806 San Salvador Dr · The Villages, FL 32159

$379,900

3 bd · 2.0 ba · 1,527 sqft · SingleFamily public records · 26 Days on market

Built 1996 6,120 sqft lot Est $356k · 7% over $195/mo HOA · 6% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.7/30.0
• DSCR +5.9/10.0
• Schools +5.2/10.0
• ARV discount +4.5/15.0
• 1% rule +4.3/10.0
• Rent growth +3.5/5.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

BOND PAID! Welcome to this 3/2 Catalina III model, walking distance to Tierra Del Sol Country Club and Rec Center! Driveway just painted! Step in and find OPEN SPLIT FLOOR PLAN with FRESH INTERIOR PAINT in main living areas, HIGH CEILINGS, CROWN MOLDING and Vinyl flooring throughout (NO CARPET!). The updated kitchen features GRANITE COUNTERTOPS, TILE BACKSPLASH, STAINLESS STEEL APPLIANCES, KITCHEN ISLAND, PULL OUT DRAWERS in CABINETS and SOLAR TUBE. Primary bedroom off of the kitchen features a large WALK-IN CLOSET with BUILT-INS and an EN SUITE BATHROOM with GRANITE countertop, vanity, walk-in shower and storage closet and also features sliding door to enclosed lanai. Guest bedrooms are on opposite side, both with closets. Guest bathroom features granite countertop and a tub/shower combo. Off of the enclosed florida room you will find an enclosed lanai with sliding acrylic windows with screens, pull down shades. Tall shrub line in the back gives added privacy from your lanai and open back patio. 2-car garage includes a A/C MINI SPLIT to keep cool during the warmer months. HVAC replaced in 2018, Re-Roof in 2017. Enjoy being close proximity to Tierra Del Sol Country Club and Rec Center, Glenview Country Club, Chula Vista Rec Center and Polo fields. Only 2.7 miles from Spanish Springs and 3.3 miles from Lake Sumter Landing! * Assumable Loan with interest rate at 4.625% *

Key facts

• Open patio space
• Florida room
• Screened lanai

Tags

• PRIVATE PRIMARY SUITE
• ENCLOSED OUTDOOR LIVING AREA
• FLORIDA ROOM
• SCREENED LANAI
• OPEN PATIO SPACE
• CLIMATE-CONTROLLED GARAGE

Property features AI

Finance

• Other: Property zoned R1; Property type: Residential — Single Family Residence
• Financial info: Other annual assessment: $400
• HOA & community: Community has CDD; Senior community

Exterior

• Parking: Attached garage with 2 spaces
• Utilities: Public water; Public sewer; Electricity connected; Cable available; Water connected
• Home design: Single-family residence; One story; Faces southeast
• Construction: Vinyl siding and frame construction; Shingle roof; Slab foundation; Built with typical residential construction materials
• Exterior features: Paved road access; Irrigation equipment; Lot dimensions approximately 68 x 90

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator; Electric water heater
• Bedrooms: 3 bedrooms
• Flooring: Vinyl flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Crown molding; High ceilings; Open floorplan with living/dining combo; Stone counters; Thermostat; Walk-in closet(s)
• Laundry & utility: Laundry area located in the garage

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $380k.

Deal economics

• At list price, monthly cash flow is $372 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $352k (7.3% below list).
• Recommended offer: $352k (7.3% below list) — sets the bar for 1% rule.
• Cap rate 7.5% vs local median 5.0% in The Villages — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#431 in FL) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, housing A; Watch: amenities F, commute F, health & safety F.
• Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising fast (+4.0%/yr); 576 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).
• At $3,523/mo this rent would consume 72% of the median local household income ($59k/yr) (locally 1047% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
• Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 26 days — a 2% lower offer ($374k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $330k; 15% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $352,257 (7.3% below list)

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.93% ✗
• Cap rate: 7.47%
• Cash-on-cash: 4.20%
• DSCR: 1.19
• GRM: 9.0

