95114 Gentry Ln · Jacksonville, FL 32034

$236,900

3 bd · 2.0 ba · 1,624 sqft · Manufactured public records · 15 Days on market

Built 1997 Est $296k · 20% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.1/30.0
• ARV discount +15.0/15.0
• DSCR +8.8/10.0
• Schools +6.0/10.0
• 1% rule +5.8/10.0
• Livability +4.2/5.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 95114 Gentry Lane in beautiful Fernandina Beach where outdoor living meets everyday convenience. Nestled in the Willow Branch Acres community, this 3 bedroom, 2 bath home offers 1,624 square feet of comfortable living space on approximately 0.99 acres of open land. The interior features an easy to maintain, carpet-free layout throughout, highlighting a spacious living area with a functioning wood burning fireplace and large windows that fill the home with natural light. Mature oak trees frame the property, providing generous shade and a peaceful setting ideal for enjoying Floridas natural beauty. Covered front and rear porches create inviting spaces to relax, entertain, or unwind after a day outdoors. While the existing home offers a thoughtful and move-in-ready floor plan, this expansive lot also whispers of future possibilities providing the perfect canvas to one day build your custom family dream home and a private outdoor oasis. With no HOA, this property provides total flexibility and space for your RV, boat, ATV, and other recreational equipment. Outdoor enthusiasts will appreciate the convenient access to two public boat ramps within approximately 2.5 miles, along with close proximity to creek, river, and shoreline fishing opportunities. Ideally located approximately 10 minutes from shopping and dining, 15 minutes to the beach, and less than 20 minutes to Historic Downtown Fernandina Beach, this home offers the perfect balance of privacy and accessibility. Enjoy peaceful evenings under the stars while remaining close to the amenities that make coastal living so desirable. A rare opportunity to own nearly one acre in a centrally located Fernandina Beach setting. Schedule your private showing today.

Key facts

• Expansive lot
• Mature oak trees
• Public boat ramps

Tags

• WOOD-BURNING FIREPLACE
• MATURE OAK TREES
• COVERED FRONT AND REAR PORCHES
• EXPANSIVE LOT
• PUBLIC BOAT RAMPS
• CREEK RIVER SHORELINE FISHING

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $237k.

Deal economics

• At list price, monthly cash flow is $596 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $237k).
• Recommended offer: $233k (1.5% below list) — sets the bar for market timing.
• Cap rate 9.3% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Nassau (town): math 74% / reading 65% proficiency, ranked #4 of 73 in FL (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+2.4%/yr); 949 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 953 units permitted in Nassau County in 2024 (24 in 5+ unit buildings).
• This rent runs 31% of the median local income ($99k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Nassau County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 15 days — a 2% lower offer ($233k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $110k; list at $237k implies a 115% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $233,346 (1.5% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.08% ✓
• Cap rate: 9.31%
• Cash-on-cash: 10.79%
• DSCR: 1.48
• GRM: 7.7

CMA / ARV

• ARV (on-the-fly): $295,568
• Comps found: 6

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
95114 Gentry Ln	0.00mi	3/2.0	1,624 (0%)	0mo	$216,500	$133	100
95222 Dwight Dr	0.35mi	2/2.0 (-1)	1,695 (+4%)	10mo	$285,000	$168	63
95608 Clearwater Rd	0.66mi	3/2.0	1,568 (-3%)	2mo	$305,000	$195	62
95082 Plum Loop	0.17mi	3/2.0	1,824 (+12%)	13mo	$135,000	$74	61
95323 Karen Walk	0.71mi	3/2.0	1,560 (-4%)	16mo	$285,000	$183	47
95198 Jeana Ln	0.42mi	3/2.0	1,860 (+14%)	14mo	$339,000	$182	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.42% rent growth · sell at horizon

5-year hold

• IRR: -0.8%
• Equity multiple: 0.97×
• Total profit: $-1,989
• Equity at exit: $35,323

10-year hold

• IRR: 8.3%
• Equity multiple: 1.61×
• Total profit: $40,772
• Equity at exit: $20,483

