1328 Sunset Dr · Robinson, PA
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +8.7/10.0
- ARV discount +7.5/15.0
- Appreciation +6.8/10.0
- Schools +4.1/10.0
- Condition / age +4.0/5.0
- Livability +2.8/5.0
- Rent growth +2.5/5.0
$89,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The images are stock photos from the manufacturer, and the actual home may vary slightly in appearance. This brand new manufactured home for sale features 3 bedrooms and 2 bathrooms, with a spacious 1667 sqft floorplan. It's a 2024 model Colony Beacon double wide home, located in Bulger, PA, in the Pittsburgh area. The home includes a washer, dryer, dishwasher, an upgraded kitchen, and a Whirlpool deluxe gas stove. With its modern design and ample living space, this home offers a perfect blend of comfort and convenience. Apply now to secure your spot and inquire about available financing options. Don't miss out on this opportunity to own a beautiful new home in a great location!
Key facts
- 1,667 sq ft lot
- Built 2024
- Listed 748 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $90k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $351 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $90k).
- Recommended offer: $79k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 56/100 on livability (#1,651 in PA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: crime C-, employment D+, schools F.
- Fort Cherry SD (rural): math 34% / reading 62% proficiency, ranked #213 of 539 in PA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 25 active listings in the ZIP; 489 units permitted in Washington County in 2024 (30 in 5+ unit buildings).
Forward outlook
- In year one you build about $4k of equity ($622 loan paydown + $3k appreciation (3.6% local appreciation)).
- Washington County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (3.6% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 9, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 748 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 748 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.37% ✓
- Cap rate
- 10.98%
- Cash-on-cash
- 16.73%
- DSCR
- 1.74
- GRM
- 6.1
CMA / ARV
- ARV (median comp)
- $320,988
- List price
- $89,900
- Delta
- -71.99%
- Verdict
- UNDERPRICED
- Comps
- 3 within 2.0 mi
Projected returns pro-forma
3.59% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 24.5%
- Equity multiple
- 2.43×
- Total profit
- $36,041
- Equity at exit
- $43,444
- IRR
- 24.8%
- Equity multiple
- 4.72×
- Total profit
- $93,585
- Equity at exit
- $69,403
Cash invested: $25,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15019
- Home prices YoY
- 2.1%
- Active inventory
- 25
- Price-to-rent
- 6.1×
Monthly cashflow live
- Estimated rent
- $1,231 medium interval (Pro) →
- Mortgage (P&I)
- −$471
- Tax est. 1.5%
- −$112 /mo · $1,348/yr
- Insurance
- −$37
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$258
- Net cashflow
- $351
Break-even live
Sensitivity live
| Price | -10% $413 | -5% $382 | +0% $351 | +5% $320 | +10% $289 |
|---|---|---|---|---|---|
| Rent | -10% $254 | -5% $302 | +0% $351 | +5% $400 | +10% $448 |
| Rate | -1.0pp $396 | -0.5pp $374 | base $351 | +0.5pp $328 | +1.0pp $304 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,475
- Closing costs
- $2,697
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 14 events
-
2026-06-18days on market $89,900 Active 748 DOM
-
2026-06-17days on market $89,900 Active 747 DOM
-
2026-06-16days on market $89,900 Active 746 DOM
-
2026-06-15days on market $89,900 Active 745 DOM
-
2026-06-13days on market $89,900 Active 743 DOM
-
2026-06-09days on market $89,900 Active 739 DOM
-
2026-06-08days on market $89,900 Active 738 DOM
-
2026-06-07days on market $89,900 Active 737 DOM
-
2026-06-05days on market $89,900 Active 734 DOM
-
2026-06-03days on market $89,900 Active 733 DOM
-
2026-06-02days on market $89,900 Active 732 DOM
-
2026-06-01days on market $89,900 Active 731 DOM
-
2026-05-31days on market $89,900 Active 730 DOM
-
2024-05-31$89,900 Active 687-char remark
Show marketing remark (687 chars)
The images are stock photos from the manufacturer, and the actual home may vary slightly in appearance. This brand new manufactured home for sale features 3 bedrooms and 2 bathrooms, with a spacious 1667 sqft floorplan. It's a 2024 model Colony Beacon double wide home, located in Bulger, PA, in the Pittsburgh area. The home includes a washer, dryer, dishwasher, an upgraded kitchen, and a Whirlpool deluxe gas stove. With its modern design and ample living space, this home offers a perfect blend of comfort and convenience. Apply now to secure your spot and inquire about available financing options. Don't miss out on this opportunity to own a beautiful new home in a great location!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 3/10 Moderate 7 d/yr ≥95°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,768
- − Mortgage interest
- −$5,036
- − Property taxes
- −$1,348
- − Insurance
- −$450
- − Repairs & maintenance
- −$1,181
- − Management
- −$1,181
- − Depreciation
- −$2,615
- Taxable income
- $2,956
- Est. tax owed @ 24.0%
- −$709
- After-tax cash flow
- $3,502/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 11 photos
This well-maintained mobile home is in good condition with modern finishes and a spacious floorplan, making it an attractive option for both resale and rental.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
- Both Updating the flooring in the bathrooms — Modern flooring can improve the overall look and feel of the home
- Both Upgrading the kitchen appliances — Newer appliances can increase the home's appeal and functionality
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
- Both Updating the flooring in the bathrooms — Modern flooring can improve the overall look and feel of the home ↑
- Both Upgrading the kitchen appliances — Newer appliances can increase the home's appeal and functionality ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Fort Cherry SD
- NCES district ID
- 4209960
- Math proficiency
- 34% ▼ -13.00%
- Reading proficiency
- 62% ▼ -13.00%
- Median HH income
- $51,129
- Composite
- 41.12/100
- National rank
- #3564
- State rank
- #213 of 539 in PA
Livability — Robinson
- Score
- 56/100
- State rank
- #1651
- US rank
- #22918
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 727
- Population (ZIP)
- 1,236
Population outlook (Washington County) Hauer SSP2
- Today (2025)
- 208,060 people
- By 2030
- 207,168 · -0.4%
- By 2040
- 202,738 · -2.6%
- By 2050
- 195,269 · -6.1%
- By 2075
- 175,588 · -15.6%
- By 2100
- 145,827 · -29.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (100%)
- Race & ethnicity
- White 100%
- Common ancestry
- Danish 6% Romanian 5% Serbian 3%
- Languages at home
- 99% English-only · Spanish 1%
Political lean MEDSL · Washington
- 2024 margin
- Strong R (+25.5) · D 36.9% · R 62.4%
- 2008→2024 swing
- -20.8pp toward R · 2008: -4.7pp · 2024: -25.5pp
- All cycles
- 2024: R+25.5 2020: R+22.8 2016: R+25.3 2012: R+13.3 2008: R+4.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.59%
- Current HPI
- 175.8946
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
|
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Price history
1 event — show timeline
- 2024-05-31 Listed $89,900 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…