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Yucca III B Plan 🏗️ New Construction
D+ Composite 45.71
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +9.5/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Livability +3.5/5.0
  • Schools +3.2/10.0
  • 1% rule +2.9/10.0
  • DSCR +2.7/10.0
  • Rent growth +2.5/5.0

$265,990

Yucca III B Plan · Sterlington, LA 71280
4 bd · 2.5 ba · 1,851 sqft · SingleFamily · 80 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to Somerset Park, one of the most exciting new home communities in Northeast Louisiana. Nestled in the thriving city of Sterlington, just north of Monroe, Somerset Park combines small-town charm with modern convenience. This family-friendly neighborhood offers the perfect setting for those looking to enjoy a relaxed lifestyle while staying close to everything the area has to offer. As a trusted new home builder in Louisiana, DSLD Homes is proud to bring thoughtfully designed new construction homes to Somerset Park. With a wide variety of floor plans and home site options, you can find the ideal layout to fit your lifestyle. Whether you prefer a move-in ready home or the opportunity to personalize your space, DSLD Homes has options to meet every stage of life. Sterlington is recognized as the fastest-growing community in Northeast Louisiana, and for good reason. Residents enjoy close proximity to charming boutiques, local restaurants, and everyday conveniences. Just minutes away, Monroe's lively downtown features diverse dining, entertainment, museums, and antique shopping, creating endless opportunities for fun and relaxation. Families choose Somerset Park not only for its location and beautiful homes but also for its highly rated school system. The Sterlington schools are known for excellent academics and a strong variety of extracurricular activities, including football, basketball, baseball, tennis, and fishing. For higher education, the University of Louisiana at Monroe is just a short drive away, providing even more opportunities for students and families. Every DSLD home in Somerset Park is built with quality, comfort, and efficiency in mind. These homes are ENERGY STAR® certified, featuring advanced energy-saving construction such as Low E-3 Windows, Radiant Barrier Roof Decking, superior insulation, High-Efficiency HVAC systems, and Tankless Gas Water Heaters. Stainless steel appliances and thoughtfully designed interiors-such as open flo. ..

Key facts

  • Low e-3 windows
  • Superior insulation
  • 2 garage spots

Tags

NEW CONSTRUCTION HOMESENERGY STAR CERTIFIEDENERGY SAVING CONSTRUCTIONLOW E-3 WINDOWSRADIANT BARRIER ROOF DECKINGSUPERIOR INSULATION

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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🏗️ New construction. The $265,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $318,051.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $266k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-223 ($-3k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $250k (6.0% below list).
  • Recommended offer: $250k (6.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 70/100 on livability (#60 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A-; Watch: health & safety D, amenities F, commute F.
  • Ouachita Parish (suburban): math 31% / reading 45% proficiency, ranked #26 of 98 in LA (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 189 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 345 units permitted in Ouachita Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $34k of equity ($2k loan paydown + $32k appreciation (10.0% local appreciation)).
  • By year 2, paydown + projected appreciation supports a ~$55k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 80 days — a 6% lower offer ($250k) is reasonable based on typical stale-listing flexibility.
Recommended offer $250,000 (6.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 80 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
5.45%
Cash-on-cash
-3.00%
DSCR
0.87
GRM
10.6

CMA / ARV

ARV (median comp)
$318,051
List price
$265,990
Delta
-16.37%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
107 Vieux Carre 0.19mi 3/2.0 (-1) 1,800 (-3%) 8mo $315,000 $175 72
211 Barker Dr 0.48mi 4/2.0 1,838 (-1%) 2mo $290,000 $158 72
301 Southern Grove Rd 0.15mi 3/2.0 (-1) 1,926 (+4%) 10mo $280,000 $145 71
107 Fairhope Dr 0.05mi 3/2.0 (-1) 1,988 (+7%) 10mo $275,000 $138 70
202 Thatcher Ln 0.55mi 4/2.0 1,863 (+1%) 3mo $305,000 $164 69
304 Southern Grove Rd 0.13mi 3/2.0 (-1) 2,020 (+9%) 4mo $289,000 $143 68
302 Winkler Way 0.33mi 4/2.5 1,968 (+6%) 13mo $322,900 $164 63
207 Winkler Way 0.46mi 3/2.0 (-1) 1,967 (+6%) 4mo $305,000 $155 58
207 Lynnhaven St 0.15mi 3/2.0 (-1) 1,618 (-13%) 10mo $236,000 $146 57
123 Vieux Carre Pl 0.26mi 3/2.0 (-1) 1,675 (-10%) 12mo $325,000 $194 56
212 Hoover Dr 0.50mi 4/2.0 1,706 (-8%) 10mo $270,000 $158 53
414 Thatcher Ln 0.22mi 5/2.5 (+1) 2,109 (+14%) 11mo $335,000 $159 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.1%
Equity multiple
2.79×
Total profit
$159,055
Equity at exit
$286,525
10-year hold
IRR
19.9%
Equity multiple
6.39×
Total profit
$479,634
Equity at exit
$617,903

