1829 N A St #14 · Lake Worth Beach, FL 33460

$94,000

1 bd · 1.0 ba · 620 sqft · Condo public records · 238 Days on market

Built 1971 $526/mo HOA · 32% of rent ↓ 25% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.2/30.0
• 1% rule +10.0/10.0
• ARV discount +7.5/15.0
• DSCR +5.7/10.0
• Schools +4.3/10.0
• Rent growth +3.4/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Investor special!!! As-Is, 1/1, 620 sqft condo. Great corner unit. completely updated with brand new A/c and stainless steel appliances. Great for investors, easily rentable good investment.

Key facts

• Near i95
• Close to schools
• Close to restaurants

Tags

• CORNER UNIT
• NEAR I95
• CLOSE TO SHOPPING
• CLOSE TO SCHOOLS
• CLOSE TO RESTAURANTS
• LAKE WORTH DOWNTOWN

Property features AI

Finance

• Financial info: Pets allowed with number limits
• HOA & community: Community has an association; Monthly HOA fee; Association amenities include parking and pool; HOA pays water and sewer

Exterior

• Parking: Assigned parking
• Utilities: Public water; Public sewer; Three-phase electric; Cable available
• Home design: Condominium; Two-story building; Resale property; Unit faces north
• Construction: Concrete/CBS construction; Building reported in public records
• Exterior features: Not waterfront; No waterfront features

Interior

• Kitchen: Electric range; Refrigerator
• Bedrooms: One bedroom on the main level
• Bathrooms: One full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: No special interior features noted; Unfurnished
• Laundry & utility: No laundry details provided

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $94k.

Deal economics

• At list price, monthly cash flow is $84 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $94k).
• Recommended offer: $83k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+3.5%/yr); 249 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
• This rent runs 32% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $650 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 238 days — a 12% lower offer ($83k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 20y ago; this cycle's ask has dropped $21k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $60k; list at $94k implies a 57% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 32% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $82,720 (12.0% below list)

Questions for the listing agent

1. It's been on market 238 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.77% ✓
• Cap rate: 7.37%
• Cash-on-cash: 3.84%
• DSCR: 1.17
• GRM: 4.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.53% rent growth · sell at horizon

5-year hold

• IRR: -8.8%
• Equity multiple: 0.67×
• Total profit: $-8,594
• Equity at exit: $14,016

10-year hold

• IRR: 2.3%
• Equity multiple: 1.18×
• Total profit: $4,667
• Equity at exit: $8,127

Cash invested: $26,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33460

• Rents YoY: 3.5%
• Active inventory: 249
• Price-to-rent: 4.7×

Monthly cashflow live

• Estimated rent: $1,661 high
• Mortgage (P&I): −$493
• Tax from tax record: −$170 /mo · $2,041/yr
• Insurance: −$39
• HOA: −$526
• Vacancy / Maint / Mgmt: −$349
• Net cashflow: $84

