157	73
2814 Trestle Park Cir	0.17mi	4/2.0	1,774 (-6%)	15mo	$294,900	$166	69
2715 Deerfield Ln	0.30mi	3/2.5 (-1)	1,800 (-5%)	4mo	$200,000	$111	67
2746 Lily Cir	0.36mi	4/2.0	1,834 (-3%)	12mo	$291,000	$159	67
2758 Lily Cir	0.38mi	4/2.0	1,761 (-7%)	11mo	$259,900	$148	62
2817 Trestle Square Pass	0.07mi	4/2.5	1,649 (-13%)	16mo	$270,000	$164	60
6504 Clearbrook Dr	0.60mi	3/2.0 (-1)	1,797 (-5%)	9mo	$288,000	$160	51
2757 Lily Cir	0.41mi	3/2.5 (-1)	2,107 (+11%)	10mo	$324,900	$154	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -10.2%
• Equity multiple: 0.63×
• Total profit: $-27,989
• Equity at exit: $40,109

10-year hold

• IRR: -0.9%
• Equity multiple: 0.94×
• Total profit: $-4,530
• Equity at exit: $23,258

Cash invested: $75,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35473

• Home prices YoY: -14.6%
• Active inventory: 108
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $2,407 medium
• Mortgage (P&I): −$1,411
• Tax from tax record: −$89 /mo · $1,063/yr
• Insurance: −$112
• HOA: −$44
• Vacancy / Maint / Mgmt: −$506
• Net cashflow: $246

Break-even live

Break-even rent $2,095

Max offer price $269,000

Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,250
• Closing costs: $8,070
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7334 Wilburton Ln Northport, AL	5.0	3.0	2511	$2,270	$0.90	21d	1	0.06mi
7701 Thompsons Way Northport, AL	3.0	2.0	1305	$1,600	$1.23	43d	1	0.28mi

HOA detail

• Monthly dues: $44 · $528/yr

Listing history 27 events

1. 2026-06-18
   days on market $269,000 Active 50 DOM
2. 2026-06-17
   days on market $269,000 Active 49 DOM
3. 2026-06-16
   days on market $269,000 Active 48 DOM
4. 2026-06-15
   days on market $269,000 Active 47 DOM
5. 2026-06-14
   days on market $269,000 Active 45 DOM
6. 2026-06-13
   days on market $269,000 Active 44 DOM
7. 2026-06-10
   days on market $269,000 Active 42 DOM
8. 2026-06-09
   days on market $269,000 Active 41 DOM
9. 2026-06-08
   days on market $269,000 Active 40 DOM
10. 2026-06-07
    pricedays on market $269,000 Active 39 DOM
11. 2026-06-05
    days on market $279,900 Active 36 DOM
12. 2026-06-03
    days on market $279,900 Active 35 DOM
13. 2026-06-02
    days on market $279,900 Active 34 DOM
14. 2026-06-01
    days on market $279,900 Active 33 DOM
15. 2026-05-31
    days on market $279,900 Active 32 DOM
16. 2026-05-30
    days on market $279,900 Active 31 DOM
17. 2026-04-29
    listed $279,900 Active 617-char remark
18. 2023-11-20
    soldstatus $229,900 Closed 663-char remark

    Show marketing remark (663 chars)

    The spacious Freeport offers 4 bedrooms and 2 bathrooms in 1,497 square feet – all on one level. It also features a two-car garage. The chef-inspired kitchen has an oversized breakfast island and a pantry, then opens onto a spacious great room. The expansive Bedroom One features a luxurious bathroom with a walk-in shower, double vanities, and an oversized walk-in closet. The additional bedrooms all offer generous closets, a laundry room and linen closet completes the plan. Quality materials and workmanship throughout, with superior attention to detail, plus a one-year builders' warranty. Your new home also includes our smart home technology package!

19. 2023-10-07
    status Pending 663-char remark

    Show marketing remark (663 chars)

    The spacious Freeport offers 4 bedrooms and 2 bathrooms in 1,497 square feet – all on one level. It also features a two-car garage. The chef-inspired kitchen has an oversized breakfast island and a pantry, then opens onto a spacious great room. The expansive Bedroom One features a luxurious bathroom with a walk-in shower, double vanities, and an oversized walk-in closet. The additional bedrooms all offer generous closets, a laundry room and linen closet completes the plan. Quality materials and workmanship throughout, with superior attention to detail, plus a one-year builders' warranty. Your new home also includes our smart home technology package!

