28720 Diamond Dr #103 · Bonita Springs, FL 34134

$337,000

2 bd · 2.0 ba · 1,224 sqft · Condo public records · 249 Days on market

Built 1998 $548/mo HOA · 14% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.8/30.0
• ARV discount +7.5/15.0
• 1% rule +6.5/10.0
• DSCR +5.9/10.0
• Schools +4.1/10.0
• Livability +3.5/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Enjoy this newly remodeled first floor, two bedroom, two bathroom condo that is conveniently located, to restaurants, shopping, and grocery stores. It has been tastefully updated with high end quartz countertops, wood cabinetry, new flooring, and a fresh coat of paint. Roofs were replaced by the association in 2018. There's plenty of parking available, your own one car garage, and this home is turnkey! Enjoy full access to the community's heated pool, walking distance from your condo, as well as an outdoor covered sitting area and bocce ball court. This unit has a screened lanai, overlooking peaceful nature preserve, truly relaxing. It is not often you'll find availability and remodeled in this community. Bermuda Ridge is in the Woods Edge Community between Vanderbilt and 41, West of 75. This condo is 3.3 miles to Bonita and Barefoot Beach, also 5 miles to Delnor Wiggins State Park! You are close to Mercato, and downtown Naples. Perfect for a retirement condo, a first time home, or an investment property with 5 allowed rents per year and a 30 day minimum stay. Start living today in your new Florida home.

Key facts

• Quartz countertops
• Private garage
• Screened lanai

Tags

• FIRST FLOOR UNIT
• QUARTZ COUNTERTOPS
• PRIVATE GARAGE
• SCREENED LANAI
• NATURE PRESERVE
• CLOSE TO MERCADO

Property features AI

Finance

• Financial info: Rental pet policy: pets allowed conditionally (max 2 pets, max 25 lbs)
• HOA & community: Homeowners association with quarterly fee; Association fees include maintenance of grounds, pest control, road maintenance, street lights, trash and water; Community amenities: pool, cabana, bocce court, library, sidewalks, management; Gated community with street lights

Exterior

• Parking: Detached garage with garage door opener (1 covered space); Common parking areas
• Security: Gated community with security gate; Key card entry; Fire sprinkler system; Smoke detectors
• Utilities: Public water; Public sewer; Cable available; High-speed internet available; Municipal irrigation source
• Home design: 2 stories; Entry level: 1; Resale property; Faces east
• Construction: Block, concrete and stucco construction; Tile roof; Built with standard foundation
• Exterior features: Sprinkler/irrigation (automatic); Community pool; Paved road; West exposure

Interior

• Kitchen: Electric cooktop; Self-cleaning oven; Microwave; Dishwasher; Disposal; Icemaker; Refrigerator with ice maker; Pantry; Breakfast bar
• Bedrooms: Multiple primary suites
• Flooring: Tile; Vinyl
• Bathrooms: 2 full bathrooms; Shower only; Dual sinks
• Heating & cooling: Central heating (electric); Central air; Ceiling fan(s)
• Interior features: Breakfast bar; Dual sinks; Living/dining room; Multiple primary suites; Pantry; Shower only / separate shower; Cable TV; Window treatments; Wheelchair access; Furnished
• Laundry & utility: Washer hookup; Dryer hookup; Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $337k.

Deal economics

• At list price, monthly cash flow is $341 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $337k).
• Recommended offer: $297k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.5% vs local median 1.7% in Bonita Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#428 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment A; Watch: schools C-, cost of living C-, health & safety D.
• Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+2.9%/yr); 699 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
• This rent runs 36% of the median local income ($131k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 249 days — a 12% lower offer ($297k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 11y ago; this cycle's ask has dropped $42k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $296,560 (12.0% below list)

Questions for the listing agent

1. It's been on market 249 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.15% ✓
• Cap rate: 7.51%
• Cash-on-cash: 4.34%
• DSCR: 1.19
• GRM: 7.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.85% rent growth · sell at horizon

5-year hold

• IRR: -9.6%
• Equity multiple: 0.65×
• Total profit: $-33,149
• Equity at exit: $50,248

10-year hold

• IRR: -0.3%
• Equity multiple: 0.98×
• Total profit: $-2,034
• Equity at exit: $29,138

