1376 Torgerson Rd SE · Palm Bay, FL 32909

$339,900

4 bd · 3.0 ba · 2,005 sqft · SingleFamily public records · 44 Days on market

Built 2023 10,019 sqft lot

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.9/30.0
• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.7/10.0
• Livability +3.6/5.0
• Rent growth +3.4/5.0
• DSCR +3.2/10.0
• Condition / age +2.5/5.0
• 1% rule +2.3/10.0

Listing remarks MLS

Come see today! Better than a new build! You cant fine a new build for less! Come check out this beautiful multi-generational home! Ready for a new family! Step into this stunning 4-bedroom, 3-bath home that exudes charm and modern style! Designed with an open floor plan, this home offers a seamless flow between living, dining, and kitchen areas, perfect for entertaining or family gatherings. Bright natural light highlights the spacious layout, plantation shutters in main living areas and owners suite. The well-appointed kitchen is a chef's dream. The large bedrooms provide ample space for relaxation, while the bathrooms add a touch of elegance. Nestled in a desirable neighborhood, this property is not just a house--it's your next home. Some extra features. .. wired for a generator, security system with cameras, gutters all around home, screened garage, screened lani with sliders, hot tub and a 6-foot black coated fence with gate on both sides of the house. Photos AI generated.

Key facts

• Open floor plan
• Soft-close cabinets
• Food pantry

Tags

• OPEN FLOOR PLAN
• LARGE ISLAND
• FOOD PANTRY
• SOFT-CLOSE CABINETS
• PLANTATION SHUTTERS
• DOUBLE-INSULATED WINDOWS

Property features AI

Exterior

• Parking: 2-car garage
• Utilities: Septic tank; Cable available; Electricity connected
• Home design: Single family residence; North-facing
• Construction: Block, concrete and stucco construction; Shingle roof; Pets allowed
• Exterior features: Covered rear screened porch; Storm shutters; Above-ground private heated spa; Chain link backyard fence; Drainage canal on lot; Paved city street frontage

Interior

• Kitchen: Dishwasher; Disposal; Electric oven; Microwave; Refrigerator; Kitchen island; Pantry; Breakfast bar
• Bedrooms: 4 bedrooms
• Flooring: Carpet; Laminate
• Bathrooms: 3 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Breakfast bar; His and hers closets; Kitchen island; Open floorplan; Pantry; Primary bathroom with shower (no tub); Split bedrooms; Walk-in closets
• Laundry & utility: Washer and dryer included; Electric dryer hookup; Washer hookup; Electric water heater; Water softener (owned)

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath single-family listed at $340k.

Deal economics

• At list price, monthly cash flow is $-148 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $314k (7.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $247k (27.2% below list).
• Recommended offer: $247k (27.2% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 72/100 on livability (#366 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, amenities F, health & safety D-.
• Brevard (suburban): math 53% / reading 57% proficiency, ranked #19 of 73 in FL (top 26%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Sunrise Elementary School (math 52% / reading 57%, grade C, #892 of 2,144 statewide, top 44%, 759 students, 58% FRL); Southwest Middle School (math 40% / reading 39%, grade F, #373 of 571 statewide, top 66%, 920 students, 58% FRL); Bayside High School (math 27% / reading 40%, grade F, #400 of 667 statewide, top 61%, 1,854 students, 51% FRL).
• Zoned-school proficiency averages 42% at this address vs 55% district-wide (-12 pts) — the specific schools serving this property underperform the Brevard average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+3.7%/yr); 1111 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,602 units permitted in Brevard County in 2024 (702 in 5+ unit buildings).
• This rent runs 37% of the median local income ($80k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $36k of equity ($2k loan paydown + $34k appreciation (10.0% local appreciation)).
• Brevard County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$58k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 44 days — a 3% lower offer ($330k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $247,450 (27.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.73% ✗
• Cap rate: 5.77%
• Cash-on-cash: -1.86%
• DSCR: 0.92
• GRM: 11.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.67% rent growth · sell at horizon

5-year hold

• IRR: 23.1%
• Equity multiple: 2.86×
• Total profit: $177,268
• Equity at exit: $306,209

