70144 Roseapple Ct · Jacksonville, FL 32097

$375,000

4 bd · 2.0 ba · 2,160 sqft · SingleFamily · 73 Days on market

Built 2022 9,147 sqft lot Est $384k · at est. $9/mo HOA ↓ 4% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +8.6/15.0
• Schools +6.0/10.0
• Cash flow +5.8/30.0
• Livability +4.2/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• 1% rule +1.9/10.0
• DSCR +0.2/10.0

Listing remarks MLS

River Glen Beaut! Welcome to this beautifully designed 4-bedroom, 2-bath home tucked away on a private lot with serene wooded views on one side and a peaceful pond backdrop out back. Located on a quiet cul-de-sac in the highly sought-after River Glen community, this home offers the perfect blend of privacy, space, and convenience. Inside, you’ll find an open-concept floorplan with a smart split-bedroom layout. The spacious primary suite is thoughtfully separated for privacy and features a large ensuite bath. Three additional bedrooms are situated in their own wing with a full guest bath, ideal for family or guests. The kitchen serves as the heart of the home, complete with crisp white cabinetry, stainless steel appliances, and a large center island perfect for gathering and entertaining. The versatile family and dining combo offers flexible living space to suit your lifestyle. Step outside and enjoy tranquil views, or take advantage of the oversized 3-car garage and extended driveway for all your storage and parking needs. River Glen is known for its resort-style amenities, including a junior Olympic-sized pool, splash park, fitness center, pickleball courts, playground, and more. Conveniently located just off I-95, you’ll have easy access to Jacksonville, Georgia, and a quick drive to the beautiful beaches of Amelia Island. This home truly has it all, privacy, functionality, and an unbeatable location.

Key facts

• Private lot
• Quiet cul-de-sac
• Serene wooded views

Tags

• PRIVATE LOT
• SERENE WOODED VIEWS
• PEACEFUL POND BACKDROP
• QUIET CUL-DE-SAC
• OPEN-CONCEPT FLOORPLAN
• SMART SPLIT-BEDROOM LAYOUT

Property features AI

Finance

• HOA & community: Homeowners association with an annual fee of $110; CDD fee applies

Exterior

• Parking: Attached garage with garage door opener; 3-car garage
• Security: Smoke detector(s)
• Utilities: Public sewer; Water connected; Sewer connected; Electricity connected; Cable available
• Home design: Single-family residence; Waterfront lot (pond)
• Construction: Fiber cement exterior; Shingle roof
• Exterior features: Covered front and rear porches; Patios/porches; Pond on the property; Sprinklers front and rear; Wooded lot; City street frontage; Asphalt road access

Interior

• Kitchen: Dishwasher; Disposal; Electric oven; Electric range; Microwave; Refrigerator
• Bedrooms: 4 bedrooms; Primary suite on the main level
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Eat-in kitchen; Entrance foyer; Kitchen island; Open floor plan; Pantry; Primary bathroom with tub and shower; Split bedroom layout; Walk-in closet(s)
• Laundry & utility: In-unit laundry; Washer hookup; Electric dryer hookup; Washer and dryer included

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $375k.

Deal economics

• At list price, monthly cash flow is $-874 ($-10k/yr) — negative.
• To cash-flow at today's rent, offer at most $221k (41.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $258k (31.2% below list).
• Recommended offer: $221k (41.2% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Nassau (town): math 74% / reading 65% proficiency, ranked #4 of 73 in FL (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Wildlight Elementary (math 90% / reading 80%, grade A+, #35 of 2,144 statewide, top 2%, 1,025 students, 34% FRL); Yulee Middle School (math 73% / reading 61%, grade A-, #80 of 571 statewide, top 14%, 1,202 students, 41% FRL); Yulee High School (math 52% / reading 54%, grade C-, #148 of 667 statewide, top 23%, 1,407 students, 35% FRL) — zoned schools at 37% FRL track the district average.
• Market conditions: Rents rising (+2.9%/yr); 601 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 953 units permitted in Nassau County in 2024 (24 in 5+ unit buildings).
• This rent runs 33% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $40k of equity ($3k loan paydown + $38k appreciation (10.0% local appreciation)).
• Nassau County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$64k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 73 days — a 6% lower offer ($352k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $125/mo.
• Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $220,651 (41.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 73 days. Have you received any prior offers? Is the seller open to a 41% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.69% ✗
• Cap rate: 3.90%
• Cash-on-cash: -8.55%
• DSCR: 0.62
• GRM: 12.1

