CashFlowRE
Sign in Sign up
25437 E 93rd Ct
D- Composite 37.77
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.9/30.0
  • ARV discount +7.5/15.0
  • Livability +3.9/5.0
  • DSCR +3.5/10.0
  • 1% rule +3.1/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$235,000

25437 E 93rd Ct · Broken Arrow, OK 74014
3 bd · 2.0 ba · 1,543 sqft · Land public records · 24 Days on market
Built 2016 6,674 sqft lot $17/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

THE CUTEST HOUSE!! This one will go fast! Beautiful 9 ft ceilings throughout, this spacious 3 bed 2 bath home is just adorable! If you're looking for low maintenance, this 4 year old home is for you! Large living room very open to the kitchen with a wrap-around bar, gas stove, covered patio, privacy fencing, this home has it all!! 0% FINANCING ELIGIBLE!! USDA/RD = NO DOWN PAYMENT!! Call for a showing on this charming home today!

Key facts

  • Wrap-around bar
  • Covered patio
  • Gas stove

Tags

9-FOOT CEILINGSOPEN-CONCEPT LAYOUTWRAP-AROUND BARGAS STOVECOVERED PATIOFULLY FENCED BACKYARD

Property features AI

Finance

  • HOA & community: Homeowners association with annual fee; Annual association fee of $200; Community amenities include park and trails; Sidewalks in the community

Exterior

  • Parking: Attached garage with 2 spaces
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer; Electricity available; Natural gas available; Cable available; Phone available
  • Home design: Single-story home; Faces south; Slab foundation
  • Construction: Built with brick, vinyl siding, and wood frame; Asphalt fiberglass roof
  • Exterior features: Covered patio and porch; Concrete driveway; Full privacy fencing

Interior

  • Kitchen: Eat-in kitchen with island; Dishwasher; Microwave; Oven; Range; Disposal; Plumbed for ice maker
  • Bedrooms: Master bedroom with private bath and walk-in closet (first level); Additional bedrooms without attached baths (first level)
  • Flooring: Carpet; Vinyl
  • Bathrooms: Two full bathrooms including a master bath with double sink (first level); Hall full bath (first level)
  • Heating & cooling: Central heating (gas) with zoned controls; Central air conditioning with zoned controls; Gas range/oven connections
  • Interior features: High ceilings; Laminate counters; Cable TV; Ceiling fans; Programmable thermostat; Vinyl insulated windows
  • Laundry & utility: Washer hookup; Interior utility room (inside, separate)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath land listed at $235k.

Deal economics

  • At list price, monthly cash flow is $-61 ($-736/yr) — negative.
  • To cash-flow at today's rent, offer at most $224k (4.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (19.3% below list).
  • Recommended offer: $190k (19.3% below list) — sets the bar for 1% rule.
  • Cap rate 6.0% vs local median 4.0% in Broken Arrow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#7 in OK, #2,691 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F.
  • Broken Arrow (suburban): math 23% / reading 28% proficiency, ranked #79 of 270 in OK (top 29%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Highland Park Es (math 41% / reading 33%, grade F, #132 of 845 statewide, top 19%, 698 students, 0% FRL); Oneta Ridge Ms (math 25% / reading 26%, grade F, #84 of 345 statewide, top 26%, 924 students, 0% FRL); Broken Arrow Hs (math 22% / reading 36%, grade F, #120 of 447 statewide, top 27%, 4,589 students, 0% FRL) — zoned schools average 0% FRL vs 33% district-wide (33 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising (+2.1%/yr); 655 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 581 units permitted in Wagoner County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Wagoner County population projected at +16% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($231k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $174k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $189,750 (19.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
5.98%
Cash-on-cash
-1.12%
DSCR
0.95
GRM
10.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.12% rent growth · sell at horizon

5-year hold
IRR
-19.1%
Equity multiple
0.34×
Total profit
$-43,663
Equity at exit
$35,039
10-year hold
IRR
-13.5%
Equity multiple
0.24×
Total profit
$-49,809
Equity at exit
$20,319

Cash invested: $65,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74014

Rents YoY
2.1%
Active inventory
655
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$1,898 medium interval (Pro) →
Mortgage (P&I)
$1,232
Tax from tax record
$213 /mo · $2,557/yr
Insurance
$98
HOA
$17
Vacancy / Maint / Mgmt
$398
Net cashflow
$-61

Break-even live

Break-even rent $1,975
Max offer price $224,164
Occupancy floor 98%

Sensitivity live

Price -10% $72 -5% $5 +0% $-61 +5% $-128 +10% $-194
Rent -10% $-211 -5% $-136 +0% $-61 +5% $14 +10% $89
Rate -1.0pp $57 -0.5pp $-2 base $-61 +0.5pp $-122 +1.0pp $-184

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,750
Closing costs
$7,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9127 S 256th East Ave Broken Arrow, OK 3.0 2.0 1455 $1,750 $1.20 3d 1 0.33mi

HOA detail

Monthly dues
$17 · $204/yr
Likely covers
gas

Listing history 14 events

  1. 2026-05-09
    status Pending
  2. 2026-05-06
    price $235,000
  3. 2026-04-15
    listed $245,000 Active
  4. 2020-09-10
    soldstatus $174,500
  5. 2020-09-03
    soldstatus $174,400 Closed 432-char remark
    Show marketing remark (432 chars)

    THE CUTEST HOUSE!! This one will go fast! Beautiful 9 ft ceilings throughout, this spacious 3 bed 2 bath home is just adorable! If you're looking for low maintenance, this 4 year old home is for you! Large living room very open to the kitchen with a wrap-around bar, gas stove, covered patio, privacy fencing, this home has it all!! 0% FINANCING ELIGIBLE!! USDA/RD = NO DOWN PAYMENT!! Call for a showing on this charming home today!