Cash invested: $66,332 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32034

• Rents YoY: 2.4%
• Active inventory: 949
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $2,566 high
• Mortgage (P&I): −$1,242
• Tax from tax record: −$90 /mo · $1,079/yr
• Insurance: −$99
• HOA: −$0
• Vacancy / Maint / Mgmt: −$539
• Net cashflow: $596

Break-even live

Break-even rent $1,811

Max offer price $236,900

Occupancy floor 72%

Sensitivity live

Price	-10% $730	-5% $663	+0% $596	+5% $529	+10% $462
Rent	-10% $394	-5% $495	+0% $596	+5% $698	+10% $799
Rate	-1.0pp $716	-0.5pp $657	base $596	+0.5pp $535	+1.0pp $472

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $59,225
• Closing costs: $7,107
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
95152 Cypress Trl Fernandina Beach, FL	3.0	2.5	1576	$2,600	$1.65	25d	1	0.23mi
95090 Timberlake Dr Fernandina Beach, FL	4.0	2.0	1856	$2,500	$1.35	16d	1	0.81mi
95337 Katherine St Fernandina Beach, FL	3.0	2.5	1795	$2,389	$1.33	25d	1	0.93mi
95353 Katherine St Fernandina Beach, FL	3.0	2.5	1795	$1,425	$0.79	18d	1	0.94mi
95425 Katherine St Fernandina Beach, FL	3.0	2.5	1749	$2,399	$1.37	8d	1	0.96mi

Listing history 19 events

1. 2026-04-10
   status Pending

   Show marketing remark (1744 chars)

   Welcome to 95114 Gentry Lane in beautiful Fernandina Beach where outdoor living meets everyday convenience. Nestled in the Willow Branch Acres community, this 3 bedroom, 2 bath home offers 1,624 square feet of comfortable living space on approximately 0.99 acres of open land. The interior features an easy to maintain, carpet-free layout throughout, highlighting a spacious living area with a functioning wood burning fireplace and large windows that fill the home with natural light. Mature oak trees frame the property, providing generous shade and a peaceful setting ideal for enjoying Floridas natural beauty. Covered front and rear porches create inviting spaces to relax, entertain, or unwind after a day outdoors. While the existing home offers a thoughtful and move-in-ready floor plan, this expansive lot also whispers of future possibilities providing the perfect canvas to one day build your custom family dream home and a private outdoor oasis. With no HOA, this property provides total flexibility and space for your RV, boat, ATV, and other recreational equipment. Outdoor enthusiasts will appreciate the convenient access to two public boat ramps within approximately 2.5 miles, along with close proximity to creek, river, and shoreline fishing opportunities. Ideally located approximately 10 minutes from shopping and dining, 15 minutes to the beach, and less than 20 minutes to Historic Downtown Fernandina Beach, this home offers the perfect balance of privacy and accessibility. Enjoy peaceful evenings under the stars while remaining close to the amenities that make coastal living so desirable. A rare opportunity to own nearly one acre in a centrally located Fernandina Beach setting. Schedule your private showing today.

2. 2026-04-10
   status Pending 1744-char remark

   Show marketing remark (1744 chars)

   Welcome to 95114 Gentry Lane in beautiful Fernandina Beach where outdoor living meets everyday convenience. Nestled in the Willow Branch Acres community, this 3 bedroom, 2 bath home offers 1,624 square feet of comfortable living space on approximately 0.99 acres of open land. The interior features an easy to maintain, carpet-free layout throughout, highlighting a spacious living area with a functioning wood burning fireplace and large windows that fill the home with natural light. Mature oak trees frame the property, providing generous shade and a peaceful setting ideal for enjoying Floridas natural beauty. Covered front and rear porches create inviting spaces to relax, entertain, or unwind after a day outdoors. While the existing home offers a thoughtful and move-in-ready floor plan, this expansive lot also whispers of future possibilities providing the perfect canvas to one day build your custom family dream home and a private outdoor oasis. With no HOA, this property provides total flexibility and space for your RV, boat, ATV, and other recreational equipment. Outdoor enthusiasts will appreciate the convenient access to two public boat ramps within approximately 2.5 miles, along with close proximity to creek, river, and shoreline fishing opportunities. Ideally located approximately 10 minutes from shopping and dining, 15 minutes to the beach, and less than 20 minutes to Historic Downtown Fernandina Beach, this home offers the perfect balance of privacy and accessibility. Enjoy peaceful evenings under the stars while remaining close to the amenities that make coastal living so desirable. A rare opportunity to own nearly one acre in a centrally located Fernandina Beach setting. Schedule your private showing today.

