1701 S Thornburg St #40 · Santa Maria, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 3/10 · Minor
- Hot days now (above 84°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 6/10 · Moderate
- Unhealthy air days now
- 8 days/yr
- Unhealthy air days in 30 yrs
- 10 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.3/10.0
- Livability +3.6/5.0
- Rent growth +3.1/5.0
- Schools +2.9/10.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$168,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautiful #40 is located in La Maria 55+ mobile home park. Fresh paint inside and out, NEW LVP flooring, and new plush carpet. Spacious 2bd plus Den/2ba 1227sqft double wide built in 2002. Appreciate the vaulted ceilings the minute you step foot inside. South facing windows allow sunlight throughout the day. Open kitchen with custom cabinets, dishwasher, built in microwave and gas range. Indoor laundry with storage and stacked washer/ dryer unit. Hall bath with tub and wall hair dryer. Bedroom #2 is bright and has walk-in closet. Fantastic primary bedroom with vaulted ceilings, walk-in closet and large windows to let in the fresh central coast air. Shower in primary with double sinks, and storage. Extended covered porch to enjoy morning coffee or a glass of central coast wine. Conveniently located near post office, shopping and freeway. Two mature avocado trees and orange trees. New owner space rent $1,043.80 includes Water, Trash and sewer. La Maria provides pool, jacuzzi and clubhouse. Call your local agent for additional information. Seller will provide a 1 year home warranty to cover appliances.
Key facts
- Custom cabinets
- Low maintenance yard
- Walk-in closets
Tags
Property features AI
Finance
- HOA & community: Age-restricted community; Land lease: $1,200.48
Exterior
- Utilities: Public water; Public sewer
- Home design: Manufactured home; Single-story (manufactured unit); Model: Sahara; Manufacturer: Champion; Approx. 52 ft long by 24 ft wide
- Construction: Composition roof; Pillar/post/pier foundation
- Exterior features: Covered patio; Level lot
Interior
- Kitchen: Gas range/oven; Dishwasher; Microwave; Refrigerator
- Flooring: Carpet
- Bathrooms: 2 full bathrooms
- Heating & cooling: Forced air heating (natural gas); Ceiling fans for cooling
- Interior features: Cathedral ceilings
- Laundry & utility: Laundry located inside
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $168k.
Deal economics
- At list price, monthly cash flow is $870 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $168k).
- Recommended offer: $158k (6.0% below list) — sets the bar for market timing.
- Cap rate 12.5% vs local median 3.5% in Santa Maria — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#202 in CA) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, health & safety A; Watch: schools F, crime F, cost of living F.
- Santa Maria-Bonita (urban): math 26% / reading 34% proficiency, ranked #1,023 of 1,400 in CA (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+2.3%/yr); 54 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 719 units permitted in Santa Barbara County in 2024 (217 in 5+ unit buildings).