CMA / ARV

• ARV (on-the-fly): $355,791
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2125 Zaragoza Pl	0.18mi	3/2.0	1,494 (-2%)	1mo	$370,000	$248	87
1903 Antonia Pl	0.15mi	3/2.0	1,464 (-4%)	0mo	$380,000	$260	86
2052 Palo Alto Ave	0.06mi	3/2.0	1,687 (+10%)	3mo	$500,000	$296	78
1134 Salido Ave	0.52mi	3/2.0	1,542 (+1%)	1mo	$360,000	$233	73
703 Melendez Way	0.54mi	3/2.0	1,509 (-1%)	3mo	$320,000	$212	71
923 Camino Del Rey Dr	0.66mi	3/2.0	1,527 (0%)	2mo	$292,000	$191	67
930 Camino Del Rey Dr	0.64mi	3/2.0	1,558 (+2%)	1mo	$292,000	$187	66
2016 Claudio Ln	0.73mi	3/2.0	1,527 (0%)	3mo	$310,000	$203	64
1824 Durango Dr	0.40mi	3/2.0	1,392 (-9%)	3mo	$359,000	$258	64
1148 Chaparral Dr	0.51mi	3/2.0	1,392 (-9%)	0mo	$465,000	$334	61
1605 Chavez Ct	0.73mi	2/2.0 (-1)	1,638 (+7%)	2mo	$320,000	$195	47
1601 Chavez Ct	0.74mi	2/2.0 (-1)	1,332 (-13%)	0mo	$300,000	$225	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.03% rent growth · sell at horizon

5-year hold

• IRR: -8.7%
• Equity multiple: 0.68×
• Total profit: $-34,231
• Equity at exit: $56,644

10-year hold

• IRR: 2.0%
• Equity multiple: 1.15×
• Total profit: $15,869
• Equity at exit: $32,847

Cash invested: $106,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32159

• Home prices YoY: -16.0%
• Rents YoY: 4.0%
• Active inventory: 576
• Price-to-rent: 9.0×

Monthly cashflow live

• Estimated rent: $3,523 high
• Mortgage (P&I): −$1,992
• Tax from tax record: −$65 /mo · $778/yr
• Insurance: −$158
• HOA: −$195
• Vacancy / Maint / Mgmt: −$740
• Net cashflow: $372

Break-even live

Break-even rent $3,051

Max offer price $379,900

Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $94,975
• Closing costs: $11,397
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2002 Salinas Ave Lady Lake, FL	3.0	2.0	1642	$5,500	$3.35	21d	1	0.14mi
2137 Gerardo Ave Lady Lake, FL	3.0	2.0	1940	$5,600	$2.89	21d	1	0.19mi
2126 Sansores St Lady Lake, FL	3.0	2.0	1748	$3,700	$2.12	21d	1	0.33mi
2006 Cardona Way Lady Lake, FL	2.0	2.0	1428	$3,900	$2.73	21d	1	0.63mi
722 Camino del Rey Dr Lady Lake, FL	3.0	2.0	1205	$2,000	$1.66	21d	1	0.72mi
1522 Yucatan Way Unit 1525265P Lady Lake, FL	2.0	2.0	1732	$1,829	$1.06	21d	1	0.76mi
1524 Martinez Dr Lady Lake, FL	2.0	2.0	1199	$2,095	$1.75	21d	1	0.90mi
1688 Garcia Ct Lady Lake, FL	2.0	2.0	1075	$1,700	$1.58	21d	1	1.00mi
613 Enconto St Unit 1525268P The Villages, FL	2.0	2.0	1097	$1,788	$1.63	21d	1	1.01mi
1505 Doria Ln Lady Lake, FL	3.0	2.0	2048	$3,500	$1.71	21d	1	1.07mi
1377 Camero Dr Lady Lake, FL	3.0	2.0	1462	$5,500	$3.76	21d	1	1.12mi
1304 Santa Rosa Ct Lady Lake, FL	2.0	2.0	1286	$4,500	$3.50	21d	1	1.19mi
716 Dominguez Dr Lady Lake, FL	2.0	2.0	1094	$2,450	$2.24	21d	1	1.28mi
628 Dominguez Dr Lady Lake, FL	2.0	2.0	1214	$2,245	$1.85	21d	1	1.29mi
1314 Corona Ave Lady Lake, FL	2.0	2.0	1656	$2,500	$1.51	21d	1	1.29mi
623 Arteaga Way Unit 1525262P The Villages, FL	3.0	2.0	1646	$1,896	$1.15	21d	1	1.30mi
1330 La Jolla Cir The Villages, FL	2.0	2.0	1214	$3,000	$2.47	21d	1	1.32mi
314 Juarez Way Lady Lake, FL	2.0	2.0	1200	$1,800	$1.50	21d	1	1.34mi
6367 NE 118th Ave The Villages, FL	3.0–4.0	2.0–2.5	1645	$1,925	$1.17	21d	10	1.39mi
943 Mendoza Blvd Lady Lake, FL	2.0	2.0	1268	$5,800	$4.57	24d	1	1.40mi
2829 Burgos Dr The Villages, FL	2.0	2.0	1156	$1,850	$1.60	21d	1	1.47mi