Cash invested: $94,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34134

• Rents YoY: 2.9%
• Active inventory: 699
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $3,882 high
• Mortgage (P&I): −$1,767
• Tax from tax record: −$270 /mo · $3,236/yr
• Insurance: −$140
• HOA: −$548
• Vacancy / Maint / Mgmt: −$815
• Net cashflow: $341

Break-even live

Break-even rent $3,450

Max offer price $337,000

Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $84,250
• Closing costs: $10,110
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
28611 Carriage Home Dr #101 Bonita Springs, FL	2.0	2.0	1433	$2,550	$1.78	23d	1	0.19mi
28700 Trails Edge Blvd Bonita Springs, FL	3.0	2.0	1458	$2,175	$1.49	3d	2	0.28mi
1345 Sweetwater Cv #203 Naples, FL	2.0	2.0	1279	$4,800	$3.75	23d	1	0.43mi
1340 Sweetwater Cv #103 Naples, FL	2.0	2.0	1279	$5,000	$3.91	23d	1	0.44mi
1360 Sweetwater Cv #202 Naples, FL	2.0	2.0	1279	$5,500	$4.30	23d	1	0.46mi
28940 Bermuda Pointe Cir #102 Bonita Springs, FL	2.0	2.0	1076	$5,500	$5.11	23d	1	0.47mi
1415 Sweetwater Cv #104 Naples, FL	3.0	2.0	1381	$6,500	$4.71	23d	1	0.47mi
1405 Sweetwater Cv #204 Naples, FL	3.0	2.0	1381	$6,000	$4.34	13d	1	0.47mi
1405 Sweetwater Cv #204 Naples, FL	3.0	2.0	1381	$6,000	$4.34	23d	1	0.47mi
3921 Leeward Passage Ct #203 Bonita Springs, FL	2.0	2.0	1204	$3,500	$2.91	23d	1	0.48mi
28720 Bermuda Bay Way #205 Bonita Springs, FL	2.0	2.0	1097	$2,200	$2.01	14d	1	0.48mi
1325 Sweetwater Cv #201 Naples, FL	3.0	2.0	1381	$6,000	$4.34	23d	1	0.49mi
1420 Sweetwater Cv #102 Naples, FL	2.0	2.0	1279	$5,000	$3.91	21d	1	0.50mi
1420 Sweetwater Cv #102 Naples, FL	2.0	2.0	1279	$5,000	$3.91	23d	1	0.50mi
1390 Sweetwater Cv #203 Naples, FL	2.0	2.0	1279	$2,200	$1.72	13d	1	0.50mi
28790 Versol Dr Bonita Springs, FL	1.0–3.0	1.0–2.0	1075	$2,632	$2.45	1d	19	0.51mi
3941 Leeward Passage Ct #203 Bonita Springs, FL	2.0	2.0	1204	$2,000	$1.66	23d	1	0.52mi
3930 Windward Passage Cir #202 Bonita Springs, FL	2.0	2.0	1478	$1,900	$1.29	16d	1	0.53mi
3951 Windward Passage Cir #102 Bonita Springs, FL	2.0	2.0	1397	$5,200	$3.72	23d	1	0.56mi
1117 Sweetwater Ln #2201 Naples, FL	2.0	2.0	1193	$6,500	$5.45	23d	1	0.62mi
1214 Sweetwater Ln #2306 Naples, FL	2.0	2.0	1378	$6,500	$4.72	23d	1	0.71mi
9030 Las Maderas Dr #101 Bonita Springs, FL	2.0	2.0	1432	$2,500	$1.75	23d	1	0.81mi
74 7th St Bonita Springs, FL	3.0	2.0	1124	$3,150	$2.80	23d	1	0.83mi
9050 Las Maderas Dr #101 Bonita Springs, FL	2.0	2.0	1364	$2,100	$1.54	23d	1	0.83mi
28178 Sunset Dr Bonita Springs, FL	2.0	1.0	936	$2,550	$2.72	21d	1	0.83mi
64 4th St Bonita Springs, FL	2.0	2.0	1231	$3,700	$3.01	23d	2	0.90mi
15400 Cedarwood Ln #102 Naples, FL	2.0	2.0	1286	$6,300	$4.90	13d	1	0.91mi
15400 Cedarwood Ln Unit 1-201 Naples, FL	2.0	2.0	1286	$6,000	$4.67	23d	1	0.91mi
9855 Costa Mesa Ln #403 Bonita Springs, FL	2.0	2.0	1146	$1,600	$1.40	23d	1	0.91mi
9851 Costa Mesa Ln Unit 1546344P Bonita Springs, FL	2.0	2.0	1194	$1,935	$1.62	16d	1	0.91mi
28052 Palmas Grandes Ln #101 Bonita Springs, FL	2.0	2.0	1500	$7,200	$4.80	23d	1	0.94mi
3503 Brink Cir Bonita Springs, FL	2.0	3.0	1300	$2,200	$1.69	23d	1	0.95mi
3463 Brink Cir Bonita Springs, FL	2.0	1.0	1000	$2,150	$2.15	23d	1	0.95mi
9050 Palmas Grandes Blvd #101 Bonita Springs, FL	2.0	2.0	1200	$2,000	$1.67	23d	1	0.98mi
285 Naples Cove Dr #1103 Naples, FL	2.0	2.0	1267	$2,475	$1.95	23d	1	1.00mi
290 Naples Cove Dr Naples, FL	2.0	2.0	1327	$3,400	$2.56	23d	3	1.01mi
15415 Cedarwood Ln Unit 3 Naples, FL	2.0	2.0	1428	$2,200	$1.54	13d	1	1.01mi
505 Lake Louise Cir #101 Naples, FL	2.0	2.0	1444	$5,500	$3.81	23d	1	1.03mi
270 Naples Cove Dr #3506 Naples, FL	3.0	2.0	1475	$2,500	$1.69	21d	1	1.04mi
27921 Bonita Village Blvd Bonita Springs, FL	2.0–3.0	2.0	1429	$3,045	$2.13	23d	3	1.05mi