- This rent runs 38% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Santa Barbara County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 2.3% rent growth), your $47k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 87 days — a 6% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 2y ago; this cycle's ask has dropped $30k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 87 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.43% ✓
- Cap rate
- 12.50%
- Cash-on-cash
- 22.19%
- DSCR
- 1.99
- GRM
- 5.8
CMA / ARV
- ARV (on-the-fly)
- $123,552
- Comps found
- 6
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1701 S Thornburg St #28 | 0.08mi | 2/2.0 | 1,248 (0%) | 9mo | $90,000 | $72 | 89 |
| 1701 S Thornburg St #61 | 0.04mi | 2/2.0 | 1,200 (-4%) | 6mo | $84,500 | $70 | 86 |
| 1701 S Thornburg St #108 | 0.10mi | 3/2.0 (+1) | 1,200 (-4%) | 4mo | $108,000 | $90 | 81 |
| 1701 S Thornburg St #139 | 0.04mi | 2/2.0 | 1,368 (+10%) | 21mo | $135,000 | $99 | 65 |
| 1701 S Thornburg #156 | 0.09mi | 3/2.0 (+1) | 1,434 (+15%) | 9mo | $235,000 | $164 | 58 |
| 1701 S Thornburg St #96 | 0.09mi | 3/2.0 (+1) | 1,120 (-10%) | 22mo | $132,000 | $118 | 55 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.31% rent growth · sell at horizon
- IRR
- 14.2%
- Equity multiple
- 1.56×
- Total profit
- $26,463
- Equity at exit
- $25,049
- IRR
- 22.4%
- Equity multiple
- 2.86×
- Total profit
- $87,473
- Equity at exit
- $14,526
Cash invested: $47,040 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 93458
- Rents YoY
- 2.3%
- Active inventory
- 54
- Price-to-rent
- 5.8×
Monthly cashflow live
- Estimated rent
- $2,410 high interval (Pro) →
- Mortgage (P&I)
- −$881
- Tax from tax record
- −$83 /mo · $999/yr
- Insurance
- −$70
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$506
- Net cashflow
- $870
Break-even live
Sensitivity live
| Price | -10% $965 | -5% $917 | +0% $870 | +5% $822 | +10% $775 |
|---|---|---|---|---|---|
| Rent | -10% $679 | -5% $774 | +0% $870 | +5% $965 | +10% $1,060 |
| Rate | -1.0pp $954 | -0.5pp $912 | base $870 | +0.5pp $826 | +1.0pp $782 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,000
- Closing costs
- $5,040
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 17 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1720 S Depot St Santa Maria, CA | 1.0–4.0 | 1.0–2.0 | 1308 | $2,197 | $1.68 | 14d | 5 | 0.09mi |
| 329 W Carmen Ln Santa Maria, CA | 1.0–2.0 | 1.0 | 725 | $2,396 | $3.30 | 14d | 9 | 0.26mi |
| 800 W Battles Rd Santa Maria, CA | 2.0–3.0 | 2.0 | 1104 | $2,403 | $2.18 | 14d | 6 | 0.27mi |
| 983 Dan Blough Dr Santa Maria, CA | 1.0–3.0 | 1.0–3.0 | 1017 | $3,073 | $3.02 | 14d | 45 | 0.46mi |
| 1735 Biscayne St Santa Maria, CA | 3.0 | 2.0 | 1257 | $3,081 | $2.45 | 14d | 9 | 0.56mi |
| 1245 Sonya Ln Santa Maria, CA | 1.0–2.0 | 1.0 | 728 | $2,381 | $3.27 | 14d | 12 | 0.65mi |
| 404 E Newlove Dr Apt O Santa Maria, CA | 2.0 | 1.0 | 850 | $2,400 | $2.82 | 14d | 1 | 0.66mi |
| 1240 Bethel Ln Santa Maria, CA | 2.0 | 1.0 | 838 | $2,296 | $2.74 | 14d | 2 | 0.71mi |
| 333 E Enos Dr Santa Maria, CA | 1.0–2.0 | 1.0–2.0 | 735 | $2,499 | $3.40 | 14d | 12 | 0.73mi |
| 2299 Carrasco Way Santa Maria, CA | 3.0 | 2.5–3.5 | 1419 | $3,500 | $2.47 | 14d | 2 | 0.84mi |
| 1708 Rio Vista Ln Unit 1 Santa Maria, CA | 2.0 | 2.0 | 1075 | $3,000 | $2.79 | 14d | 1 | 0.87mi |
| 310 E McCoy Ln Santa Maria, CA | 2.0–3.0 | 2.0 | 1130 | $2,200 | $1.95 | 14d | 2 | 1.06mi |
| 620 W Park Ave Santa Maria, CA | 2.0 | 2.0 | 1450 | $2,850 | $1.97 | 14d | 1 | 1.06mi |
| 310 W McCoy Ln Santa Maria, CA | 3.0 | 2.0 | 1130 | $2,600 | $2.30 | 14d | 1 | 1.06mi |
