3917 Jeffersonville Rd · Macon-Bibb County, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 70.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.8/10.0
- Appreciation +7.2/10.0
- Rent growth +5.0/5.0
- ARV discount +3.2/15.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
$93,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 3917 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3909 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility. Don't miss this rare opportunity to own a prime piece of land in a convenient Macon location.
Key facts
- Excellent visibility
- Prime piece of land
- Spacious lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath single-family listed at $93k.
Deal economics
- At list price, monthly cash flow is $506 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $93k).
- Recommended offer: $82k (12.0% below list) — sets the bar for market timing.
- Cap rate 12.8% vs local median 5.5% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Bernd Elementary School (math 8% / reading 12%, grade F, #1,092 of 1,228 statewide, top 91%, 415 students, 100% FRL); Appling Middle School (math 7% / reading 14%, grade F, #429 of 470 statewide, top 91%, 648 students, 100% FRL); Northeast High School (math 2% / reading 5%, grade F, #413 of 424 statewide, top 99%, 742 students, 100% FRL) — zoned schools average 100% FRL vs 75% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+10.8%/yr); 124 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $5k of equity ($643 loan paydown + $4k appreciation (4.3% local appreciation)).
- Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (4.3% appreciation + 8.0% rent growth), your $26k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 8, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 160 days — a 12% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 70% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 160 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.48% ✓
- Cap rate
- 12.82%
- Cash-on-cash
- 23.31%
- DSCR
- 2.04
- GRM
- 5.6
CMA / ARV
- ARV (median comp)
- $84,898
- List price
- $93,000
- Delta
- 9.54%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4045 Jeffersonville Rd | 0.23mi | 3/1.0 (-1) | 1,176 (+1%) | 1mo | $50,000 | $43 | 82 |
| 4014 Jeffersonville Rd | 0.18mi | 3/2.0 (-1) | 1,280 (+10%) | 2mo | $120,000 | $94 | 65 |
| 3704 Greenway Pl | 0.40mi | 3/2.0 (-1) | 1,208 (+4%) | 4mo | $64,900 | $54 | 63 |
| 3634 Jessica Dr | 0.40mi | 3/2.0 (-1) | 1,242 (+7%) | 10mo | $139,900 | $113 | 53 |
| 3410 Lancing Ct | 0.61mi | 3/1.5 (-1) | 1,210 (+4%) | 11mo | $133,000 | $110 | 49 |
| 3425 Majestic Ct | 0.73mi | 3/1.0 (-1) | 1,056 (-9%) | 3mo | $42,500 | $40 | 43 |
| 3362 Kings Park | 0.52mi | 3/1.0 (-1) | 1,050 (-10%) | 17mo | $27,000 | $26 | 41 |
| 3388 Majestic Ln | 0.70mi | 3/1.5 (-1) | 1,056 (-9%) | 8mo | $60,000 | $57 | 38 |
| 3499 Majestic Ct | 0.68mi | 3/1.0 (-1) | 1,040 (-11%) | 12mo | $22,000 | $21 | 35 |
| 3497 Lancing Ct | 0.66mi | 3/1.0 (-1) | 1,000 (-14%) | 11mo | $23,000 | $23 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
4.31% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 35.3%
- Equity multiple
- 3.20×
- Total profit
- $57,297
- Equity at exit
- $48,859
- IRR
- 36.7%
- Equity multiple
- 7.32×
- Total profit
- $164,635
- Equity at exit
- $81,305
Cash invested: $26,040 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31217
- Home prices YoY
- 2.1%
- Rents YoY
- 10.8%
- Active inventory
- 124
- Price-to-rent
- 5.6×
Monthly cashflow live
- Estimated rent
- $1,376 medium interval (Pro) →
- Mortgage (P&I)
- −$488
- Tax from tax record
- −$55 /mo · $656/yr
- Insurance
- −$39
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$289
- Net cashflow
- $506
Break-even live
Sensitivity live
| Price | -10% $559 | -5% $532 | +0% $506 | +5% $480 | +10% $453 |
|---|---|---|---|---|---|
| Rent | -10% $397 | -5% $452 | +0% $506 | +5% $560 | +10% $615 |
| Rate | -1.0pp $553 | -0.5pp $530 | base $506 | +0.5pp $482 | +1.0pp $457 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,250
- Closing costs
- $2,790
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3722 Piedmont Dr Macon, GA | 3.0 | 1.0 | 780 | $895 | $1.15 | 15d | 1 | 0.57mi |
| 3258 Lancing Ln Macon, GA | 3.0 | 2.0 | 1000 | $1,200 | $1.20 | 15d | 1 | 0.62mi |
| 3938 Kings Park Cir Macon, GA | 4.0 | 1.5 | 1200 | $1,400 | $1.17 | 15d | 1 | 0.74mi |
Listing history 34 events
-
2026-06-21days on market $93,000 Active 160 DOM
-
2026-06-19days on market $93,000 Active 158 DOM
-
2026-06-18days on market $93,000 Active 157 DOM
-
2026-06-17days on market $93,000 Active 156 DOM
-
2026-06-16days on market $93,000 Active 155 DOM
-
2026-06-15days on market $93,000 Active 154 DOM
-
2026-06-14days on market $93,000 Active 152 DOM
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2026-06-13days on market $93,000 Active 151 DOM
-
2026-06-10days on market $93,000 Active 149 DOM
-
2026-06-09days on market $93,000 Active 148 DOM
-
2026-06-09days on market $93,000 Active 147 DOM
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2026-06-07days on market $93,000 Active 146 DOM
-
2026-06-03days on market $93,000 Active 142 DOM
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2026-06-02days on market $93,000 Active 141 DOM
-
2026-06-01days on market $93,000 Active 140 DOM
-
2026-05-31days on market $93,000 Active 139 DOM
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2026-05-30days on market $93,000 Active 138 DOM
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2026-03-03status Back On Market 476-char remark
Show marketing remark (476 chars)
Welcome to 3917 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3909 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility. Don't miss this rare opportunity to own a prime piece of land in a convenient Macon location.