HOA detail

• Monthly dues: $195 · $2,340/yr

Listing history 48 events

1. 2026-06-10
   days on market $379,900 Active 26 DOM
2. 2026-06-09
   days on market $379,900 Active 25 DOM
3. 2026-06-08
   days on market $379,900 Active 24 DOM
4. 2026-06-07
   pricedays on market $379,900 Active 23 DOM
5. 2026-06-02
   days on market $389,900 Active 18 DOM
6. 2026-06-01
   days on market $389,900 Active 17 DOM
7. 2026-05-31
   days on market $389,900 Active 16 DOM
8. 2026-05-30
   days on market $389,900 Active 15 DOM
9. 2026-05-15
   listed $389,900 Active
10. 2024-08-02
    soldstatus $329,900
11. 2024-07-29
    soldstatus $329,900 Closed 1392-char remark

    Show marketing remark (1392 chars)

    BOND PAID! Welcome to this 3/2 Catalina III model, walking distance to Tierra Del Sol Country Club and Rec Center! Driveway just painted! Step in and find OPEN SPLIT FLOOR PLAN with FRESH INTERIOR PAINT in main living areas, HIGH CEILINGS, CROWN MOLDING and Vinyl flooring throughout (NO CARPET!). The updated kitchen features GRANITE COUNTERTOPS, TILE BACKSPLASH, STAINLESS STEEL APPLIANCES, KITCHEN ISLAND, PULL OUT DRAWERS in CABINETS and SOLAR TUBE. Primary bedroom off of the kitchen features a large WALK-IN CLOSET with BUILT-INS and an EN SUITE BATHROOM with GRANITE countertop, vanity, walk-in shower and storage closet and also features sliding door to enclosed lanai. Guest bedrooms are on opposite side, both with closets. Guest bathroom features granite countertop and a tub/shower combo. Off of the enclosed florida room you will find an enclosed lanai with sliding acrylic windows with screens, pull down shades. Tall shrub line in the back gives added privacy from your lanai and open back patio. 2-car garage includes a A/C MINI SPLIT to keep cool during the warmer months. HVAC replaced in 2018, Re-Roof in 2017. Enjoy being close proximity to Tierra Del Sol Country Club and Rec Center, Glenview Country Club, Chula Vista Rec Center and Polo fields. Only 2.7 miles from Spanish Springs and 3.3 miles from Lake Sumter Landing! * Assumable Loan with interest rate at 4.625% *

12. 2024-07-04
    status Pending 1392-char remark

    Show marketing remark (1392 chars)

    BOND PAID! Welcome to this 3/2 Catalina III model, walking distance to Tierra Del Sol Country Club and Rec Center! Driveway just painted! Step in and find OPEN SPLIT FLOOR PLAN with FRESH INTERIOR PAINT in main living areas, HIGH CEILINGS, CROWN MOLDING and Vinyl flooring throughout (NO CARPET!). The updated kitchen features GRANITE COUNTERTOPS, TILE BACKSPLASH, STAINLESS STEEL APPLIANCES, KITCHEN ISLAND, PULL OUT DRAWERS in CABINETS and SOLAR TUBE. Primary bedroom off of the kitchen features a large WALK-IN CLOSET with BUILT-INS and an EN SUITE BATHROOM with GRANITE countertop, vanity, walk-in shower and storage closet and also features sliding door to enclosed lanai. Guest bedrooms are on opposite side, both with closets. Guest bathroom features granite countertop and a tub/shower combo. Off of the enclosed florida room you will find an enclosed lanai with sliding acrylic windows with screens, pull down shades. Tall shrub line in the back gives added privacy from your lanai and open back patio. 2-car garage includes a A/C MINI SPLIT to keep cool during the warmer months. HVAC replaced in 2018, Re-Roof in 2017. Enjoy being close proximity to Tierra Del Sol Country Club and Rec Center, Glenview Country Club, Chula Vista Rec Center and Polo fields. Only 2.7 miles from Spanish Springs and 3.3 miles from Lake Sumter Landing! * Assumable Loan with interest rate at 4.625% *