| 703 Meehan St Santa Maria, CA | 3.0 | 1.0–2.0 | 700 | $2,917 | $4.16 | 14d | 14 | 1.13mi |
| 740 S Western Ave Santa Maria, CA | 2.0 | 1.0 | 590 | $2,284 | $3.87 | 14d | 16 | 1.13mi |
| 504 Playa Blanca Ct Santa Maria, CA | 2.0 | 1.0 | 800 | $2,000 | $2.50 | 14d | 1 | 1.28mi |
Listing history 28 events
-
2026-06-18days on market $168,000 Active 87 DOM
-
2026-06-17days on market $168,000 Active 86 DOM
-
2026-06-16days on market $168,000 Active 85 DOM
-
2026-06-15days on market $168,000 Active 84 DOM
-
2026-06-14days on market $168,000 Active 82 DOM
-
2026-06-13days on market $168,000 Active 81 DOM
-
2026-06-10days on market $168,000 Active 79 DOM
-
2026-06-09days on market $168,000 Active 78 DOM
-
2026-06-08days on market $168,000 Active 77 DOM
-
2026-06-07days on market $168,000 Active 76 DOM
-
2026-06-05days on market $168,000 Active 73 DOM
-
2026-06-03days on market $168,000 Active 72 DOM
-
2026-06-02days on market $168,000 Active 71 DOM
-
2026-06-01days on market $168,000 Active 70 DOM
-
2026-05-31days on market $168,000 Active 69 DOM
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2026-05-30days on market $168,000 Active 68 DOM
-
2026-04-24price $168,000
-
2026-04-03price $188,888
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2026-03-23$198,000 Active
-
2024-06-19soldstatus $158,000 Closed 1123-char remark
Show marketing remark (1114 chars)
FRESH is one word that describes #40 located in La Maria 55+ mobile home park. Fresh paint inside and out, fresh flooring and freshly cleaned. Spacious 1227sqft double wide built in 2002. Appreciate the vaulted ceilings the minute you step foot inside. South facing windows allow sunlight throughout the day. Well laid out two bedroom, PLUS a den and two spacious bathrooms. Open kitchen with custom cabinets, dishwasher, built in microwave and gas range. Indoor laundry with storage and all in one washer/ dryer unit. Hall bath with tub and wall hair dryer. Bedroom #2 is bright and has walk-in closet. Fantastic primary bedroom with vaulted ceilings, walk-in closet and large windows to let in the fresh coastal air. Shower in primary with double sinks, and storage. Extended covered porch to enjoy morning coffee or a glass of central coast wine. Conveniently located near post office, shopping and freeway. Two mature avocado trees and orange trees. New owner space rent $1,043.80 includes Water, Trash and sewer. La Maria provides pool, jacuzzi and clubhouse. Call your local agent for additional information.
-
2024-06-19soldstatus $158,000 Closed Sale 1114-char remark
Show marketing remark (1114 chars)
FRESH is one word that describes #40 located in La Maria 55+ mobile home park. Fresh paint inside and out, fresh flooring and freshly cleaned. Spacious 1227sqft double wide built in 2002. Appreciate the vaulted ceilings the minute you step foot inside. South facing windows allow sunlight throughout the day. Well laid out two bedroom, PLUS a den and two spacious bathrooms. Open kitchen with custom cabinets, dishwasher, built in microwave and gas range. Indoor laundry with storage and all in one washer/ dryer unit. Hall bath with tub and wall hair dryer. Bedroom #2 is bright and has walk-in closet. Fantastic primary bedroom with vaulted ceilings, walk-in closet and large windows to let in the fresh coastal air. Shower in primary with double sinks, and storage. Extended covered porch to enjoy morning coffee or a glass of central coast wine. Conveniently located near post office, shopping and freeway. Two mature avocado trees and orange trees. New owner space rent $1,043.80 includes Water, Trash and sewer. La Maria provides pool, jacuzzi and clubhouse. Call your local agent for additional information.
