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3917 Jeffersonville Rd
B Composite 71.37
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.8/10.0
  • Appreciation +7.2/10.0
  • Rent growth +5.0/5.0
  • ARV discount +3.2/15.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0

$93,000

3917 Jeffersonville Rd · Macon-Bibb County, GA 31217
4 bd · 1.0 ba · 1,164 sqft · SingleFamily public records · 160 Days on market
Built 1956 5.20 ac lot $80/sqft · 9% above area Est $85k · 10% over ↓ 47% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 3917 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3909 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility. Don't miss this rare opportunity to own a prime piece of land in a convenient Macon location.

Key facts

  • Excellent visibility
  • Prime piece of land
  • Spacious lot

Tags

SPACIOUS LOTEXCELLENT VISIBILITYPRIME PIECE OF LANDCONVENIENT MACON LOCATION

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $93k.

Deal economics

  • At list price, monthly cash flow is $506 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $93k).
  • Recommended offer: $82k (12.0% below list) — sets the bar for market timing.
  • Cap rate 12.8% vs local median 5.5% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Bernd Elementary School (math 8% / reading 12%, grade F, #1,092 of 1,228 statewide, top 91%, 415 students, 100% FRL); Appling Middle School (math 7% / reading 14%, grade F, #429 of 470 statewide, top 91%, 648 students, 100% FRL); Northeast High School (math 2% / reading 5%, grade F, #413 of 424 statewide, top 99%, 742 students, 100% FRL) — zoned schools average 100% FRL vs 75% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+10.8%/yr); 124 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $5k of equity ($643 loan paydown + $4k appreciation (4.3% local appreciation)).
  • Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (4.3% appreciation + 8.0% rent growth), your $26k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 8, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 160 days — a 12% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 70% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $81,840 (12.0% below list)

Questions for the listing agent

  1. It's been on market 160 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.48%
Cap rate
12.82%
Cash-on-cash
23.31%
DSCR
2.04
GRM
5.6

CMA / ARV

ARV (median comp)
$84,898
List price
$93,000
Delta
9.54%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4045 Jeffersonville Rd 0.23mi 3/1.0 (-1) 1,176 (+1%) 1mo $50,000 $43 82
4014 Jeffersonville Rd 0.18mi 3/2.0 (-1) 1,280 (+10%) 2mo $120,000 $94 65
3704 Greenway Pl 0.40mi 3/2.0 (-1) 1,208 (+4%) 4mo $64,900 $54 63
3634 Jessica Dr 0.40mi 3/2.0 (-1) 1,242 (+7%) 10mo $139,900 $113 53
3410 Lancing Ct 0.61mi 3/1.5 (-1) 1,210 (+4%) 11mo $133,000 $110 49
3425 Majestic Ct 0.73mi 3/1.0 (-1) 1,056 (-9%) 3mo $42,500 $40 43
3362 Kings Park 0.52mi 3/1.0 (-1) 1,050 (-10%) 17mo $27,000 $26 41
3388 Majestic Ln 0.70mi 3/1.5 (-1) 1,056 (-9%) 8mo $60,000 $57 38
3499 Majestic Ct 0.68mi 3/1.0 (-1) 1,040 (-11%) 12mo $22,000 $21 35
3497 Lancing Ct 0.66mi 3/1.0 (-1) 1,000 (-14%) 11mo $23,000 $23 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.31% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
35.3%
Equity multiple
3.20×
Total profit
$57,297
Equity at exit
$48,859
10-year hold
IRR
36.7%
Equity multiple
7.32×
Total profit
$164,635
Equity at exit
$81,305

Cash invested: $26,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31217

Home prices YoY
2.1%
Rents YoY
10.8%
Active inventory
124
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$1,376 medium interval (Pro) →
Mortgage (P&I)
$488
Tax from tax record
$55 /mo · $656/yr
Insurance
$39
HOA
$0
Vacancy / Maint / Mgmt
$289
Net cashflow
$506

Break-even live

Break-even rent $736
Max offer price $93,000
Occupancy floor 58%

Sensitivity live

Price -10% $559 -5% $532 +0% $506 +5% $480 +10% $453
Rent -10% $397 -5% $452 +0% $506 +5% $560 +10% $615
Rate -1.0pp $553 -0.5pp $530 base $506 +0.5pp $482 +1.0pp $457

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,250
Closing costs
$2,790
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3722 Piedmont Dr Macon, GA 3.0 1.0 780 $895 $1.15 15d 1 0.57mi
3258 Lancing Ln Macon, GA 3.0 2.0 1000 $1,200 $1.20 15d 1 0.62mi
3938 Kings Park Cir Macon, GA 4.0 1.5 1200 $1,400 $1.17 15d 1 0.74mi