13. 2024-06-17
    price $329,900 1392-char remark

    Show marketing remark (1392 chars)

    BOND PAID! Welcome to this 3/2 Catalina III model, walking distance to Tierra Del Sol Country Club and Rec Center! Driveway just painted! Step in and find OPEN SPLIT FLOOR PLAN with FRESH INTERIOR PAINT in main living areas, HIGH CEILINGS, CROWN MOLDING and Vinyl flooring throughout (NO CARPET!). The updated kitchen features GRANITE COUNTERTOPS, TILE BACKSPLASH, STAINLESS STEEL APPLIANCES, KITCHEN ISLAND, PULL OUT DRAWERS in CABINETS and SOLAR TUBE. Primary bedroom off of the kitchen features a large WALK-IN CLOSET with BUILT-INS and an EN SUITE BATHROOM with GRANITE countertop, vanity, walk-in shower and storage closet and also features sliding door to enclosed lanai. Guest bedrooms are on opposite side, both with closets. Guest bathroom features granite countertop and a tub/shower combo. Off of the enclosed florida room you will find an enclosed lanai with sliding acrylic windows with screens, pull down shades. Tall shrub line in the back gives added privacy from your lanai and open back patio. 2-car garage includes a A/C MINI SPLIT to keep cool during the warmer months. HVAC replaced in 2018, Re-Roof in 2017. Enjoy being close proximity to Tierra Del Sol Country Club and Rec Center, Glenview Country Club, Chula Vista Rec Center and Polo fields. Only 2.7 miles from Spanish Springs and 3.3 miles from Lake Sumter Landing! * Assumable Loan with interest rate at 4.625% *

14. 2024-05-24
    status Active 1392-char remark

    Show marketing remark (1392 chars)

    BOND PAID! Welcome to this 3/2 Catalina III model, walking distance to Tierra Del Sol Country Club and Rec Center! Driveway just painted! Step in and find OPEN SPLIT FLOOR PLAN with FRESH INTERIOR PAINT in main living areas, HIGH CEILINGS, CROWN MOLDING and Vinyl flooring throughout (NO CARPET!). The updated kitchen features GRANITE COUNTERTOPS, TILE BACKSPLASH, STAINLESS STEEL APPLIANCES, KITCHEN ISLAND, PULL OUT DRAWERS in CABINETS and SOLAR TUBE. Primary bedroom off of the kitchen features a large WALK-IN CLOSET with BUILT-INS and an EN SUITE BATHROOM with GRANITE countertop, vanity, walk-in shower and storage closet and also features sliding door to enclosed lanai. Guest bedrooms are on opposite side, both with closets. Guest bathroom features granite countertop and a tub/shower combo. Off of the enclosed florida room you will find an enclosed lanai with sliding acrylic windows with screens, pull down shades. Tall shrub line in the back gives added privacy from your lanai and open back patio. 2-car garage includes a A/C MINI SPLIT to keep cool during the warmer months. HVAC replaced in 2018, Re-Roof in 2017. Enjoy being close proximity to Tierra Del Sol Country Club and Rec Center, Glenview Country Club, Chula Vista Rec Center and Polo fields. Only 2.7 miles from Spanish Springs and 3.3 miles from Lake Sumter Landing! * Assumable Loan with interest rate at 4.625% *

15. 2024-05-14
    status Pending 1392-char remark

    Show marketing remark (1392 chars)

    BOND PAID! Welcome to this 3/2 Catalina III model, walking distance to Tierra Del Sol Country Club and Rec Center! Driveway just painted! Step in and find OPEN SPLIT FLOOR PLAN with FRESH INTERIOR PAINT in main living areas, HIGH CEILINGS, CROWN MOLDING and Vinyl flooring throughout (NO CARPET!). The updated kitchen features GRANITE COUNTERTOPS, TILE BACKSPLASH, STAINLESS STEEL APPLIANCES, KITCHEN ISLAND, PULL OUT DRAWERS in CABINETS and SOLAR TUBE. Primary bedroom off of the kitchen features a large WALK-IN CLOSET with BUILT-INS and an EN SUITE BATHROOM with GRANITE countertop, vanity, walk-in shower and storage closet and also features sliding door to enclosed lanai. Guest bedrooms are on opposite side, both with closets. Guest bathroom features granite countertop and a tub/shower combo. Off of the enclosed florida room you will find an enclosed lanai with sliding acrylic windows with screens, pull down shades. Tall shrub line in the back gives added privacy from your lanai and open back patio. 2-car garage includes a A/C MINI SPLIT to keep cool during the warmer months. HVAC replaced in 2018, Re-Roof in 2017. Enjoy being close proximity to Tierra Del Sol Country Club and Rec Center, Glenview Country Club, Chula Vista Rec Center and Polo fields. Only 2.7 miles from Spanish Springs and 3.3 miles from Lake Sumter Landing! * Assumable Loan with interest rate at 4.625% *

