7125 Bloxham Ave · Jacksonville, FL 32208

$145,000

3 bd · 1.0 ba · 1,241 sqft · SingleFamily public records · 19 Days on market

Built 1956 4,791 sqft lot Est $144k · at est.

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.5/30.0
• ARV discount +7.2/15.0
• DSCR +5.8/10.0
• 1% rule +4.8/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Condition / age +2.5/5.0
• Rent growth +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This charming 3-bedroom, 1 bath and newly added half bath home on Jacksonville's Northside offers a fresh start with brand-new updates throughout. Step inside to find fresh paint, new flooring, and updated appliances that give the home a clean, move-in-ready feel. Relax in the bright, open living spaces or unwind on the screened-in back porch, perfect for enjoying Florida evenings without the bugs. The large backyard provides plenty of room for outdoor activities or future projects. This home will not last!

Key facts

• Separate mud room
• New water heater
• New appliances

Tags

• RENOVATED BUNGALOW
• UPDATED KITCHEN
• NEW APPLIANCES
• 2022 ROOF
• NEW WATER HEATER
• SEPARATE MUD ROOM

Property features AI

Exterior

• Parking: Other parking
• Utilities: Public sewer; Electricity connected; Sewer connected
• Home design: Single family residence; One story
• Exterior features: Fenced backyard with wood fencing; No private pool

Interior

• Kitchen: Dishwasher; Electric range; Microwave
• Bedrooms: 3 bedrooms
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fan(s); Primary bathroom with tub and shower
• Laundry & utility: Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $145k.

Deal economics

• At list price, monthly cash flow is $137 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $142k (2.1% below list).
• Recommended offer: $142k (2.1% below list) — sets the bar for 1% rule.
• Cap rate 7.4% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-1.4%/yr); 291 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 41% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 19 days — a 2% lower offer ($143k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 23y ago; this cycle's ask is 4% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $101k; 44% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $141,934 (2.1% below list)

Questions for the listing agent

1. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.98% ✗
• Cap rate: 7.43%
• Cash-on-cash: 4.06%
• DSCR: 1.18
• GRM: 8.5

CMA / ARV

• ARV (on-the-fly): $143,956
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
628 E 59th St	0.25mi	3/1.0	1,213 (-2%)	1mo	$97,000	$80	84
558 E 60th St	0.12mi	3/2.0	1,306 (+5%)	2mo	$210,000	$161	80
7115 Nelms St	0.27mi	3/1.0	1,130 (-9%)	4mo	$95,000	$84	69
222 Trout River Dr	0.45mi	2/1.0 (-1)	1,248 (+1%)	5mo	$127,500	$102	69
8020 Oakwood St	0.32mi	2/1.0 (-1)	1,156 (-7%)	6mo	$65,000	$56	64
6724 Drayton St	0.55mi	3/1.0	1,200 (-3%)	6mo	$139,000	$116	64
732 57th Street Ct	0.38mi	3/1.0	1,089 (-12%)	3mo	$153,900	$141	59
7114 Edge St	0.30mi	3/1.0	1,075 (-13%)	7mo	$52,000	$48	58
110 Tallulah Ave	0.53mi	3/1.0	1,102 (-11%)	2mo	$181,000	$164	55
280 Mulberry St	0.68mi	2/1.0 (-1)	1,193 (-4%)	4mo	$184,000	$154	54
6711 Drayton St	0.56mi	3/1.0	1,088 (-12%)	3mo	$138,000	$127	51
182 W 61st St	0.63mi	2/3.0 (-1)	1,161 (-6%)	3mo	$125,770	$108	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -13.3%
• Equity multiple: 0.53×
• Total profit: $-18,902
• Equity at exit: $21,620

10-year hold

• IRR: -9.9%
• Equity multiple: 0.48×
• Total profit: $-21,234
• Equity at exit: $12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32208

• Home prices YoY: -33.6%
• Rents YoY: -1.4%
• Active inventory: 291
• Price-to-rent: 8.5×

Monthly cashflow live

• Estimated rent: $1,419 high
• Mortgage (P&I): −$760
• Tax from tax record: −$163 /mo · $1,958/yr
• Insurance: −$60
• HOA: −$0
• Vacancy / Maint / Mgmt: −$298
• Net cashflow: $137