3. 2026-03-26
   status Active
4. 2026-03-20
   price $236,900

   Show marketing remark (1744 chars)

   Welcome to 95114 Gentry Lane in beautiful Fernandina Beach where outdoor living meets everyday convenience. Nestled in the Willow Branch Acres community, this 3 bedroom, 2 bath home offers 1,624 square feet of comfortable living space on approximately 0.99 acres of open land. The interior features an easy to maintain, carpet-free layout throughout, highlighting a spacious living area with a functioning wood burning fireplace and large windows that fill the home with natural light. Mature oak trees frame the property, providing generous shade and a peaceful setting ideal for enjoying Floridas natural beauty. Covered front and rear porches create inviting spaces to relax, entertain, or unwind after a day outdoors. While the existing home offers a thoughtful and move-in-ready floor plan, this expansive lot also whispers of future possibilities providing the perfect canvas to one day build your custom family dream home and a private outdoor oasis. With no HOA, this property provides total flexibility and space for your RV, boat, ATV, and other recreational equipment. Outdoor enthusiasts will appreciate the convenient access to two public boat ramps within approximately 2.5 miles, along with close proximity to creek, river, and shoreline fishing opportunities. Ideally located approximately 10 minutes from shopping and dining, 15 minutes to the beach, and less than 20 minutes to Historic Downtown Fernandina Beach, this home offers the perfect balance of privacy and accessibility. Enjoy peaceful evenings under the stars while remaining close to the amenities that make coastal living so desirable. A rare opportunity to own nearly one acre in a centrally located Fernandina Beach setting. Schedule your private showing today.

5. 2026-03-20
   status Active 1744-char remark

   Show marketing remark (1744 chars)

   Welcome to 95114 Gentry Lane in beautiful Fernandina Beach where outdoor living meets everyday convenience. Nestled in the Willow Branch Acres community, this 3 bedroom, 2 bath home offers 1,624 square feet of comfortable living space on approximately 0.99 acres of open land. The interior features an easy to maintain, carpet-free layout throughout, highlighting a spacious living area with a functioning wood burning fireplace and large windows that fill the home with natural light. Mature oak trees frame the property, providing generous shade and a peaceful setting ideal for enjoying Floridas natural beauty. Covered front and rear porches create inviting spaces to relax, entertain, or unwind after a day outdoors. While the existing home offers a thoughtful and move-in-ready floor plan, this expansive lot also whispers of future possibilities providing the perfect canvas to one day build your custom family dream home and a private outdoor oasis. With no HOA, this property provides total flexibility and space for your RV, boat, ATV, and other recreational equipment. Outdoor enthusiasts will appreciate the convenient access to two public boat ramps within approximately 2.5 miles, along with close proximity to creek, river, and shoreline fishing opportunities. Ideally located approximately 10 minutes from shopping and dining, 15 minutes to the beach, and less than 20 minutes to Historic Downtown Fernandina Beach, this home offers the perfect balance of privacy and accessibility. Enjoy peaceful evenings under the stars while remaining close to the amenities that make coastal living so desirable. A rare opportunity to own nearly one acre in a centrally located Fernandina Beach setting. Schedule your private showing today.