20. 2023-08-28
    price $229,900 663-char remark

    Show marketing remark (663 chars)

    The spacious Freeport offers 4 bedrooms and 2 bathrooms in 1,497 square feet – all on one level. It also features a two-car garage. The chef-inspired kitchen has an oversized breakfast island and a pantry, then opens onto a spacious great room. The expansive Bedroom One features a luxurious bathroom with a walk-in shower, double vanities, and an oversized walk-in closet. The additional bedrooms all offer generous closets, a laundry room and linen closet completes the plan. Quality materials and workmanship throughout, with superior attention to detail, plus a one-year builders' warranty. Your new home also includes our smart home technology package!

21. 2023-08-21
    price $249,900 663-char remark

    Show marketing remark (663 chars)

    The spacious Freeport offers 4 bedrooms and 2 bathrooms in 1,497 square feet – all on one level. It also features a two-car garage. The chef-inspired kitchen has an oversized breakfast island and a pantry, then opens onto a spacious great room. The expansive Bedroom One features a luxurious bathroom with a walk-in shower, double vanities, and an oversized walk-in closet. The additional bedrooms all offer generous closets, a laundry room and linen closet completes the plan. Quality materials and workmanship throughout, with superior attention to detail, plus a one-year builders' warranty. Your new home also includes our smart home technology package!

22. 2023-08-21
    status Active 663-char remark

    Show marketing remark (663 chars)

    The spacious Freeport offers 4 bedrooms and 2 bathrooms in 1,497 square feet – all on one level. It also features a two-car garage. The chef-inspired kitchen has an oversized breakfast island and a pantry, then opens onto a spacious great room. The expansive Bedroom One features a luxurious bathroom with a walk-in shower, double vanities, and an oversized walk-in closet. The additional bedrooms all offer generous closets, a laundry room and linen closet completes the plan. Quality materials and workmanship throughout, with superior attention to detail, plus a one-year builders' warranty. Your new home also includes our smart home technology package!

23. 2023-08-18
    status Pending 663-char remark

    Show marketing remark (663 chars)

    The spacious Freeport offers 4 bedrooms and 2 bathrooms in 1,497 square feet – all on one level. It also features a two-car garage. The chef-inspired kitchen has an oversized breakfast island and a pantry, then opens onto a spacious great room. The expansive Bedroom One features a luxurious bathroom with a walk-in shower, double vanities, and an oversized walk-in closet. The additional bedrooms all offer generous closets, a laundry room and linen closet completes the plan. Quality materials and workmanship throughout, with superior attention to detail, plus a one-year builders' warranty. Your new home also includes our smart home technology package!

24. 2023-08-15
    historical 663-char remark

    Show marketing remark (663 chars)

    The spacious Freeport offers 4 bedrooms and 2 bathrooms in 1,497 square feet – all on one level. It also features a two-car garage. The chef-inspired kitchen has an oversized breakfast island and a pantry, then opens onto a spacious great room. The expansive Bedroom One features a luxurious bathroom with a walk-in shower, double vanities, and an oversized walk-in closet. The additional bedrooms all offer generous closets, a laundry room and linen closet completes the plan. Quality materials and workmanship throughout, with superior attention to detail, plus a one-year builders' warranty. Your new home also includes our smart home technology package!

25. 2023-08-09
    price $234,900 663-char remark

    Show marketing remark (663 chars)

    The spacious Freeport offers 4 bedrooms and 2 bathrooms in 1,497 square feet – all on one level. It also features a two-car garage. The chef-inspired kitchen has an oversized breakfast island and a pantry, then opens onto a spacious great room. The expansive Bedroom One features a luxurious bathroom with a walk-in shower, double vanities, and an oversized walk-in closet. The additional bedrooms all offer generous closets, a laundry room and linen closet completes the plan. Quality materials and workmanship throughout, with superior attention to detail, plus a one-year builders' warranty. Your new home also includes our smart home technology package!

