4441 NW 16th St Unit J311 · Lauderhill, FL
Flood risk 4/10 · Minor
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.22%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.0/30.0
- 1% rule +7.6/10.0
- ARV discount +7.5/15.0
- Schools +4.1/10.0
- Livability +4.0/5.0
- DSCR +3.2/10.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$134,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Rare penthouse corner unit on the 3rd floor with peaceful garden views and abundant natural light. Updated bathrooms and a well-maintained interior offer comfort and style. Enjoy resort-style amenities including two heated swimming pools, sauna, gym, clubhouse, library, event room, shuffleboard, BBQ, picnic areas, and much more. Golf course just minutes away behind the community. Centrally located near shopping, dining, and beaches. Ideal for full-time or seasonal living.
Key facts
- Clubhouse
- Sauna
- Garden views
Tags
Property features AI
Finance
- Other: Senior community
- HOA & community: Has association; Monthly HOA dues; Community amenities include: pool, clubhouse, fitness center, billiard room, shuffleboard court, picnic area, community room, hobby room, library, storage, parking, trash chute, maintenance
Exterior
- Parking: Assigned parking; Guest parking
- Security: Security fence
- Utilities: Cable available
- Home design: Condominium; 3 total stories; Third-floor entry
- Construction: Block and stucco construction
- Exterior features: Porch (glass-enclosed); Fenced; No waterfront
Interior
- Kitchen: Disposal; Dishwasher
- Bedrooms: 2 bedrooms (all on the main level)
- Flooring: Ceramic tile; Tile; Vinyl
- Bathrooms: 2 full bathrooms (main level)
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Furnished; Disposal; Dishwasher
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $134k.
Deal economics
- At list price, monthly cash flow is $-56 ($-676/yr) — negative.
- To cash-flow at today's rent, offer at most $126k (6.1% below list).
- Meets the 1% rule at list price ($2k rent vs $134k).
- Recommended offer: $122k (9.0% below list) — sets the bar for market timing.
- Cap rate 5.8% vs local median 4.3% in Lauderhill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 79/100 on livability (#139 in FL, #2,059 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D, amenities F.
- Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Lauderhill Paul Turner Elementary School (math 29% / reading 32%, grade F, #1,862 of 2,144 statewide, top 88%, 547 students, 87% FRL); Nova Middle School (math 44% / reading 53%, grade C-, #274 of 571 statewide, top 50%, 1,284 students, 68% FRL); Boyd H. Anderson High School (math 10% / reading 14%, grade F, #622 of 667 statewide, top 93%, 2,038 students, 72% FRL) — zoned schools average 76% FRL vs 51% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 30% at this address vs 48% district-wide (-17 pts) — the specific schools serving this property underperform the Broward average; the district grade overstates school quality for this exact location.
- Market conditions: Rents flat; 664 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
- This rent runs 44% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $930 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 102 days — a 9% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 27% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 102 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.26% ✓
- Cap rate
- 5.79%
- Cash-on-cash
- -1.79%
- DSCR
- 0.92
- GRM
- 6.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.26% rent growth · sell at horizon
- IRR
- -23.8%
- Equity multiple
- 0.21×
- Total profit
- $-29,618
- Equity at exit
- $20,054
- IRR
- -37.8%
- Equity multiple
- -0.24×
- Total profit
- $-46,812
- Equity at exit
- $11,629
Cash invested: $37,660 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33313