10-year hold

• IRR: 20.8%
• Equity multiple: 6.60×
• Total profit: $532,705
• Equity at exit: $660,351

Cash invested: $95,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32909

• Home prices YoY: 6.0%
• Rents YoY: 3.7%
• Active inventory: 1111
• Price-to-rent: 11.4×

Monthly cashflow live

• Estimated rent: $2,474 high
• Mortgage (P&I): −$1,782
• Tax from tax record: −$179 /mo · $2,143/yr
• Insurance: −$142
• HOA: −$0
• Vacancy / Maint / Mgmt: −$520
• Net cashflow: $-148

Break-even live

Break-even rent $2,662

Max offer price $313,784

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $84,975
• Closing costs: $10,197
• Reserves months: —
• Total cash needed: —

Rent comps 20 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1496 Dittmer Cir SE Palm Bay, FL	4.0	2.0	2187	$2,440	$1.12	14d	1	0.04mi
1783 Dittmer Cir SE Palm Bay, FL	4.0	2.0	2207	$2,100	$0.95	23d	1	0.21mi
1453 Santa Anna St SE Palm Bay, FL	3.0	2.0	1994	$2,500	$1.25	14d	1	0.26mi
1063 Grantham Ln SE Palm Bay, FL	3.0	2.0	1515	$2,000	$1.32	23d	1	0.32mi
1046 Grantham Ln SE Palm Bay, FL	4.0	2.5	2405	$3,100	$1.29	23d	1	0.35mi
1213 Waterford St SE Palm Bay, FL	4.0	2.0	1695	$2,000	$1.18	23d	1	0.50mi
3636 Aberdeen Dr SE Palm Bay, FL	4.0	2.0	1830	$2,295	$1.25	18d	1	0.53mi
1434 Garabaldi Cir SE Palm Bay, FL	4.0	2.0	1600	$2,000	$1.25	13d	1	0.53mi
1394 Garabaldi Cir SE Palm Bay, FL	4.0	2.0	1876	$2,500	$1.33	18d	1	0.53mi
3517 Rixford Way SE Palm Bay, FL	4.0	3.0	2562	$2,800	$1.09	23d	1	0.53mi
3004 Suntan Ct SE Palm Bay, FL	4.0	2.0	2388	$2,900	$1.21	23d	1	0.56mi
925 Dugan Cir SE Palm Bay, FL	4.0	2.0	1830	$2,295	$1.25	13d	1	0.62mi
1884 Middlebury Dr SE Palm Bay, FL	3.0	2.0	1761	$2,000	$1.14	23d	1	0.63mi
1843 Middlebury Dr SE Palm Bay, FL	4.0	2.0	1822	$2,200	$1.21	23d	1	0.63mi
1566 Criswell Ln SE Palm Bay, FL	4.0	2.0	2046	$2,400	$1.17	23d	1	0.75mi
2877 Palisades Dr SE Palm Bay, FL	3.0	2.0	1974	$2,150	$1.09	18d	1	0.85mi
2073 Farmhouse Rd SE Palm Bay, FL	4.0	2.0	1830	$2,133	$1.17	23d	1	0.86mi
2183 Farmhouse Rd SE Palm Bay, FL	3.0	2.0	1676	$2,000	$1.19	23d	1	0.96mi
820 Tedder Rd SE Palm Bay, FL	3.0	2.0	1808	$2,000	$1.11	23d	1	1.11mi
1198 Venus St SE Palm Bay, FL	3.0	2.0	1535	$1,961	$1.28	21d	1	1.23mi

Listing history 32 events

1. 2026-05-04
   status Pending
2. 2026-04-23
   price $339,900
3. 2026-03-20
   listed $349,900 Active
4. 2026-03-16
   historical 992-char remark

   Show marketing remark (992 chars)

   Come see today! Better than a new build! You cant fine a new build for less! Come check out this beautiful multi-generational home! Ready for a new family! Step into this stunning 4-bedroom, 3-bath home that exudes charm and modern style! Designed with an open floor plan, this home offers a seamless flow between living, dining, and kitchen areas, perfect for entertaining or family gatherings. Bright natural light highlights the spacious layout, plantation shutters in main living areas and owners suite. The well-appointed kitchen is a chef's dream. The large bedrooms provide ample space for relaxation, while the bathrooms add a touch of elegance. Nestled in a desirable neighborhood, this property is not just a house--it's your next home. Some extra features. .. wired for a generator, security system with cameras, gutters all around home, screened garage, screened lani with sliders, hot tub and a 6-foot black coated fence with gate on both sides of the house. Photos AI generated.

