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2855 Colten Cv
D- Composite 39.01
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +7.0/30.0
  • Livability +4.2/5.0
  • Schools +4.1/10.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.9/10.0
  • DSCR +1.2/10.0
  • Appreciation +0.0/10.0

$267,000

2855 Colten Cv · Fayetteville, AR 72701
3 bd · 2.0 ba · 1,300 sqft · SingleFamily public records · 16 Days on market
Built 2000 0.38 ac lot $205/sqft · 37% below area Est $423k · 37% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome home to this well-maintained, one-owner gem. This inviting 3-bedroom, 2-bath home with a 2-car garage features a desirable split floor plan designed for comfort and privacy. The spacious eat-in kitchen includes a pantry, ample cabinetry, and plenty of storage throughout the home. The primary suite offers two closets and a private bath with double sinks for added convenience. Major updates include a new roof in December 2025 and heater replaced in 2019. Situated on a large lot with adjoining farmland to back of the property, this home is just a short 7-minute drive to Lake Sequoyah and the Elkins Sports Complex, with shopping, restaurants, and everyday conveniences nearby. Start your

Key facts

  • Double sinks
  • Ample cabinetry
  • Private bath

Tags

SPLIT FLOOR PLANSPACIOUS EAT-IN KITCHENAMPLE CABINETRYPRIVATE BATHDOUBLE SINKSLARGE LOT

Property features AI

Finance

  • HOA & community: Monthly association fee; Community amenities include nearby park and shopping

Exterior

  • Parking: Attached 2-car garage with garage door opener
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer; Electricity available; Natural gas available; Cable available; Phone available
  • Home design: Single-story home; Vinyl siding; Shingle architectural roof; Slab foundation; Residential zoning; Public road frontage on a paved street; Located on a cleared, level cul-de-sac lot; View of Lake Sequoyah
  • Construction: Built with vinyl siding; Architectural shingle roof; Slab foundation
  • Exterior features: Covered patio and porch; Concrete driveway; Storage structure; Partial wood and wire privacy fencing; Views; Located near a park

Interior

  • Kitchen: Dishwasher; Electric range; Range hood; Disposal; Plumbed for ice maker
  • Bedrooms: Three main-level bedrooms
  • Flooring: Carpet; Tile; Vinyl
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Central heating (gas); Central electric air conditioning
  • Interior features: Ceiling fans; Eat-in kitchen; Pantry; Split bedrooms; Walk-in closets; Window treatments; Double-pane vinyl windows with blinds
  • Laundry & utility: Washer hookup; Dryer hookup; Utility room on main level; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $267k.

Deal economics

  • At list price, monthly cash flow is $-393 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $210k (21.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (31.2% below list).
  • Recommended offer: $184k (31.2% below list) — sets the bar for 1% rule.
  • Cap rate 4.5% vs local median 3.5% in Fayetteville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 83/100 on livability (#3 in AR, #871 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A+; Watch: employment D+, crime D-.
  • Fayetteville School District (urban): math 50% / reading 49% proficiency, ranked #19 of 238 in AR (top 8%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.6%/yr); 525 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,494 units permitted in Washington County in 2024 (1,497 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($56k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Washington County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $85k; list at $267k implies a 214% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $183,801 (31.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.69%
Cap rate
4.53%
Cash-on-cash
-6.31%
DSCR
0.72
GRM
12.1

CMA / ARV

ARV (median comp)
$423,428
List price
$267,000
Delta
-36.94%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2871 Colton Cv 0.00mi 3/2.0 1,300 (0%) 1mo $275,000 $212 99
2842 Colton Cv 0.00mi 3/2.0 1,340 (+3%) 2mo $215,000 $160 93
411 W North St 0.13mi 3/2.0 1,288 (-1%) 11mo $431,000 $335 83
618 N Wilson 0.44mi 2/2.0 (-1) 1,447 (+11%) 1mo $525,000 $363 55
1740 Gregg Ave 0.55mi 4/2.0 (+1) 1,248 (-4%) 9mo $275,000 $220 55
929 W Lawson St 0.42mi 3/2.5 1,406 (+8%) 12mo $380,000 $270 54
1771 Oakland Ave 0.69mi 4/2.0 (+1) 1,350 (+4%) 3mo $340,000 $252 54
822 N Garland Ave 0.49mi 3/2.5 1,376 (+6%) 15mo $445,000 $323 53
990 W Holly St 0.42mi 3/2.5 1,452 (+12%) 8mo $420,000 $289 52
811 N Lindell Ave 0.47mi 3/1.0 1,411 (+8%) 11mo $355,000 $252 50
835 W Davis St 0.63mi 3/1.5 1,196 (-8%) 21mo $280,000 $234 38
220 W Lafayette St 0.65mi 2/2.0 (-1) 1,466 (+13%) 7mo $691,250 $472 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.64% rent growth · sell at horizon

