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2204 14th St Duplex
B+ Composite 79.46
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +9.0/10.0
  • Schools +5.4/10.0
  • Livability +4.0/5.0
  • Rent growth +3.7/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$249,900

2204 14th St · Troy, NY 12180
4 bd · 2.0 ba · 1,958 sqft · MultiFamily public records · 103 Days on market
Built 1890 Fair condition 2,613 sqft lot $128/sqft · 46% below area Est $464k · 46% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks

Great RPI Rental neighborhood Jacob & 14th area! This simple to maintain 2 Family has always been rented and has new leases at $1450 month plus tenants pay gas and electric thru June 30, 2027. First & Second floor units are currently 2 bedrooms w/ office/study each. Nice entry level 1st time RPI Investor property or nice addition to any current RPI Investor Portfolio!

Key facts

  • 2,613 sq ft lot
  • Built 1890
  • Listed 102 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2 × 2-bed/1.0-bath units multifamily listed at $250k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $961 ($12k/yr) — positive. Per door: $481/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $250k).
  • Recommended offer: $227k (9.0% below list) — sets the bar for market timing.
  • Cap rate 10.9% vs local median 5.0% in Troy — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#88 in NY, #1,350 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: employment C-, crime F.
  • Troy City School District (urban): math 44% / reading 46% proficiency, ranked #467 of 590 in NY (top 79%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Ps 14 (math 47% / reading 42%, grade F, #1,277 of 2,108 statewide, top 64%, 425 students, 76% FRL); Troy Middle School (math 22% / reading 43%, grade F, #504 of 729 statewide, top 70%, 786 students, 72% FRL); Troy High School (math 95% / reading 77%, grade A, #347 of 1,100 statewide, top 32%, 1,153 students, 64% FRL).
  • Market conditions: Rents rising fast (+4.9%/yr); 298 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals lingering (median 68d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 94% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 405 units permitted in Rensselaer County in 2024 (224 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Rensselaer County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 4.9% rent growth), your $70k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 103 days — a 9% lower offer ($227k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 20y ago; this cycle's ask has dropped $25k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $177k; 41% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $227,409 (9.0% below list)

Questions for the listing agent

  1. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  5. Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.40%
Cap rate
10.91%
Cash-on-cash
16.48%
DSCR
1.73
GRM
5.9

CMA / ARV

ARV (median comp)
$464,219
List price
$249,900
Delta
-40.78%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1213 Jacob St 0.08mi 5/2.0 (+1) 1,936 (-1%) 3mo $220,000 $114 87
90 9th St 0.26mi 4/2.0 1,892 (-3%) 12mo $225,000 $119 72
2205-2207 15th St 0.02mi 5/3.5 (+1) 2,000 (+2%) 18mo $351,800 $176 69
1227 Sausse Ave 0.49mi 4/2.0 1,944 (-1%) 9mo $190,000 $98 69
55 Oakwood Ave 0.53mi 5/2.0 (+1) 1,980 (+1%) 8mo $170,000 $86 62
2363 Burdett Ave 0.37mi 5/2.0 (+1) 2,200 (+12%) 1mo $265,000 $120 57
62 College Ave 0.56mi 4/2.0 1,760 (-10%) 1mo $350,000 $199 56
1528 Bouton Rd 0.58mi 3/2.0 (-1) 1,908 (-3%) 11mo $294,000 $154 54
1317 15th St 0.74mi 4/2.0 2,050 (+5%) 19mo $200,000 $98 42
2435 5th Ave 0.57mi 3/2.0 (-1) 1,692 (-14%) 5mo $279,900 $165 42
3 St Pauls Pl 0.70mi 3/3.0 (-1) 2,124 (+8%) 7mo $197,000 $93 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.88% rent growth · sell at horizon

5-year hold
IRR
9.8%
Equity multiple
1.39×
Total profit
$27,562
Equity at exit
$37,261
10-year hold
IRR
20.5%
Equity multiple
2.89×
Total profit
$131,996
Equity at exit
$21,607