Break-even live

Break-even rent $1,246

Max offer price $145,000

Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,250
• Closing costs: $4,350
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
525 E 60th St Jacksonville, FL	3.0	2.0	1120	$1,471	$1.31	23d	1	0.06mi
524 E 60th St Jacksonville, FL	3.0	1.0	1212	$1,195	$0.99	7d	1	0.08mi
516 E 58th St Jacksonville, FL	4.0	2.0	1232	$1,725	$1.40	7d	1	0.22mi
7525 Oakwood St Jacksonville, FL	3.0	1.0	945	$1,375	$1.46	14d	1	0.22mi
7140 Buffalo Ave Jacksonville, FL	2.0	1.0	832	$1,321	$1.59	23d	1	0.23mi
7545 Wilder Ave Jacksonville, FL	3.0	1.0	1300	$1,150	$0.88	3d	1	0.24mi
8027 Floyd St Jacksonville, FL	2.0	1.5	935	$1,300	$1.39	2d	1	0.27mi
6945 Nelms St Jacksonville, FL	4.0	2.0	1128	$1,550	$1.37	3d	1	0.30mi
549 E 55th St Jacksonville, FL	3.0	2.0	1230	$1,488	$1.21	10d	1	0.33mi
555 E 55th St Jacksonville, FL	3.0	2.0	1230	$1,488	$1.21	10d	1	0.33mi
567 E 55th St Jacksonville, FL	3.0	2.0	1230	$1,488	$1.21	14d	1	0.33mi
814 E 60th St Jacksonville, FL	2.0	1.0	981	$1,199	$1.22	1d	1	0.35mi
841 E 60th St Jacksonville, FL	3.0	1.0	954	$1,225	$1.28	23d	1	0.39mi
41 Tallulah Ave Jacksonville, FL	3.0	1.0	1092	$1,390	$1.27	3d	1	0.40mi
7115 Lucky Dr W Jacksonville, FL	3.0	1.0	1158	$1,500	$1.30	23d	1	0.47mi
33 W 55th St Jacksonville, FL	4.0	2.0	1387	$1,321	$0.95	3d	1	0.51mi
209 Woodrow St Jacksonville, FL	3.0	1.0	1282	$1,325	$1.03	23d	1	0.51mi
217 E 48th St Jacksonville, FL	3.0	1.0	979	$1,096	$1.12	10d	1	0.60mi
6418 Sapphire Dr Jacksonville, FL	3.0	1.5	1296	$1,350	$1.04	23d	1	0.65mi
349 E 45th St Jacksonville, FL	2.0	1.0	954	$1,175	$1.23	7d	1	0.72mi
345 E 44th St Jacksonville, FL	3.0	1.0	1145	$1,150	$1.00	23d	1	0.77mi
343 W 60th St Jacksonville, FL	3.0	1.0	1238	$1,299	$1.05	21d	1	0.77mi
205 E 44th St Jacksonville, FL	3.0	1.0	955	$1,075	$1.13	21d	1	0.79mi
346 W 68th St Jacksonville, FL	3.0	1.0	1114	$1,385	$1.24	4d	1	0.84mi
356 Duray Ct Jacksonville, FL	3.0	2.0	1070	$1,425	$1.33	14d	1	0.86mi
222 E 43rd St Jacksonville, FL	2.0	1.0	840	$946	$1.13	23d	1	0.86mi
385 Duray Ct Jacksonville, FL	3.0	1.0	932	$1,250	$1.34	19d	1	0.90mi
319 W 49th St Jacksonville, FL	2.0	1.0	977	$1,200	$1.23	23d	1	0.90mi
472 W 65th St Jacksonville, FL	3.0	1.0	1312	$1,295	$0.99	21d	1	0.94mi
18 W 43rd St Jacksonville, FL	2.0	1.0	750	$795	$1.06	4d	1	0.95mi
7124 Lorain St Jacksonville, FL	3.0	1.0	864	$1,043	$1.21	3d	1	0.97mi
425 W 47th St Jacksonville, FL	3.0	1.5	1083	$1,193	$1.10	7d	1	0.98mi
141 W 43rd St Jacksonville, FL	3.0	2.0	1022	$1,231	$1.20	3d	1	0.99mi
535 W 59th St Jacksonville, FL	3.0	2.0	816	$1,395	$1.71	7d	1	1.01mi
6460 Lanark Ave Jacksonville, FL	2.0	1.0	708	$1,095	$1.55	23d	1	1.01mi
7511 N Shore Dr Jacksonville, FL	2.0	1.0	1014	$1,350	$1.33	4d	1	1.03mi
5035 N Main St Jacksonville, FL	3.0	1.0–2.0	816	$1,459	$1.79	23d	69	1.04mi
562 W 49th St Jacksonville, FL	3.0	1.0	1091	$1,195	$1.10	23d	1	1.08mi
7210 Elwood Ave Jacksonville, FL	2.0	1.0	831	$995	$1.20	21d	1	1.12mi
646 Escambia St Jacksonville, FL	3.0	2.0	1200	$1,395	$1.16	21d	1	1.20mi