HOA detail condo

• Monthly dues: $548 · $6,576/yr
• Likely covers: pool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 29 events

1. 2026-06-17
   days on market $337,000 Active 249 DOM
2. 2026-06-16
   days on market $337,000 Active 248 DOM
3. 2026-06-16
   days on market $337,000 Active 247 DOM
4. 2026-06-13
   days on market $337,000 Active 245 DOM
5. 2026-06-09
   days on market $337,000 Active 241 DOM
6. 2026-06-07
   days on market $337,000 Active 239 DOM
7. 2026-06-02
   days on market $337,000 Active 234 DOM
8. 2026-06-01
   days on market $337,000 Active 233 DOM
9. 2026-06-01
   days on market $337,000 Active 232 DOM
10. 2026-02-04
    price $337,000
11. 2025-11-20
    price $339,900
12. 2025-10-31
    price $349,900
13. 2025-10-11
    listed $379,000 Active
14. 2025-05-16
    historical
15. 2025-02-21
    price $389,000
16. 2024-12-02
    listed $399,000 Active
17. 2023-10-10
    soldstatus $395,000 Sold 1121-char remark

    Show marketing remark (1121 chars)

    Enjoy this newly remodeled first floor, two bedroom, two bathroom condo that is conveniently located, to restaurants, shopping, and grocery stores. It has been tastefully updated with high end quartz countertops, wood cabinetry, new flooring, and a fresh coat of paint. Roofs were replaced by the association in 2018. There's plenty of parking available, your own one car garage, and this home is turnkey! Enjoy full access to the community's heated pool, walking distance from your condo, as well as an outdoor covered sitting area and bocce ball court. This unit has a screened lanai, overlooking peaceful nature preserve, truly relaxing. It is not often you'll find availability and remodeled in this community. Bermuda Ridge is in the Woods Edge Community between Vanderbilt and 41, West of 75. This condo is 3.3 miles to Bonita and Barefoot Beach, also 5 miles to Delnor Wiggins State Park! You are close to Mercato, and downtown Naples. Perfect for a retirement condo, a first time home, or an investment property with 5 allowed rents per year and a 30 day minimum stay. Start living today in your new Florida home.