Break-even live

Break-even rent $1,555

Max offer price $94,000

Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,500
• Closing costs: $2,820
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1765 16th Ct N Lake Worth Beach, FL	—	1.0	450	$1,700	$3.78	24d	1	0.22mi
1715 N Dixie Hwy Lake Worth Beach, FL	1.0–3.0	1.0–2.0	1014	$1,850	$1.82	24d	11	0.48mi
1601 N Dixie Hwy Lake Worth Beach, FL	1.0–2.0	1.0–2.0	831	$1,785	$2.15	1d	7	0.48mi
1201 N E St Unit 2 Lake Worth Beach, FL	1.0	1.0	600	$1,500	$2.50	24d	1	0.59mi
1502 N J St Unit 2 Lake Worth Beach, FL	1.0	1.0	500	$1,850	$3.70	15d	1	0.65mi
1118 N H St Unit 15 Lake Worth Beach, FL	1.0	1.0	483	$1,550	$3.21	14d	1	0.74mi
920 11th Ave N Unit 912 Lake Worth Beach, FL	1.0	1.0	600	$1,100	$1.83	20d	1	0.77mi
912 11th Ave N Lake Worth Beach, FL	1.0	1.0	600	$1,100	$1.83	20d	1	0.78mi
1755 Forest Hill Blvd Lake Clarke Shores, FL	1.0	1.0	662	$1,595	$2.41	7d	1	0.84mi
801 N H St #1 Lake Worth Beach, FL	1.0	1.0	600	$1,550	$2.58	24d	1	0.96mi
1111 N Federal Hwy #5 Lake Worth Beach, FL	1.0	1.0	494	$1,450	$2.94	17d	1	1.00mi
1111 N Federal Hwy #6 Lake Worth Beach, FL	1.0	1.0	494	$1,550	$3.14	24d	1	1.00mi
817 N J St Lake Worth, FL	2.0	1.0	652	$2,000	$3.07	24d	1	1.01mi
3300 Boutwell Rd Lake Worth Beach, FL	1.0–2.0	1.0–2.0	765	$1,870	$2.44	24d	1	1.03mi
504 9th Ave N Unit 508 Lake Worth Beach, FL	1.0	1.0	625	$1,650	$2.64	20d	1	1.08mi
2566 Garden Dr S Lake Worth Beach, FL	1.0	1.0	744	$1,395	$1.88	24d	1	1.08mi
911 N Federal Hwy #106 Lake Worth Beach, FL	—	1.0	400	$2,200	$5.50	24d	1	1.10mi
911 N Federal Hwy Unit 205 Lake Worth Beach, FL	—	1.0	500	$2,150	$4.30	24d	1	1.10mi
914 N Federal Hwy Unit 3 Lake Worth Beach, FL	1.0	1.0	609	$1,800	$2.96	24d	1	1.13mi
721 N M St Lake Worth Beach, FL	1.0	1.0	450	$1,800	$4.00	24d	1	1.17mi
702 N L St Lake Worth, FL	1.0	1.0	643	$1,474	$2.29	5d	2	1.18mi
417 N E St Unit 39 Lake Worth Beach, FL	1.0	1.0	700	$1,550	$2.21	24d	1	1.19mi
417 N E St Unit 36 Lake Worth Beach, FL	1.0	1.0	650	$1,550	$2.38	12d	1	1.19mi
413 N E St Lake Worth Beach, FL	2.0	1.0	646	$2,000	$3.10	24d	1	1.20mi
625 N M St #1 Lake Worth Beach, FL	1.0	1.0	640	$1,600	$2.50	24d	1	1.22mi
526 6th Ave N Unit 519 Lake Worth Beach, FL	1.0	1.0	700	$1,395	$1.99	22d	1	1.26mi
318 N E St Lake Worth Beach, FL	—	1.0	584	$1,800	$3.08	14d	1	1.28mi
509 6th Ave N Unit 3B Lake Worth, FL	1.0	1.0	540	$1,595	$2.95	24d	1	1.28mi
626 N Federal Hwy Unit 3 Lake Worth Beach, FL	1.0	1.0	640	$1,600	$2.50	24d	1	1.29mi
605 N Federal Hwy #9 Lake Worth Beach, FL	—	1.0	400	$1,650	$4.12	15d	1	1.31mi
605 N Federal Hwy Unit 13 Lake Worth Beach, FL	—	1.0	500	$1,600	$3.20	15d	1	1.31mi
417 N K St Unit 1A Lake Worth Beach, FL	1.0	1.0	620	$1,550	$2.50	5d	1	1.32mi
317 N H St Unit B Lake Worth Beach, FL	1.0	1.0	420	$1,200	$2.86	24d	1	1.32mi
430 N L St Lake Worth Beach, FL	1.0	1.0	523	$2,475	$4.73	24d	1	1.34mi
430 N L St Lake Worth Beach, FL	1.0	1.0	523	$2,190	$4.19	18d	1	1.34mi
223 N E St Unit 4 Lake Worth Beach, FL	1.0	1.0	650	$1,695	$2.61	24d	1	1.34mi
312 N H St Unit A Lake Worth Beach, FL	2.0	2.0	594	$2,200	$3.70	24d	1	1.35mi
325 N L St Lake Worth Beach, FL	2.0	1.0	500	$1,600	$3.20	24d	1	1.41mi
3260 Hi St Unit B Lake Worth Beach, FL	1.0	1.0	400	$1,700	$4.25	24d	1	1.45mi
1307 Lucerne Ave Unit 1 Lake Worth Beach, FL	1.0	1.0	528	$1,325	$2.51	5d	1	1.49mi

