3442 Belair Rd · Baltimore, MD 21213

$129,900

3 bd · 1.0 ba · 1,428 sqft · Townhouse public records · 191 Days on market

Built 1924 1,665 sqft lot $91/sqft · 10% below area Est $145k · 10% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +12.1/15.0
• DSCR +10.0/10.0
• 1% rule +9.2/10.0
• Appreciation +4.7/10.0
• Rent growth +3.8/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0

Listing remarks MLS

Is this property for you are you an entrepreneur, investor, or business-minded buyer? This is more than just a townhouse—it’s a flexible commercial opportunity located on a high-visibility artery in Belair-Edison. Stop paying commercial rent and start building your own wealth through real estate ownership. Inside this solid 1924 brick structure, you’ll find 1,428 sq ft of living and workspace that has been lovingly maintained and shows in its condition. Featuring 3 bedrooms and 1.5 baths total, the layout offers ultimate flexibility. Whether you are looking to create a professional workspace on the main level and live upstairs, or lease out both spaces for dual income streams, this property gives you the room to make it happen. Built for Possibility: Tradition & Durability: A traditional brick exterior offers classic curb appeal that fits the character of the neighborhood. Massive Storage: Includes a full basement ideal for inventory, workshop space, or future build-out potential. Access: High-visibility street frontage with convenient parking access for clients, customers, and deliveries. Business-Minded Uses to Consider (C-1): The value here is the zoning. Depending on your business plan and permitting (Buyer to verify specific Business use with City), this location can support many neighborhood-serving concepts, such as: Professional Office Services (Tax prep, insurance, consulting, notary) Personal Services (Barber, beauty concept, wellness services) Boutique Retail or Specialty Shop Studio Space (Creative, photography, or small production) Location That Works for You: Belair-Edison offers a strong community feel where local businesses are neighborhood staples. If you’ve been looking for a place to launch, relocate, or expand your concept while owning the underlying real estate, this is your shot. Schedule your private tour today and come walk the space with your vision in mind.

Key facts

• Reputable schools
• On-street parking
• Porch

Tags

• FULL BASEMENT
• OUTSIDE ENTRANCE
• LOCAL PARKS
• REPUTABLE SCHOOLS
• ON-STREET PARKING
• PORCH

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath townhouse listed at $130k.

Deal economics

• At list price, monthly cash flow is $508 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $130k).
• Recommended offer: $114k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: The Belair-Edison School (math 3% / reading 13%, grade F, #674 of 860 statewide, top 79%, 1,013 students, 87% FRL, charter); Vanguard Collegiate Middle (math 3% / reading 15%, grade F, #212 of 225 statewide, top 95%, 343 students, 84% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL).
• Zoned-school proficiency averages 32% at this address vs 12% district-wide (+20 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising fast (+5.2%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

• In year one you build about $160 of equity ($898 loan paydown + $-738 appreciation (-0.6% local appreciation)).
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-0.6% appreciation + 5.2% rent growth), your $36k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 191 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 26y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $14k; list at $130k implies a 796% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1924 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $114,312 (12.0% below list)

Questions for the listing agent

1. It's been on market 191 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1924 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.42% ✓
• Cap rate: 10.98%
• Cash-on-cash: 16.76%
• DSCR: 1.75
• GRM: 5.9

CMA / ARV

• ARV (median comp): $144,553
• List price: $129,900
• Delta: -6.61%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3114 Mareco Ave	0.23mi	3/2.0	1,410 (-1%)	2mo	$125,000	$89	82
2846 Lake Ave	0.07mi	4/2.5 (+1)	1,455 (+2%)	2mo	$235,000	$162	81
2902 Clifton Park Ter	0.25mi	3/1.5	1,344 (-6%)	1mo	$66,000	$49	76
3406 Ramona Ave	0.46mi	3/2.0	1,408 (-1%)	0mo	$85,000	$60	72
3564 Elmora Ave	0.52mi	3/1.5	1,478 (+4%)	1mo	$133,500	$90	66
3533 Elmley Ave	0.44mi	3/1.5	1,344 (-6%)	2mo	$70,000	$52	66
3571 Dudley Ave	0.56mi	3/2.0	1,400 (-2%)	1mo	$175,000	$125	66
2821 Erdman Ave	0.24mi	2/2.0 (-1)	1,260 (-12%)	0mo	$75,000	$60	60
3733 Ravenwood Ave	0.65mi	3/2.0	1,350 (-6%)	1mo	$135,000	$100	56
4215 Seidel Ave	0.64mi	3/2.0	1,528 (+7%)	2mo	$186,500	$122	53
4235 Seidel Ave	0.65mi	3/1.5	1,280 (-10%)	2mo	$91,000	$71	49
3914 Eierman Ave	0.57mi	3/2.0	1,628 (+14%)	1mo	$128,000	$79	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.57% appreciation · 5.25% rent growth · sell at horizon