18. 2023-10-10
    soldstatus $395,000

    Show marketing remark (1121 chars)

    Enjoy this newly remodeled first floor, two bedroom, two bathroom condo that is conveniently located, to restaurants, shopping, and grocery stores. It has been tastefully updated with high end quartz countertops, wood cabinetry, new flooring, and a fresh coat of paint. Roofs were replaced by the association in 2018. There's plenty of parking available, your own one car garage, and this home is turnkey! Enjoy full access to the community's heated pool, walking distance from your condo, as well as an outdoor covered sitting area and bocce ball court. This unit has a screened lanai, overlooking peaceful nature preserve, truly relaxing. It is not often you'll find availability and remodeled in this community. Bermuda Ridge is in the Woods Edge Community between Vanderbilt and 41, West of 75. This condo is 3.3 miles to Bonita and Barefoot Beach, also 5 miles to Delnor Wiggins State Park! You are close to Mercato, and downtown Naples. Perfect for a retirement condo, a first time home, or an investment property with 5 allowed rents per year and a 30 day minimum stay. Start living today in your new Florida home.

19. 2023-08-30
    status Pending With Contingencies 1121-char remark

    Show marketing remark (1121 chars)

    Enjoy this newly remodeled first floor, two bedroom, two bathroom condo that is conveniently located, to restaurants, shopping, and grocery stores. It has been tastefully updated with high end quartz countertops, wood cabinetry, new flooring, and a fresh coat of paint. Roofs were replaced by the association in 2018. There's plenty of parking available, your own one car garage, and this home is turnkey! Enjoy full access to the community's heated pool, walking distance from your condo, as well as an outdoor covered sitting area and bocce ball court. This unit has a screened lanai, overlooking peaceful nature preserve, truly relaxing. It is not often you'll find availability and remodeled in this community. Bermuda Ridge is in the Woods Edge Community between Vanderbilt and 41, West of 75. This condo is 3.3 miles to Bonita and Barefoot Beach, also 5 miles to Delnor Wiggins State Park! You are close to Mercato, and downtown Naples. Perfect for a retirement condo, a first time home, or an investment property with 5 allowed rents per year and a 30 day minimum stay. Start living today in your new Florida home.

20. 2023-08-08
    price $409,900 1121-char remark

    Show marketing remark (1121 chars)

    Enjoy this newly remodeled first floor, two bedroom, two bathroom condo that is conveniently located, to restaurants, shopping, and grocery stores. It has been tastefully updated with high end quartz countertops, wood cabinetry, new flooring, and a fresh coat of paint. Roofs were replaced by the association in 2018. There's plenty of parking available, your own one car garage, and this home is turnkey! Enjoy full access to the community's heated pool, walking distance from your condo, as well as an outdoor covered sitting area and bocce ball court. This unit has a screened lanai, overlooking peaceful nature preserve, truly relaxing. It is not often you'll find availability and remodeled in this community. Bermuda Ridge is in the Woods Edge Community between Vanderbilt and 41, West of 75. This condo is 3.3 miles to Bonita and Barefoot Beach, also 5 miles to Delnor Wiggins State Park! You are close to Mercato, and downtown Naples. Perfect for a retirement condo, a first time home, or an investment property with 5 allowed rents per year and a 30 day minimum stay. Start living today in your new Florida home.

21. 2023-07-18
    price $419,900 1121-char remark

    Show marketing remark (1121 chars)

    Enjoy this newly remodeled first floor, two bedroom, two bathroom condo that is conveniently located, to restaurants, shopping, and grocery stores. It has been tastefully updated with high end quartz countertops, wood cabinetry, new flooring, and a fresh coat of paint. Roofs were replaced by the association in 2018. There's plenty of parking available, your own one car garage, and this home is turnkey! Enjoy full access to the community's heated pool, walking distance from your condo, as well as an outdoor covered sitting area and bocce ball court. This unit has a screened lanai, overlooking peaceful nature preserve, truly relaxing. It is not often you'll find availability and remodeled in this community. Bermuda Ridge is in the Woods Edge Community between Vanderbilt and 41, West of 75. This condo is 3.3 miles to Bonita and Barefoot Beach, also 5 miles to Delnor Wiggins State Park! You are close to Mercato, and downtown Naples. Perfect for a retirement condo, a first time home, or an investment property with 5 allowed rents per year and a 30 day minimum stay. Start living today in your new Florida home.