HOA detail condo

• Monthly dues: $526 · $6,312/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 27 events

1. 2026-06-18
   days on market $94,000 Active 238 DOM
2. 2026-06-17
   days on market $94,000 Active 237 DOM
3. 2026-06-16
   days on market $94,000 Active 236 DOM
4. 2026-06-15
   days on market $94,000 Active 235 DOM
5. 2026-06-13
   days on market $94,000 Active 233 DOM
6. 2026-06-09
   days on market $94,000 Active 229 DOM
7. 2026-06-07
   days on market $94,000 Active 227 DOM
8. 2026-06-04
   days on market $94,000 Active 224 DOM
9. 2026-06-03
   days on market $94,000 Active 223 DOM
10. 2026-06-01
    days on market $94,000 Active 221 DOM
11. 2026-05-31
    days on market $94,000 Active 220 DOM
12. 2026-05-05
    price $94,000
13. 2026-03-19
    price $99,000
14. 2026-01-05
    price $104,000
15. 2025-11-27
    price $105,000
16. 2025-10-23
    listed $115,000 Active
17. 2019-12-18
    soldstatus $60,000
18. 2019-12-13
    soldstatus $60,000 Closed 193-char remark

    Show marketing remark (193 chars)

    Investor special!!! As-Is, 1/1, 620 sqft condo. Great corner unit. completely updated with brand new A/c and stainless steel appliances. Great for investors, easily rentable good investment.

19. 2019-11-25
    status Pending 193-char remark

    Show marketing remark (193 chars)

    Investor special!!! As-Is, 1/1, 620 sqft condo. Great corner unit. completely updated with brand new A/c and stainless steel appliances. Great for investors, easily rentable good investment.

20. 2019-10-03
    price $65,000 193-char remark

    Show marketing remark (193 chars)

    Investor special!!! As-Is, 1/1, 620 sqft condo. Great corner unit. completely updated with brand new A/c and stainless steel appliances. Great for investors, easily rentable good investment.

21. 2019-08-29
    price $70,000 193-char remark

    Show marketing remark (193 chars)

    Investor special!!! As-Is, 1/1, 620 sqft condo. Great corner unit. completely updated with brand new A/c and stainless steel appliances. Great for investors, easily rentable good investment.

22. 2019-08-29
    status Active 193-char remark

    Show marketing remark (193 chars)

    Investor special!!! As-Is, 1/1, 620 sqft condo. Great corner unit. completely updated with brand new A/c and stainless steel appliances. Great for investors, easily rentable good investment.

23. 2019-08-01
    historical 193-char remark

    Show marketing remark (193 chars)

    Investor special!!! As-Is, 1/1, 620 sqft condo. Great corner unit. completely updated with brand new A/c and stainless steel appliances. Great for investors, easily rentable good investment.

24. 2019-06-25
    price $60,000 193-char remark

    Show marketing remark (193 chars)

    Investor special!!! As-Is, 1/1, 620 sqft condo. Great corner unit. completely updated with brand new A/c and stainless steel appliances. Great for investors, easily rentable good investment.