Listing history 38 events

1. 2026-06-18
   days on market $145,000 Active 19 DOM
2. 2026-06-17
   days on market $145,000 Active 18 DOM
3. 2026-06-16
   days on market $145,000 Active 17 DOM
4. 2026-06-15
   days on market $145,000 Active 16 DOM
5. 2026-06-13
   days on market $145,000 Active 14 DOM
6. 2026-06-13
   pricestatusdays on market $145,000 Active 13 DOM
7. 2026-06-10
   days on market $140,000 Active Under Contract 10 DOM
8. 2026-06-08
   days on market $140,000 Active Under Contract 9 DOM
9. 2026-06-07
   statusdays on market $140,000 Active Under Contract 8 DOM
10. 2026-06-05
    days on market $140,000 Active 5 DOM
11. 2026-06-03
    days on market $140,000 Active 4 DOM
12. 2026-06-02
    days on market $140,000 Active 3 DOM
13. 2026-06-01
    days on market $140,000 Active 2 DOM
14. 2026-05-31
    statusdays on marketlisting id $140,000 Active 1 DOM
15. 2026-05-22
    listed $140,000 Active
16. 2026-04-03
    status Active 515-char remark

    Show marketing remark (515 chars)

    This charming 3-bedroom, 1 bath and newly added half bath home on Jacksonville's Northside offers a fresh start with brand-new updates throughout. Step inside to find fresh paint, new flooring, and updated appliances that give the home a clean, move-in-ready feel. Relax in the bright, open living spaces or unwind on the screened-in back porch, perfect for enjoying Florida evenings without the bugs. The large backyard provides plenty of room for outdoor activities or future projects. This home will not last!

17. 2026-03-21
    status Active 515-char remark

    Show marketing remark (515 chars)

    This charming 3-bedroom, 1 bath and newly added half bath home on Jacksonville's Northside offers a fresh start with brand-new updates throughout. Step inside to find fresh paint, new flooring, and updated appliances that give the home a clean, move-in-ready feel. Relax in the bright, open living spaces or unwind on the screened-in back porch, perfect for enjoying Florida evenings without the bugs. The large backyard provides plenty of room for outdoor activities or future projects. This home will not last!

18. 2026-03-15
    status Pending 515-char remark

    Show marketing remark (515 chars)

    This charming 3-bedroom, 1 bath and newly added half bath home on Jacksonville's Northside offers a fresh start with brand-new updates throughout. Step inside to find fresh paint, new flooring, and updated appliances that give the home a clean, move-in-ready feel. Relax in the bright, open living spaces or unwind on the screened-in back porch, perfect for enjoying Florida evenings without the bugs. The large backyard provides plenty of room for outdoor activities or future projects. This home will not last!

19. 2026-03-15
    historical 515-char remark

    Show marketing remark (515 chars)

    This charming 3-bedroom, 1 bath and newly added half bath home on Jacksonville's Northside offers a fresh start with brand-new updates throughout. Step inside to find fresh paint, new flooring, and updated appliances that give the home a clean, move-in-ready feel. Relax in the bright, open living spaces or unwind on the screened-in back porch, perfect for enjoying Florida evenings without the bugs. The large backyard provides plenty of room for outdoor activities or future projects. This home will not last!

20. 2026-03-15
    historical 515-char remark

    Show marketing remark (515 chars)

    This charming 3-bedroom, 1 bath and newly added half bath home on Jacksonville's Northside offers a fresh start with brand-new updates throughout. Step inside to find fresh paint, new flooring, and updated appliances that give the home a clean, move-in-ready feel. Relax in the bright, open living spaces or unwind on the screened-in back porch, perfect for enjoying Florida evenings without the bugs. The large backyard provides plenty of room for outdoor activities or future projects. This home will not last!