26. 2023-08-03
    price $244,900 663-char remark

    Show marketing remark (663 chars)

    The spacious Freeport offers 4 bedrooms and 2 bathrooms in 1,497 square feet – all on one level. It also features a two-car garage. The chef-inspired kitchen has an oversized breakfast island and a pantry, then opens onto a spacious great room. The expansive Bedroom One features a luxurious bathroom with a walk-in shower, double vanities, and an oversized walk-in closet. The additional bedrooms all offer generous closets, a laundry room and linen closet completes the plan. Quality materials and workmanship throughout, with superior attention to detail, plus a one-year builders' warranty. Your new home also includes our smart home technology package!

27. 2023-05-25
    listed $249,900 Active 663-char remark

    Show marketing remark (663 chars)

    The spacious Freeport offers 4 bedrooms and 2 bathrooms in 1,497 square feet – all on one level. It also features a two-car garage. The chef-inspired kitchen has an oversized breakfast island and a pantry, then opens onto a spacious great room. The expansive Bedroom One features a luxurious bathroom with a walk-in shower, double vanities, and an oversized walk-in closet. The additional bedrooms all offer generous closets, a laundry room and linen closet completes the plan. Quality materials and workmanship throughout, with superior attention to detail, plus a one-year builders' warranty. Your new home also includes our smart home technology package!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,063 · $89/mo
• Projected year-2 tax: $1,103 · $92/mo
• Expected delta: +$40/yr (+$3/mo · 3.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 59% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,887
• − Mortgage interest: −$15,068
• − Property taxes: −$1,063
• − Insurance: −$1,345
• − Repairs & maintenance: −$2,311
• − Management: −$2,311
• − HOA: −$528
• − Depreciation: −$7,825
• Taxable loss: −$1,565
• Est. tax savings @ 24.0%: +$376
• After-tax cash flow: $3,332/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Tuscaloosa County
• NCES district ID: 0103390
• Math proficiency: 21% ▼ -24.00%
• Reading proficiency: 45% ▲ 2.00%
• Median HH income: $53,000
• Composite: 28.88/100
• National rank: #6641
• State rank: #47 of 129 in AL

Livability — Northport

• Score: 78/100
• State rank: #8
• US rank: #2686

Category grades

Amenities A- Commute F Cost of living A+ Crime B Employment B- Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Northport, AL
• County: Tuscaloosa County · 206,491 people
• City population: 47,464
• Metro: Tuscaloosa, AL
• Population (ZIP): 18,198
• Household income: $69,657
• Rent vs Own: 41.0% rent · 59.0% own
• Severe rent burden: 740.0

Population outlook (Tuscaloosa County) Hauer SSP2

• Today (2025): 228,293 people
• By 2030: 240,551 · +5.4%
• By 2040: 263,856 · +15.6%
• By 2050: 286,491 · +25.5%
• By 2075: 335,783 · +47.1%
• By 2100: 370,520 · +62.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Black 20% Hispanic / Latino 9% Two or more races 6%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Serbian 3% Slovak 1% Italian 1%
• Foreign-born: 6% · Canada
• Languages at home: 91% English-only · Spanish 6% German/W. Germanic 1%

Political lean MEDSL · Tuscaloosa

• 2024 margin: Strong R (+20.4) · D 39.4% · R 59.8%
• 2008→2024 swing: -4.4pp toward R · 2008: -16.0pp · 2024: -20.4pp
• All cycles: 2024: R+20.4 2020: R+14.8 2016: R+19.5 2012: R+17.4 2008: R+16.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -37.92%
• Current HPI: 222.5458
• Rent YoY: —
• Metro: Tuscaloosa, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+7.6% since first listed

12 events — show timeline

• 2026-06-05 Price Changed $269,000 WAMLS
• 2026-04-29 Listed $279,900 WAMLS
• 2023-11-20 Sold (MLS) $229,900 WAMLS
• 2023-10-07 Pending — WAMLS
• 2023-08-28 Price Changed $229,900 WAMLS
• 2023-08-21 Price Changed $249,900 WAMLS
• 2023-08-21 Relisted — WAMLS
• 2023-08-18 Pending — WAMLS
• 2023-08-15 Delisted — WAMLS
• 2023-08-09 Price Changed $234,900 WAMLS
• 2023-08-03 Price Changed $244,900 WAMLS
• 2023-05-25 Listed $249,900 WAMLS

Property tax history

-37.8%/yr

Latest (2025): $1,063 · -37.8% YoY. Source: county tax records.