- Rents YoY
- 0.3%
- Active inventory
- 664
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $1,695 high interval (Pro) →
- Mortgage (P&I)
- −$705
- Tax est. 1.5%
- −$168 /mo · $2,018/yr
- Insurance
- −$56
- HOA
- −$466
- Vacancy / Maint / Mgmt
- −$356
- Net cashflow
- $-56
Break-even live
Sensitivity live
| Price | -10% $37 | -5% $-10 | +0% $-56 | +5% $-103 | +10% $-149 |
|---|---|---|---|---|---|
| Rent | -10% $-190 | -5% $-123 | +0% $-56 | +5% $11 | +10% $78 |
| Rate | -1.0pp $11 | -0.5pp $-22 | base $-56 | +0.5pp $-91 | +1.0pp $-127 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,625
- Closing costs
- $4,035
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4321 NW 16th St Unit 202C Lauderhill, FL | 2.0 | 2.0 | 867 | $1,700 | $1.96 | 26d | 1 | 0.08mi |
| 1621 NW 46th Ave #101 Lauderhill, FL | 1.0 | 1.0 | 576 | $1,600 | $2.78 | 26d | 1 | 0.10mi |
| 1631 NW 46th Ave #118 Lauderhill, FL | 2.0 | 2.0 | 828 | $1,750 | $2.11 | 26d | 1 | 0.11mi |
| 1599 NW 43rd Ave #106 Lauderhill, FL | 1.0 | 1.0 | 730 | $1,499 | $2.05 | 19d | 1 | 0.11mi |
| 1701 NW 46th Ave #109 Lauderhill, FL | 2.0 | 2.0 | 828 | $1,800 | $2.17 | 23d | 1 | 0.13mi |
| 4299 NW 16th St #103 Lauderhill, FL | 1.0 | 1.0 | 700 | $1,400 | $2.00 | 9d | 1 | 0.14mi |
| 4299 NW 16th St #103 Lauderhill, FL | 1.0 | 1.0 | 700 | $1,400 | $2.00 | 26d | 1 | 0.14mi |
| 1501 NW 43rd Ave #204 Lauderhill, FL | 2.0 | 2.0 | 950 | $1,650 | $1.74 | 26d | 1 | 0.16mi |
| 1490 NW 43rd Ave #206 Lauderhill, FL | 2.0 | 2.0 | 950 | $1,800 | $1.89 | 21d | 1 | 0.17mi |
| 1861 NW 46th Ave Lauderhill, FL | 2.0 | 1.0–2.0 | 730 | $1,678 | $2.30 | 0d | 14 | 0.24mi |
| 1310 NW 43rd Ave #303 Lauderhill, FL | 1.0 | 1.0 | 950 | $1,400 | $1.47 | 26d | 1 | 0.26mi |
| 4491 NW 19th St Lauderhill, FL | 1.0–3.0 | 1.0–2.5 | 1358 | $2,065 | $1.52 | 0d | 37 | 0.32mi |
| 4047 NW 16th St #109 Lauderhill, FL | 1.0 | 1.0 | 725 | $1,300 | $1.79 | 26d | 1 | 0.33mi |
| 4310 NW 12th Ct #205 Lauderhill, FL | 1.0 | 1.0 | 730 | $1,500 | $2.05 | 18d | 1 | 0.34mi |
| 4310 NW 12th Ct #205 Lauderhill, FL | 1.0 | 1.0 | 730 | $1,500 | $2.05 | 6d | 1 | 0.34mi |
| 1196 NW 40th Ave Lauderhill, FL | 1.0–2.0 | 1.0 | 825 | $1,879 | $2.28 | 3d | 10 | 0.42mi |
| 2017 NW 46th Ave Unit A110 Lauderhill, FL | 1.0 | 1.5 | 800 | $1,650 | $2.06 | 26d | 1 | 0.45mi |
| 2029 NW 46th Ave Lauderhill, FL | 1.0 | 1.5 | 800 | $1,500 | $1.88 | 26d | 1 | 0.45mi |
| 2061 NW 47th Ter Lauderhill, FL | 1.0 | 1.5 | 928 | $1,620 | $1.75 | 5d | 2 | 0.49mi |
| 4160 NW 21st St Lauderhill, FL | 1.0–2.0 | 1.0 | 810 | $1,700 | $2.10 | 0d | 3 | 0.50mi |
| 4160 NW 21st St Lauderhill, FL | 1.0–2.0 | 1.0 | 810 | $1,700 | $2.10 | 26d | 3 | 0.50mi |
| 4240 NW 21st St #134 Lauderhill, FL | 1.0 | 1.0 | 812 | $1,500 | $1.85 | 26d | 1 | 0.51mi |
| 2070 NW 43rd Ter #6 Lauderhill, FL | 1.0 | 1.0 | 600 | $1,600 | $2.67 | 23d | 1 | 0.52mi |
| 4740 NW 21st St Lauderhill, FL | 1.0 | 1.5 | 1003 | $1,575 | $1.57 | 21d | 2 | 0.53mi |
| 2060 NW 48th Ter Lauderhill, FL | 1.0–2.0 | 1.0–2.0 | 886 | $1,595 | $1.80 | 9d | 2 | 0.58mi |
| 4401 NW 10th Ct Plantation, FL | 1.0–2.0 | 1.0 | 860 | $1,690 | $1.97 | 0d | 20 | 0.61mi |
| 4851 NW 21st St Unit 2P Lauderhill, FL | 1.0 | 1.5 | 1074 | $1,400 | $1.30 | 26d | 1 | 0.63mi |
| 4750 NW 22nd Ct #502 Lauderhill, FL | 1.0 | 1.5 | 928 | $1,600 | $1.72 | 26d | 1 | 0.65mi |
| 1790-1796 NW 52nd Ave Lauderhill, FL | 3.0 | 1.0 | 1000 | $2,100 | $2.10 | 0d | 1 | 0.70mi |
| 4770 NW 10th Ct #312 Plantation, FL | 1.0 | 1.0 | 748 | $1,600 | $2.14 | 0d | 1 | 0.75mi |
| 5224 NW 16th St Unit 3 Lauderhill, FL | 2.0 | 2.0 | 900 | $2,200 | $2.44 | 14d | 1 | 0.75mi |
| 4700 NW 9th Ct #4700 Plantation, FL | 2.0 | 1.5 | 938 | $2,250 | $2.40 | 26d | 1 | 0.80mi |
| 5317 NW 18th Ct Unit 5317 Lauderhill, FL | 3.0 | 2.0 | 1000 | $2,300 | $2.30 | 5d | 1 | 0.81mi |
| 1752 NW 55th Ave #102 Lauderhill, FL | 1.0 | 1.0 | 550 | $1,390 | $2.53 | 26d | 1 | 0.81mi |