5-year hold

• IRR: 17.0%
• Equity multiple: 1.81×
• Total profit: $29,447
• Equity at exit: $34,071

10-year hold

• IRR: 23.7%
• Equity multiple: 3.73×
• Total profit: $99,142
• Equity at exit: $38,147

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21213

• Home prices YoY: -0.1%
• Rents YoY: 5.2%
• Active inventory: 319
• Price-to-rent: 5.9×

Monthly cashflow live

• Estimated rent: $1,844 high
• Mortgage (P&I): −$681
• Tax from tax record: −$213 /mo · $2,562/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$387
• Net cashflow: $508

Break-even live

Break-even rent $1,201

Max offer price $129,900

Occupancy floor 67%

Sensitivity live

Price	-10% $581	-5% $545	+0% $508	+5% $471	+10% $434
Rent	-10% $362	-5% $435	+0% $508	+5% $581	+10% $654
Rate	-1.0pp $573	-0.5pp $541	base $508	+0.5pp $474	+1.0pp $440

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,475
• Closing costs: $3,897
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2828 Lake Ave Baltimore, MD	3.0	2.0	1164	$1,850	$1.59	6d	1	0.09mi
2837 Pelham Ave Baltimore, MD	4.0	2.0	1164	$1,675	$1.44	45d	1	0.14mi
3436 Cardenas Ave Baltimore, MD	2.0	1.0	1146	$1,395	$1.22	45d	1	0.14mi
2848 Pelham Ave Baltimore, MD	3.0	2.0	1164	$1,700	$1.46	45d	1	0.15mi
2817 Pelham Ave Baltimore, MD	3.0	2.0	1464	$1,950	$1.33	25d	1	0.16mi
3028 Kenyon Ave Baltimore, MD	2.0	2.0	1075	$1,395	$1.30	45d	1	0.24mi
2735 Chesterfield Ave Baltimore, MD	3.0	2.5	1536	$2,000	$1.30	12d	1	0.25mi
3305 Dudley Ave Baltimore, MD	3.0	2.0	1413	$1,950	$1.38	45d	1	0.37mi
3300 Dudley Ave Baltimore, MD	4.0	2.0	1724	$2,200	$1.28	45d	1	0.39mi
3519 Kentucky Ave Baltimore, MD	3.0	2.0	1536	$2,100	$1.37	12d	1	0.42mi
3551 Elmley Ave Baltimore, MD	3.0	1.5	1872	$2,095	$1.12	25d	1	0.42mi
3610 Elmley Ave Baltimore, MD	2.0	1.5	1200	$1,550	$1.29	22d	1	0.42mi
3525 Kentucky Ave Baltimore, MD	3.0	1.5	1536	$1,950	$1.27	45d	1	0.42mi
3512 Elmora Ave Baltimore, MD	3.0	1.5	1472	$1,900	$1.29	22d	1	0.49mi
3544 Chesterfield Ave Baltimore, MD	3.0	1.5	1200	$1,635	$1.36	45d	1	0.49mi
3572 Juneway Unit 1 Baltimore, MD	2.0	1.0	1800	$1,200	$0.67	45d	1	0.50mi
3335 Lyndale Ave Baltimore, MD	2.0	2.0	1344	$1,600	$1.19	25d	1	0.51mi
3317 Lyndale Ave Baltimore, MD	3.0	1.0	900	$1,300	$1.44	45d	1	0.52mi
3315 Lyndale Ave Baltimore, MD	2.0	1.5	896	$1,650	$1.84	19d	1	0.52mi
3213 Elmley Ave Baltimore, MD	2.0	1.0	1188	$1,395	$1.17	45d	1	0.53mi
3326 Elmora Ave Baltimore, MD	3.0	1.0	1200	$1,450	$1.21	25d	1	0.53mi
3222 Lyndale Ave Unit 1 Baltimore, MD	3.0	1.5	1500	$2,200	$1.47	14d	1	0.54mi
3218 Lyndale Ave Baltimore, MD	3.0	1.5	1020	$1,500	$1.47	25d	1	0.54mi
3339 Elmora Ave Baltimore, MD	3.0	2.0	896	$1,600	$1.79	45d	1	0.54mi
3221 Lyndale Ave Baltimore, MD	2.0	2.0	1020	$1,700	$1.67	25d	1	0.55mi
4013 Eierman Ave Baltimore, MD	3.0	1.0	1650	$1,750	$1.06	0d	1	0.57mi
3322 Ravenwood Ave Baltimore, MD	3.0	2.0	932	$1,800	$1.93	25d	1	0.57mi
3343 Ravenwood Ave Unit 3343 Baltimore, MD	2.0	2.0	948	$1,855	$1.96	19d	1	0.58mi
3566 Dudley Ave Baltimore, MD	2.0	1.0	896	$1,800	$2.01	25d	1	0.58mi
3551 Shannon Dr Baltimore, MD	3.0	2.0	1485	$2,358	$1.59	25d	1	0.59mi
4320 Sheldon Ave Baltimore, MD	3.0	1.5	1280	$1,800	$1.41	25d	1	0.59mi
4024 Eierman Ave Baltimore, MD	3.0	2.0	1136	$1,825	$1.61	45d	1	0.59mi
3902 Erdman Ave Unit 1 Baltimore, MD	2.0	1.0	1000	$1,275	$1.27	25d	1	0.60mi
3603 Ravenwood Ave Unit 1 Baltimore, MD	4.0	1.0	1566	$1,600	$1.02	45d	1	0.60mi
3573 Shannon Dr Baltimore, MD	4.0	2.0	1493	$2,300	$1.54	19d	1	0.61mi
3914 Erdman Ave #1 Baltimore, MD	3.0	1.0	1200	$1,319	$1.10	19d	1	0.62mi
2113 Belair Rd Baltimore, MD	4.0	1.0	1344	$1,795	$1.34	0d	1	0.62mi
4400 Asbury Ave Baltimore, MD	3.0	2.0	1270	$1,995	$1.57	6d	1	0.63mi
4104 Erdman Ave Unit 2 Baltimore, MD	2.0	1.0	1566	$1,075	$0.69	6d	1	0.67mi
4409 Moravia Rd Baltimore, MD	2.0	1.0	861	$1,385	$1.61	45d	3	0.84mi