Cash invested: $69,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.
Seller's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
3 active · 6 under contract
Months of supply
2.2 mo (44%/mo absorbed)
Median asking
$255,000 ($105/sqft)
Median days on market
20 d
This list price
33% of active listings are priced below it
ARV vs active asking
+125.0% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 12180

Home prices YoY
-33.3%
Rents YoY
4.9%
Active inventory
298
Price-to-rent
11.9×

Monthly cashflow live

Estimated rent
$3,501 high interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$390 /mo · $4,681/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$735
Net cashflow
$961

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (2 units) $3,501

Break-even live

Break-even rent $2,284
Max offer price $249,900
Occupancy floor 68%

Sensitivity live

Price -10% $1,103 -5% $1,032 +0% $961 +5% $890 +10% $820
Rent -10% $684 -5% $823 +0% $961 +5% $1,099 +10% $1,238
Rate -1.0pp $1,087 -0.5pp $1,025 base $961 +0.5pp $896 +1.0pp $830

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,475
Closing costs
$7,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2209 15th St Troy, NY 3.0 1.0 950 $2,595 $2.73 72d 1 0.04mi
2302 12th St Unit 2 Troy, NY 3.0 1.0 1200 $595 $0.50 68d 1 0.16mi
2302 12th St Unit 1 Troy, NY 3.0 1.0 1200 $650 $0.54 68d 1 0.16mi
2320 15th St Unit 1 Troy, NY 1.0 1.0 1200 $625 $0.52 16d 1 0.18mi
169 Hutton St Unit 1 Troy, NY 3.0 1.0 1500 $595 $0.40 68d 1 0.23mi
169 Hutton St Unit 2 Troy, NY 1.0 1.0 500 $1,050 $2.10 68d 1 0.23mi
169 Hutton St Unit 2 Troy, NY 2.0 1.0 1000 $695 $0.69 16d 1 0.23mi
136 9th St Unit 1 Troy, NY 3.0 1.0 1500 $595 $0.40 68d 1 0.24mi
136 9th St Unit 2 Troy, NY 3.0 1.0 1500 $600 $0.40 68d 1 0.24mi
238 8th St Troy, NY 3.0 2.0 1200 $2,200 $1.83 16d 1 0.28mi
159 Hoosick St Unit 1F Troy, NY 1.0 1.0 1050 $1,050 $1.00 68d 1 0.30mi
159 Hoosick St Unit 1R Troy, NY 2.0 1.0 1050 $795 $0.76 68d 1 0.31mi
195 9th St Troy, NY 3.0 2.0 1500 $750 $0.50 68d 1 0.32mi
2156 5th Ave Apt 1 Troy, NY 1.0 1.0 $1,250 16d 1 0.46mi
288 Hoosick St Troy, NY 3.0 1.0 1800 $695 $0.39 68d 1 0.47mi
2420 21st St Troy, NY 2.0 1.0 725 $1,392 $1.92 15d 1 0.50mi
2002 Federal St Troy, NY 2.0 1.0–2.0 830 $3,450 $4.16 15d 35 0.50mi
2001 5th Ave Troy, NY 2.0 1.0–2.0 850 $2,650 $3.12 15d 8 0.53mi
1808 5th Ave Troy, NY 1.0 1.0 853 $1,450 $1.70 68d 1 0.60mi
88 14th St Unit 1 Troy, NY 2.0 1.0 1000 $795 $0.80 68d 1 0.61mi
79 14th St Unit 1 Troy, NY 3.0 1.0 1500 $650 $0.43 68d 1 0.63mi
3 25th St Troy, NY 2.0 1.0 1035 $1,525 $1.47 15d 1 0.64mi
362 9th St Unit 1st Floor Troy, NY 3.0 1.0 1156 $1,575 $1.36 72d 1 0.65mi
362 9th St Unit 1st Floor Troy, NY 3.0 1.0 1156 $1,575 $1.36 68d 1 0.65mi
1611 6th Ave Troy, NY 1.0–2.0 1.0–2.0 1024 $3,000 $2.93 15d 18 0.68mi
1647 5th Ave Troy, NY 3.0 1.0 $1,800 63d 1 0.69mi
36 13th St Unit 2 Troy, NY 2.0 1.0 $1,300 16d 1 0.69mi
51 14th St Unit 1 Troy, NY 2.0 1.0 1000 $850 $0.85 63d 1 0.70mi
104 4th St Unit 2 Troy, NY 3.0 1.0 950 $1,800 $1.89 63d 1 0.72mi
104 4th St Troy, NY 2.0 1.0 $1,800 63d 1 0.72mi
256 Broadway Troy, NY 2.0 1.0 805 $1,997 $2.48 16d 1 0.74mi
200 Broadway Troy, NY 2.0 1.0 1200 $2,370 $1.98 15d 1 0.76mi
53 3rd St Troy, NY 1.0 1.0 1000 $1,700 $1.70 68d 1 0.76mi
124 Ferry St Troy, NY 1.0–3.0 1.0–2.0 814 $1,914 $2.35 63d 10 0.78mi
1708 Highland Ave Unit 3 Troy, NY 3.0 1.0 1485 $595 $0.40 68d 1 0.78mi
5 Broadway Troy, NY 1.0–2.0 1.0 $1,700 15d 1 0.80mi
150 4th St Troy, NY 1.0 1.0 800 $1,100 $1.38 72d 1 0.81mi
1820 Highland Ave Unit 1 Troy, NY 2.0 1.0 1000 $850 $0.85 68d 1 0.81mi
344 Congress St Unit 1 Troy, NY 3.0 1.0 $2,000 72d 1 0.82mi
12 Bank St Troy, NY 3.0 2.0 $2,300 72d 1 0.82mi