21. 2026-02-12
    price $148,000 515-char remark

    Show marketing remark (515 chars)

    This charming 3-bedroom, 1 bath and newly added half bath home on Jacksonville's Northside offers a fresh start with brand-new updates throughout. Step inside to find fresh paint, new flooring, and updated appliances that give the home a clean, move-in-ready feel. Relax in the bright, open living spaces or unwind on the screened-in back porch, perfect for enjoying Florida evenings without the bugs. The large backyard provides plenty of room for outdoor activities or future projects. This home will not last!

22. 2026-01-29
    status Active 515-char remark

    Show marketing remark (515 chars)

    This charming 3-bedroom, 1 bath and newly added half bath home on Jacksonville's Northside offers a fresh start with brand-new updates throughout. Step inside to find fresh paint, new flooring, and updated appliances that give the home a clean, move-in-ready feel. Relax in the bright, open living spaces or unwind on the screened-in back porch, perfect for enjoying Florida evenings without the bugs. The large backyard provides plenty of room for outdoor activities or future projects. This home will not last!

23. 2026-01-28
    historical 515-char remark

    Show marketing remark (515 chars)

    This charming 3-bedroom, 1 bath and newly added half bath home on Jacksonville's Northside offers a fresh start with brand-new updates throughout. Step inside to find fresh paint, new flooring, and updated appliances that give the home a clean, move-in-ready feel. Relax in the bright, open living spaces or unwind on the screened-in back porch, perfect for enjoying Florida evenings without the bugs. The large backyard provides plenty of room for outdoor activities or future projects. This home will not last!

24. 2026-01-07
    status Active 515-char remark

    Show marketing remark (515 chars)

    This charming 3-bedroom, 1 bath and newly added half bath home on Jacksonville's Northside offers a fresh start with brand-new updates throughout. Step inside to find fresh paint, new flooring, and updated appliances that give the home a clean, move-in-ready feel. Relax in the bright, open living spaces or unwind on the screened-in back porch, perfect for enjoying Florida evenings without the bugs. The large backyard provides plenty of room for outdoor activities or future projects. This home will not last!

25. 2025-12-31
    historical 515-char remark

    Show marketing remark (515 chars)

    This charming 3-bedroom, 1 bath and newly added half bath home on Jacksonville's Northside offers a fresh start with brand-new updates throughout. Step inside to find fresh paint, new flooring, and updated appliances that give the home a clean, move-in-ready feel. Relax in the bright, open living spaces or unwind on the screened-in back porch, perfect for enjoying Florida evenings without the bugs. The large backyard provides plenty of room for outdoor activities or future projects. This home will not last!

26. 2025-12-10
    price $150,000 515-char remark

    Show marketing remark (515 chars)

    This charming 3-bedroom, 1 bath and newly added half bath home on Jacksonville's Northside offers a fresh start with brand-new updates throughout. Step inside to find fresh paint, new flooring, and updated appliances that give the home a clean, move-in-ready feel. Relax in the bright, open living spaces or unwind on the screened-in back porch, perfect for enjoying Florida evenings without the bugs. The large backyard provides plenty of room for outdoor activities or future projects. This home will not last!

27. 2025-11-03
    price $151,000 515-char remark

    Show marketing remark (515 chars)

    This charming 3-bedroom, 1 bath and newly added half bath home on Jacksonville's Northside offers a fresh start with brand-new updates throughout. Step inside to find fresh paint, new flooring, and updated appliances that give the home a clean, move-in-ready feel. Relax in the bright, open living spaces or unwind on the screened-in back porch, perfect for enjoying Florida evenings without the bugs. The large backyard provides plenty of room for outdoor activities or future projects. This home will not last!

28. 2025-09-22
    listed $154,000 Active 515-char remark

    Show marketing remark (515 chars)

    This charming 3-bedroom, 1 bath and newly added half bath home on Jacksonville's Northside offers a fresh start with brand-new updates throughout. Step inside to find fresh paint, new flooring, and updated appliances that give the home a clean, move-in-ready feel. Relax in the bright, open living spaces or unwind on the screened-in back porch, perfect for enjoying Florida evenings without the bugs. The large backyard provides plenty of room for outdoor activities or future projects. This home will not last!