16. 2024-05-07
    price $339,900 1392-char remark

    Show marketing remark (1392 chars)

    BOND PAID! Welcome to this 3/2 Catalina III model, walking distance to Tierra Del Sol Country Club and Rec Center! Driveway just painted! Step in and find OPEN SPLIT FLOOR PLAN with FRESH INTERIOR PAINT in main living areas, HIGH CEILINGS, CROWN MOLDING and Vinyl flooring throughout (NO CARPET!). The updated kitchen features GRANITE COUNTERTOPS, TILE BACKSPLASH, STAINLESS STEEL APPLIANCES, KITCHEN ISLAND, PULL OUT DRAWERS in CABINETS and SOLAR TUBE. Primary bedroom off of the kitchen features a large WALK-IN CLOSET with BUILT-INS and an EN SUITE BATHROOM with GRANITE countertop, vanity, walk-in shower and storage closet and also features sliding door to enclosed lanai. Guest bedrooms are on opposite side, both with closets. Guest bathroom features granite countertop and a tub/shower combo. Off of the enclosed florida room you will find an enclosed lanai with sliding acrylic windows with screens, pull down shades. Tall shrub line in the back gives added privacy from your lanai and open back patio. 2-car garage includes a A/C MINI SPLIT to keep cool during the warmer months. HVAC replaced in 2018, Re-Roof in 2017. Enjoy being close proximity to Tierra Del Sol Country Club and Rec Center, Glenview Country Club, Chula Vista Rec Center and Polo fields. Only 2.7 miles from Spanish Springs and 3.3 miles from Lake Sumter Landing! * Assumable Loan with interest rate at 4.625% *

17. 2024-04-08
    price $349,900 1392-char remark

    Show marketing remark (1392 chars)

    BOND PAID! Welcome to this 3/2 Catalina III model, walking distance to Tierra Del Sol Country Club and Rec Center! Driveway just painted! Step in and find OPEN SPLIT FLOOR PLAN with FRESH INTERIOR PAINT in main living areas, HIGH CEILINGS, CROWN MOLDING and Vinyl flooring throughout (NO CARPET!). The updated kitchen features GRANITE COUNTERTOPS, TILE BACKSPLASH, STAINLESS STEEL APPLIANCES, KITCHEN ISLAND, PULL OUT DRAWERS in CABINETS and SOLAR TUBE. Primary bedroom off of the kitchen features a large WALK-IN CLOSET with BUILT-INS and an EN SUITE BATHROOM with GRANITE countertop, vanity, walk-in shower and storage closet and also features sliding door to enclosed lanai. Guest bedrooms are on opposite side, both with closets. Guest bathroom features granite countertop and a tub/shower combo. Off of the enclosed florida room you will find an enclosed lanai with sliding acrylic windows with screens, pull down shades. Tall shrub line in the back gives added privacy from your lanai and open back patio. 2-car garage includes a A/C MINI SPLIT to keep cool during the warmer months. HVAC replaced in 2018, Re-Roof in 2017. Enjoy being close proximity to Tierra Del Sol Country Club and Rec Center, Glenview Country Club, Chula Vista Rec Center and Polo fields. Only 2.7 miles from Spanish Springs and 3.3 miles from Lake Sumter Landing! * Assumable Loan with interest rate at 4.625% *

18. 2024-02-12
    listed $360,000 Active 1392-char remark

    Show marketing remark (1392 chars)