Listing history 24 events

1. 2026-06-22
   price $129,900 Active 191 DOM
2. 2026-06-21
   days on market $135,000 Active 191 DOM
3. 2026-06-18
   days on market $135,000 Active 188 DOM
4. 2026-06-17
   days on market $135,000 Active 187 DOM
5. 2026-06-16
   days on market $135,000 Active 186 DOM
6. 2026-06-15
   days on market $135,000 Active 185 DOM
7. 2026-06-13
   days on market $135,000 Active 183 DOM
8. 2026-06-09
   days on market $135,000 Active 179 DOM
9. 2026-06-08
   days on market $135,000 Active 178 DOM
10. 2026-06-07
    days on market $135,000 Active 177 DOM
11. 2026-06-04
    days on market $135,000 Active 174 DOM
12. 2026-06-03
    days on market $135,000 Active 173 DOM
13. 2026-06-02
    days on market $135,000 Active 172 DOM
14. 2026-06-01
    days on market $135,000 Active 171 DOM
15. 2026-05-31
    days on market $135,000 Active 170 DOM
16. 2026-04-02
    status Active 1945-char remark

    Show marketing remark (1945 chars)

    Is this property for you are you an entrepreneur, investor, or business-minded buyer? This is more than just a townhouse—it’s a flexible commercial opportunity located on a high-visibility artery in Belair-Edison. Stop paying commercial rent and start building your own wealth through real estate ownership. Inside this solid 1924 brick structure, you’ll find 1,428 sq ft of living and workspace that has been lovingly maintained and shows in its condition. Featuring 3 bedrooms and 1.5 baths total, the layout offers ultimate flexibility. Whether you are looking to create a professional workspace on the main level and live upstairs, or lease out both spaces for dual income streams, this property gives you the room to make it happen. Built for Possibility: Tradition & Durability: A traditional brick exterior offers classic curb appeal that fits the character of the neighborhood. Massive Storage: Includes a full basement ideal for inventory, workshop space, or future build-out potential. Access: High-visibility street frontage with convenient parking access for clients, customers, and deliveries. Business-Minded Uses to Consider (C-1): The value here is the zoning. Depending on your business plan and permitting (Buyer to verify specific Business use with City), this location can support many neighborhood-serving concepts, such as: Professional Office Services (Tax prep, insurance, consulting, notary) Personal Services (Barber, beauty concept, wellness services) Boutique Retail or Specialty Shop Studio Space (Creative, photography, or small production) Location That Works for You: Belair-Edison offers a strong community feel where local businesses are neighborhood staples. If you’ve been looking for a place to launch, relocate, or expand your concept while owning the underlying real estate, this is your shot. Schedule your private tour today and come walk the space with your vision in mind.