29. 2025-09-16
    historical 435-char remark

    Show marketing remark (435 chars)

    This Jacksonville, Florida residence features a spacious layout with ample natural light throughout. The kitchen is well-equipped, offering plenty of storage and counter space. Enjoy relaxing in the cozy living area or step outside to the expansive backyard, appropriate for outdoor activities. Conveniently situated near local amenities, this home is a great find for those seeking comfort and convenience in a desirable neighborhood.

30. 2025-09-10
    price $159,000 435-char remark

    Show marketing remark (435 chars)

    This Jacksonville, Florida residence features a spacious layout with ample natural light throughout. The kitchen is well-equipped, offering plenty of storage and counter space. Enjoy relaxing in the cozy living area or step outside to the expansive backyard, appropriate for outdoor activities. Conveniently situated near local amenities, this home is a great find for those seeking comfort and convenience in a desirable neighborhood.

31. 2025-08-19
    price $165,000 435-char remark

    Show marketing remark (435 chars)

    This Jacksonville, Florida residence features a spacious layout with ample natural light throughout. The kitchen is well-equipped, offering plenty of storage and counter space. Enjoy relaxing in the cozy living area or step outside to the expansive backyard, appropriate for outdoor activities. Conveniently situated near local amenities, this home is a great find for those seeking comfort and convenience in a desirable neighborhood.

32. 2025-08-19
    listed $162,000 Active 435-char remark

    Show marketing remark (435 chars)

    This Jacksonville, Florida residence features a spacious layout with ample natural light throughout. The kitchen is well-equipped, offering plenty of storage and counter space. Enjoy relaxing in the cozy living area or step outside to the expansive backyard, appropriate for outdoor activities. Conveniently situated near local amenities, this home is a great find for those seeking comfort and convenience in a desirable neighborhood.

33. 2005-11-21
    soldstatus $100,800
34. 2003-11-22
    soldstatus $87,000
35. 2003-09-05
    historical
36. 2003-08-27
    soldstatus $30,100
37. 2003-05-08
    listed $29,900
38. 1985-12-01
    soldstatus $31,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,958 · $163/mo
• Projected year-2 tax: $1,958 · $163/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 54% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,032
• − Mortgage interest: −$8,122
• − Property taxes: −$1,958
• − Insurance: −$725
• − Repairs & maintenance: −$1,363
• − Management: −$1,363
• − Depreciation: −$4,218
• Taxable loss: −$717
• Est. tax savings @ 24.0%: +$172
• After-tax cash flow: $1,819/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 32,699
• Household income: $41,324
• Rent vs Own: 43.2% rent · 56.8% own
• Severe rent burden: 1765.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (77%)
• Race & ethnicity: Black 77% White 16% Two or more races 4% Hispanic / Latino 3%
• Common ancestry: Italian 1%
• Foreign-born: 2% · Canada
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -110.56%
• Current HPI: 217.9706
• Rent YoY: ▼ -1.36%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+344.4% since first listed

24 events — show timeline

• 2026-05-22 Listed $140,000 realMLS
• 2026-04-03 Relisted — realMLS
• 2026-03-21 Relisted — realMLS
• 2026-03-15 Pending — realMLS
• 2026-03-15 Listing Removed — realMLS
• 2026-03-15 Listing Removed — realMLS
• 2026-02-12 Price Changed $148,000 realMLS
• 2026-01-29 Relisted — realMLS
• 2026-01-28 Listing Removed — realMLS
• 2026-01-07 Relisted — realMLS
• 2025-12-31 Listing Removed — realMLS
• 2025-12-10 Price Changed $150,000 realMLS
• 2025-11-03 Price Changed $151,000 realMLS
• 2025-09-22 Listed $154,000 realMLS
• 2025-09-16 Listing Removed — realMLS
• 2025-09-10 Price Changed $159,000 realMLS
• 2025-08-19 Price Changed $165,000 realMLS
• 2025-08-19 Listed $162,000 realMLS
• 2005-11-21 Sold (Public Records) $100,800 Public Records
• 2003-11-22 Sold (Public Records) $87,000 Public Records
• 2003-09-05 Listing Removed — realMLS
• 2003-08-27 Sold (MLS) $30,100 realMLS
• 2003-05-08 Listed $29,900 realMLS
• 1985-12-01 Sold (Public Records) $31,500 Public Records

Property tax history

+5.1%/yr

Latest (2025): $1,958 · +17.7% YoY. Source: county tax records.