Property features AI

Finance

Other
Living area listed as 1,958 (value provided)Below-grade finished area listed as 800 (value provided)Lot dimensions approximately 25 x 100 (0.06 acres)
Financial info
Two-unit propertyTenants are responsible for electricity and gasOwner is responsible for trash collection, sewer, and water
HOA & community
No HOA information provided

Exterior

Parking
No parking information provided
Security
No security features listed
Utilities
150 Amp electric servicePublic waterPublic sewer
Home design
DuplexCombination foundationVinyl sidingMain road frontage approximately 25 feet
Construction
Vinyl siding constructionCombination foundationAsphalt roof
Exterior features
Asphalt roofWood fencing / fenced yardLevel lotOther exterior features

Interior

Kitchen
Each unit includes a kitchen
Bedrooms
Two 2-bedroom units (one with bedrooms on the 1st floor, one with bedrooms on the 2nd floor)
Flooring
TileCarpetHardwood
Bathrooms
Two full bathrooms total (one full bath on 1st floor, one full bath on 2nd floor)
Heating & cooling
Forced air heatingNatural gas heating
Interior features
Tile, carpet, and hardwood flooringFull unfinished basement
Laundry & utility
No specific laundry or utility appliances listed

Listing history 50 events

  1. 2026-08-08
    days on market $249,900 Active 103 DOM
  2. 2026-08-07
    days on market $249,900 Active 102 DOM
  3. 2026-08-06
    days on market $249,900 Active 101 DOM
  4. 2026-08-05
    days on market $249,900 Active 100 DOM
  5. 2026-08-04
    days on market $249,900 Active 99 DOM
  6. 2026-08-03
    days on market $249,900 Active 98 DOM
  7. 2026-08-01
    price $249,900 Active 95 DOM
  8. 2026-07-31
    days on market $274,900 Active 95 DOM
  9. 2026-07-29
    days on market $274,900 Active 93 DOM
  10. 2026-07-27
    days on market $274,900 Active 91 DOM
  11. 2026-07-25
    days on market $274,900 Active 89 DOM
  12. 2026-07-23
    days on market $274,900 Active 87 DOM
  13. 2026-07-22
    days on market $274,900 Active 86 DOM
  14. 2026-07-21
    days on market $274,900 Active 85 DOM
  15. 2026-07-18
    days on market $274,900 Active 82 DOM
  16. 2026-07-16
    days on market $274,900 Active 80 DOM
  17. 2026-07-16
    days on market $274,900 Active 79 DOM
  18. 2026-07-14
    days on market $274,900 Active 78 DOM
  19. 2026-07-14
    days on market $274,900 Active 77 DOM
  20. 2026-07-12
    days on market $274,900 Active 76 DOM
  21. 2026-07-11
    days on market $274,900 Active 75 DOM
  22. 2026-07-10
    days on market $274,900 Active 74 DOM
  23. 2026-07-09
    days on market $274,900 Active 73 DOM
  24. 2026-07-07
    days on market $274,900 Active 71 DOM
  25. 2026-07-06
    days on market $274,900 Active 70 DOM
  26. 2026-07-05
    days on market $274,900 Active 69 DOM
  27. 2026-07-04
    days on market $274,900 Active 68 DOM
  28. 2026-07-03
    days on market $274,900 Active 67 DOM
  29. 2026-07-02
    days on market $274,900 Active 66 DOM
  30. 2026-07-01
    days on market $274,900 Active 65 DOM