    BOND PAID! Welcome to this 3/2 Catalina III model, walking distance to Tierra Del Sol Country Club and Rec Center! Driveway just painted! Step in and find OPEN SPLIT FLOOR PLAN with FRESH INTERIOR PAINT in main living areas, HIGH CEILINGS, CROWN MOLDING and Vinyl flooring throughout (NO CARPET!). The updated kitchen features GRANITE COUNTERTOPS, TILE BACKSPLASH, STAINLESS STEEL APPLIANCES, KITCHEN ISLAND, PULL OUT DRAWERS in CABINETS and SOLAR TUBE. Primary bedroom off of the kitchen features a large WALK-IN CLOSET with BUILT-INS and an EN SUITE BATHROOM with GRANITE countertop, vanity, walk-in shower and storage closet and also features sliding door to enclosed lanai. Guest bedrooms are on opposite side, both with closets. Guest bathroom features granite countertop and a tub/shower combo. Off of the enclosed florida room you will find an enclosed lanai with sliding acrylic windows with screens, pull down shades. Tall shrub line in the back gives added privacy from your lanai and open back patio. 2-car garage includes a A/C MINI SPLIT to keep cool during the warmer months. HVAC replaced in 2018, Re-Roof in 2017. Enjoy being close proximity to Tierra Del Sol Country Club and Rec Center, Glenview Country Club, Chula Vista Rec Center and Polo fields. Only 2.7 miles from Spanish Springs and 3.3 miles from Lake Sumter Landing! * Assumable Loan with interest rate at 4.625% *

19. 2021-04-12
    soldstatus $295,000
20. 2021-03-22
    soldstatus $295,000 Closed 1119-char remark

    Show marketing remark (1119 chars)

    The bond is paid on this extended Bougainvilla model designer home. The home has been beautifully updated and features kitchen with granite counters, cabinets with crown molding, recessed lighting, and stainless steel appliances. There is a bonus room off of the dining area. The Master bedroom is spacious and all bedrooms feature custom CA closet system. The enclosed lanai has acrylic sliding windows and tile flooring. Other features of the home include vaulted ceilings with knockdown finish, crown molding, double pane windows and doors, waterproof vinyl plank flooring in the main living areas and tile flooring in the bathrooms, tinted windows, solar tubes, decorative front door, water filtration system, two car garage with garage screen, pull down attic stairs, garage door opener, built in cabinets and epoxy coated floor. The roof was replaced in 2017 and the HVAC was replaced in 2018. Popcorn removed; now has knockdown ceilings. The home is situated on a lushly landscaped lot with landscape curbing. Seller to provide one year home warranty with Broward Factory Service. DO NOT miss this amazing home!

21. 2021-02-22
    status Pending 1119-char remark

    Show marketing remark (1119 chars)

    The bond is paid on this extended Bougainvilla model designer home. The home has been beautifully updated and features kitchen with granite counters, cabinets with crown molding, recessed lighting, and stainless steel appliances. There is a bonus room off of the dining area. The Master bedroom is spacious and all bedrooms feature custom CA closet system. The enclosed lanai has acrylic sliding windows and tile flooring. Other features of the home include vaulted ceilings with knockdown finish, crown molding, double pane windows and doors, waterproof vinyl plank flooring in the main living areas and tile flooring in the bathrooms, tinted windows, solar tubes, decorative front door, water filtration system, two car garage with garage screen, pull down attic stairs, garage door opener, built in cabinets and epoxy coated floor. The roof was replaced in 2017 and the HVAC was replaced in 2018. Popcorn removed; now has knockdown ceilings. The home is situated on a lushly landscaped lot with landscape curbing. Seller to provide one year home warranty with Broward Factory Service. DO NOT miss this amazing home!

22. 2021-02-09
    price $297,900 1119-char remark

    Show marketing remark (1119 chars)

    The bond is paid on this extended Bougainvilla model designer home. The home has been beautifully updated and features kitchen with granite counters, cabinets with crown molding, recessed lighting, and stainless steel appliances. There is a bonus room off of the dining area. The Master bedroom is spacious and all bedrooms feature custom CA closet system. The enclosed lanai has acrylic sliding windows and tile flooring. Other features of the home include vaulted ceilings with knockdown finish, crown molding, double pane windows and doors, waterproof vinyl plank flooring in the main living areas and tile flooring in the bathrooms, tinted windows, solar tubes, decorative front door, water filtration system, two car garage with garage screen, pull down attic stairs, garage door opener, built in cabinets and epoxy coated floor. The roof was replaced in 2017 and the HVAC was replaced in 2018. Popcorn removed; now has knockdown ceilings. The home is situated on a lushly landscaped lot with landscape curbing. Seller to provide one year home warranty with Broward Factory Service. DO NOT miss this amazing home!