CMA / ARV

• ARV (on-the-fly): $384,480
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
65506 River Glen Pkwy	0.13mi	4/2.0	2,160 (0%)	3mo	$400,000	$185	91
65570 Bowfin Spring Ct	0.18mi	4/2.0	2,132 (-1%)	5mo	$439,900	$206	85
75394 Bridgewater Dr	0.26mi	4/2.0	2,129 (-1%)	5mo	$355,000	$167	82
65554 Bowfin Spring Ct	0.20mi	4/3.0	2,043 (-5%)	2mo	$400,000	$196	76
70414 Winding River Dr	0.21mi	4/3.0	2,036 (-6%)	3mo	$387,000	$190	74
75599 Bridgewater Dr	0.16mi	4/2.0	1,856 (-14%)	5mo	$330,000	$178	65
65138 Forest Glen Ln	0.26mi	4/2.0	1,856 (-14%)	2mo	$330,000	$178	63
77041 Cobblestone Dr	0.39mi	5/3.0 (+1)	2,356 (+9%)	5mo	$460,000	$195	54
77170 Cobblestone Dr	0.52mi	4/3.0	2,416 (+12%)	4mo	$365,000	$151	49
65045 River Glen Pkwy	0.67mi	4/3.0	2,339 (+8%)	6mo	$359,000	$153	46
65627 Edgewater Dr	0.47mi	4/4.0	2,475 (+15%)	1mo	$375,000	$152	45
65062 Mossy Creek Ln	0.53mi	3/2.0 (-1)	1,874 (-13%)	3mo	$299,000	$160	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.88% rent growth · sell at horizon

5-year hold

• IRR: 17.3%
• Equity multiple: 2.41×
• Total profit: $148,511
• Equity at exit: $337,830

10-year hold

• IRR: 16.3%
• Equity multiple: 5.58×
• Total profit: $480,941
• Equity at exit: $728,543

Cash invested: $105,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32097

• Home prices YoY: 19.5%
• Rents YoY: 2.9%
• Active inventory: 601
• Price-to-rent: 12.1×

Monthly cashflow live

• Estimated rent: $2,579 high
• Mortgage (P&I): −$1,967
• Tax from tax record: −$654 /mo · $7,853/yr
• Insurance: −$156
• Flood insurance flood zone: −$125 /mo · $1,502/yr
• HOA: −$9
• Vacancy / Maint / Mgmt: −$542
• Net cashflow: $-874

Break-even live

Break-even rent $3,685

Max offer price $220,651

Occupancy floor —

Sensitivity live

Price	-10% $-661	-5% $-768	+0% $-874	+5% $-980	+10% $-1,086
Rent	-10% $-1,077	-5% $-976	+0% $-874	+5% $-772	+10% $-670
Rate	-1.0pp $-685	-0.5pp $-778	base $-874	+0.5pp $-971	+1.0pp $-1,070

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $93,750
• Closing costs: $11,250
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
65343 River Glen Pkwy Yulee, FL	3.0	2.0	1714	$2,195	$1.28	25d	1	0.09mi
65303 River Glen Pkwy Yulee, FL	4.0	2.0	2160	$2,400	$1.11	25d	1	0.12mi
70305 Winding River Dr Yulee, FL	4.0	3.0	2042	$2,500	$1.22	25d	1	0.23mi
75346 Bridgewater Dr Yulee, FL	3.0	2.0	1711	$2,300	$1.34	25d	1	0.27mi
75215 Fern Creek Dr Yulee, FL	4.0	2.5	2898	$2,900	$1.00	16d	1	0.45mi
75075 Morning Glen Ct Yulee, FL	4.0	2.0	1856	$2,399	$1.29	6d	1	0.49mi
75008 Morning Glen Ct Yulee, FL	4.0	2.0	1856	$2,300	$1.24	25d	1	0.50mi
75045 Morning Glen Ct Yulee, FL	3.0	2.0	1685	$2,310	$1.37	22d	1	0.54mi
65013 Lagoon Forest Dr Yulee, FL	4.0	2.5	2245	$2,800	$1.25	12d	1	0.62mi
75094 Glenspring Way Yulee, FL	3.0	2.0	2055	$2,500	$1.22	25d	1	0.63mi
75094 Fern Creek Dr Yulee, FL	4.0	2.0	2193	$2,495	$1.14	4d	1	0.70mi
76195 Deerwood Dr Yulee, FL	4.0	2.5	2757	$2,475	$0.90	25d	1	0.87mi
75470 Sunberry Dr Yulee, FL	5.0	4.0	2903	$3,150	$1.09	21d	1	1.39mi