Cash invested: $89,054 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71280

Home prices YoY
4.1%
Active inventory
189
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$2,500 medium interval (Pro) →
Mortgage (P&I)
$1,668
Tax est. 1.5%
$398 /mo · $4,771/yr
Insurance
$133
HOA
$0
Vacancy / Maint / Mgmt
$525
Net cashflow
$-223

Break-even live

Break-even rent $2,782
Max offer price $285,786
Occupancy floor

Sensitivity live

Price -10% $-3 -5% $-113 +0% $-223 +5% $-333 +10% $-443
Rent -10% $-420 -5% $-322 +0% $-223 +5% $-124 +10% $-25
Rate -1.0pp $-63 -0.5pp $-142 base $-223 +0.5pp $-305 +1.0pp $-389

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$79,513
Closing costs
$9,542
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
115 Lynnhaven St Monroe, LA 3.0 2.0 1710 $2,500 $1.46 45d 1 0.11mi

Listing history 18 events

  1. 2026-06-19
    days on market $265,990 Active 80 DOM
  2. 2026-06-18
    days on market $265,990 Active 79 DOM
  3. 2026-06-17
    days on market $265,990 Active 78 DOM
  4. 2026-06-16
    days on market $265,990 Active 77 DOM
  5. 2026-06-15
    days on market $265,990 Active 76 DOM
  6. 2026-06-14
    days on market $265,990 Active 74 DOM
  7. 2026-06-13
    days on market $265,990 Active 73 DOM
  8. 2026-06-10
    days on market $265,990 Active 71 DOM
  9. 2026-06-09
    days on market $265,990 Active 70 DOM
  10. 2026-06-08
    days on market $265,990 Active 69 DOM
  11. 2026-06-07
    days on market $265,990 Active 68 DOM
  12. 2026-06-03
    days on market $265,990 Active 64 DOM
  13. 2026-06-02
    days on market $265,990 Active 63 DOM
  14. 2026-06-01
    days on market $265,990 Active 62 DOM
  15. 2026-05-31
    days on market $265,990 Active 61 DOM
  16. 2026-05-30
    days on market $265,990 Active 60 DOM
  17. 2026-04-14
    price $265,990 1996-char remark
    Show marketing remark (1996 chars)

    Welcome to Somerset Park, one of the most exciting new home communities in Northeast Louisiana. Nestled in the thriving city of Sterlington, just north of Monroe, Somerset Park combines small-town charm with modern convenience. This family-friendly neighborhood offers the perfect setting for those looking to enjoy a relaxed lifestyle while staying close to everything the area has to offer. As a trusted new home builder in Louisiana, DSLD Homes is proud to bring thoughtfully designed new construction homes to Somerset Park. With a wide variety of floor plans and home site options, you can find the ideal layout to fit your lifestyle. Whether you prefer a move-in ready home or the opportunity to personalize your space, DSLD Homes has options to meet every stage of life. Sterlington is recognized as the fastest-growing community in Northeast Louisiana, and for good reason. Residents enjoy close proximity to charming boutiques, local restaurants, and everyday conveniences. Just minutes away, Monroe's lively downtown features diverse dining, entertainment, museums, and antique shopping, creating endless opportunities for fun and relaxation. Families choose Somerset Park not only for its location and beautiful homes but also for its highly rated school system. The Sterlington schools are known for excellent academics and a strong variety of extracurricular activities, including football, basketball, baseball, tennis, and fishing. For higher education, the University of Louisiana at Monroe is just a short drive away, providing even more opportunities for students and families. Every DSLD home in Somerset Park is built with quality, comfort, and efficiency in mind. These homes are ENERGY STAR® certified, featuring advanced energy-saving construction such as Low E-3 Windows, Radiant Barrier Roof Decking, superior insulation, High-Efficiency HVAC systems, and Tankless Gas Water Heaters. Stainless steel appliances and thoughtfully designed interiors-such as open flo. ..