  31. 2026-06-30
    days on market $274,900 Active 64 DOM
  32. 2026-06-29
    days on market $274,900 Active 63 DOM
  33. 2026-06-28
    days on market $274,900 Active 62 DOM
  34. 2026-06-28
    days on market $274,900 Active 61 DOM
  35. 2026-06-27
    days on market $274,900 Active 60 DOM
  36. 2026-06-25
    days on market $274,900 Active 58 DOM
  37. 2026-06-23
    days on market $274,900 Active 56 DOM
  38. 2026-06-21
    days on market $274,900 Active 55 DOM
  39. 2026-06-18
    days on market $274,900 Active 52 DOM
  40. 2026-06-17
    days on market $274,900 Active 51 DOM
  41. 2026-06-16
    days on market $274,900 Active 50 DOM
  42. 2026-06-15
    days on market $274,900 Active 49 DOM
  43. 2026-06-14
    days on market $274,900 Active 47 DOM
  44. 2026-06-13
    days on market $274,900 Active 46 DOM
  45. 2026-06-10
    days on market $274,900 Active 44 DOM
  46. 2026-06-09
    days on market $274,900 Active 43 DOM
  47. 2026-06-08
    days on market $274,900 Active 42 DOM
  48. 2026-06-07
    days on market $274,900 Active 41 DOM
  49. 2026-06-03
    days on market $274,900 Active 37 DOM
  50. 2026-06-02
    days on market $274,900 Active 36 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$4,681 · $390/mo
Projected year-2 tax
$4,681 · $390/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$42,012
− Mortgage interest
−$13,998
− Property taxes
−$4,681
− Insurance
−$1,250
− Repairs & maintenance
−$3,361
− Management
−$3,361
− Depreciation
−$7,270
Taxable income
$8,091
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,942
After-tax cash flow
$9,591/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Fair 45/100 Moderate rehab Est. rehab $48,950–$88,110 screening

This 2-family home requires moderate renovations, including painting, updating the kitchen, and replacing the flooring, to improve its condition and value.

Components & finishes AI

Flooring tile

Deferred maintenance Est. $20,000–$60,000 screening

  • Major Roof (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — No roof material or condition visible
  • Major Hvac (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — No HVAC type or condition visible

Repairs flagged

  • Major Paint — Chipped paint in multiple areas indicates significant wear and tear.
  • Major Flooring — Worn hardwood floors in the entryway and kitchen need refinishing or replacement.
  • Minor Kitchen cabinets — Dated cabinets can be updated with new ones.
  • Minor Bathroom fixtures — Older fixtures can be replaced with modern ones.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can improve the curb appeal and interior aesthetics, attracting more renters and buyers.
  • Both Updating the kitchen cabinets and fixtures — Modernizing the kitchen can increase the home's value and appeal to a broader range of potential buyers and renters.
  • Both Replacing the hardwood floors — New flooring can significantly enhance the home's value and appeal, making it more attractive to buyers and renters.