HOA detail

• Monthly dues: $9 · $108/yr
• Likely covers: poolgym

Listing history 43 events

1. 2026-06-21
   days on market $375,000 Active 73 DOM
2. 2026-06-18
   days on market $375,000 Active 70 DOM
3. 2026-06-17
   days on market $375,000 Active 69 DOM
4. 2026-06-16
   days on market $375,000 Active 68 DOM
5. 2026-06-15
   days on market $375,000 Active 67 DOM
6. 2026-06-13
   days on market $375,000 Active 65 DOM
7. 2026-06-13
   days on market $375,000 Active 64 DOM
8. 2026-06-09
   days on market $375,000 Active 61 DOM
9. 2026-06-08
   days on market $375,000 Active 60 DOM
10. 2026-06-07
    days on market $375,000 Active 59 DOM
11. 2026-06-05
    pricedays on market $375,000 Active 56 DOM
12. 2026-06-03
    days on market $385,000 Active 55 DOM
13. 2026-06-02
    days on market $385,000 Active 54 DOM
14. 2026-06-01
    days on market $385,000 Active 53 DOM
15. 2026-05-31
    days on market $385,000 Active 52 DOM
16. 2026-04-09
    listed $385,000 Active 1438-char remark

    Show marketing remark (1438 chars)

    River Glen Beaut! Welcome to this beautifully designed 4-bedroom, 2-bath home tucked away on a private lot with serene wooded views on one side and a peaceful pond backdrop out back. Located on a quiet cul-de-sac in the highly sought-after River Glen community, this home offers the perfect blend of privacy, space, and convenience. Inside, you’ll find an open-concept floorplan with a smart split-bedroom layout. The spacious primary suite is thoughtfully separated for privacy and features a large ensuite bath. Three additional bedrooms are situated in their own wing with a full guest bath, ideal for family or guests. The kitchen serves as the heart of the home, complete with crisp white cabinetry, stainless steel appliances, and a large center island perfect for gathering and entertaining. The versatile family and dining combo offers flexible living space to suit your lifestyle. Step outside and enjoy tranquil views, or take advantage of the oversized 3-car garage and extended driveway for all your storage and parking needs. River Glen is known for its resort-style amenities, including a junior Olympic-sized pool, splash park, fitness center, pickleball courts, playground, and more. Conveniently located just off I-95, you’ll have easy access to Jacksonville, Georgia, and a quick drive to the beautiful beaches of Amelia Island. This home truly has it all, privacy, functionality, and an unbeatable location.

17. 2026-04-09
    listed $385,000 Active

    Show marketing remark (1438 chars)

    River Glen Beaut! Welcome to this beautifully designed 4-bedroom, 2-bath home tucked away on a private lot with serene wooded views on one side and a peaceful pond backdrop out back. Located on a quiet cul-de-sac in the highly sought-after River Glen community, this home offers the perfect blend of privacy, space, and convenience. Inside, you’ll find an open-concept floorplan with a smart split-bedroom layout. The spacious primary suite is thoughtfully separated for privacy and features a large ensuite bath. Three additional bedrooms are situated in their own wing with a full guest bath, ideal for family or guests. The kitchen serves as the heart of the home, complete with crisp white cabinetry, stainless steel appliances, and a large center island perfect for gathering and entertaining. The versatile family and dining combo offers flexible living space to suit your lifestyle. Step outside and enjoy tranquil views, or take advantage of the oversized 3-car garage and extended driveway for all your storage and parking needs. River Glen is known for its resort-style amenities, including a junior Olympic-sized pool, splash park, fitness center, pickleball courts, playground, and more. Conveniently located just off I-95, you’ll have easy access to Jacksonville, Georgia, and a quick drive to the beautiful beaches of Amelia Island. This home truly has it all, privacy, functionality, and an unbeatable location.