5-year hold
IRR
-27.6%
Equity multiple
0.08×
Total profit
$-68,941
Equity at exit
$39,811
10-year hold
IRR
-27.2%
Equity multiple
-0.27×
Total profit
$-94,865
Equity at exit
$23,085

Cash invested: $74,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72701

Rents YoY
2.6%
Active inventory
525
Price-to-rent
12.1×

Monthly cashflow live

Estimated rent
$1,838 high interval (Pro) →
Mortgage (P&I)
$1,400
Tax est. 1.5%
$334 /mo · $4,005/yr
Insurance
$111
HOA
$0
Vacancy / Maint / Mgmt
$386
Net cashflow
$-393

Break-even live

Break-even rent $2,336
Max offer price $210,111
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,750
Closing costs
$8,010
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1222 N Iron Horse Dr Unit 1221925P Fayetteville, AR 2.0 1.5 904 $4,034 $4.46 23d 1 0.05mi
1005 N Molly Ct Fayetteville, AR 3.0 3.5 1800 $1,900 $1.06 43d 1 0.10mi
1000 N Molly Ct Fayetteville, AR 3.0 1.0–3.5 1100 $1,900 $1.73 14d 10 0.10mi
645 W Adams St Fayetteville, AR 2.0 1.0 1120 $1,380 $1.23 14d 1 0.13mi
1345 N Hog Trough Dr Fayetteville, AR 4.0 3.5 1850 $3,200 $1.73 43d 1 0.17mi
1399 N Hog Trough Dr Fayetteville, AR 2.0–4.0 2.5–3.5 1660 $2,800 $1.69 13d 5 0.21mi
787 W Sandy Beach Ln Fayetteville, AR 3.0 2.0 1268 $1,495 $1.18 14d 1 0.26mi
1508 N Gregg Ave Unit 1508 Fayetteville, AR 3.0 3.5 1868 $2,400 $1.28 43d 1 0.27mi
1523 N Dawn Dr Fayetteville, AR 3.0 2.5 1472 $1,500 $1.02 14d 1 0.30mi
825 N Leverett Ave Unit 7 Fayetteville, AR 2.0 2.0 884 $1,425 $1.61 14d 1 0.31mi
825 N Leverett Ave Unit 2 Fayetteville, AR 2.0 2.0 895 $1,395 $1.56 43d 1 0.31mi
1150 N Oakland Ave Fayetteville, AR 4.0 3.0 1800 $3,300 $1.83 21d 1 0.33mi
686 W Martha Dr Fayetteville, AR 3.0 2.0 1100 $1,100 $1.00 43d 1 0.34mi
782 N Storer Ave Fayetteville, AR 2.0 1.5 1200 $1,400 $1.17 43d 1 0.36mi
1370 Oakland Ave Unit 1 Fayetteville, AR 2.0 1.0 900 $1,195 $1.33 14d 1 0.36mi
776 N Storer Ave Fayetteville, AR 2.0 1.5 1200 $1,400 $1.17 43d 1 0.36mi
933 Oakland Ave Unit NA Fayetteville, AR 3.0 2.5 1180 $2,300 $1.95 43d 1 0.36mi
736 N Storer Ave Unit 782 Fayetteville, AR 2.0 1.5 1200 $1,400 $1.17 43d 1 0.38mi
736 N Storer Ave Unit 736 Fayetteville, AR 2.0 1.5 1200 $1,250 $1.04 14d 1 0.38mi
956 W Eagle St Fayetteville, AR 2.0 2.5 1050 $1,900 $1.81 43d 2 0.41mi
1659 N Dawn Dr Unit 1 Fayetteville, AR 2.0 2.0 1100 $1,350 $1.23 14d 1 0.43mi
594 W Moan Pl Fayetteville, AR 3.0 2.5 1400 $2,500 $1.79 23d 1 0.45mi
1684 N Dawn Dr Fayetteville, AR 2.0 2.0 1050 $1,400 $1.33 43d 1 0.45mi
1023 W Eagle St Unit 1057 Fayetteville, AR 2.0 1.0 1000 $1,000 $1.00 14d 1 0.47mi
802 N Park Ave Unit 1375235P Fayetteville, AR 3.0 3.0 1442 $7,634 $5.29 43d 1 0.48mi
1723 N Chestnut Ave Unit 102 Fayetteville, AR 2.0 2.0 1200 $1,800 $1.50 21d 1 0.50mi
1536 N London Ave Fayetteville, AR 3.0 2.5 1505 $1,695 $1.13 43d 1 0.51mi
1071 W Malibu St Fayetteville, AR 3.0 2.5 1505 $1,695 $1.13 23d 1 0.54mi
1433 N Garland Ave Fayetteville, AR 2.0 1.0 960 $1,125 $1.17 43d 1 0.55mi
1773 N Chestnut Ave Fayetteville, AR 3.0 2.0 1450 $1,395 $0.96 43d 1 0.56mi
1764 N Leverett Ave Fayetteville, AR 3.0 1.0–2.0 751 $1,425 $1.90 13d 22 0.57mi
1223 Haven Dr Fayetteville, AR 2.0–4.0 2.0–4.0 1146 $2,229 $1.94 21d 1 0.58mi
1117 N Washington Ave Unit 1221908P Fayetteville, AR 3.0 2.0 1743 $5,016 $2.88 14d 1 0.61mi
1246 W James St Unit 2 Fayetteville, AR 3.0 3.5 1800 $3,250 $1.81 43d 1 0.61mi
145 Baxter Ln Unit 1241294P Fayetteville, AR 3.0 2.0 1194 $6,340 $5.31 14d 1 0.64mi
1882 N Scull Creek Dr Fayetteville, AR 2.0 2.5 1450 $1,395 $0.96 43d 1 0.65mi
339 N West Ave Unit 1221798P Fayetteville, AR 2.0 2.0 1291 $6,610 $5.12 14d 1 0.68mi
40 E Maple St Unit 3 Fayetteville, AR 2.0 2.0 1400 $1,600 $1.14 43d 1 0.70mi
299 E Noble Ln Unit 1221799P Fayetteville, AR 2.0 2.5 1431 $7,937 $5.55 14d 1 0.71mi
820 W Piedmont Pl Unit 3 Fayetteville, AR 2.0 1.5 1000 $900 $0.90 44d 1 0.72mi