-
2024-06-19status Pending Sale 1114-char remark
Show marketing remark (1114 chars)
FRESH is one word that describes #40 located in La Maria 55+ mobile home park. Fresh paint inside and out, fresh flooring and freshly cleaned. Spacious 1227sqft double wide built in 2002. Appreciate the vaulted ceilings the minute you step foot inside. South facing windows allow sunlight throughout the day. Well laid out two bedroom, PLUS a den and two spacious bathrooms. Open kitchen with custom cabinets, dishwasher, built in microwave and gas range. Indoor laundry with storage and all in one washer/ dryer unit. Hall bath with tub and wall hair dryer. Bedroom #2 is bright and has walk-in closet. Fantastic primary bedroom with vaulted ceilings, walk-in closet and large windows to let in the fresh coastal air. Shower in primary with double sinks, and storage. Extended covered porch to enjoy morning coffee or a glass of central coast wine. Conveniently located near post office, shopping and freeway. Two mature avocado trees and orange trees. New owner space rent $1,043.80 includes Water, Trash and sewer. La Maria provides pool, jacuzzi and clubhouse. Call your local agent for additional information.
-
2024-06-03status Pending 1123-char remark
Show marketing remark (1123 chars)
Beautiful #40 is located in La Maria 55+ mobile home park. Fresh paint inside and out, NEW LVP flooring, and new plush carpet. Spacious 2bd plus Den/2ba 1227sqft double wide built in 2002. Appreciate the vaulted ceilings the minute you step foot inside. South facing windows allow sunlight throughout the day. Open kitchen with custom cabinets, dishwasher, built in microwave and gas range. Indoor laundry with storage and stacked washer/ dryer unit. Hall bath with tub and wall hair dryer. Bedroom #2 is bright and has walk-in closet. Fantastic primary bedroom with vaulted ceilings, walk-in closet and large windows to let in the fresh central coast air. Shower in primary with double sinks, and storage. Extended covered porch to enjoy morning coffee or a glass of central coast wine. Conveniently located near post office, shopping and freeway. Two mature avocado trees and orange trees. New owner space rent $1,043.80 includes Water, Trash and sewer. La Maria provides pool, jacuzzi and clubhouse. Call your local agent for additional information. Seller will provide a 1 year home warranty to cover appliances.
-
2024-05-27price $159,900 1114-char remark
Show marketing remark (1114 chars)
FRESH is one word that describes #40 located in La Maria 55+ mobile home park. Fresh paint inside and out, fresh flooring and freshly cleaned. Spacious 1227sqft double wide built in 2002. Appreciate the vaulted ceilings the minute you step foot inside. South facing windows allow sunlight throughout the day. Well laid out two bedroom, PLUS a den and two spacious bathrooms. Open kitchen with custom cabinets, dishwasher, built in microwave and gas range. Indoor laundry with storage and all in one washer/ dryer unit. Hall bath with tub and wall hair dryer. Bedroom #2 is bright and has walk-in closet. Fantastic primary bedroom with vaulted ceilings, walk-in closet and large windows to let in the fresh coastal air. Shower in primary with double sinks, and storage. Extended covered porch to enjoy morning coffee or a glass of central coast wine. Conveniently located near post office, shopping and freeway. Two mature avocado trees and orange trees. New owner space rent $1,043.80 includes Water, Trash and sewer. La Maria provides pool, jacuzzi and clubhouse. Call your local agent for additional information.