-
2026-03-03status Active 476-char remark
Show marketing remark (476 chars)
Welcome to 3917 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3909 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility. Don't miss this rare opportunity to own a prime piece of land in a convenient Macon location.
-
2026-03-03status Pending 476-char remark
Show marketing remark (476 chars)
Welcome to 3917 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3909 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility. Don't miss this rare opportunity to own a prime piece of land in a convenient Macon location.
-
2026-02-16historical Active Under Contract 476-char remark
Show marketing remark (476 chars)
Welcome to 3917 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3909 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility. Don't miss this rare opportunity to own a prime piece of land in a convenient Macon location.
-
2026-01-13$93,000 Active
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2026-01-12$93,000 Active 476-char remark
Show marketing remark (476 chars)
Welcome to 3917 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3909 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility. Don't miss this rare opportunity to own a prime piece of land in a convenient Macon location.
-
2026-01-11$93,000 New 476-char remark
Show marketing remark (476 chars)
Welcome to 3917 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3909 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility. Don't miss this rare opportunity to own a prime piece of land in a convenient Macon location.
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2025-12-30historical
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2025-08-04$93,000 New
-
2024-07-25historical
-
2024-05-31price $149,000
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2024-05-31price $149,000
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2024-04-23$159,000 New
-
2024-03-16historical
-
2024-02-23price $160,000
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2024-02-23price $160,000
-
2024-01-17$175,000 New
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $656 · $55/mo
- Projected year-2 tax
- $856 · $71/mo
- Expected delta
- +$199/yr (+$17/mo · 30.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 70% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,512
- − Mortgage interest
- −$5,209
- − Property taxes
- −$656
- − Insurance
- −$465
- − Repairs & maintenance
- −$1,321
- − Management
- −$1,321
- − Depreciation
- −$2,705
- Taxable income
- $4,834
- Est. tax owed @ 24.0%
- −$1,160
- After-tax cash flow
- $4,910/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bibb County
- NCES district ID
- 1300420
- Math proficiency
- 11% ▼ -14.00%
- Reading proficiency
- 18% ▼ -11.00%
- Median HH income
- $37,426
- Composite
- 12.13/100
- National rank
- #9654
- State rank
- #161 of 174 in GA
Livability — Macon-Bibb County
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Macon-Bibb County, GA
- County
- Bibb County · 164,332 people
- City population
- 143,186
- Metro
- Macon-Bibb County, GA
- Population (ZIP)
- 17,732
- Household income
- $44,809
- Rent vs Own
- Severe rent burden
- 391.0
Population outlook (Bibb County) Hauer SSP2
- Today (2025)
- 148,772 people
- By 2030
- 145,904 · -1.9%
- By 2040
- 139,404 · -6.3%
- By 2050
- 131,603 · -11.5%
- By 2075
- 111,050 · -25.4%
- By 2100
- 83,346 · -44.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (57%)
- Race & ethnicity
- Black 57% White 38% Two or more races 4% Hispanic / Latino 2%
- Common ancestry
- Slovak 1% Italian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 98% English-only · Spanish 1%
Political lean MEDSL · Bibb
- 2024 margin
- Strong D (+22.4) · D 61.0% · R 38.5%
- 2008→2024 swing
- +4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
- All cycles
- 2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 4.31%
- Current HPI
- 209.9166
- Rent YoY
- ▲ 10.85%
- Metro
- Macon-Bibb County, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
|
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Price history
-46.9% since first listed17 events — show timeline
- 2026-03-03 Relisted — GAMLS
- 2026-03-03 Relisted — CGMLS
- 2026-03-03 Pending — CGMLS
- 2026-02-16 Contingent — GAMLS
- 2026-01-13 Listed $93,000 MGMLS
- 2026-01-12 Listed $93,000 CGMLS
- 2026-01-11 Listed $93,000 GAMLS
- 2025-12-30 Listing Removed — GAMLS
- 2025-08-04 Listed $93,000 GAMLS
- 2024-07-25 Listing Removed — GAMLS
- 2024-05-31 Price Changed $149,000 MGMLS
- 2024-05-31 Price Changed $149,000 GAMLS
- 2024-04-23 Listed $159,000 GAMLS
- 2024-03-16 Listing Removed — GAMLS
- 2024-02-23 Price Changed $160,000 GAMLS
- 2024-02-23 Price Changed $160,000 MGMLS
- 2024-01-17 Listed $175,000 GAMLS
Property tax history
+5.0%/yrLatest (2025): $656 · -1.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…