6. 2026-03-20
   price $236,900 1744-char remark

   Show marketing remark (1744 chars)

   Welcome to 95114 Gentry Lane in beautiful Fernandina Beach where outdoor living meets everyday convenience. Nestled in the Willow Branch Acres community, this 3 bedroom, 2 bath home offers 1,624 square feet of comfortable living space on approximately 0.99 acres of open land. The interior features an easy to maintain, carpet-free layout throughout, highlighting a spacious living area with a functioning wood burning fireplace and large windows that fill the home with natural light. Mature oak trees frame the property, providing generous shade and a peaceful setting ideal for enjoying Floridas natural beauty. Covered front and rear porches create inviting spaces to relax, entertain, or unwind after a day outdoors. While the existing home offers a thoughtful and move-in-ready floor plan, this expansive lot also whispers of future possibilities providing the perfect canvas to one day build your custom family dream home and a private outdoor oasis. With no HOA, this property provides total flexibility and space for your RV, boat, ATV, and other recreational equipment. Outdoor enthusiasts will appreciate the convenient access to two public boat ramps within approximately 2.5 miles, along with close proximity to creek, river, and shoreline fishing opportunities. Ideally located approximately 10 minutes from shopping and dining, 15 minutes to the beach, and less than 20 minutes to Historic Downtown Fernandina Beach, this home offers the perfect balance of privacy and accessibility. Enjoy peaceful evenings under the stars while remaining close to the amenities that make coastal living so desirable. A rare opportunity to own nearly one acre in a centrally located Fernandina Beach setting. Schedule your private showing today.

7. 2026-03-06
   status Pending

   Show marketing remark (1744 chars)

   Welcome to 95114 Gentry Lane in beautiful Fernandina Beach where outdoor living meets everyday convenience. Nestled in the Willow Branch Acres community, this 3 bedroom, 2 bath home offers 1,624 square feet of comfortable living space on approximately 0.99 acres of open land. The interior features an easy to maintain, carpet-free layout throughout, highlighting a spacious living area with a functioning wood burning fireplace and large windows that fill the home with natural light. Mature oak trees frame the property, providing generous shade and a peaceful setting ideal for enjoying Floridas natural beauty. Covered front and rear porches create inviting spaces to relax, entertain, or unwind after a day outdoors. While the existing home offers a thoughtful and move-in-ready floor plan, this expansive lot also whispers of future possibilities providing the perfect canvas to one day build your custom family dream home and a private outdoor oasis. With no HOA, this property provides total flexibility and space for your RV, boat, ATV, and other recreational equipment. Outdoor enthusiasts will appreciate the convenient access to two public boat ramps within approximately 2.5 miles, along with close proximity to creek, river, and shoreline fishing opportunities. Ideally located approximately 10 minutes from shopping and dining, 15 minutes to the beach, and less than 20 minutes to Historic Downtown Fernandina Beach, this home offers the perfect balance of privacy and accessibility. Enjoy peaceful evenings under the stars while remaining close to the amenities that make coastal living so desirable. A rare opportunity to own nearly one acre in a centrally located Fernandina Beach setting. Schedule your private showing today.

8. 2026-03-06
   status Pending 1744-char remark

   Show marketing remark (1744 chars)

   Welcome to 95114 Gentry Lane in beautiful Fernandina Beach where outdoor living meets everyday convenience. Nestled in the Willow Branch Acres community, this 3 bedroom, 2 bath home offers 1,624 square feet of comfortable living space on approximately 0.99 acres of open land. The interior features an easy to maintain, carpet-free layout throughout, highlighting a spacious living area with a functioning wood burning fireplace and large windows that fill the home with natural light. Mature oak trees frame the property, providing generous shade and a peaceful setting ideal for enjoying Floridas natural beauty. Covered front and rear porches create inviting spaces to relax, entertain, or unwind after a day outdoors. While the existing home offers a thoughtful and move-in-ready floor plan, this expansive lot also whispers of future possibilities providing the perfect canvas to one day build your custom family dream home and a private outdoor oasis. With no HOA, this property provides total flexibility and space for your RV, boat, ATV, and other recreational equipment. Outdoor enthusiasts will appreciate the convenient access to two public boat ramps within approximately 2.5 miles, along with close proximity to creek, river, and shoreline fishing opportunities. Ideally located approximately 10 minutes from shopping and dining, 15 minutes to the beach, and less than 20 minutes to Historic Downtown Fernandina Beach, this home offers the perfect balance of privacy and accessibility. Enjoy peaceful evenings under the stars while remaining close to the amenities that make coastal living so desirable. A rare opportunity to own nearly one acre in a centrally located Fernandina Beach setting. Schedule your private showing today.