  6. 2020-08-19
    status Pending 432-char remark
    Show marketing remark (432 chars)

    THE CUTEST HOUSE!! This one will go fast! Beautiful 9 ft ceilings throughout, this spacious 3 bed 2 bath home is just adorable! If you're looking for low maintenance, this 4 year old home is for you! Large living room very open to the kitchen with a wrap-around bar, gas stove, covered patio, privacy fencing, this home has it all!! 0% FINANCING ELIGIBLE!! USDA/RD = NO DOWN PAYMENT!! Call for a showing on this charming home today!

  7. 2020-07-28
    status Pending 432-char remark
    Show marketing remark (432 chars)

    THE CUTEST HOUSE!! This one will go fast! Beautiful 9 ft ceilings throughout, this spacious 3 bed 2 bath home is just adorable! If you're looking for low maintenance, this 4 year old home is for you! Large living room very open to the kitchen with a wrap-around bar, gas stove, covered patio, privacy fencing, this home has it all!! 0% FINANCING ELIGIBLE!! USDA/RD = NO DOWN PAYMENT!! Call for a showing on this charming home today!

  8. 2020-07-25
    price $174,400 432-char remark
    Show marketing remark (432 chars)

    THE CUTEST HOUSE!! This one will go fast! Beautiful 9 ft ceilings throughout, this spacious 3 bed 2 bath home is just adorable! If you're looking for low maintenance, this 4 year old home is for you! Large living room very open to the kitchen with a wrap-around bar, gas stove, covered patio, privacy fencing, this home has it all!! 0% FINANCING ELIGIBLE!! USDA/RD = NO DOWN PAYMENT!! Call for a showing on this charming home today!

  9. 2020-07-18
    listed $174,900 Active 432-char remark
    Show marketing remark (432 chars)

    THE CUTEST HOUSE!! This one will go fast! Beautiful 9 ft ceilings throughout, this spacious 3 bed 2 bath home is just adorable! If you're looking for low maintenance, this 4 year old home is for you! Large living room very open to the kitchen with a wrap-around bar, gas stove, covered patio, privacy fencing, this home has it all!! 0% FINANCING ELIGIBLE!! USDA/RD = NO DOWN PAYMENT!! Call for a showing on this charming home today!

  10. 2019-06-20
    historical
  11. 2019-03-21
    listed $159,900 Active
  12. 2016-09-30
    soldstatus $155,415 Closed
  13. 2016-08-01
    status Pending
  14. 2016-07-06
    listed $155,415 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$2,557 · $213/mo
Projected year-2 tax
$2,557 · $213/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,770
− Mortgage interest
−$13,164
− Property taxes
−$2,557
− Insurance
−$1,175
− Repairs & maintenance
−$1,822
− Management
−$1,822
− HOA
−$204
− Depreciation
−$6,836
Taxable loss
−$4,809
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,154
After-tax cash flow
$418/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broken Arrow
NCES district ID
4005490
Math proficiency
23% ▼ -9.00%
Reading proficiency
28% ▼ -9.00%
Median HH income
$64,646
Composite
23.86/100
National rank
#7801
State rank
#79 of 270 in OK

Livability — Broken Arrow

Score
78/100
State rank
#7
US rank
#2691

Category grades

Amenities F Commute A+ Cost of living A+ Crime B+ Employment B+ Housing A+ Health & safety C+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Wagoner County · 61,834 people
City population
144,172
Metro
Tulsa, OK
Population (ZIP)
45,212
Household income
$95,501
Rent vs Own
12.1% rent · 87.9% own
Severe rent burden
289.0

Population outlook (Wagoner County) Hauer SSP2

Today (2025)
84,796 people
By 2030
88,162 · +4.0%
By 2040
93,882 · +10.7%
By 2050
98,219 · +15.8%
By 2075
106,561 · +25.7%
By 2100
109,360 · +29.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Two or more races 11% Hispanic / Latino 11% Native American 6% Asian 4% Black 3%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Italian 2% Slovak 2% Lithuanian 2%
Foreign-born
7% · Canada
Languages at home
89% English-only · Spanish 7% Other Asian/Pacific 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Wagoner

2024 margin
Solid R (+49.8) · D 24.2% · R 74.0% · Other 1.8%
2008→2024 swing
-8.0pp toward R · 2008: -41.8pp · 2024: -49.8pp
All cycles
2024: R+49.8 2020: R+50.1 2016: R+52.0 2012: R+45.7 2008: R+41.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -206.67%
Current HPI
203.7301
Rent YoY
▲ 2.12%
Metro
Tulsa, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+51.2% since first listed
14 events — show timeline
  • 2026-05-09 Pending MLS Technology, Inc.
  • 2026-05-06 Price Changed $235,000 MLS Technology, Inc.
  • 2026-04-15 Listed $245,000 MLS Technology, Inc.
  • 2020-09-10 Sold (Public Records) $174,500 Public Records
  • 2020-09-03 Sold (MLS) $174,400 MLS Technology, Inc.
  • 2020-08-19 Pending MLS Technology, Inc.
  • 2020-07-28 Pending MLS Technology, Inc.
  • 2020-07-25 Price Changed $174,400 MLS Technology, Inc.
  • 2020-07-18 Listed $174,900 MLS Technology, Inc.
  • 2019-06-20 Listing Removed MLS Technology, Inc.
  • 2019-03-21 Listed $159,900 MLS Technology, Inc.
  • 2016-09-30 Sold (MLS) $155,415 MLS Technology, Inc.
  • 2016-08-01 Pending MLS Technology, Inc.
  • 2016-07-06 Listed $155,415 MLS Technology, Inc.

Property tax history

+4.9%/yr

Latest (2025): $2,557 · +12.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…