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

D Composite school gradezoned avg 54/100

Zoned Schools

Elementary Ps 14 F NY #1,277/2,108 Nat'l #16,061/41,679 Middle Troy Middle School F NY #504/729 Nat'l #8,188/14,009 High Troy High School A NY #347/1,100 Nat'l #648/17,239

Schools (NCES district)

District
Troy City School District
NCES district ID
3628950
Math proficiency
44% ▲ 6.00%
Reading proficiency
46% ▲ 6.00%
Median HH income
$42,143
Composite
37.89/100
National rank
#4318
State rank
#467 of 590 in NY
A Composite livability gradescore 81/100

Livability — Troy

Score
81/100
State rank
#88
US rank
#1350

Category grades

Amenities A+ Commute A+ Cost of living B+ Crime F Employment C- Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Troy, NY
County
Rensselaer County · 162,400 people
City population
53,479
Metro
Albany-Schenectady-Troy, NY
Population (ZIP)
53,479
Household income
$75,851
Rent vs Own
52.1% rent · 47.9% own
Severe rent burden
12% of renters

Population outlook (Rensselaer County) Hauer SSP2

Today (2025)
162,400 people
By 2030
161,746 · -0.4%
By 2040
158,095 · -2.7%
By 2050
152,966 · -5.8%
By 2075
140,767 · -13.3%
By 2100
124,727 · -23.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (70%)
Race & ethnicity
White 70% Black 12% Hispanic / Latino 8% Two or more races 8% Asian 5%
Hispanic origin (detail)
Mexican 1% Puerto Rican 4%
Common ancestry
Romanian 5% Lithuanian 5% Slovak 1%
Foreign-born
10% · Canada, China
Languages at home
88% English-only · Spanish 4% Other Indo-European 2% Arabic 2%

Political lean MEDSL · Rensselaer

2024 margin
Toss-up / Even · D 50.7% · R 49.3%
2008→2024 swing
-8.0pp toward R · 2008: 9.3pp · 2024: 1.4pp
All cycles
2024: D+1.4 2020: D+5.6 2016: R+2.9 2012: D+11.8 2008: D+9.3

Not yet ingested

Civics

Price history

+251.8% since first listed
21 events — show timeline
  • 2026-04-27 Listed $274,900 Global MLS
  • 2025-07-01 Listing Removed Global MLS
  • 2025-03-18 Price Changed $299,900 Global MLS
  • 2025-01-06 Listed $319,000 Global MLS
  • 2024-12-02 Listing Removed Global MLS
  • 2024-11-12 Price Changed $319,000 Global MLS
  • 2024-10-05 Listed $339,000 Global MLS
  • 2021-12-28 Sold (Public Records) $177,000 Public Records
  • 2021-12-14 Pending Global MLS
  • 2021-11-16 Pending Global MLS
  • 2021-11-02 Listed $179,900 Global MLS
  • 2020-04-01 Listing Removed Global MLS
  • 2020-01-21 Listed $167,500 Global MLS
  • 2008-06-23 Sold (MLS) $152,578 Global MLS
  • 2008-04-17 Listing Removed Global MLS
  • 2007-09-25 Listed $149,900 Global MLS
  • 2007-07-09 Sold (Public Records) $106,000 Public Records
  • 2007-06-25 Sold (MLS) $106,000 Global MLS
  • 2007-05-23 Listing Removed Global MLS
  • 2006-07-24 Listed $108,900 Global MLS
  • 2005-10-12 Sold (Public Records) $78,150 Public Records

Property tax history

+15.8%/yr

Latest (2025): $4,681 · +2.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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