9. 2026-03-04
   listed $244,900 Active

   Show marketing remark (1744 chars)

   Welcome to 95114 Gentry Lane in beautiful Fernandina Beach where outdoor living meets everyday convenience. Nestled in the Willow Branch Acres community, this 3 bedroom, 2 bath home offers 1,624 square feet of comfortable living space on approximately 0.99 acres of open land. The interior features an easy to maintain, carpet-free layout throughout, highlighting a spacious living area with a functioning wood burning fireplace and large windows that fill the home with natural light. Mature oak trees frame the property, providing generous shade and a peaceful setting ideal for enjoying Floridas natural beauty. Covered front and rear porches create inviting spaces to relax, entertain, or unwind after a day outdoors. While the existing home offers a thoughtful and move-in-ready floor plan, this expansive lot also whispers of future possibilities providing the perfect canvas to one day build your custom family dream home and a private outdoor oasis. With no HOA, this property provides total flexibility and space for your RV, boat, ATV, and other recreational equipment. Outdoor enthusiasts will appreciate the convenient access to two public boat ramps within approximately 2.5 miles, along with close proximity to creek, river, and shoreline fishing opportunities. Ideally located approximately 10 minutes from shopping and dining, 15 minutes to the beach, and less than 20 minutes to Historic Downtown Fernandina Beach, this home offers the perfect balance of privacy and accessibility. Enjoy peaceful evenings under the stars while remaining close to the amenities that make coastal living so desirable. A rare opportunity to own nearly one acre in a centrally located Fernandina Beach setting. Schedule your private showing today.

10. 2026-03-04
    listed $244,900 Active 1744-char remark

    Show marketing remark (1744 chars)

    Welcome to 95114 Gentry Lane in beautiful Fernandina Beach where outdoor living meets everyday convenience. Nestled in the Willow Branch Acres community, this 3 bedroom, 2 bath home offers 1,624 square feet of comfortable living space on approximately 0.99 acres of open land. The interior features an easy to maintain, carpet-free layout throughout, highlighting a spacious living area with a functioning wood burning fireplace and large windows that fill the home with natural light. Mature oak trees frame the property, providing generous shade and a peaceful setting ideal for enjoying Floridas natural beauty. Covered front and rear porches create inviting spaces to relax, entertain, or unwind after a day outdoors. While the existing home offers a thoughtful and move-in-ready floor plan, this expansive lot also whispers of future possibilities providing the perfect canvas to one day build your custom family dream home and a private outdoor oasis. With no HOA, this property provides total flexibility and space for your RV, boat, ATV, and other recreational equipment. Outdoor enthusiasts will appreciate the convenient access to two public boat ramps within approximately 2.5 miles, along with close proximity to creek, river, and shoreline fishing opportunities. Ideally located approximately 10 minutes from shopping and dining, 15 minutes to the beach, and less than 20 minutes to Historic Downtown Fernandina Beach, this home offers the perfect balance of privacy and accessibility. Enjoy peaceful evenings under the stars while remaining close to the amenities that make coastal living so desirable. A rare opportunity to own nearly one acre in a centrally located Fernandina Beach setting. Schedule your private showing today.

11. 2017-06-01
    soldstatus $110,000
12. 2017-05-31
    soldstatus $110,000 442-char remark

    Show marketing remark (442 chars)

    Enjoy quiet country living while remaining close to the hustle and bustle of Amelia Island and Yulee. This three bedroom two bath mobile home features spacious living areas with lots of windows to let in natural light, The cook in your family will love the large kitchen with abundant counter space. The bedrooms are equally spacious and the master features an attached master bath with a deep garden style tub and a separate standing shower.

