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8330 S Brighton Loop Rd
C+ Composite 61.15
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.9/30.0
  • DSCR +8.7/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.9/10.0
  • Schools +4.6/10.0
  • Rent growth +2.6/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$199,000

8330 S Brighton Loop Rd · Brighton, UT 84121
3 bd · 2.0 ba · 2,100 sqft · Other · 439 Days on market
Built 1976 0.28 ac lot ↓ 38% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Here's your chance to Own a Ski property! This is a 1/8 fractional ownership of this Traditional Log cabin retreat on the Brighton Loop. You're literally steps from Brighton Ski Resort, so you can ski or snowboard without ever getting in your car. This 1/8 fractional ownership offers true mountain living with year round recreation right out your door. The Brighton Loop offers a unique mix of natural beauty and year-round outdoor access. Trails, ski lifts, and scenic views are all close by, and even though it feels tucked away, you're only about 3040 minutes from Salt Lake City. The log cabin is solidly built and thoughtfully updated, featuring an open-concept kitchen with granite countertop

Key facts

  • Open-concept kitchen
  • Granite countertops
  • Ski property

Tags

SKI PROPERTYTRADITIONAL LOG CABINOPEN-CONCEPT KITCHENGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCESWOOD-BURNING FIREPLACE

Property features AI

Finance

  • Other: Has view; Above-grade finished area reported
  • HOA & community: Subdivision: RESERVE #4

Exterior

  • Parking: 4 total parking spaces (4 open)
  • Utilities: Natural gas connected; Electricity connected; Public sewer connected; Culinary (public) water connected
  • Home design: Cabin-style home; Fractional ownership; Used for recreational purposes; Built in 2007
  • Construction: Log construction; Metal roof; Built/standing condition
  • Exterior features: Balcony; Covered deck; Open patio; Double-pane windows; Mountain view; Wooded lot with mature trees; Mountain terrain

Interior

  • Kitchen: Disposal; Free-standing range/oven; Granite countertops
  • Bedrooms: 1 main-level bedroom
  • Flooring: Carpet; Linoleum
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating (gas central); Natural ventilation cooling
  • Interior features: Disposal; Free-standing range/oven; Granite countertops; Drapes

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath other listed at $199k.

Deal economics

  • At list price, monthly cash flow is $488 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $199k).
  • Recommended offer: $175k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Canyons District (suburban): math 49% / reading 53% proficiency, ranked #12 of 80 in UT (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Butler School (math 68% / reading 64%, grade B+, #20 of 585 statewide, top 3%, 605 students, 14% FRL); Butler Middle (math 58% / reading 64%, grade B+, #5 of 138 statewide, top 3%, 895 students, 18% FRL); Brighton High (math 38% / reading 69%, grade C-, #19 of 171 statewide, top 11%, 2,360 students, 14% FRL).
  • Market conditions: Rents flat; 212 active listings in the ZIP; high-income renter base; 4,970 units permitted in Salt Lake County in 2024 (1,963 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Salt Lake County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 439 days — a 12% lower offer ($175k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $201k (50%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $175,120 (12.0% below list)

Questions for the listing agent

  1. It's been on market 439 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.19%
Cap rate
9.24%
Cash-on-cash
10.52%
DSCR
1.47
GRM
7.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.54% rent growth · sell at horizon

5-year hold
IRR
-3.3%
Equity multiple
0.88×
Total profit
$-6,812
Equity at exit
$29,672
10-year hold
IRR
3.3%
Equity multiple
1.22×
Total profit
$11,997
Equity at exit
$17,206

Cash invested: $55,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84121

Rents YoY
0.5%
Active inventory
212
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$2,359 medium interval (Pro) →
Mortgage (P&I)
$1,044
Tax est. 1.5%
$249 /mo · $2,985/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$495
Net cashflow
$488

Break-even live

Break-even rent $1,741
Max offer price $199,000
Occupancy floor 74%

Sensitivity live

Price -10% $626 -5% $557 +0% $488 +5% $420 +10% $351
Rent -10% $302 -5% $395 +0% $488 +5% $581 +10% $675
Rate -1.0pp $588 -0.5pp $539 base $488 +0.5pp $437 +1.0pp $384