23. 2021-01-05
    price $300,000 1119-char remark

    Show marketing remark (1119 chars)

    The bond is paid on this extended Bougainvilla model designer home. The home has been beautifully updated and features kitchen with granite counters, cabinets with crown molding, recessed lighting, and stainless steel appliances. There is a bonus room off of the dining area. The Master bedroom is spacious and all bedrooms feature custom CA closet system. The enclosed lanai has acrylic sliding windows and tile flooring. Other features of the home include vaulted ceilings with knockdown finish, crown molding, double pane windows and doors, waterproof vinyl plank flooring in the main living areas and tile flooring in the bathrooms, tinted windows, solar tubes, decorative front door, water filtration system, two car garage with garage screen, pull down attic stairs, garage door opener, built in cabinets and epoxy coated floor. The roof was replaced in 2017 and the HVAC was replaced in 2018. Popcorn removed; now has knockdown ceilings. The home is situated on a lushly landscaped lot with landscape curbing. Seller to provide one year home warranty with Broward Factory Service. DO NOT miss this amazing home!

24. 2020-11-03
    listed $304,900 Active 1119-char remark

    Show marketing remark (1119 chars)

    The bond is paid on this extended Bougainvilla model designer home. The home has been beautifully updated and features kitchen with granite counters, cabinets with crown molding, recessed lighting, and stainless steel appliances. There is a bonus room off of the dining area. The Master bedroom is spacious and all bedrooms feature custom CA closet system. The enclosed lanai has acrylic sliding windows and tile flooring. Other features of the home include vaulted ceilings with knockdown finish, crown molding, double pane windows and doors, waterproof vinyl plank flooring in the main living areas and tile flooring in the bathrooms, tinted windows, solar tubes, decorative front door, water filtration system, two car garage with garage screen, pull down attic stairs, garage door opener, built in cabinets and epoxy coated floor. The roof was replaced in 2017 and the HVAC was replaced in 2018. Popcorn removed; now has knockdown ceilings. The home is situated on a lushly landscaped lot with landscape curbing. Seller to provide one year home warranty with Broward Factory Service. DO NOT miss this amazing home!

25. 2018-12-13
    soldstatus $269,000
26. 2018-12-07
    soldstatus $269,000 Sold
27. 2018-11-11
    status Pending
28. 2018-10-26
    price $277,900
29. 2018-09-11
    listed $279,900 Active
30. 2018-06-08
    soldstatus $205,000
31. 2018-05-28
    historical
32. 2018-05-15
    soldstatus $205,000 Sold
33. 2018-05-15
    soldstatus $205,000
34. 2018-05-08
    status Pending
35. 2018-04-30
    status Active
36. 2018-04-24
    status Pending
37. 2018-04-24
    price $215,900
38. 2018-04-23
    price $215,000
39. 2018-04-11
    price $224,900
40. 2018-03-23
    price $229,900
41. 2018-02-22
    price $234,000
42. 2018-02-22
    price $234,500
43. 2018-02-22
    listed $224,900
44. 2018-01-19
    status Active
45. 2017-12-28
    historical
46. 2017-11-29
    listed $239,500 Active
47. 2017-11-29
    listed $215,900
48. 1996-10-08
    soldstatus $108,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $778 · $65/mo
• Projected year-2 tax: $3,153 · $263/mo
• Expected delta: +$2,375/yr (+$198/mo · 305.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $42,271
• − Mortgage interest: −$21,280
• − Property taxes: −$778
• − Insurance: −$1,900
• − Repairs & maintenance: −$3,382
• − Management: −$3,382
• − HOA: −$2,340
• − Depreciation: −$11,052
• Taxable loss: −$1,842
• Est. tax savings @ 24.0%: +$442
• After-tax cash flow: $4,911/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sumter
• NCES district ID: 1201800
• Math proficiency: 61% ▼ -4.00%
• Reading proficiency: 61% ▼ -2.00%
• Median HH income: $48,240
• Composite: 51.74/100
• National rank: #1682
• State rank: #11 of 73 in FL