5. 2025-12-31
   price $355,000 992-char remark

   Show marketing remark (992 chars)

   Come see today! Better than a new build! You cant fine a new build for less! Come check out this beautiful multi-generational home! Ready for a new family! Step into this stunning 4-bedroom, 3-bath home that exudes charm and modern style! Designed with an open floor plan, this home offers a seamless flow between living, dining, and kitchen areas, perfect for entertaining or family gatherings. Bright natural light highlights the spacious layout, plantation shutters in main living areas and owners suite. The well-appointed kitchen is a chef's dream. The large bedrooms provide ample space for relaxation, while the bathrooms add a touch of elegance. Nestled in a desirable neighborhood, this property is not just a house--it's your next home. Some extra features. .. wired for a generator, security system with cameras, gutters all around home, screened garage, screened lani with sliders, hot tub and a 6-foot black coated fence with gate on both sides of the house. Photos AI generated.

6. 2025-12-11
   price $370,000 992-char remark

   Show marketing remark (992 chars)

   Come see today! Better than a new build! You cant fine a new build for less! Come check out this beautiful multi-generational home! Ready for a new family! Step into this stunning 4-bedroom, 3-bath home that exudes charm and modern style! Designed with an open floor plan, this home offers a seamless flow between living, dining, and kitchen areas, perfect for entertaining or family gatherings. Bright natural light highlights the spacious layout, plantation shutters in main living areas and owners suite. The well-appointed kitchen is a chef's dream. The large bedrooms provide ample space for relaxation, while the bathrooms add a touch of elegance. Nestled in a desirable neighborhood, this property is not just a house--it's your next home. Some extra features. .. wired for a generator, security system with cameras, gutters all around home, screened garage, screened lani with sliders, hot tub and a 6-foot black coated fence with gate on both sides of the house. Photos AI generated.

7. 2025-11-25
   price $375,000 992-char remark

   Show marketing remark (992 chars)

   Come see today! Better than a new build! You cant fine a new build for less! Come check out this beautiful multi-generational home! Ready for a new family! Step into this stunning 4-bedroom, 3-bath home that exudes charm and modern style! Designed with an open floor plan, this home offers a seamless flow between living, dining, and kitchen areas, perfect for entertaining or family gatherings. Bright natural light highlights the spacious layout, plantation shutters in main living areas and owners suite. The well-appointed kitchen is a chef's dream. The large bedrooms provide ample space for relaxation, while the bathrooms add a touch of elegance. Nestled in a desirable neighborhood, this property is not just a house--it's your next home. Some extra features. .. wired for a generator, security system with cameras, gutters all around home, screened garage, screened lani with sliders, hot tub and a 6-foot black coated fence with gate on both sides of the house. Photos AI generated.

8. 2025-10-30
   price $377,000 992-char remark

   Show marketing remark (992 chars)

   Come see today! Better than a new build! You cant fine a new build for less! Come check out this beautiful multi-generational home! Ready for a new family! Step into this stunning 4-bedroom, 3-bath home that exudes charm and modern style! Designed with an open floor plan, this home offers a seamless flow between living, dining, and kitchen areas, perfect for entertaining or family gatherings. Bright natural light highlights the spacious layout, plantation shutters in main living areas and owners suite. The well-appointed kitchen is a chef's dream. The large bedrooms provide ample space for relaxation, while the bathrooms add a touch of elegance. Nestled in a desirable neighborhood, this property is not just a house--it's your next home. Some extra features. .. wired for a generator, security system with cameras, gutters all around home, screened garage, screened lani with sliders, hot tub and a 6-foot black coated fence with gate on both sides of the house. Photos AI generated.

