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2616 Timber Ln
D Composite 43.87
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.9/30.0
  • ARV discount +10.6/15.0
  • Rent growth +5.0/5.0
  • DSCR +3.9/10.0
  • Livability +3.2/5.0
  • Schools +3.1/10.0
  • 1% rule +2.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$249,900

2616 Timber Ln · Prien, LA 70605
4 bd · 2.0 ba · 1,960 sqft · SingleFamily · 7 Days on market
Built 1967 0.32 ac lot Est $269k · 7% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This charming brick house features a 4-bedroom, 2-bath layout on 0.32 acres within city limits. Conveniently located near recreational areas. Don’t miss out—schedule your showing today!

Key facts

  • Wall of windows
  • Electric fireplace
  • Walk-in pantry

Tags

OPEN-CONCEPT FLOOR PLANELECTRIC FIREPLACEWALL OF WINDOWSFULLY UPDATED KITCHENWALK-IN PANTRYTANKLESS WATER HEATER

Property features AI

Exterior

  • Parking: Two garage spaces; Attached carport with two carport spaces; Open parking available (total 2 parking spaces listed)
  • Utilities: Well water; Aerobic septic; Electricity connected; Natural gas connected; Sewer connected
  • Home design: Single-family house; One-story; No shared/common walls
  • Construction: Wood siding construction; Shingle roof; Slab foundation; Built as a residential single-family residence
  • Exterior features: Covered patio/porch; Wood fencing (fenced yard); Shed(s)

Interior

  • Kitchen: Dishwasher; Electric range
  • Bedrooms: Four main-level bedrooms
  • Bathrooms: Two full bathrooms on the main level
  • Heating & cooling: Central heating; Natural gas heating; Ceiling fan cooling
  • Interior features: Ceiling fans; Open floor plan; Electric fireplace
  • Laundry & utility: Washer hookup inside; Electric dryer hookup; Tankless water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $-18 ($-210/yr) — negative.
  • To cash-flow at today's rent, offer at most $247k (1.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (23.8% below list).
  • Recommended offer: $190k (23.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 4.7% in Prien — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#174 in LA) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: schools F, amenities F, commute F.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+15.1%/yr); 456 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 57% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $123k; list at $250k implies a 103% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $190,411 (23.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
6.21%
Cash-on-cash
-0.30%
DSCR
0.99
GRM
10.9

CMA / ARV

ARV (on-the-fly)
$268,520
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4100 Prien Court Dr Dr 0.29mi 3/2.0 (-1) 1,950 (-0%) 2mo $268,000 $137 79
2813 N Locke Point Dr N 0.21mi 3/2.0 (-1) 1,899 (-3%) 2mo $275,000 $145 78
2628 Park Dr 0.13mi 3/2.0 (-1) 2,078 (+6%) 17mo $250,000 $120 65
2812 S Locke Point Dr S 0.21mi 3/2.0 (-1) 1,800 (-8%) 11mo $270,000 $150 62
4048 Woodcrest St 0.50mi 3/2.5 (-1) 1,932 (-1%) 11mo $264,750 $137 58
2404 Francis Dr 0.46mi 3/2.0 (-1) 1,953 (-0%) 19mo $251,500 $129 57
1922 Sarah Ln 0.70mi 4/2.0 1,996 (+2%) 10mo $315,000 $158 56
2629 Park Dr 0.09mi 3/2.0 (-1) 1,691 (-14%) 18mo $269,000 $159 53
3525 Joan St 0.64mi 3/2.0 (-1) 2,118 (+8%) 13mo $219,000 $103 41
3813 Heard Rd 0.62mi 3/2.0 (-1) 1,857 (-5%) 20mo $211,000 $114 41
4236 Weaver Rd 0.56mi 3/2.0 (-1) 1,816 (-7%) 19mo $182,000 $100 41
2020 Maison Rue 0.74mi 3/2.5 (-1) 1,680 (-14%) 2mo $230,000 $137 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-12.0%
Equity multiple
0.55×
Total profit
$-31,646
Equity at exit
$37,261
10-year hold
IRR
2.7%
Equity multiple
1.23×
Total profit
$16,409
Equity at exit
$21,607