17. 2026-03-31
    historical 1945-char remark

    Show marketing remark (1945 chars)

    Is this property for you are you an entrepreneur, investor, or business-minded buyer? This is more than just a townhouse—it’s a flexible commercial opportunity located on a high-visibility artery in Belair-Edison. Stop paying commercial rent and start building your own wealth through real estate ownership. Inside this solid 1924 brick structure, you’ll find 1,428 sq ft of living and workspace that has been lovingly maintained and shows in its condition. Featuring 3 bedrooms and 1.5 baths total, the layout offers ultimate flexibility. Whether you are looking to create a professional workspace on the main level and live upstairs, or lease out both spaces for dual income streams, this property gives you the room to make it happen. Built for Possibility: Tradition & Durability: A traditional brick exterior offers classic curb appeal that fits the character of the neighborhood. Massive Storage: Includes a full basement ideal for inventory, workshop space, or future build-out potential. Access: High-visibility street frontage with convenient parking access for clients, customers, and deliveries. Business-Minded Uses to Consider (C-1): The value here is the zoning. Depending on your business plan and permitting (Buyer to verify specific Business use with City), this location can support many neighborhood-serving concepts, such as: Professional Office Services (Tax prep, insurance, consulting, notary) Personal Services (Barber, beauty concept, wellness services) Boutique Retail or Specialty Shop Studio Space (Creative, photography, or small production) Location That Works for You: Belair-Edison offers a strong community feel where local businesses are neighborhood staples. If you’ve been looking for a place to launch, relocate, or expand your concept while owning the underlying real estate, this is your shot. Schedule your private tour today and come walk the space with your vision in mind.

18. 2026-03-24
    price $135,000 1945-char remark

    Show marketing remark (1945 chars)

    Is this property for you are you an entrepreneur, investor, or business-minded buyer? This is more than just a townhouse—it’s a flexible commercial opportunity located on a high-visibility artery in Belair-Edison. Stop paying commercial rent and start building your own wealth through real estate ownership. Inside this solid 1924 brick structure, you’ll find 1,428 sq ft of living and workspace that has been lovingly maintained and shows in its condition. Featuring 3 bedrooms and 1.5 baths total, the layout offers ultimate flexibility. Whether you are looking to create a professional workspace on the main level and live upstairs, or lease out both spaces for dual income streams, this property gives you the room to make it happen. Built for Possibility: Tradition & Durability: A traditional brick exterior offers classic curb appeal that fits the character of the neighborhood. Massive Storage: Includes a full basement ideal for inventory, workshop space, or future build-out potential. Access: High-visibility street frontage with convenient parking access for clients, customers, and deliveries. Business-Minded Uses to Consider (C-1): The value here is the zoning. Depending on your business plan and permitting (Buyer to verify specific Business use with City), this location can support many neighborhood-serving concepts, such as: Professional Office Services (Tax prep, insurance, consulting, notary) Personal Services (Barber, beauty concept, wellness services) Boutique Retail or Specialty Shop Studio Space (Creative, photography, or small production) Location That Works for You: Belair-Edison offers a strong community feel where local businesses are neighborhood staples. If you’ve been looking for a place to launch, relocate, or expand your concept while owning the underlying real estate, this is your shot. Schedule your private tour today and come walk the space with your vision in mind.

