110 W Mcdaniel St · Webbers Falls, OK 74470

$20,000

1 bd · 1.0 ba · 840 sqft · Manufactured public records · 4 Days on market

Built 1980 0.29 ac lot

---

Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +7.5/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0

Listing remarks

Great investment property. Right across the street from school. Must be purchased in a group of 4 other listings in same vicinity, MLS#2621931, MLS#2621937, MLS#2621943, MLS#

Key facts

• 0.29 acre lot
• Garage
• Built 1980

Property features AI

Exterior

• Parking: Detached garage; 1 garage space
• Security: Storm shelter
• Utilities: Natural gas available; Public water; Public sewer; Water available
• Home design: Single-wide mobile home; 1 story; Faces west; Crawlspace foundation with tie downs
• Construction: Aluminum siding; Wood frame construction; Metal roof; Built (year per public records)
• Exterior features: Covered porch; Dirt driveway; Corner lot; Mature trees; Boat ramp/lift access to Arkansas River; Storm shelter

Interior

• Kitchen: Oven; Range; Stove; Refrigerator; Gas range/oven connections
• Flooring: Carpet; Laminate; Vinyl
• Bathrooms: 1 full bathroom
• Heating & cooling: Gas heating; Radiant heating; Window cooling unit(s)
• Interior features: Aluminum window frames; Accessible doors; Laminate counters; Ceiling fan(s); Gas range and gas oven connections
• Laundry & utility: Washer hookup; Electric dryer hookup; Washer; Dryer; Gas water heater

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath manufactured listed at $20k.

Deal economics

• At list price, monthly cash flow is $527 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($828 rent vs $20k).

Location & tenants

• Location reads 62/100 on livability (#269 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: health & safety C-, schools F, amenities F.
• Webbers Falls (rural): math 15% / reading 20% proficiency, ranked #444 of 513 in OK (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 19 active listings in the ZIP; 58 units permitted in Muskogee County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $1k of equity ($138 loan paydown + $1k appreciation (5.1% local appreciation)).
• Muskogee County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (5.1% appreciation + 3.0% rent growth), your $6k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• Only 4 days on market — expect competitive offers; lowballing is unlikely to land.

Recommended offer $20,000

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 4.14% ✓
• Cap rate: 37.91%
• Cash-on-cash: 112.90%
• DSCR: 6.02
• GRM: 2.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

5.07% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 7.83×
• Total profit: $38,248
• Equity at exit: $11,415

10-year hold

• IRR: —
• Equity multiple: 16.46×
• Total profit: $86,592
• Equity at exit: $19,767

Cash invested: $5,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Oklahoma: 83 Strongly Landlord-Friendly · R+20
• County: — inherits STATE
• City: — inherits STATE

5-day notice; strongly landlord-favorable.

Methodology + full state rankings →

ZIP-level market 74470

• Home prices YoY: 1.8%
• Active inventory: 19
• Price-to-rent: 2.0×

Monthly cashflow live

• Estimated rent: $828 medium
• Mortgage (P&I): −$105
• Tax from tax record: −$14 /mo · $167/yr
• Insurance: −$8
• HOA: −$0
• Vacancy / Maint / Mgmt: −$174
• Net cashflow: $527

Break-even live

Break-even rent $161

Max offer price $20,000

Occupancy floor 31%

Sensitivity live

Price	-10% $538	-5% $533	+0% $527	+5% $521	+10% $516
Rent	-10% $461	-5% $494	+0% $527	+5% $560	+10% $592
Rate	-1.0pp $537	-0.5pp $532	base $527	+0.5pp $522	+1.0pp $516

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $5,000
• Closing costs: $600
• Reserves months: —
• Total cash needed: —

Listing history 5 events

1. 2026-06-19
   days on market $20,000 Active 4 DOM
2. 2026-06-18
   days on market $20,000 Active 3 DOM
3. 2026-06-17
   days on market $20,000 Active 2 DOM
4. 2026-06-16
   remarks 174-char remark
5. 2026-06-16
   listed $20,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

• Current annual tax: $167 · $14/mo
• Projected year-2 tax: $180 · $15/mo
• Expected delta: +$13/yr (+$1/mo · 7.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Taxation est. · year 1

• Rental income: $9,934
• − Mortgage interest: −$1,120
• − Property taxes: −$167
• − Insurance: −$100
• − Repairs & maintenance: −$795
• − Management: −$795
• − Depreciation: −$582
• Taxable income: $6,376
• Est. tax owed @ 24.0%: −$1,530
• After-tax cash flow: $4,792/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Webbers Falls
• NCES district ID: 4032130
• Math proficiency: 15% ▲ 5.00%
• Reading proficiency: 20% ▬ 0.00%
• Median HH income: $37,908
• Composite: 18.02/100
• National rank: #14093
• State rank: #444 of 513 in OK

Livability — Webbers Falls

• Score: 62/100
• State rank: #269
• US rank: #17101

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Webbers Falls, OK
• Population (ZIP): 1,362

Population outlook (Muskogee County) Hauer SSP2

• Today (2025): 66,842 people
• By 2030: 64,969 · -2.8%
• By 2040: 60,920 · -8.9%
• By 2050: 56,978 · -14.8%
• By 2075: 47,160 · -29.4%
• By 2100: 35,336 · -47.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 61% Two or more races 20% Native American 17% Asian 1%
• Common ancestry: Italian 5% Slovak 1% Serbian 1%
• Foreign-born: 1% · China, Vietnam
• Languages at home: 98% English-only · Spanish 1% Chinese 1%

Political lean MEDSL · Muskogee

• 2024 margin: Solid R (+37.6) · D 30.4% · R 68.0% · Other 1.7%
• 2008→2024 swing: -22.6pp toward R · 2008: -15.0pp · 2024: -37.6pp
• All cycles: 2024: R+37.6 2020: R+33.9 2016: R+29.2 2012: R+14.8 2008: R+15.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 5.07%
• Current HPI: 283.3825
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.55%
• F500 in state: 6

Industry mix (Fortune 500 HQ in OK)

Industry	F500 HQs	Revenue
▸Energy	3	$48B

Price history

1 event — show timeline

• 2026-06-15 Listed $20,000 MLS Technology, Inc.

Property tax history

+2.7%/yr

Latest (2025): $167 · +5.7% YoY. Source: county tax records.