| 4817 NW 9th Dr #4817 Plantation, FL | 2.0 | 1.5 | 938 | $1,700 | $1.81 | 26d | 1 | 0.82mi |
| 3700 NW 21st St #203 Lauderdale Lakes, FL | 1.0 | 1.0 | 800 | $1,500 | $1.88 | 22d | 1 | 0.83mi |
| 5421-5425 NW 15th Ct Unit 5425 Lauderhill, FL | 2.0 | 1.0 | 890 | $1,950 | $2.19 | 14d | 1 | 0.84mi |
| 4848 NW 24th Ct Lauderdale Lakes, FL | 1.0–3.0 | 1.0–2.0 | 1045 | $1,675 | $1.60 | 7d | 4 | 0.85mi |
| 4848 NW 24th Ct Lauderdale Lakes, FL | 1.0–3.0 | 1.0–2.0 | 1045 | $1,725 | $1.65 | 18d | 3 | 0.85mi |
| 4851 NW 9th Dr #4851 Plantation, FL | 2.0 | 1.0 | 736 | $1,650 | $2.24 | 26d | 1 | 0.85mi |
HOA detail condo
- Monthly dues
- $466 · $5,592/yr
- Likely covers
- poolgym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 17 events
-
2026-06-21days on market $134,500 Active 102 DOM
-
2026-06-18days on market $134,500 Active 99 DOM
-
2026-06-17days on market $134,500 Active 98 DOM
-
2026-06-16days on market $134,500 Active 97 DOM
-
2026-06-15days on market $134,500 Active 96 DOM
-
2026-06-13days on market $134,500 Active 94 DOM
-
2026-06-09days on market $134,500 Active 90 DOM
-
2026-06-07days on market $134,500 Active 88 DOM
-
2026-06-04days on market $134,500 Active 85 DOM
-
2026-06-03days on market $134,500 Active 84 DOM
-
2026-06-02days on market $134,500 Active 83 DOM
-
2026-06-01days on market $134,500 Active 82 DOM
-
2026-05-31days on market $134,500 Active 81 DOM
-
2026-01-27$134,500 Active
-
2025-07-14historical
-
2025-03-11price $155,000
-
2025-01-14$170,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (shaded) · 22% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥105°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,342
- − Mortgage interest
- −$7,534
- − Property taxes
- −$2,018
- − Insurance
- −$672
- − Repairs & maintenance
- −$1,627
- − Management
- −$1,627
- − HOA
- −$5,592
- − Depreciation
- −$3,913
- Taxable loss
- −$2,641
- Est. tax savings @ 24.0%
- +$634
- After-tax cash flow
- $-42/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broward
- NCES district ID
- 1200180
- Math proficiency
- 42% ▼ -18.00%
- Reading proficiency
- 53% ▼ -5.00%
- Median HH income
- $52,139
- Composite
- 40.88/100
- National rank
- #3621
- State rank
- #46 of 73 in FL
Livability — Lauderhill
- Score
- 79/100
- State rank
- #139
- US rank
- #2059
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lauderhill, FL
- County
- Broward County · 1,963,430 people
- City population
- 62,807
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 62,807
- Household income
- $46,305
- Rent vs Own
- Severe rent burden
- 5692.0
Population outlook (Broward County) Hauer SSP2
- Today (2025)
- 2,207,033 people
- By 2030
- 2,360,704 · +7.0%
- By 2040
- 2,661,208 · +20.6%
- By 2050
- 2,946,698 · +33.5%
- By 2075
- 3,602,273 · +63.2%
- By 2100
- 3,970,984 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (77%)
- Race & ethnicity
- Black 77% Hispanic / Latino 12% Two or more races 8% White 7% Asian 2%
- Hispanic origin (detail)
- Puerto Rican 2% Cuban 3% Dominican 1%
- Common ancestry
- Hispanic 20%
- Foreign-born
- 39% · Canada, Jamaica, Dominican Republic
- Languages at home
- 66% English-only · French/Haitian/Cajun 22% Spanish 10%
Political lean MEDSL · Broward
- 2024 margin
- D (+17.0) · D 58.0% · R 41.0%
- 2008→2024 swing
- -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
- All cycles
- 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -338.15%
- Current HPI
- 288.9345
- Rent YoY
- ▲ 0.26%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
|
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Price history
-20.9% since first listed4 events — show timeline
- 2026-01-27 Listed $134,500 Beaches MLS
- 2025-07-14 Listing Removed — MARMLS
- 2025-03-11 Price Changed $155,000 MARMLS
- 2025-01-14 Listed $170,000 MARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…