19. 2026-03-11
    price $137,400 1945-char remark

    Show marketing remark (1945 chars)

    Is this property for you are you an entrepreneur, investor, or business-minded buyer? This is more than just a townhouse—it’s a flexible commercial opportunity located on a high-visibility artery in Belair-Edison. Stop paying commercial rent and start building your own wealth through real estate ownership. Inside this solid 1924 brick structure, you’ll find 1,428 sq ft of living and workspace that has been lovingly maintained and shows in its condition. Featuring 3 bedrooms and 1.5 baths total, the layout offers ultimate flexibility. Whether you are looking to create a professional workspace on the main level and live upstairs, or lease out both spaces for dual income streams, this property gives you the room to make it happen. Built for Possibility: Tradition & Durability: A traditional brick exterior offers classic curb appeal that fits the character of the neighborhood. Massive Storage: Includes a full basement ideal for inventory, workshop space, or future build-out potential. Access: High-visibility street frontage with convenient parking access for clients, customers, and deliveries. Business-Minded Uses to Consider (C-1): The value here is the zoning. Depending on your business plan and permitting (Buyer to verify specific Business use with City), this location can support many neighborhood-serving concepts, such as: Professional Office Services (Tax prep, insurance, consulting, notary) Personal Services (Barber, beauty concept, wellness services) Boutique Retail or Specialty Shop Studio Space (Creative, photography, or small production) Location That Works for You: Belair-Edison offers a strong community feel where local businesses are neighborhood staples. If you’ve been looking for a place to launch, relocate, or expand your concept while owning the underlying real estate, this is your shot. Schedule your private tour today and come walk the space with your vision in mind.

20. 2025-12-10
    listed $139,900 Active 1945-char remark

    Show marketing remark (1945 chars)

    Is this property for you are you an entrepreneur, investor, or business-minded buyer? This is more than just a townhouse—it’s a flexible commercial opportunity located on a high-visibility artery in Belair-Edison. Stop paying commercial rent and start building your own wealth through real estate ownership. Inside this solid 1924 brick structure, you’ll find 1,428 sq ft of living and workspace that has been lovingly maintained and shows in its condition. Featuring 3 bedrooms and 1.5 baths total, the layout offers ultimate flexibility. Whether you are looking to create a professional workspace on the main level and live upstairs, or lease out both spaces for dual income streams, this property gives you the room to make it happen. Built for Possibility: Tradition & Durability: A traditional brick exterior offers classic curb appeal that fits the character of the neighborhood. Massive Storage: Includes a full basement ideal for inventory, workshop space, or future build-out potential. Access: High-visibility street frontage with convenient parking access for clients, customers, and deliveries. Business-Minded Uses to Consider (C-1): The value here is the zoning. Depending on your business plan and permitting (Buyer to verify specific Business use with City), this location can support many neighborhood-serving concepts, such as: Professional Office Services (Tax prep, insurance, consulting, notary) Personal Services (Barber, beauty concept, wellness services) Boutique Retail or Specialty Shop Studio Space (Creative, photography, or small production) Location That Works for You: Belair-Edison offers a strong community feel where local businesses are neighborhood staples. If you’ve been looking for a place to launch, relocate, or expand your concept while owning the underlying real estate, this is your shot. Schedule your private tour today and come walk the space with your vision in mind.

21. 2001-01-08
    soldstatus $14,500
22. 2000-11-03
    historical
23. 2000-07-27
    listed $15,600
24. 1987-05-19
    soldstatus $41,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $2,562 · $213/mo
• Projected year-2 tax: $2,562 · $213/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,127
• − Mortgage interest: −$7,276
• − Property taxes: −$2,562
• − Insurance: −$650
• − Repairs & maintenance: −$1,770
• − Management: −$1,770
• − Depreciation: −$3,779
• Taxable income: $4,320
• Est. tax owed @ 24.0%: −$1,037
• After-tax cash flow: $5,058/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 28,058
• Household income: $51,344
• Rent vs Own: 48.0% rent · 52.0% own
• Severe rent burden: 1868.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (86%)
• Race & ethnicity: Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.57%
• Current HPI: 427.4453
• Rent YoY: ▲ 5.25%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+229.3% since first listed

9 events — show timeline

• 2026-04-02 Relisted — BRIGHT MLS
• 2026-03-31 Listing Removed — BRIGHT MLS
• 2026-03-24 Price Changed $135,000 BRIGHT MLS
• 2026-03-11 Price Changed $137,400 BRIGHT MLS
• 2025-12-10 Listed $139,900 BRIGHT MLS
• 2001-01-08 Sold (MLS) $14,500 MRIS
• 2000-11-03 Delisted — MRIS
• 2000-07-27 Listed $15,600 MRIS
• 1987-05-19 Sold (Public Records) $41,000 Public Records

Property tax history

-0.1%/yr

Latest (2025): $2,562 · +3.3% YoY. Source: county tax records.