-
2024-05-06price $159,900 1123-char remark
Show marketing remark (1123 chars)
Beautiful #40 is located in La Maria 55+ mobile home park. Fresh paint inside and out, NEW LVP flooring, and new plush carpet. Spacious 2bd plus Den/2ba 1227sqft double wide built in 2002. Appreciate the vaulted ceilings the minute you step foot inside. South facing windows allow sunlight throughout the day. Open kitchen with custom cabinets, dishwasher, built in microwave and gas range. Indoor laundry with storage and stacked washer/ dryer unit. Hall bath with tub and wall hair dryer. Bedroom #2 is bright and has walk-in closet. Fantastic primary bedroom with vaulted ceilings, walk-in closet and large windows to let in the fresh central coast air. Shower in primary with double sinks, and storage. Extended covered porch to enjoy morning coffee or a glass of central coast wine. Conveniently located near post office, shopping and freeway. Two mature avocado trees and orange trees. New owner space rent $1,043.80 includes Water, Trash and sewer. La Maria provides pool, jacuzzi and clubhouse. Call your local agent for additional information. Seller will provide a 1 year home warranty to cover appliances.
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2024-04-30$165,000 Active 1114-char remark
Show marketing remark (1114 chars)
FRESH is one word that describes #40 located in La Maria 55+ mobile home park. Fresh paint inside and out, fresh flooring and freshly cleaned. Spacious 1227sqft double wide built in 2002. Appreciate the vaulted ceilings the minute you step foot inside. South facing windows allow sunlight throughout the day. Well laid out two bedroom, PLUS a den and two spacious bathrooms. Open kitchen with custom cabinets, dishwasher, built in microwave and gas range. Indoor laundry with storage and all in one washer/ dryer unit. Hall bath with tub and wall hair dryer. Bedroom #2 is bright and has walk-in closet. Fantastic primary bedroom with vaulted ceilings, walk-in closet and large windows to let in the fresh coastal air. Shower in primary with double sinks, and storage. Extended covered porch to enjoy morning coffee or a glass of central coast wine. Conveniently located near post office, shopping and freeway. Two mature avocado trees and orange trees. New owner space rent $1,043.80 includes Water, Trash and sewer. La Maria provides pool, jacuzzi and clubhouse. Call your local agent for additional information.
-
2024-04-29price $165,000 1123-char remark
Show marketing remark (1123 chars)
Beautiful #40 is located in La Maria 55+ mobile home park. Fresh paint inside and out, NEW LVP flooring, and new plush carpet. Spacious 2bd plus Den/2ba 1227sqft double wide built in 2002. Appreciate the vaulted ceilings the minute you step foot inside. South facing windows allow sunlight throughout the day. Open kitchen with custom cabinets, dishwasher, built in microwave and gas range. Indoor laundry with storage and stacked washer/ dryer unit. Hall bath with tub and wall hair dryer. Bedroom #2 is bright and has walk-in closet. Fantastic primary bedroom with vaulted ceilings, walk-in closet and large windows to let in the fresh central coast air. Shower in primary with double sinks, and storage. Extended covered porch to enjoy morning coffee or a glass of central coast wine. Conveniently located near post office, shopping and freeway. Two mature avocado trees and orange trees. New owner space rent $1,043.80 includes Water, Trash and sewer. La Maria provides pool, jacuzzi and clubhouse. Call your local agent for additional information. Seller will provide a 1 year home warranty to cover appliances.