Cash invested: $69,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70605

Rents YoY
15.1%
Active inventory
456
Price-to-rent
10.9×

Monthly cashflow live

Estimated rent
$1,904 high interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$107 /mo · $1,286/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$400
Net cashflow
$-18

Break-even live

Break-even rent $1,926
Max offer price $246,802
Occupancy floor 96%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,475
Closing costs
$7,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3535 Knight Ln Unit 14 Lake Charles, LA 3.0 2.5 1450 $2,150 $1.48 13d 1 0.85mi
4015 Nelson Rd Lake Charles, LA 3.0 1.0 1300 $1,200 $0.92 43d 1 0.90mi
4021 Nelson Rd Lake Charles, LA 3.0 2.0 1362 $1,600 $1.17 43d 1 0.90mi
3708 Nelson Rd Lake Charles, LA 3.0 2.0 2020 $1,400 $0.69 43d 1 0.90mi
4607 W Prien Lake Rd Lake Charles, LA 3.0 2.0 1530 $3,500 $2.29 43d 1 1.13mi
4650 Nelson Rd Lake Charles, LA 1.0–3.0 1.0–2.0 1032 $1,875 $1.82 13d 24 1.14mi
4326 Christina St Lake Charles, LA 3.0 2.0 1600 $1,770 $1.11 21d 1 1.49mi

Listing history 7 events

  1. 2026-06-16
    status $249,900 Pending 7 DOM
  2. 2026-06-16
    days on market $249,900 Active 7 DOM
  3. 2026-06-15
    days on market $249,900 Active 6 DOM
  4. 2026-06-14
    days on market $249,900 Active 4 DOM
  5. 2026-06-13
    days on market $249,900 Active 3 DOM
  6. 2026-06-10
    remarks 669-char remark
  7. 2026-06-10
    listed $249,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,286 · $107/mo
Projected year-2 tax
$1,374 · $115/mo
Expected delta
+$89/yr (+$7/mo · 6.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 12% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,849
− Mortgage interest
−$13,998
− Property taxes
−$1,286
− Insurance
−$1,250
− Repairs & maintenance
−$1,828
− Management
−$1,828
− Depreciation
−$7,270
Taxable loss
−$4,610
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,106
After-tax cash flow
$896/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — Prien

Score
64/100
State rank
#174
US rank
#14370

Category grades

Amenities F Commute F Cost of living C+ Crime A Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Prien, LA
County
Calcasieu Parish · 170,889 people
Metro
Lake Charles, LA
Population (ZIP)
40,482
Household income
$86,015
Rent vs Own
27.7% rent · 72.3% own
Severe rent burden
1328.0

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Black 10% Hispanic / Latino 6% Two or more races 6% Asian 3%
Hispanic origin (detail)
Mexican 2%
Common ancestry
Lithuanian 12% Italian 3% Slovak 2%
Foreign-born
6% · Canada, Jamaica
Languages at home
92% English-only · Spanish 4% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -102.68%
Current HPI
105.1903
Rent YoY
▲ 15.10%
Metro
Lake Charles, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+142.6% since first listed
13 events — show timeline
  • 2026-06-09 Listed $249,900 SWLAR
  • 2026-04-27 Sold (MLS) SWLAR
  • 2026-02-10 Pending SWLAR
  • 2026-02-05 Price Changed $149,500 SWLAR
  • 2026-01-22 Price Changed $159,500 SWLAR
  • 2025-12-26 Price Changed $177,500 SWLAR
  • 2025-11-25 Price Changed $187,500 SWLAR
  • 2025-10-28 Price Changed $197,500 SWLAR
  • 2025-09-23 Listed $207,500 SWLAR
  • 2022-10-28 Sold (MLS) SWLAR
  • 2022-08-18 Listed $235,000 SWLAR
  • 2005-04-15 Sold (Public Records) $123,000 Public Records
  • 2004-10-22 Sold (Public Records) $103,000 Public Records

Property tax history

+0.2%/yr

Latest (2025): $1,286 · +2.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…