9. 2025-09-18
   price $380,000 992-char remark

   Show marketing remark (992 chars)

   Come see today! Better than a new build! You cant fine a new build for less! Come check out this beautiful multi-generational home! Ready for a new family! Step into this stunning 4-bedroom, 3-bath home that exudes charm and modern style! Designed with an open floor plan, this home offers a seamless flow between living, dining, and kitchen areas, perfect for entertaining or family gatherings. Bright natural light highlights the spacious layout, plantation shutters in main living areas and owners suite. The well-appointed kitchen is a chef's dream. The large bedrooms provide ample space for relaxation, while the bathrooms add a touch of elegance. Nestled in a desirable neighborhood, this property is not just a house--it's your next home. Some extra features. .. wired for a generator, security system with cameras, gutters all around home, screened garage, screened lani with sliders, hot tub and a 6-foot black coated fence with gate on both sides of the house. Photos AI generated.

10. 2025-09-01
    status Active 992-char remark

    Show marketing remark (992 chars)

    Come see today! Better than a new build! You cant fine a new build for less! Come check out this beautiful multi-generational home! Ready for a new family! Step into this stunning 4-bedroom, 3-bath home that exudes charm and modern style! Designed with an open floor plan, this home offers a seamless flow between living, dining, and kitchen areas, perfect for entertaining or family gatherings. Bright natural light highlights the spacious layout, plantation shutters in main living areas and owners suite. The well-appointed kitchen is a chef's dream. The large bedrooms provide ample space for relaxation, while the bathrooms add a touch of elegance. Nestled in a desirable neighborhood, this property is not just a house--it's your next home. Some extra features. .. wired for a generator, security system with cameras, gutters all around home, screened garage, screened lani with sliders, hot tub and a 6-foot black coated fence with gate on both sides of the house. Photos AI generated.

11. 2025-08-28
    price $385,000 992-char remark

    Show marketing remark (992 chars)

    Come see today! Better than a new build! You cant fine a new build for less! Come check out this beautiful multi-generational home! Ready for a new family! Step into this stunning 4-bedroom, 3-bath home that exudes charm and modern style! Designed with an open floor plan, this home offers a seamless flow between living, dining, and kitchen areas, perfect for entertaining or family gatherings. Bright natural light highlights the spacious layout, plantation shutters in main living areas and owners suite. The well-appointed kitchen is a chef's dream. The large bedrooms provide ample space for relaxation, while the bathrooms add a touch of elegance. Nestled in a desirable neighborhood, this property is not just a house--it's your next home. Some extra features. .. wired for a generator, security system with cameras, gutters all around home, screened garage, screened lani with sliders, hot tub and a 6-foot black coated fence with gate on both sides of the house. Photos AI generated.

12. 2025-08-15
    price $390,000 992-char remark

    Show marketing remark (992 chars)

    Come see today! Better than a new build! You cant fine a new build for less! Come check out this beautiful multi-generational home! Ready for a new family! Step into this stunning 4-bedroom, 3-bath home that exudes charm and modern style! Designed with an open floor plan, this home offers a seamless flow between living, dining, and kitchen areas, perfect for entertaining or family gatherings. Bright natural light highlights the spacious layout, plantation shutters in main living areas and owners suite. The well-appointed kitchen is a chef's dream. The large bedrooms provide ample space for relaxation, while the bathrooms add a touch of elegance. Nestled in a desirable neighborhood, this property is not just a house--it's your next home. Some extra features. .. wired for a generator, security system with cameras, gutters all around home, screened garage, screened lani with sliders, hot tub and a 6-foot black coated fence with gate on both sides of the house. Photos AI generated.

13. 2025-08-04
    historical 992-char remark

    Show marketing remark (992 chars)

    Come see today! Better than a new build! You cant fine a new build for less! Come check out this beautiful multi-generational home! Ready for a new family! Step into this stunning 4-bedroom, 3-bath home that exudes charm and modern style! Designed with an open floor plan, this home offers a seamless flow between living, dining, and kitchen areas, perfect for entertaining or family gatherings. Bright natural light highlights the spacious layout, plantation shutters in main living areas and owners suite. The well-appointed kitchen is a chef's dream. The large bedrooms provide ample space for relaxation, while the bathrooms add a touch of elegance. Nestled in a desirable neighborhood, this property is not just a house--it's your next home. Some extra features. .. wired for a generator, security system with cameras, gutters all around home, screened garage, screened lani with sliders, hot tub and a 6-foot black coated fence with gate on both sides of the house. Photos AI generated.

