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1328 Sunset Dr
B+ Composite 76.4
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.7/10.0
  • ARV discount +7.5/15.0
  • Appreciation +6.8/10.0
  • Schools +4.1/10.0
  • Condition / age +4.0/5.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0

$89,900

1328 Sunset Dr · Robinson, PA 15019
3 bd · 2.0 ba · 1,667 sqft · SingleFamily · 748 Days on market
Built 2024 Good condition 1,667 sqft lot $54/sqft · 72% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The images are stock photos from the manufacturer, and the actual home may vary slightly in appearance. This brand new manufactured home for sale features 3 bedrooms and 2 bathrooms, with a spacious 1667 sqft floorplan. It's a 2024 model Colony Beacon double wide home, located in Bulger, PA, in the Pittsburgh area. The home includes a washer, dryer, dishwasher, an upgraded kitchen, and a Whirlpool deluxe gas stove. With its modern design and ample living space, this home offers a perfect blend of comfort and convenience. Apply now to secure your spot and inquire about available financing options. Don't miss out on this opportunity to own a beautiful new home in a great location!

Key facts

  • 1,667 sq ft lot
  • Built 2024
  • Listed 748 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $90k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $351 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $90k).
  • Recommended offer: $79k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 56/100 on livability (#1,651 in PA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: crime C-, employment D+, schools F.
  • Fort Cherry SD (rural): math 34% / reading 62% proficiency, ranked #213 of 539 in PA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 25 active listings in the ZIP; 489 units permitted in Washington County in 2024 (30 in 5+ unit buildings).

Forward outlook

  • In year one you build about $4k of equity ($622 loan paydown + $3k appreciation (3.6% local appreciation)).
  • Washington County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (3.6% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 9, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 748 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
Recommended offer $79,112 (12.0% below list)

Questions for the listing agent

  1. It's been on market 748 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.37%
Cap rate
10.98%
Cash-on-cash
16.73%
DSCR
1.74
GRM
6.1

CMA / ARV

ARV (median comp)
$320,988
List price
$89,900
Delta
-71.99%
Verdict
UNDERPRICED
Comps
3 within 2.0 mi

Projected returns pro-forma

3.59% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
24.5%
Equity multiple
2.43×
Total profit
$36,041
Equity at exit
$43,444
10-year hold
IRR
24.8%
Equity multiple
4.72×
Total profit
$93,585
Equity at exit
$69,403

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15019

Home prices YoY
2.1%
Active inventory
25
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$1,231 medium interval (Pro) →
Mortgage (P&I)
$471
Tax est. 1.5%
$112 /mo · $1,348/yr
Insurance
$37
HOA
$0
Vacancy / Maint / Mgmt
$258
Net cashflow
$351

Break-even live

Break-even rent $786
Max offer price $89,900
Occupancy floor 66%

Sensitivity live

Price -10% $413 -5% $382 +0% $351 +5% $320 +10% $289
Rent -10% $254 -5% $302 +0% $351 +5% $400 +10% $448
Rate -1.0pp $396 -0.5pp $374 base $351 +0.5pp $328 +1.0pp $304

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,475
Closing costs
$2,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 14 events

  1. 2026-06-18
    days on market $89,900 Active 748 DOM
  2. 2026-06-17
    days on market $89,900 Active 747 DOM
  3. 2026-06-16
    days on market $89,900 Active 746 DOM
  4. 2026-06-15
    days on market $89,900 Active 745 DOM
  5. 2026-06-13
    days on market $89,900 Active 743 DOM
  6. 2026-06-09
    days on market $89,900 Active 739 DOM
  7. 2026-06-08
    days on market $89,900 Active 738 DOM
  8. 2026-06-07
    days on market $89,900 Active 737 DOM
  9. 2026-06-05
    days on market $89,900 Active 734 DOM
  10. 2026-06-03
    days on market $89,900 Active 733 DOM
  11. 2026-06-02
    days on market $89,900 Active 732 DOM
  12. 2026-06-01
    days on market $89,900 Active 731 DOM
  13. 2026-05-31
    days on market $89,900 Active 730 DOM
  14. 2024-05-31
    listed $89,900 Active 687-char remark
    Show marketing remark (687 chars)

    The images are stock photos from the manufacturer, and the actual home may vary slightly in appearance. This brand new manufactured home for sale features 3 bedrooms and 2 bathrooms, with a spacious 1667 sqft floorplan. It's a 2024 model Colony Beacon double wide home, located in Bulger, PA, in the Pittsburgh area. The home includes a washer, dryer, dishwasher, an upgraded kitchen, and a Whirlpool deluxe gas stove. With its modern design and ample living space, this home offers a perfect blend of comfort and convenience. Apply now to secure your spot and inquire about available financing options. Don't miss out on this opportunity to own a beautiful new home in a great location!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,768
− Mortgage interest
−$5,036
− Property taxes
−$1,348
− Insurance
−$450
− Repairs & maintenance
−$1,181
− Management
−$1,181
− Depreciation
−$2,615
Taxable income
$2,956
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$709
After-tax cash flow
$3,502/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 11 photos

Good 80/100 Cosmetic rehab

This well-maintained mobile home is in good condition with modern finishes and a spacious floorplan, making it an attractive option for both resale and rental.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Updating the flooring in the bathrooms — Modern flooring can improve the overall look and feel of the home
  • Both Upgrading the kitchen appliances — Newer appliances can increase the home's appeal and functionality

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Updating the flooring in the bathrooms — Modern flooring can improve the overall look and feel of the home
  • Both Upgrading the kitchen appliances — Newer appliances can increase the home's appeal and functionality

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Fort Cherry SD
NCES district ID
4209960
Math proficiency
34% ▼ -13.00%
Reading proficiency
62% ▼ -13.00%
Median HH income
$51,129
Composite
41.12/100
National rank
#3564
State rank
#213 of 539 in PA

Livability — Robinson

Score
56/100
State rank
#1651
US rank
#22918

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D+ Housing B+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
727
Population (ZIP)
1,236

Population outlook (Washington County) Hauer SSP2

Today (2025)
208,060 people
By 2030
207,168 · -0.4%
By 2040
202,738 · -2.6%
By 2050
195,269 · -6.1%
By 2075
175,588 · -15.6%
By 2100
145,827 · -29.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (100%)
Race & ethnicity
White 100%
Common ancestry
Danish 6% Romanian 5% Serbian 3%
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Washington

2024 margin
Strong R (+25.5) · D 36.9% · R 62.4%
2008→2024 swing
-20.8pp toward R · 2008: -4.7pp · 2024: -25.5pp
All cycles
2024: R+25.5 2020: R+22.8 2016: R+25.3 2012: R+13.3 2008: R+4.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.59%
Current HPI
175.8946
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2024-05-31 Listed $89,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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