Listing history 34 events

  1. 2026-06-21
    days on market $93,000 Active 160 DOM
  2. 2026-06-19
    days on market $93,000 Active 158 DOM
  3. 2026-06-18
    days on market $93,000 Active 157 DOM
  4. 2026-06-17
    days on market $93,000 Active 156 DOM
  5. 2026-06-16
    days on market $93,000 Active 155 DOM
  6. 2026-06-15
    days on market $93,000 Active 154 DOM
  7. 2026-06-14
    days on market $93,000 Active 152 DOM
  8. 2026-06-13
    days on market $93,000 Active 151 DOM
  9. 2026-06-10
    days on market $93,000 Active 149 DOM
  10. 2026-06-09
    days on market $93,000 Active 148 DOM
  11. 2026-06-09
    days on market $93,000 Active 147 DOM
  12. 2026-06-07
    days on market $93,000 Active 146 DOM
  13. 2026-06-03
    days on market $93,000 Active 142 DOM
  14. 2026-06-02
    days on market $93,000 Active 141 DOM
  15. 2026-06-01
    days on market $93,000 Active 140 DOM
  16. 2026-05-31
    days on market $93,000 Active 139 DOM
  17. 2026-05-30
    days on market $93,000 Active 138 DOM
  18. 2026-03-03
    status Back On Market 476-char remark
    Show marketing remark (476 chars)

    Welcome to 3917 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3909 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility. Don't miss this rare opportunity to own a prime piece of land in a convenient Macon location.

  19. 2026-03-03
    status Active 476-char remark
    Show marketing remark (476 chars)

    Welcome to 3917 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3909 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility. Don't miss this rare opportunity to own a prime piece of land in a convenient Macon location.

  20. 2026-03-03
    status Pending 476-char remark
    Show marketing remark (476 chars)

    Welcome to 3917 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3909 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility. Don't miss this rare opportunity to own a prime piece of land in a convenient Macon location.

  21. 2026-02-16
    historical Active Under Contract 476-char remark
    Show marketing remark (476 chars)

    Welcome to 3917 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3909 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility. Don't miss this rare opportunity to own a prime piece of land in a convenient Macon location.

  22. 2026-01-13
    listed $93,000 Active
  23. 2026-01-12
    listed $93,000 Active 476-char remark
    Show marketing remark (476 chars)

    Welcome to 3917 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3909 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility. Don't miss this rare opportunity to own a prime piece of land in a convenient Macon location.

  24. 2026-01-11
    listed $93,000 New 476-char remark
    Show marketing remark (476 chars)

    Welcome to 3917 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3909 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility. Don't miss this rare opportunity to own a prime piece of land in a convenient Macon location.

  25. 2025-12-30
    historical
  26. 2025-08-04
    listed $93,000 New
  27. 2024-07-25
    historical
  28. 2024-05-31
    price $149,000
  29. 2024-05-31
    price $149,000
  30. 2024-04-23
    listed $159,000 New
  31. 2024-03-16
    historical
  32. 2024-02-23
    price $160,000
  33. 2024-02-23
    price $160,000
  34. 2024-01-17
    listed $175,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$656 · $55/mo
Projected year-2 tax
$856 · $71/mo
Expected delta
+$199/yr (+$17/mo · 30.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 70% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,512
− Mortgage interest
−$5,209
− Property taxes
−$656
− Insurance
−$465
− Repairs & maintenance
−$1,321
− Management
−$1,321
− Depreciation
−$2,705
Taxable income
$4,834
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,160
After-tax cash flow
$4,910/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bibb County
NCES district ID
1300420
Math proficiency
11% ▼ -14.00%
Reading proficiency
18% ▼ -11.00%
Median HH income
$37,426
Composite
12.13/100
National rank
#9654
State rank
#161 of 174 in GA

Livability — Macon-Bibb County

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Macon-Bibb County, GA
County
Bibb County · 164,332 people
City population
143,186
Metro
Macon-Bibb County, GA
Population (ZIP)
17,732
Household income
$44,809
Rent vs Own
34.7% rent · 65.3% own
Severe rent burden
391.0

Population outlook (Bibb County) Hauer SSP2

Today (2025)
148,772 people
By 2030
145,904 · -1.9%
By 2040
139,404 · -6.3%
By 2050
131,603 · -11.5%
By 2075
111,050 · -25.4%
By 2100
83,346 · -44.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (57%)
Race & ethnicity
Black 57% White 38% Two or more races 4% Hispanic / Latino 2%
Common ancestry
Slovak 1% Italian 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Bibb

2024 margin
Strong D (+22.4) · D 61.0% · R 38.5%
2008→2024 swing
+4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
All cycles
2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.31%
Current HPI
209.9166
Rent YoY
▲ 10.85%
Metro
Macon-Bibb County, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-46.9% since first listed
17 events — show timeline
  • 2026-03-03 Relisted GAMLS
  • 2026-03-03 Relisted CGMLS
  • 2026-03-03 Pending CGMLS
  • 2026-02-16 Contingent GAMLS
  • 2026-01-13 Listed $93,000 MGMLS
  • 2026-01-12 Listed $93,000 CGMLS
  • 2026-01-11 Listed $93,000 GAMLS
  • 2025-12-30 Listing Removed GAMLS
  • 2025-08-04 Listed $93,000 GAMLS
  • 2024-07-25 Listing Removed GAMLS
  • 2024-05-31 Price Changed $149,000 MGMLS
  • 2024-05-31 Price Changed $149,000 GAMLS
  • 2024-04-23 Listed $159,000 GAMLS
  • 2024-03-16 Listing Removed GAMLS
  • 2024-02-23 Price Changed $160,000 GAMLS
  • 2024-02-23 Price Changed $160,000 MGMLS
  • 2024-01-17 Listed $175,000 GAMLS

Property tax history

+5.0%/yr

Latest (2025): $656 · -1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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