14. 2025-07-16
    price $397,000 992-char remark

    Show marketing remark (992 chars)

    Come see today! Better than a new build! You cant fine a new build for less! Come check out this beautiful multi-generational home! Ready for a new family! Step into this stunning 4-bedroom, 3-bath home that exudes charm and modern style! Designed with an open floor plan, this home offers a seamless flow between living, dining, and kitchen areas, perfect for entertaining or family gatherings. Bright natural light highlights the spacious layout, plantation shutters in main living areas and owners suite. The well-appointed kitchen is a chef's dream. The large bedrooms provide ample space for relaxation, while the bathrooms add a touch of elegance. Nestled in a desirable neighborhood, this property is not just a house--it's your next home. Some extra features. .. wired for a generator, security system with cameras, gutters all around home, screened garage, screened lani with sliders, hot tub and a 6-foot black coated fence with gate on both sides of the house. Photos AI generated.

15. 2025-06-19
    price $399,900 992-char remark

    Show marketing remark (992 chars)

    Come see today! Better than a new build! You cant fine a new build for less! Come check out this beautiful multi-generational home! Ready for a new family! Step into this stunning 4-bedroom, 3-bath home that exudes charm and modern style! Designed with an open floor plan, this home offers a seamless flow between living, dining, and kitchen areas, perfect for entertaining or family gatherings. Bright natural light highlights the spacious layout, plantation shutters in main living areas and owners suite. The well-appointed kitchen is a chef's dream. The large bedrooms provide ample space for relaxation, while the bathrooms add a touch of elegance. Nestled in a desirable neighborhood, this property is not just a house--it's your next home. Some extra features. .. wired for a generator, security system with cameras, gutters all around home, screened garage, screened lani with sliders, hot tub and a 6-foot black coated fence with gate on both sides of the house. Photos AI generated.

16. 2025-06-12
    price $409,000 992-char remark

    Show marketing remark (992 chars)

    Come see today! Better than a new build! You cant fine a new build for less! Come check out this beautiful multi-generational home! Ready for a new family! Step into this stunning 4-bedroom, 3-bath home that exudes charm and modern style! Designed with an open floor plan, this home offers a seamless flow between living, dining, and kitchen areas, perfect for entertaining or family gatherings. Bright natural light highlights the spacious layout, plantation shutters in main living areas and owners suite. The well-appointed kitchen is a chef's dream. The large bedrooms provide ample space for relaxation, while the bathrooms add a touch of elegance. Nestled in a desirable neighborhood, this property is not just a house--it's your next home. Some extra features. .. wired for a generator, security system with cameras, gutters all around home, screened garage, screened lani with sliders, hot tub and a 6-foot black coated fence with gate on both sides of the house. Photos AI generated.

17. 2025-04-28
    price $410,000 992-char remark

    Show marketing remark (992 chars)

    Come see today! Better than a new build! You cant fine a new build for less! Come check out this beautiful multi-generational home! Ready for a new family! Step into this stunning 4-bedroom, 3-bath home that exudes charm and modern style! Designed with an open floor plan, this home offers a seamless flow between living, dining, and kitchen areas, perfect for entertaining or family gatherings. Bright natural light highlights the spacious layout, plantation shutters in main living areas and owners suite. The well-appointed kitchen is a chef's dream. The large bedrooms provide ample space for relaxation, while the bathrooms add a touch of elegance. Nestled in a desirable neighborhood, this property is not just a house--it's your next home. Some extra features. .. wired for a generator, security system with cameras, gutters all around home, screened garage, screened lani with sliders, hot tub and a 6-foot black coated fence with gate on both sides of the house. Photos AI generated.