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,750
Closing costs
$5,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 23 events

  1. 2026-06-22
    days on market $199,000 Active 439 DOM
  2. 2026-06-18
    days on market $199,000 Active 436 DOM
  3. 2026-06-17
    days on market $199,000 Active 435 DOM
  4. 2026-06-16
    days on market $199,000 Active 434 DOM
  5. 2026-06-15
    days on market $199,000 Active 433 DOM
  6. 2026-06-13
    days on market $199,000 Active 431 DOM
  7. 2026-06-09
    days on market $199,000 Active 427 DOM
  8. 2026-06-08
    days on market $199,000 Active 426 DOM
  9. 2026-06-07
    days on market $199,000 Active 425 DOM
  10. 2026-06-05
    days on market $199,000 Active 422 DOM
  11. 2026-06-03
    days on market $199,000 Active 421 DOM
  12. 2026-06-02
    pricedays on market $199,000 Active 420 DOM
  13. 2026-06-01
    days on market $250,000 Active 419 DOM
  14. 2026-05-31
    days on market $250,000 Active 418 DOM
  15. 2026-03-05
    price $250,000
  16. 2026-03-05
    status Active
  17. 2026-03-01
    historical
  18. 2026-02-10
    price $275,000
  19. 2025-08-28
    price $299,900
  20. 2025-07-01
    price $320,000
  21. 2025-05-07
    price $350,000
  22. 2025-04-10
    price $369,000
  23. 2025-04-04
    listed $400,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 66% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 1/10 Low 9 d/yr ≥78°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,307
− Mortgage interest
−$11,147
− Property taxes
−$2,985
− Insurance
−$995
− Repairs & maintenance
−$2,265
− Management
−$2,265
− Depreciation
−$5,789
Taxable income
$2,861
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$687
After-tax cash flow
$5,173/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Canyons District
NCES district ID
4900142
Math proficiency
49% ▼ -5.00%
Reading proficiency
53% ▼ -3.00%
Median HH income
$74,107
Composite
45.91/100
National rank
#2548
State rank
#12 of 80 in UT

Livability — Brighton

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Brighton, UT
County
Salt Lake County · 1,195,750 people
Metro
Salt Lake City, UT
Population (ZIP)
38,912
Household income
$115,515
Rent vs Own
25.1% rent · 74.9% own
Severe rent burden
713.0

Population outlook (Salt Lake County) Hauer SSP2

Today (2025)
1,305,860 people
By 2030
1,402,611 · +7.4%
By 2040
1,594,533 · +22.1%
By 2050
1,787,244 · +36.9%
By 2075
2,224,138 · +70.3%
By 2100
2,551,390 · +95.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 7% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 5% Italian 3% Portuguese 3%
Foreign-born
7% · Canada, China
Languages at home
90% English-only · Spanish 3% Other Indo-European 2% Chinese 1%

Political lean MEDSL · Salt Lake

2024 margin
D (+10.2) · D 53.7% · R 43.5% · Other 2.8%
2008→2024 swing
+10.1pp toward D · 2008: 0.1pp · 2024: 10.2pp
All cycles
2024: D+10.2 2020: D+11.0 2016: D+10.2 2012: R+19.3 2008: D+0.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -604.71%
Current HPI
315.128
Rent YoY
▲ 0.54%
Metro
Salt Lake City, UT
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

-37.5% since first listed
9 events — show timeline
  • 2026-03-05 Price Changed $250,000 WFRMLS
  • 2026-03-05 Relisted WFRMLS
  • 2026-03-01 Listing Removed WFRMLS
  • 2026-02-10 Price Changed $275,000 WFRMLS
  • 2025-08-28 Price Changed $299,900 WFRMLS
  • 2025-07-01 Price Changed $320,000 WFRMLS
  • 2025-05-07 Price Changed $350,000 WFRMLS
  • 2025-04-10 Price Changed $369,000 WFRMLS
  • 2025-04-04 Listed $400,000 WFRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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