5886 S Bear Dr · Douglasville, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 25.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +14.0/30.0
- DSCR +4.3/10.0
- 1% rule +3.9/10.0
- Livability +3.6/5.0
- Schools +2.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$250,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investors come explore this expansive ranch, ideally located near I-20 and Highway 5. This property offers 4 bedrooms, 2.5 baths, a front porch, rear porch, enclosed sunroom, and basement. It is the perfect canvas for your renovation dreams. Schedule a showing today.
Key facts
- Expansive ranch
- Enclosed sunroom
- Front porch
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $250k.
Deal economics
- At list price, monthly cash flow is $34 ($410/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $223k (10.8% below list).
- Recommended offer: $223k (10.8% below list) — sets the bar for 1% rule.
- Cap rate 6.5% vs local median 4.5% in Douglasville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#82 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: crime F, amenities F.
- Douglas County (suburban): math 23% / reading 35% proficiency, ranked #92 of 174 in GA (top 53%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Dorsett Shoals Elementary School (math 17% / reading 37%, grade F, #689 of 1,228 statewide, top 58%, 387 students, 74% FRL); Yeager Middle School (math 22% / reading 38%, grade F, #243 of 470 statewide, top 53%, 542 students, 70% FRL); Alexander High School (math 17% / reading 37%, grade F, #162 of 424 statewide, top 40%, 1,823 students, 41% FRL).
- Market conditions: Rents flat; 610 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 7d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 595 units permitted in Douglas County in 2024 (72 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Douglas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 30 days — a 2% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.89% ✗
- Cap rate
- 6.46%
- Cash-on-cash
- 0.59%
- DSCR
- 1.03
- GRM
- 9.3
CMA / ARV
- ARV (on-the-fly)
- $430,950
- Comps found
- 10
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5755 Dorsett Shoals Rd | 0.44mi | 4/3.0 (+1) | 2,567 (+1%) | 1mo | $520,000 | $203 | 66 |
| 4430 Kings Hwy | 0.30mi | 3/2.5 | 2,323 (-9%) | 13mo | $455,000 | $196 | 57 |
| 2086 Pecan Dr | 0.28mi | 4/3.5 (+1) | 2,519 (-1%) | 21mo | $425,145 | $169 | 54 |
| 5590 Dorsett Shoals Ln | 0.64mi | 4/2.5 (+1) | 2,538 (-0%) | 10mo | $415,000 | $164 | 52 |
| 4100 Kings Hwy | 0.56mi | 3/2.0 | 2,188 (-14%) | 1mo | $520,000 | $238 | 48 |
| 5533 Woodridge Ln | 0.70mi | 3/2.5 | 2,706 (+6%) | 13mo | $400,000 | $148 | 42 |
| 5967 Roundtable Ct | 0.62mi | 4/3.0 (+1) | 2,632 (+3%) | 19mo | $330,000 | $125 | 39 |
| 4759 Camelot Dr | 0.65mi | 4/3.0 (+1) | 2,461 (-4%) | 21mo | $330,000 | $134 | 36 |
| 3938 Yeager Rd | 0.74mi | 4/2.5 (+1) | 2,288 (-10%) | 20mo | $282,000 | $123 | 22 |
| 5061 Greystone Pl | 0.58mi | 4/3.5 (+1) | 2,913 (+14%) | 24mo | $550,000 | $189 | 16 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.08% rent growth · sell at horizon
- IRR
- -18.7%
- Equity multiple
- 0.36×
- Total profit
- $-44,666
- Equity at exit
- $37,276
- IRR
- -18.5%
- Equity multiple
- 0.13×
- Total profit
- $-60,597
- Equity at exit
- $21,615
Cash invested: $70,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30135
- Rents YoY
- 0.1%
- Active inventory
- 610
- Price-to-rent
- 9.3×
Monthly cashflow live
- Estimated rent
- $2,230 high interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax est. 1.5%
- −$312 /mo · $3,750/yr
- Insurance
- −$104
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$468
- Net cashflow
- $34
Break-even live
Sensitivity live
| Price | -10% $207 | -5% $121 | +0% $34 | +5% $-52 | +10% $-139 |
|---|---|---|---|---|---|
| Rent | -10% $-142 | -5% $-54 | +0% $34 | +5% $122 | +10% $210 |
| Rate | -1.0pp $160 | -0.5pp $98 | base $34 | +0.5pp $-31 | +1.0pp $-96 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,500
- Closing costs
- $7,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5580 Dorsett Shoals Ln Douglasville, GA | 3.0 | 2.0 | 1908 | $1,995 | $1.05 | 4d | 1 | 0.65mi |
| 4276 Windgate Ct Douglasville, GA | 3.0 | 2.0 | 2635 | $2,700 | $1.02 | 45d | 1 | 0.69mi |
| 6265 E Shore Cir Douglasville, GA | 4.0 | 2.0 | 2472 | $2,050 | $0.83 | 6d | 1 | 0.77mi |
| 4841 Ventnore Pl Douglasville, GA | 4.0 | 3.0 | 1800 | $2,095 | $1.16 | 5d | 1 | 0.84mi |
| 6430 Queensdale Dr Douglasville, GA | 4.0 | 2.5 | 2262 | $2,195 | $0.97 | 6d | 1 | 1.08mi |
| 6430 Queensdale Dr Douglasville, GA | 4.0 | 2.5 | 2262 | $2,195 | $0.97 | 0d | 1 | 1.08mi |
| 6364 Dorsett Shoals Rd Douglasville, GA | 4.0 | 3.0 | 1900 | $1,500 | $0.79 | 45d | 1 | 1.12mi |
| 6118 Plumcrest Rd Douglasville, GA | 3.0 | 2.0 | 2114 | $1,650 | $0.78 | 25d | 1 | 1.20mi |
| 3680 Douglas Ridge Trl Douglasville, GA | 3.0 | 2.0 | 2008 | $1,919 | $0.96 | 5d | 1 | 1.37mi |
Listing history 10 events
-
2026-04-21status Pending
-
2026-04-20historical Active Under Contract
Show marketing remark (267 chars)
Investors come explore this expansive ranch, ideally located near I-20 and Highway 5. This property offers 4 bedrooms, 2.5 baths, a front porch, rear porch, enclosed sunroom, and basement. It is the perfect canvas for your renovation dreams. Schedule a showing today.