Livability — The Villages

• Score: 70/100
• State rank: #431
• US rank: #7363

Category grades

Amenities F Commute F Cost of living B- Crime A+ Employment B+ Housing A Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: The Villages, FL
• County: Lake County · 364,602 people
• City population: 83,973
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 32,107
• Household income: $58,518
• Rent vs Own: 17.6% rent · 82.4% own
• Severe rent burden: 1047.0

Population outlook (Sumter County) Hauer SSP2

• Today (2025): 161,172 people
• By 2030: 180,083 · +11.7%
• By 2040: 209,892 · +30.2%
• By 2050: 234,186 · +45.3%
• By 2075: 284,602 · +76.6%
• By 2100: 317,039 · +96.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Hispanic / Latino 6% Two or more races 5% Black 4% Asian 1%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Romanian 4% Lithuanian 3% Slovak 3%
• Foreign-born: 5% · Canada, Jamaica
• Languages at home: 93% English-only · Spanish 4% German/W. Germanic 1% Other Indo-European 1%

Political lean MEDSL · Sumter

• 2024 margin: Solid R (+37.6) · D 30.9% · R 68.6%
• 2008→2024 swing: -10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
• All cycles: 2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -45.24%
• Current HPI: 237.6208
• Rent YoY: ▲ 4.03%
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+259.7% since first listed

40 events — show timeline

• 2026-05-15 Listed $389,900 Stellar MLS as Distributed by MLS Grid
• 2024-08-02 Sold (Public Records) $329,900 Public Records
• 2024-07-29 Sold (MLS) $329,900 Stellar MLS as Distributed by MLS Grid
• 2024-07-04 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-06-17 Price Changed $329,900 Stellar MLS as Distributed by MLS Grid
• 2024-05-24 Relisted — Stellar MLS as Distributed by MLS Grid
• 2024-05-14 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-05-07 Price Changed $339,900 Stellar MLS as Distributed by MLS Grid
• 2024-04-08 Price Changed $349,900 Stellar MLS as Distributed by MLS Grid
• 2024-02-12 Listed $360,000 Stellar MLS as Distributed by MLS Grid
• 2021-04-12 Sold (Public Records) $295,000 Public Records
• 2021-03-22 Sold (MLS) $295,000 Stellar MLS as Distributed by MLS Grid
• 2021-02-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-02-09 Price Changed $297,900 Stellar MLS as Distributed by MLS Grid
• 2021-01-05 Price Changed $300,000 Stellar MLS as Distributed by MLS Grid
• 2020-11-03 Listed $304,900 Stellar MLS as Distributed by MLS Grid
• 2018-12-13 Sold (Public Records) $269,000 Public Records
• 2018-12-07 Sold (MLS) $269,000 Stellar MLS as Distributed by MLS Grid
• 2018-11-11 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-10-26 Price Changed $277,900 Stellar MLS as Distributed by MLS Grid
• 2018-09-11 Listed $279,900 Stellar MLS as Distributed by MLS Grid
• 2018-06-08 Sold (Public Records) $205,000 Public Records
• 2018-05-28 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2018-05-15 Sold (MLS) $205,000 Stellar MLS as Distributed by MLS Grid
• 2018-05-15 Sold (MLS) $205,000 Stellar MLS as Distributed by MLS Grid
• 2018-05-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-04-30 Relisted — Stellar MLS as Distributed by MLS Grid
• 2018-04-24 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-04-24 Price Changed $215,900 Stellar MLS as Distributed by MLS Grid
• 2018-04-23 Price Changed $215,000 Stellar MLS as Distributed by MLS Grid
• 2018-04-11 Price Changed $224,900 Stellar MLS as Distributed by MLS Grid
• 2018-03-23 Price Changed $229,900 Stellar MLS as Distributed by MLS Grid
• 2018-02-22 Price Changed $234,000 Stellar MLS as Distributed by MLS Grid
• 2018-02-22 Price Changed $234,500 Stellar MLS as Distributed by MLS Grid
• 2018-02-22 Listed $224,900 Stellar MLS as Distributed by MLS Grid
• 2018-01-19 Relisted — Stellar MLS as Distributed by MLS Grid
• 2017-12-28 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2017-11-29 Listed $215,900 Stellar MLS as Distributed by MLS Grid
• 2017-11-29 Listed $239,500 Stellar MLS as Distributed by MLS Grid
• 1996-10-08 Sold (Public Records) $108,400 Public Records

Property tax history

-4.3%/yr

Latest (2025): $778 · -77.4% YoY. Source: county tax records.