25. 2019-06-13
    listed $65,000 Active 193-char remark

    Show marketing remark (193 chars)

    Investor special!!! As-Is, 1/1, 620 sqft condo. Great corner unit. completely updated with brand new A/c and stainless steel appliances. Great for investors, easily rentable good investment.

26. 2014-10-16
    historical 272-char remark

    Show marketing remark (272 chars)

    PET FRIENDLY CONDOMINIUM. LARGEST SQUARE FOOTAGE ONE BEDROOM IN THE COMPLEX. CORNER UNIT ON THE SECOND FLOOR. COMPLETELY REMODELED WITH PERMITS! CENTRAL AIR!!! ALL NEW DRYWALL, FLOORING, KITCHEN CABINETS, APPLIANCES, BATHROOM FIXTURES, EVERYTHING!!! YOU MUST SEE THIS ONE.

27. 2006-05-26
    listed $125,900 272-char remark

    Show marketing remark (272 chars)

    PET FRIENDLY CONDOMINIUM. LARGEST SQUARE FOOTAGE ONE BEDROOM IN THE COMPLEX. CORNER UNIT ON THE SECOND FLOOR. COMPLETELY REMODELED WITH PERMITS! CENTRAL AIR!!! ALL NEW DRYWALL, FLOORING, KITCHEN CABINETS, APPLIANCES, BATHROOM FIXTURES, EVERYTHING!!! YOU MUST SEE THIS ONE.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,041 · $170/mo
• Projected year-2 tax: $2,041 · $170/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,937
• − Mortgage interest: −$5,265
• − Property taxes: −$2,041
• − Insurance: −$470
• − Repairs & maintenance: −$1,595
• − Management: −$1,595
• − HOA: −$6,312
• − Depreciation: −$2,735
• Taxable loss: −$77
• Est. tax savings @ 24.0%: +$18
• After-tax cash flow: $1,030/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — Lake Worth Beach

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Lake Worth Beach, FL
• County: Palm Beach County · 1,438,312 people
• City population: 129,577
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 37,795
• Household income: $62,090
• Rent vs Own: 55.6% rent · 44.4% own
• Severe rent burden: 2429.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: Hispanic / Latino 49% White 30% Two or more races 21% Black 17%
• Hispanic origin (detail): Mexican 5% Puerto Rican 5% Cuban 5% Dominican 2%
• Common ancestry: Hispanic 8% Lithuanian 2% Slovak 1%
• Foreign-born: 40% · Canada, Jamaica
• Languages at home: 44% English-only · Spanish 42% French/Haitian/Cajun 9% Other Indo-European 2%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -345.65%
• Current HPI: 484.2793
• Rent YoY: ▲ 3.53%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-25.3% since first listed

16 events — show timeline

• 2026-05-05 Price Changed $94,000 Beaches MLS
• 2026-03-19 Price Changed $99,000 Beaches MLS
• 2026-01-05 Price Changed $104,000 Beaches MLS
• 2025-11-27 Price Changed $105,000 Beaches MLS
• 2025-10-23 Listed $115,000 Beaches MLS
• 2019-12-18 Sold (Public Records) $60,000 Public Records
• 2019-12-13 Sold (MLS) $60,000 Beaches MLS
• 2019-11-25 Pending — Beaches MLS
• 2019-10-03 Price Changed $65,000 Beaches MLS
• 2019-08-29 Price Changed $70,000 Beaches MLS
• 2019-08-29 Relisted — Beaches MLS
• 2019-08-01 Listing Removed — Beaches MLS
• 2019-06-25 Price Changed $60,000 Beaches MLS
• 2019-06-13 Listed $65,000 Beaches MLS
• 2014-10-16 Listing Removed — Beaches MLS
• 2006-05-26 Listed $125,900 Beaches MLS

Property tax history

+11.1%/yr

Latest (2025): $2,041 · +2.6% YoY. Source: county tax records.