18. 2025-03-28
    listed $415,000 Active 992-char remark

    Show marketing remark (992 chars)

    Come see today! Better than a new build! You cant fine a new build for less! Come check out this beautiful multi-generational home! Ready for a new family! Step into this stunning 4-bedroom, 3-bath home that exudes charm and modern style! Designed with an open floor plan, this home offers a seamless flow between living, dining, and kitchen areas, perfect for entertaining or family gatherings. Bright natural light highlights the spacious layout, plantation shutters in main living areas and owners suite. The well-appointed kitchen is a chef's dream. The large bedrooms provide ample space for relaxation, while the bathrooms add a touch of elegance. Nestled in a desirable neighborhood, this property is not just a house--it's your next home. Some extra features. .. wired for a generator, security system with cameras, gutters all around home, screened garage, screened lani with sliders, hot tub and a 6-foot black coated fence with gate on both sides of the house. Photos AI generated.

19. 2023-04-18
    soldstatus $355,000 Closed 781-char remark

    Show marketing remark (781 chars)

    NEW Construction! Builder incentives available to help lower buyer's monthly payments! This 4-bedroom 3-bathroom home with 2 car garage is estimated to be completed late March. Builder upgrades include stainless-steel Samsung appliance package, quartz countertops, Mohawk RevWood flooring, smart home package, gracious 9'4'' ceilings, and 8' doors throughout the home. The foyer opens to a large great room. A covered lanai off of the living area. The owner's retreat features a tray ceiling, His/Her walk-in closets, dual sink vanities with quartz countertops, and tiled shower. Ask us about our builder incentives to find out more, save hundreds of dollars a month on your mortgage! Pictures shown are for a recently completed home, with the same floor plan and similar finishes.

20. 2023-02-20
    status Pending 781-char remark

    Show marketing remark (781 chars)

    NEW Construction! Builder incentives available to help lower buyer's monthly payments! This 4-bedroom 3-bathroom home with 2 car garage is estimated to be completed late March. Builder upgrades include stainless-steel Samsung appliance package, quartz countertops, Mohawk RevWood flooring, smart home package, gracious 9'4'' ceilings, and 8' doors throughout the home. The foyer opens to a large great room. A covered lanai off of the living area. The owner's retreat features a tray ceiling, His/Her walk-in closets, dual sink vanities with quartz countertops, and tiled shower. Ask us about our builder incentives to find out more, save hundreds of dollars a month on your mortgage! Pictures shown are for a recently completed home, with the same floor plan and similar finishes.

21. 2023-02-06
    listed $357,000 Active 781-char remark

    Show marketing remark (781 chars)

    NEW Construction! Builder incentives available to help lower buyer's monthly payments! This 4-bedroom 3-bathroom home with 2 car garage is estimated to be completed late March. Builder upgrades include stainless-steel Samsung appliance package, quartz countertops, Mohawk RevWood flooring, smart home package, gracious 9'4'' ceilings, and 8' doors throughout the home. The foyer opens to a large great room. A covered lanai off of the living area. The owner's retreat features a tray ceiling, His/Her walk-in closets, dual sink vanities with quartz countertops, and tiled shower. Ask us about our builder incentives to find out more, save hundreds of dollars a month on your mortgage! Pictures shown are for a recently completed home, with the same floor plan and similar finishes.

22. 2022-01-17
    soldstatus $22,900 Closed
23. 2021-11-09
    historical Contingent
24. 2021-10-01
    listed $25,000 Active
25. 2016-08-16
    historical
26. 2016-08-16
    historical
27. 2007-01-10
    listed $23,499
28. 2006-01-03
    listed $27,900
29. 2005-10-18
    soldstatus $30,000
30. 2005-10-13
    soldstatus $30,000
31. 2005-09-26
    listed $30,000
32. 2003-11-21
    soldstatus $322,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,143 · $179/mo
• Projected year-2 tax: $2,821 · $235/mo
• Expected delta: +$678/yr (+$57/mo · 31.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 22 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,694
• − Mortgage interest: −$19,040
• − Property taxes: −$2,143
• − Insurance: −$1,700
• − Repairs & maintenance: −$2,376
• − Management: −$2,376
• − Depreciation: −$9,888
• Taxable loss: −$7,827
• Est. tax savings @ 24.0%: +$1,879
• After-tax cash flow: $105/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Brevard
• NCES district ID: 1200150
• Math proficiency: 53% ▼ -9.00%
• Reading proficiency: 57% ▼ -4.00%
• Median HH income: $49,426
• Composite: 46.86/100
• National rank: #2370
• State rank: #19 of 73 in FL

