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729 Loggins Dr
D Composite 42.45
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +8.8/10.0
  • ARV discount +8.5/15.0
  • Cash flow +8.4/30.0
  • Livability +3.5/5.0
  • Schools +3.0/10.0
  • 1% rule +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.3/10.0

$219,000

729 Loggins Dr · West Columbia, TX 77486
3 bd · 2.0 ba · 2,030 sqft · SingleFamily public records · 73 Days on market
Built 1954 8,668 sqft lot $108/sqft · at area comps Est $224k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautifully updated home in the heart of West Columbia! This 3-bedroom, 2-bath home features new luxury vinyl plank flooring throughout the main living areas, energy-efficient double-pane windows, fresh paint throughout, and much more. Enjoy two separate den areas, offering flexibility and plenty of room for everyday living, entertaining, or a growing household. Come see all this home has to offer!

Key facts

  • Updated home
  • 8,668 sq ft lot
  • Garage

Tags

UPDATED HOMELUXURY VINYL PLANK FLOORINGTWO SEPARATE DEN AREAS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $219k.

Deal economics

  • At list price, monthly cash flow is $-195 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $185k (15.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $172k (21.4% below list).
  • Recommended offer: $172k (21.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 70/100 on livability (#375 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B+; Watch: amenities F, commute F.
  • Columbia-Brazoria ISD (town): math 35% / reading 33% proficiency, ranked #513 of 826 in TX (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: West Brazos J H (math 34% / reading 32%, grade F, #930 of 1,662 statewide, top 57%, 676 students, 65% FRL) — zoned schools average 65% FRL vs 48% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 145 active listings in the ZIP; 3,960 units permitted in Brazoria County in 2024 (593 in 5+ unit buildings).

Forward outlook

  • In year one you build about $18k of equity ($2k loan paydown + $17k appreciation (7.6% local appreciation)).
  • Brazoria County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 3, paydown + projected appreciation supports a ~$45k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 73 days — a 6% lower offer ($206k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $172,158 (21.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 73 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  3. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
5.22%
Cash-on-cash
-3.82%
DSCR
0.83
GRM
10.6

CMA / ARV

ARV (median comp)
$224,113
List price
$219,000
Delta
-2.28%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
509 Humble Dr 0.44mi 3/2.0 1,801 (-11%) 2mo $319,000 $177 59
125 Irwin Rd 0.48mi 4/2.5 (+1) 2,068 (+2%) 14mo $315,000 $152 56
317 S 14th St 0.45mi 3/1.5 2,171 (+7%) 12mo $299,900 $138 55
908 Loggins Dr 0.21mi 4/2.0 (+1) 1,739 (-14%) 8mo $240,000 $138 55
1419 Rev Swinney St 0.25mi 3/3.0 1,736 (-14%) 11mo $269,990 $156 51
145 W Jackson St 0.55mi 4/2.0 (+1) 1,790 (-12%) 2mo $269,900 $151 48
912 S Columbia Dr 0.41mi 4/3.0 (+1) 2,250 (+11%) 13mo $184,900 $82 43
118 W Bernard St 0.63mi 4/2.5 (+1) 1,786 (-12%) 20mo $250,000 $140 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

7.63% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
16.2%
Equity multiple
2.19×
Total profit
$72,664
Equity at exit
$160,883
10-year hold
IRR
15.8%
Equity multiple
4.59×
Total profit
$220,104
Equity at exit
$314,247

Cash invested: $61,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77486

Home prices YoY
2.4%
Active inventory
145
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$1,722 medium interval (Pro) →
Mortgage (P&I)
$1,148
Tax from tax record
$316 /mo · $3,787/yr
Insurance
$91
HOA
$0
Vacancy / Maint / Mgmt
$362
Net cashflow
$-195

Break-even live

Break-even rent $1,969
Max offer price $184,508
Occupancy floor

Sensitivity live

Price -10% $-71 -5% $-133 +0% $-195 +5% $-257 +10% $-319
Rent -10% $-331 -5% $-263 +0% $-195 +5% $-127 +10% $-59
Rate -1.0pp $-85 -0.5pp $-140 base $-195 +0.5pp $-252 +1.0pp $-310

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$54,750
Closing costs
$6,570
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-21
    days on market $219,000 Active 73 DOM
  2. 2026-06-18
    days on market $219,000 Active 70 DOM
  3. 2026-06-17
    days on market $219,000 Active 69 DOM
  4. 2026-06-16
    days on market $219,000 Active 68 DOM
  5. 2026-06-15
    days on market $219,000 Active 67 DOM
  6. 2026-06-13
    days on market $219,000 Active 65 DOM
  7. 2026-06-13
    days on market $219,000 Active 64 DOM
  8. 2026-06-09
    days on market $219,000 Active 61 DOM
  9. 2026-06-08
    days on market $219,000 Active 60 DOM
  10. 2026-06-07
    days on market $219,000 Active 59 DOM
  11. 2026-06-04
    days on market $219,000 Active 56 DOM
  12. 2026-06-03
    days on market $219,000 Active 55 DOM
  13. 2026-06-02
    days on market $219,000 Active 54 DOM
  14. 2026-06-01
    days on market $219,000 Active 53 DOM
  15. 2026-05-31
    days on market $219,000 Active 52 DOM
  16. 2026-04-09
    listed $219,000 Active 401-char remark
    Show marketing remark (401 chars)

    Beautifully updated home in the heart of West Columbia! This 3-bedroom, 2-bath home features new luxury vinyl plank flooring throughout the main living areas, energy-efficient double-pane windows, fresh paint throughout, and much more. Enjoy two separate den areas, offering flexibility and plenty of room for everyday living, entertaining, or a growing household. Come see all this home has to offer!