-
2024-03-09$175,000 Active 1123-char remark
Show marketing remark (1123 chars)
Beautiful #40 is located in La Maria 55+ mobile home park. Fresh paint inside and out, NEW LVP flooring, and new plush carpet. Spacious 2bd plus Den/2ba 1227sqft double wide built in 2002. Appreciate the vaulted ceilings the minute you step foot inside. South facing windows allow sunlight throughout the day. Open kitchen with custom cabinets, dishwasher, built in microwave and gas range. Indoor laundry with storage and stacked washer/ dryer unit. Hall bath with tub and wall hair dryer. Bedroom #2 is bright and has walk-in closet. Fantastic primary bedroom with vaulted ceilings, walk-in closet and large windows to let in the fresh central coast air. Shower in primary with double sinks, and storage. Extended covered porch to enjoy morning coffee or a glass of central coast wine. Conveniently located near post office, shopping and freeway. Two mature avocado trees and orange trees. New owner space rent $1,043.80 includes Water, Trash and sewer. La Maria provides pool, jacuzzi and clubhouse. Call your local agent for additional information. Seller will provide a 1 year home warranty to cover appliances.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $999 · $83/mo
- Projected year-2 tax
- $1,277 · $106/mo
- Expected delta
- +$278/yr (+$23/mo · 27.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥84°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 6/10 Major 8 unhealthy d/yr today · 10 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,920
- − Mortgage interest
- −$9,411
- − Property taxes
- −$999
- − Insurance
- −$840
- − Repairs & maintenance
- −$2,314
- − Management
- −$2,314
- − Depreciation
- −$4,887
- Taxable income
- $8,156
- Est. tax owed @ 24.0%
- −$1,958
- After-tax cash flow
- $8,479/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Santa Maria-Bonita
- NCES district ID
- 0605580
- Math proficiency
- 26% ▲ 3.00%
- Reading proficiency
- 34% ▲ 3.00%
- Median HH income
- $50,959
- Composite
- 29.11/100
- National rank
- #11891
- State rank
- #1023 of 1400 in CA
Livability — Santa Maria
- Score
- 71/100
- State rank
- #202
- US rank
- #6519
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Santa Maria, CA
- County
- Santa Barbara County · 410,380 people
- City population
- 145,655
- Metro
- Santa Maria-Santa Barbara, CA
- Population (ZIP)
- 59,148
- Household income
- $75,257
- Rent vs Own
- Severe rent burden
- 2583.0
Population outlook (Santa Barbara County) Hauer SSP2
- Today (2025)
- 484,679 people
- By 2030
- 505,323 · +4.3%
- By 2040
- 545,783 · +12.6%
- By 2050
- 584,263 · +20.5%
- By 2075
- 682,586 · +40.8%
- By 2100
- 723,188 · +49.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (87%)
- Race & ethnicity
- Hispanic / Latino 87% Two or more races 41% White 8% Asian 4% Native American 4%
- Hispanic origin (detail)
- Mexican 83%
- Common ancestry
- Lithuanian 1%
- Foreign-born
- 40% · Canada, Jamaica
- Languages at home
- 21% English-only · Spanish 72% Tagalog/Filipino 2% Other Asian/Pacific 1%
Political lean MEDSL · Santa Barbara
- 2024 margin
- Strong D (+26.7) · D 61.8% · R 35.1% · Other 3.1%
- 2008→2024 swing
- +3.8pp toward D · 2008: 22.9pp · 2024: 26.7pp
- All cycles
- 2024: D+26.7 2020: D+32.1 2016: D+28.2 2012: D+17.1 2008: D+22.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -422.91%
- Current HPI
- 347.9281
- Rent YoY
- ▲ 2.31%
- Metro
- Santa Maria-Santa Barbara, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
-4.0% since first listed12 events — show timeline
- 2026-04-24 Price Changed $168,000 NSBCRMLS
- 2026-04-03 Price Changed $188,888 NSBCRMLS
- 2026-03-23 Listed $198,000 NSBCRMLS
- 2024-06-19 Sold (MLS) $158,000 CRMLS
- 2024-06-19 Sold (MLS) $158,000 NSBCRMLS
- 2024-06-19 Pending — CRMLS
- 2024-06-03 Pending — NSBCRMLS
- 2024-05-27 Price Changed $159,900 CRMLS
- 2024-05-06 Price Changed $159,900 NSBCRMLS
- 2024-04-30 Listed $165,000 CRMLS
- 2024-04-29 Price Changed $165,000 NSBCRMLS
- 2024-03-09 Listed $175,000 NSBCRMLS
Property tax history
+2.1%/yrLatest (2025): $999 · +32.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…