Livability — Palm Bay

• Score: 72/100
• State rank: #366
• US rank: #6458

Category grades

Amenities F Commute C+ Cost of living A+ Crime C+ Employment D+ Housing A+ Health & safety D- User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Palm Bay, FL
• County: Brevard County · 602,871 people
• City population: 132,211
• Metro: Palm Bay-Melbourne-Titusville, FL
• Population (ZIP): 41,804
• Household income: $79,977
• Rent vs Own: 17.3% rent · 82.7% own
• Severe rent burden: 697.0

Population outlook (Brevard County) Hauer SSP2

• Today (2025): 623,254 people
• By 2030: 648,420 · +4.0%
• By 2040: 690,009 · +10.7%
• By 2050: 715,669 · +14.8%
• By 2075: 775,744 · +24.5%
• By 2100: 776,687 · +24.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.70)
• Race & ethnicity: White 46% Black 21% Hispanic / Latino 20% Two or more races 16% Asian 4%
• Hispanic origin (detail): Mexican 2% Puerto Rican 8% Cuban 5%
• Common ancestry: Hispanic 3% Slovak 2% Lithuanian 2%
• Foreign-born: 17% · Canada, China, Jamaica
• Languages at home: 84% English-only · Spanish 9% French/Haitian/Cajun 4% Chinese 1%

Political lean MEDSL · Brevard

• 2024 margin: Strong R (+20.8) · D 39.1% · R 59.9% · Other 1.0%
• 2008→2024 swing: -10.4pp toward R · 2008: -10.4pp · 2024: -20.8pp
• All cycles: 2024: R+20.8 2020: R+16.4 2016: R+19.8 2012: R+12.7 2008: R+10.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 18.81%
• Current HPI: 330.8595
• Rent YoY: ▲ 3.67%
• Metro: Palm Bay-Melbourne-Titusville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+5.6% since first listed

32 events — show timeline

• 2026-05-04 Pending — SCMLS
• 2026-04-23 Price Changed $339,900 SCMLS
• 2026-03-20 Listed $349,900 SCMLS
• 2026-03-16 Listing Removed — SCMLS
• 2025-12-31 Price Changed $355,000 SCMLS
• 2025-12-11 Price Changed $370,000 SCMLS
• 2025-11-25 Price Changed $375,000 SCMLS
• 2025-10-30 Price Changed $377,000 SCMLS
• 2025-09-18 Price Changed $380,000 SCMLS
• 2025-09-01 Relisted — SCMLS
• 2025-08-28 Price Changed $385,000 SCMLS
• 2025-08-15 Price Changed $390,000 SCMLS
• 2025-08-04 Listing Removed — SCMLS
• 2025-07-16 Price Changed $397,000 SCMLS
• 2025-06-19 Price Changed $399,900 SCMLS
• 2025-06-12 Price Changed $409,000 SCMLS
• 2025-04-28 Price Changed $410,000 SCMLS
• 2025-03-28 Listed $415,000 SCMLS
• 2023-04-18 Sold (MLS) $355,000 SCMLS
• 2023-02-20 Pending — SCMLS
• 2023-02-06 Listed $357,000 SCMLS
• 2022-01-17 Sold (MLS) $22,900 SCMLS
• 2021-11-09 Contingent — SCMLS
• 2021-10-01 Listed $25,000 SCMLS
• 2016-08-16 Listing Removed — SCMLS
• 2016-08-16 Listing Removed — SCMLS
• 2007-01-10 Listed $23,499 SCMLS
• 2006-01-03 Listed $27,900 SCMLS
• 2005-10-18 Sold (Public Records) $30,000 Public Records
• 2005-10-13 Sold (MLS) $30,000 SCMLS
• 2005-09-26 Listed $30,000 SCMLS
• 2003-11-21 Sold (Public Records) $322,000 Public Records

Property tax history

+33.1%/yr

Latest (2025): $2,143 · -62.7% YoY. Source: county tax records.