18. 2023-02-16
    soldstatus $340,990 Sold 639-char remark

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

19. 2023-02-16
    soldstatus $340,990 Closed

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

20. 2023-01-30
    status Pending 639-char remark

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

21. 2023-01-25
    price $350,990 639-char remark

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

22. 2023-01-24
    price $348,990 639-char remark

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

23. 2023-01-17
    price $347,990 639-char remark

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

24. 2022-12-21
    price $345,990 639-char remark

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

25. 2022-12-21
    status Active 639-char remark

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

26. 2022-11-16
    price $344,990 639-char remark

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

27. 2022-11-16
    status Pending

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

28. 2022-11-16
    status Pending 639-char remark

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

29. 2022-11-16
    price $350,990

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

30. 2022-11-16
    price $347,990

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

31. 2022-11-16
    price $348,990

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

32. 2022-11-16
    price $344,990

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

33. 2022-10-19
    price $341,990 639-char remark

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

34. 2022-10-19
    price $341,990

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

35. 2022-10-12
    price $351,990 639-char remark

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

36. 2022-10-12
    price $351,990

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

37. 2022-09-15
    price $361,990 639-char remark

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

38. 2022-08-31
    price $366,990 639-char remark

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

39. 2022-08-10
    price $373,990 639-char remark

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

40. 2022-07-27
    price $383,990 639-char remark

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

41. 2022-06-22
    price $389,990 639-char remark

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

42. 2022-05-26
    listed $399,990 Active 639-char remark

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

43. 2022-05-26
    listed $361,990 Active

    Show marketing remark (639 chars)

    ** Special Low Fixed Rate Financing for this Home when using our Preferred Lender. ** Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $7,853 · $654/mo
• Projected year-2 tax: $7,853 · $654/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 10 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,952
• − Mortgage interest: −$21,006
• − Property taxes: −$7,853
• − Insurance: −$3,378
• − Repairs & maintenance: −$2,476
• − Management: −$2,476
• − HOA: −$108
• − Depreciation: −$10,909
• Taxable loss: −$17,254
• Est. tax savings @ 24.0%: +$4,141
• After-tax cash flow: $-6,344/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Nassau
• NCES district ID: 1201350
• Math proficiency: 74% ▼ -2.00%
• Reading proficiency: 65% ▼ -2.00%
• Median HH income: $58,267
• Composite: 59.79/100
• National rank: #899
• State rank: #4 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Nassau County · 67,729 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 26,700
• Household income: $93,161
• Rent vs Own: 19.8% rent · 80.2% own
• Severe rent burden: 404.0

Population outlook (Nassau County) Hauer SSP2

• Today (2025): 88,419 people
• By 2030: 92,679 · +4.8%
• By 2040: 99,257 · +12.3%
• By 2050: 103,378 · +16.9%
• By 2075: 109,726 · +24.1%
• By 2100: 107,006 · +21.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Two or more races 9% Black 9% Hispanic / Latino 8% Asian 1% Native American 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Lithuanian 4% Italian 3% Romanian 2%
• Foreign-born: 4% · Canada, Vietnam
• Languages at home: 93% English-only · Spanish 5% Vietnamese 1%

Political lean MEDSL · Nassau

• 2024 margin: Solid R (+46.9) · D 26.1% · R 73.1%
• 2008→2024 swing: -3.1pp toward R · 2008: -43.8pp · 2024: -46.9pp
• All cycles: 2024: R+46.9 2020: R+45.9 2016: R+50.2 2012: R+48.6 2008: R+43.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 49.35%
• Current HPI: 301.9299
• Rent YoY: ▲ 2.88%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-3.7% since first listed

28 events — show timeline

• 2026-04-09 Listed $385,000 realMLS
• 2026-04-09 Listed $385,000 AINCAR
• 2023-02-16 Sold (MLS) $340,990 AINCAR
• 2023-02-16 Sold (MLS) $340,990 realMLS
• 2023-01-30 Pending — realMLS
• 2023-01-25 Price Changed $350,990 realMLS
• 2023-01-24 Price Changed $348,990 realMLS
• 2023-01-17 Price Changed $347,990 realMLS
• 2022-12-21 Price Changed $345,990 realMLS
• 2022-12-21 Relisted — realMLS
• 2022-11-16 Price Changed $344,990 realMLS
• 2022-11-16 Pending — AINCAR
• 2022-11-16 Pending — realMLS
• 2022-11-16 Price Changed $348,990 AINCAR
• 2022-11-16 Price Changed $347,990 AINCAR
• 2022-11-16 Price Changed $350,990 AINCAR
• 2022-11-16 Price Changed $344,990 AINCAR
• 2022-10-19 Price Changed $341,990 realMLS
• 2022-10-19 Price Changed $341,990 AINCAR
• 2022-10-12 Price Changed $351,990 realMLS
• 2022-10-12 Price Changed $351,990 AINCAR
• 2022-09-15 Price Changed $361,990 realMLS
• 2022-08-31 Price Changed $366,990 realMLS
• 2022-08-10 Price Changed $373,990 realMLS
• 2022-07-27 Price Changed $383,990 realMLS
• 2022-06-22 Price Changed $389,990 realMLS
• 2022-05-26 Listed $361,990 AINCAR
• 2022-05-26 Listed $399,990 realMLS

Property tax history

+30.1%/yr

Latest (2025): $7,853 · +5.4% YoY. Source: county tax records.