22. 2023-06-26
    price $424,900 1121-char remark

    Show marketing remark (1121 chars)

    Enjoy this newly remodeled first floor, two bedroom, two bathroom condo that is conveniently located, to restaurants, shopping, and grocery stores. It has been tastefully updated with high end quartz countertops, wood cabinetry, new flooring, and a fresh coat of paint. Roofs were replaced by the association in 2018. There's plenty of parking available, your own one car garage, and this home is turnkey! Enjoy full access to the community's heated pool, walking distance from your condo, as well as an outdoor covered sitting area and bocce ball court. This unit has a screened lanai, overlooking peaceful nature preserve, truly relaxing. It is not often you'll find availability and remodeled in this community. Bermuda Ridge is in the Woods Edge Community between Vanderbilt and 41, West of 75. This condo is 3.3 miles to Bonita and Barefoot Beach, also 5 miles to Delnor Wiggins State Park! You are close to Mercato, and downtown Naples. Perfect for a retirement condo, a first time home, or an investment property with 5 allowed rents per year and a 30 day minimum stay. Start living today in your new Florida home.

23. 2023-06-23
    price $425,900 1121-char remark

    Show marketing remark (1121 chars)

    Enjoy this newly remodeled first floor, two bedroom, two bathroom condo that is conveniently located, to restaurants, shopping, and grocery stores. It has been tastefully updated with high end quartz countertops, wood cabinetry, new flooring, and a fresh coat of paint. Roofs were replaced by the association in 2018. There's plenty of parking available, your own one car garage, and this home is turnkey! Enjoy full access to the community's heated pool, walking distance from your condo, as well as an outdoor covered sitting area and bocce ball court. This unit has a screened lanai, overlooking peaceful nature preserve, truly relaxing. It is not often you'll find availability and remodeled in this community. Bermuda Ridge is in the Woods Edge Community between Vanderbilt and 41, West of 75. This condo is 3.3 miles to Bonita and Barefoot Beach, also 5 miles to Delnor Wiggins State Park! You are close to Mercato, and downtown Naples. Perfect for a retirement condo, a first time home, or an investment property with 5 allowed rents per year and a 30 day minimum stay. Start living today in your new Florida home.

24. 2023-06-08
    price $435,000 1121-char remark

    Show marketing remark (1121 chars)

    Enjoy this newly remodeled first floor, two bedroom, two bathroom condo that is conveniently located, to restaurants, shopping, and grocery stores. It has been tastefully updated with high end quartz countertops, wood cabinetry, new flooring, and a fresh coat of paint. Roofs were replaced by the association in 2018. There's plenty of parking available, your own one car garage, and this home is turnkey! Enjoy full access to the community's heated pool, walking distance from your condo, as well as an outdoor covered sitting area and bocce ball court. This unit has a screened lanai, overlooking peaceful nature preserve, truly relaxing. It is not often you'll find availability and remodeled in this community. Bermuda Ridge is in the Woods Edge Community between Vanderbilt and 41, West of 75. This condo is 3.3 miles to Bonita and Barefoot Beach, also 5 miles to Delnor Wiggins State Park! You are close to Mercato, and downtown Naples. Perfect for a retirement condo, a first time home, or an investment property with 5 allowed rents per year and a 30 day minimum stay. Start living today in your new Florida home.

25. 2023-05-28
    listed $449,000 Active 1121-char remark

    Show marketing remark (1121 chars)

    Enjoy this newly remodeled first floor, two bedroom, two bathroom condo that is conveniently located, to restaurants, shopping, and grocery stores. It has been tastefully updated with high end quartz countertops, wood cabinetry, new flooring, and a fresh coat of paint. Roofs were replaced by the association in 2018. There's plenty of parking available, your own one car garage, and this home is turnkey! Enjoy full access to the community's heated pool, walking distance from your condo, as well as an outdoor covered sitting area and bocce ball court. This unit has a screened lanai, overlooking peaceful nature preserve, truly relaxing. It is not often you'll find availability and remodeled in this community. Bermuda Ridge is in the Woods Edge Community between Vanderbilt and 41, West of 75. This condo is 3.3 miles to Bonita and Barefoot Beach, also 5 miles to Delnor Wiggins State Park! You are close to Mercato, and downtown Naples. Perfect for a retirement condo, a first time home, or an investment property with 5 allowed rents per year and a 30 day minimum stay. Start living today in your new Florida home.