Listing history 8 events

  1. 2026-06-02
    status $267,000 Pending 16 DOM
  2. 2026-06-01
    days on market $267,000 Active 16 DOM
  3. 2026-05-31
    days on market $267,000 Active 15 DOM
  4. 2026-05-31
    days on market $267,000 Active 14 DOM
  5. 2026-05-17
    status Pending 947-char remark
  6. 2026-05-13
    listed $267,000 Active 947-char remark
  7. 2001-06-12
    soldstatus $85,000
  8. 2000-02-28
    soldstatus $10,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,056
− Mortgage interest
−$14,956
− Property taxes
−$4,005
− Insurance
−$1,335
− Repairs & maintenance
−$1,764
− Management
−$1,764
− Depreciation
−$7,767
Taxable loss
−$9,536
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,289
After-tax cash flow
$-2,429/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fayetteville School District
NCES district ID
0506120
Math proficiency
50% ▼ -11.00%
Reading proficiency
49% ▼ -8.00%
Median HH income
$39,595
Composite
41.39/100
National rank
#3477
State rank
#19 of 238 in AR

Livability — Fayetteville

Score
83/100
State rank
#3
US rank
#871

Category grades

Amenities A+ Commute A+ Cost of living A Crime D- Employment D+ Housing A- Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fayetteville, AR
County
Washington County · 252,056 people
City population
118,228
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
49,835
Household income
$55,506
Rent vs Own
56.6% rent · 43.4% own
Severe rent burden
2582.0

Population outlook (Washington County) Hauer SSP2

Today (2025)
271,748 people
By 2030
296,414 · +9.1%
By 2040
346,874 · +27.6%
By 2050
398,552 · +46.7%
By 2075
523,309 · +92.6%
By 2100
615,280 · +126.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Two or more races 12% Hispanic / Latino 8% Black 5% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Italian 3% Lithuanian 2% Slovak 2%
Foreign-born
5% · Canada, China, Vietnam
Languages at home
93% English-only · Spanish 4% Other Indo-European 1%

Political lean MEDSL · Washington

2024 margin
Lean R (+6.7) · D 45.1% · R 51.7% · Other 3.2%
2008→2024 swing
+6.4pp toward D · 2008: -13.1pp · 2024: -6.7pp
All cycles
2024: R+6.7 2020: R+3.9 2016: R+10.4 2012: R+16.3 2008: R+13.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -326.86%
Current HPI
329.5644
Rent YoY
▲ 2.64%
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+2570.0% since first listed
6 events — show timeline
  • 2026-06-01 Pending NWARMLS
  • 2026-05-20 Relisted NWARMLS
  • 2026-05-17 Pending NWARMLS
  • 2026-05-13 Listed $267,000 NWARMLS
  • 2001-06-12 Sold (Public Records) $85,000 Public Records
  • 2000-02-28 Sold (Public Records) $10,000 Public Records

Property tax history

-5.1%/yr

Latest (2025): $298 · -25.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…