13. 2017-03-10
    listed $110,000 442-char remark

    Show marketing remark (442 chars)

    Enjoy quiet country living while remaining close to the hustle and bustle of Amelia Island and Yulee. This three bedroom two bath mobile home features spacious living areas with lots of windows to let in natural light, The cook in your family will love the large kitchen with abundant counter space. The bedrooms are equally spacious and the master features an attached master bath with a deep garden style tub and a separate standing shower.

14. 2015-02-07
    listed $93,900
15. 2012-04-23
    listed $99,900
16. 2011-07-18
    listed $93,900
17. 2010-03-31
    historical
18. 2009-09-08
    listed $109,000
19. 1996-12-26
    soldstatus $24,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,079 · $90/mo
• Projected year-2 tax: $1,966 · $164/mo
• Expected delta: +$887/yr (+$74/mo · 82.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 10% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,793
• − Mortgage interest: −$13,270
• − Property taxes: −$1,079
• − Insurance: −$1,184
• − Repairs & maintenance: −$2,463
• − Management: −$2,463
• − Depreciation: −$6,892
• Taxable income: $3,441
• Est. tax owed @ 24.0%: −$826
• After-tax cash flow: $6,329/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Nassau
• NCES district ID: 1201350
• Math proficiency: 74% ▼ -2.00%
• Reading proficiency: 65% ▼ -2.00%
• Median HH income: $58,267
• Composite: 59.79/100
• National rank: #899
• State rank: #4 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Nassau County · 67,729 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 41,029
• Household income: $98,583
• Rent vs Own: 17.2% rent · 82.8% own
• Severe rent burden: 1230.0

Population outlook (Nassau County) Hauer SSP2

• Today (2025): 88,419 people
• By 2030: 92,679 · +4.8%
• By 2040: 99,257 · +12.3%
• By 2050: 103,378 · +16.9%
• By 2075: 109,726 · +24.1%
• By 2100: 107,006 · +21.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Hispanic / Latino 6% Black 4% Two or more races 4% Asian 2%
• Hispanic origin (detail): Mexican 3%
• Common ancestry: Slovak 4% Lithuanian 2% Romanian 2%
• Foreign-born: 6% · Canada, China
• Languages at home: 93% English-only · Spanish 4% German/W. Germanic 1% Other Indo-European 1%

Political lean MEDSL · Nassau

• 2024 margin: Solid R (+46.9) · D 26.1% · R 73.1%
• 2008→2024 swing: -3.1pp toward R · 2008: -43.8pp · 2024: -46.9pp
• All cycles: 2024: R+46.9 2020: R+45.9 2016: R+50.2 2012: R+48.6 2008: R+43.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -576.71%
• Current HPI: 340.2096
• Rent YoY: ▲ 2.42%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+887.1% since first listed

19 events — show timeline

• 2026-04-10 Pending — realMLS
• 2026-04-10 Pending — AINCAR
• 2026-03-26 Relisted — realMLS
• 2026-03-20 Price Changed $236,900 realMLS
• 2026-03-20 Relisted — AINCAR
• 2026-03-20 Price Changed $236,900 AINCAR
• 2026-03-06 Pending — realMLS
• 2026-03-06 Pending — AINCAR
• 2026-03-04 Listed $244,900 AINCAR
• 2026-03-04 Listed $244,900 realMLS
• 2017-06-01 Sold (Public Records) $110,000 Public Records
• 2017-05-31 Sold (MLS) $110,000 AINCAR
• 2017-03-10 Listed $110,000 AINCAR
• 2015-02-07 Listed $93,900 AINCAR
• 2012-04-23 Listed $99,900 AINCAR
• 2011-07-18 Listed $93,900 AINCAR
• 2010-03-31 Listing Removed — realMLS
• 2009-09-08 Listed $109,000 realMLS
• 1996-12-26 Sold (Public Records) $24,000 Public Records

Property tax history

+1.7%/yr

Latest (2025): $1,079 · +2.1% YoY. Source: county tax records.