26. 2015-04-08
    soldstatus $192,000
27. 2015-03-31
    soldstatus $192,000
28. 2015-03-31
    price $198,000
29. 2015-02-20
    listed $192,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,236 · $270/mo
• Projected year-2 tax: $3,236 · $270/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (shaded) · 56% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 30 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $46,583
• − Mortgage interest: −$18,877
• − Property taxes: −$3,236
• − Insurance: −$1,685
• − Repairs & maintenance: −$3,727
• − Management: −$3,727
• − HOA: −$6,576
• − Depreciation: −$9,804
• Taxable loss: −$1,048
• Est. tax savings @ 24.0%: +$252
• After-tax cash flow: $4,348/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lee
• NCES district ID: 1201080
• Math proficiency: 47% ▼ -11.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $49,518
• Composite: 41.49/100
• National rank: #3458
• State rank: #42 of 73 in FL

Livability — Bonita Springs

• Score: 70/100
• State rank: #428
• US rank: #7576

Category grades

Amenities F Commute F Cost of living C- Crime A+ Employment A Housing A+ Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bonita Springs, FL
• County: Lee County · 788,662 people
• City population: 64,727
• Metro: Cape Coral-Fort Myers, FL
• Population (ZIP): 16,475
• Household income: $130,719
• Rent vs Own: 17.8% rent · 82.2% own
• Severe rent burden: 554.0

Population outlook (Lee County) Hauer SSP2

• Today (2025): 871,946 people
• By 2030: 955,468 · +9.6%
• By 2040: 1,113,587 · +27.7%
• By 2050: 1,256,891 · +44.1%
• By 2075: 1,560,270 · +78.9%
• By 2100: 1,726,848 · +98.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (91%)
• Race & ethnicity: White 91% Hispanic / Latino 5% Two or more races 3% Asian 1%
• Common ancestry: Slovak 5% Romanian 4% Serbian 2%
• Foreign-born: 10% · Canada, Jamaica
• Languages at home: 91% English-only · Spanish 4% German/W. Germanic 1% Other Indo-European 1%

Political lean MEDSL · Lee

• 2024 margin: Strong R (+28.4) · D 35.5% · R 63.9%
• 2008→2024 swing: -18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
• All cycles: 2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -236.48%
• Current HPI: 237.4416
• Rent YoY: ▲ 2.85%
• Metro: Cape Coral-Fort Myers, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+75.5% since first listed

20 events — show timeline

• 2026-02-04 Price Changed $337,000 FORTMLS
• 2025-11-20 Price Changed $339,900 FORTMLS
• 2025-10-31 Price Changed $349,900 FORTMLS
• 2025-10-11 Listed $379,000 FORTMLS
• 2025-05-16 Listing Removed — FORTMLS
• 2025-02-21 Price Changed $389,000 FORTMLS
• 2024-12-02 Listed $399,000 FORTMLS
• 2023-10-10 Sold (Public Records) $395,000 Public Records
• 2023-10-10 Sold (MLS) $395,000 NAPLESMLS
• 2023-08-30 Pending — NAPLESMLS
• 2023-08-08 Price Changed $409,900 NAPLESMLS
• 2023-07-18 Price Changed $419,900 NAPLESMLS
• 2023-06-26 Price Changed $424,900 NAPLESMLS
• 2023-06-23 Price Changed $425,900 NAPLESMLS
• 2023-06-08 Price Changed $435,000 NAPLESMLS
• 2023-05-28 Listed $449,000 NAPLESMLS
• 2015-04-08 Sold (Public Records) $192,000 Public Records
• 2015-03-31 Price Changed $198,000 NAPLESMLS
• 2015-03-31 Sold (MLS) $192,000 NAPLESMLS
• 2015-02-20 Listed $192,000 NAPLESMLS

Property tax history

+4.8%/yr

Latest (2025): $3,236 · -9.5% YoY. Source: county tax records.