  17. 2021-03-22
    soldstatus Sold 403-char remark
    Show marketing remark (403 chars)

    CHECK OUT THIS 3 BEDROOM, 2 BATHROOM AND 1 CAR GARAGE IN THE HEART OF WEST COLUMBIA. FEATURES INCLUDE: LARGE LIVING ROOM, FAMILY ROOM WITH HARDWOOD FLOORS UNDER THE CARPET, NEW DISHWASHER, ALL APPLIANCES INCLUDED, TONS OF STORAGE, BUILT-INS, NEW TRANE AC 2020, NEW WINDOWS 2017, UPSTAIRS BEDROOM WITH BALCONY, COVERED PATIO, STORAGE BUILDING AND WORK AREA IN GARAGE. DON’T MISS OUT ON THIS HOUSE!!

  18. 2021-03-22
    soldstatus
    Show marketing remark (403 chars)

    CHECK OUT THIS 3 BEDROOM, 2 BATHROOM AND 1 CAR GARAGE IN THE HEART OF WEST COLUMBIA. FEATURES INCLUDE: LARGE LIVING ROOM, FAMILY ROOM WITH HARDWOOD FLOORS UNDER THE CARPET, NEW DISHWASHER, ALL APPLIANCES INCLUDED, TONS OF STORAGE, BUILT-INS, NEW TRANE AC 2020, NEW WINDOWS 2017, UPSTAIRS BEDROOM WITH BALCONY, COVERED PATIO, STORAGE BUILDING AND WORK AREA IN GARAGE. DON’T MISS OUT ON THIS HOUSE!!

  19. 2021-03-15
    status Pending 403-char remark
    Show marketing remark (403 chars)

    CHECK OUT THIS 3 BEDROOM, 2 BATHROOM AND 1 CAR GARAGE IN THE HEART OF WEST COLUMBIA. FEATURES INCLUDE: LARGE LIVING ROOM, FAMILY ROOM WITH HARDWOOD FLOORS UNDER THE CARPET, NEW DISHWASHER, ALL APPLIANCES INCLUDED, TONS OF STORAGE, BUILT-INS, NEW TRANE AC 2020, NEW WINDOWS 2017, UPSTAIRS BEDROOM WITH BALCONY, COVERED PATIO, STORAGE BUILDING AND WORK AREA IN GARAGE. DON’T MISS OUT ON THIS HOUSE!!

  20. 2021-02-22
    listed $169,900 Active 403-char remark
    Show marketing remark (403 chars)

    CHECK OUT THIS 3 BEDROOM, 2 BATHROOM AND 1 CAR GARAGE IN THE HEART OF WEST COLUMBIA. FEATURES INCLUDE: LARGE LIVING ROOM, FAMILY ROOM WITH HARDWOOD FLOORS UNDER THE CARPET, NEW DISHWASHER, ALL APPLIANCES INCLUDED, TONS OF STORAGE, BUILT-INS, NEW TRANE AC 2020, NEW WINDOWS 2017, UPSTAIRS BEDROOM WITH BALCONY, COVERED PATIO, STORAGE BUILDING AND WORK AREA IN GARAGE. DON’T MISS OUT ON THIS HOUSE!!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,787 · $316/mo
Projected year-2 tax
$4,008 · $334/mo
Expected delta
+$221/yr (+$18/mo · 5.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,659
− Mortgage interest
−$12,267
− Property taxes
−$3,787
− Insurance
−$1,095
− Repairs & maintenance
−$1,653
− Management
−$1,653
− Depreciation
−$6,371
Taxable loss
−$6,167
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,480
After-tax cash flow
$-863/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Columbia-Brazoria ISD
NCES district ID
4814670
Math proficiency
35% ▼ -4.00%
Reading proficiency
33% ▼ -1.00%
Median HH income
$57,256
Composite
30.23/100
National rank
#6297
State rank
#513 of 826 in TX

Livability — West Columbia

Score
70/100
State rank
#375
US rank
#7954

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment C Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Columbia, TX
Population (ZIP)
7,330

Population outlook (Brazoria County) Hauer SSP2

Today (2025)
420,414 people
By 2030
457,585 · +8.8%
By 2040
532,232 · +26.6%
By 2050
605,399 · +44.0%
By 2075
779,358 · +85.4%
By 2100
883,759 · +110.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (61%)
Race & ethnicity
White 61% Hispanic / Latino 27% Two or more races 13% Black 10% Native American 1%
Hispanic origin (detail)
Mexican 23%
Common ancestry
Italian 5% Slovak 3% Lithuanian 2%
Foreign-born
5% · Canada
Languages at home
86% English-only · Spanish 12% German/W. Germanic 1%

Political lean MEDSL · Brazoria

2024 margin
R (+19.7) · D 39.5% · R 59.2% · Other 1.3%
2008→2024 swing
+9.9pp toward D · 2008: -29.6pp · 2024: -19.7pp
All cycles
2024: R+19.7 2020: R+18.2 2016: R+24.6 2012: R+34.2 2008: R+29.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 7.63%
Current HPI
320.7967
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+28.9% since first listed
5 events — show timeline
  • 2026-04-09 Listed $219,000 HARMLS
  • 2021-03-22 Sold (Public Records) Public Records
  • 2021-03-22 Sold (MLS) HARMLS
  • 2021-03-15 Pending HARMLS
  • 2021-02-22 Listed $169,900 HARMLS

Property tax history

+3.8%/yr

Latest (2025): $3,787 · +2.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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