  18. 2026-03-31
    listed $263,990 Active 1996-char remark
    Show marketing remark (1996 chars)

    Welcome to Somerset Park, one of the most exciting new home communities in Northeast Louisiana. Nestled in the thriving city of Sterlington, just north of Monroe, Somerset Park combines small-town charm with modern convenience. This family-friendly neighborhood offers the perfect setting for those looking to enjoy a relaxed lifestyle while staying close to everything the area has to offer. As a trusted new home builder in Louisiana, DSLD Homes is proud to bring thoughtfully designed new construction homes to Somerset Park. With a wide variety of floor plans and home site options, you can find the ideal layout to fit your lifestyle. Whether you prefer a move-in ready home or the opportunity to personalize your space, DSLD Homes has options to meet every stage of life. Sterlington is recognized as the fastest-growing community in Northeast Louisiana, and for good reason. Residents enjoy close proximity to charming boutiques, local restaurants, and everyday conveniences. Just minutes away, Monroe's lively downtown features diverse dining, entertainment, museums, and antique shopping, creating endless opportunities for fun and relaxation. Families choose Somerset Park not only for its location and beautiful homes but also for its highly rated school system. The Sterlington schools are known for excellent academics and a strong variety of extracurricular activities, including football, basketball, baseball, tennis, and fishing. For higher education, the University of Louisiana at Monroe is just a short drive away, providing even more opportunities for students and families. Every DSLD home in Somerset Park is built with quality, comfort, and efficiency in mind. These homes are ENERGY STAR® certified, featuring advanced energy-saving construction such as Low E-3 Windows, Radiant Barrier Roof Decking, superior insulation, High-Efficiency HVAC systems, and Tankless Gas Water Heaters. Stainless steel appliances and thoughtfully designed interiors-such as open flo. ..

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,000
− Mortgage interest
−$17,816
− Property taxes
−$4,771
− Insurance
−$1,590
− Repairs & maintenance
−$2,400
− Management
−$2,400
− Depreciation
−$9,252
Taxable loss
−$8,229
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,975
After-tax cash flow
$-701/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Good 80/100 None rehab

This home is in excellent condition with no visible repairs needed. It offers a good investment opportunity with potential for both resale and rental value through minor updates and improvements.

Value-add opportunities

  • Both Painting the exterior and interior — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Well-maintained landscaping can increase curb appeal and property value.
  • Both Kitchen and bathroom updates — Updating these spaces can attract more buyers and renters.
  • Both HVAC and mechanical system maintenance — A well-maintained HVAC system can improve comfort and reduce energy costs.
  • Both Flooring replacement — Replacing worn-out flooring can improve the overall look and feel of the home.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Well-maintained landscaping can increase curb appeal and property value.
  • Both Kitchen and bathroom updates — Updating these spaces can attract more buyers and renters.
  • Both HVAC and mechanical system maintenance — A well-maintained HVAC system can improve comfort and reduce energy costs.
  • Both Flooring replacement — Replacing worn-out flooring can improve the overall look and feel of the home.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Ouachita Parish
NCES district ID
2201200
Math proficiency
31% ▼ -38.00%
Reading proficiency
45% ▼ -31.00%
Median HH income
$43,316
Composite
32.14/100
National rank
#5791
State rank
#26 of 98 in LA

Livability — Sterlington

Score
70/100
State rank
#60
US rank
#7741

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment C+ Housing A+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
4,999

Population outlook (Ouachita County) Hauer SSP2

Today (2025)
163,370 people
By 2030
165,520 · +1.3%
By 2040
167,652 · +2.6%
By 2050
166,699 · +2.0%
By 2075
156,348 · -4.3%
By 2100
134,102 · -17.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 21% Hispanic / Latino 4%
Common ancestry
Lithuanian 4% Iranian 2% Danish 1%
Foreign-born
3% · Canada, Jamaica
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Ouachita

2024 margin
Strong R (+27.9) · D 35.5% · R 63.3% · Other 1.2%
2008→2024 swing
-2.7pp toward R · 2008: -25.2pp · 2024: -27.9pp
All cycles
2024: R+27.9 2020: R+23.6 2016: R+25.4 2012: R+20.9 2008: R+25.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 11.14%
Current HPI
283.4492
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+0.8% since first listed
2 events — show timeline
  • 2026-04-14 Price Changed $265,990 Zillow
  • 2026-03-31 Listed $263,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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