-
2026-04-20historical Active Under Contract 267-char remark
Show marketing remark (267 chars)
Investors come explore this expansive ranch, ideally located near I-20 and Highway 5. This property offers 4 bedrooms, 2.5 baths, a front porch, rear porch, enclosed sunroom, and basement. It is the perfect canvas for your renovation dreams. Schedule a showing today.
-
2026-03-21$250,000 Active
Show marketing remark (267 chars)
Investors come explore this expansive ranch, ideally located near I-20 and Highway 5. This property offers 4 bedrooms, 2.5 baths, a front porch, rear porch, enclosed sunroom, and basement. It is the perfect canvas for your renovation dreams. Schedule a showing today.
-
2026-03-21$250,000 New 267-char remark
Show marketing remark (267 chars)
Investors come explore this expansive ranch, ideally located near I-20 and Highway 5. This property offers 4 bedrooms, 2.5 baths, a front porch, rear porch, enclosed sunroom, and basement. It is the perfect canvas for your renovation dreams. Schedule a showing today.
-
2026-03-16historical
-
2026-02-11status Back On Market
-
2026-01-24status Under Contract
-
2025-12-15price $290,000
-
2025-11-30$315,000 New
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
- Wind 5/10 Major 25% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,763
- − Mortgage interest
- −$14,004
- − Property taxes
- −$3,750
- − Insurance
- −$1,250
- − Repairs & maintenance
- −$2,141
- − Management
- −$2,141
- − Depreciation
- −$7,273
- Taxable loss
- −$3,796
- Est. tax savings @ 24.0%
- +$911
- After-tax cash flow
- $1,321/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Douglas County
- NCES district ID
- 1301860
- Math proficiency
- 23% ▼ -16.00%
- Reading proficiency
- 35% ▼ -11.00%
- Median HH income
- $55,335
- Composite
- 25.84/100
- National rank
- #7353
- State rank
- #92 of 174 in GA
Livability — Douglasville
- Score
- 71/100
- State rank
- #82
- US rank
- #6971
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Douglas County · 141,416 people
- City population
- 114,380
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 66,800
- Household income
- $94,526
- Rent vs Own
- Severe rent burden
- 890.0
Population outlook (Douglas County) Hauer SSP2
- Today (2025)
- 163,022 people
- By 2030
- 173,956 · +6.7%
- By 2040
- 196,859 · +20.8%
- By 2050
- 220,017 · +35.0%
- By 2075
- 279,831 · +71.7%
- By 2100
- 322,702 · +97.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- Black 49% White 35% Hispanic / Latino 9% Two or more races 6% Asian 2%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 2%
- Common ancestry
- Hispanic 2% Slovak 1% Italian 1%
- Foreign-born
- 10% · Canada, Vietnam, Jamaica
- Languages at home
- 88% English-only · Spanish 7% French/Haitian/Cajun 2% Vietnamese 1%
Political lean MEDSL · Douglas
- 2024 margin
- Solid D (+31.4) · D 65.4% · R 33.9%
- 2008→2024 swing
- +29.6pp toward D · 2008: 1.8pp · 2024: 31.4pp
- All cycles
- 2024: D+31.4 2020: D+25.1 2016: D+10.8 2012: D+4.0 2008: D+1.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -225.50%
- Current HPI
- 223.9534
- Rent YoY
- ▲ 0.08%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
-20.6% since first listed10 events — show timeline
- 2026-04-21 Pending — FMLS
- 2026-04-20 Contingent — FMLS
- 2026-04-20 Contingent — GAMLS
- 2026-03-21 Listed $250,000 GAMLS
- 2026-03-21 Listed $250,000 FMLS
- 2026-03-16 Listing Removed — GAMLS
- 2026-02-11 Relisted — GAMLS
- 2026-01-24 Pending — GAMLS
- 2025-12-15 Price Changed $290,000 GAMLS
- 2025-11-30 Listed $315,000 GAMLS
Property tax history
+4.9%/yrLatest (2025): $479 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…