4242 Goodson Ct · Riverside, MD 21017

$265,000

2 bd · 3.0 ba · 1,544 sqft · Townhouse public records · 5 Days on market

Built 1990 2,520 sqft lot Est $272k · at est. $121/mo HOA · 6% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.2/30.0
• ARV discount +8.6/15.0
• Appreciation +5.0/10.0
• Livability +4.0/5.0
• 1% rule +2.9/10.0
• DSCR +2.9/10.0
• Schools +2.9/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Beautifully renovated end-of-group town in Gilmer Woods. The breathtaking finishes will surely call you home as you step into the front entrance of this home. Hardwood floors pull through the main floor. Updated lighting and windows dressed in molding give this home WOW factor. The coffered ceilings are a dramatic highlight and stretch through the open main level parallel to the hardwood floors. Accent walls trimmed in tile add a touch of elegance. Living/Dining at front and kitchen sitting at rear. Wood cabinets in kitchen with white tops. Stainless steel and black appliances. Pass through to dining area. Recessed lighting and natural light through slider make the eat-in space in the kitchen super bright. Pantry and powder room on main level. Lower level is finished and offers flex space for family area or additional bedroom. Half bath in lower level for convenience. Upper level features master in front of home with double closet, ceiling fan, and full bath. Windows at front and side for natural daylight. Hall bath with vanity area. 2nd bedroom in rear with double closet and ceiling fan. Chair rail and lots of natural light really accent the two-tone paint in this room. Large deck off rear with stairs to yard. Yard is open to community area. Home sits in court setting. Gilmer Woods is located in Belcamp with quick access to groceries and dining. Close to Aberdeen Proving Grounds, I-95, and other major commuter routes. Quick drive to the town of Bel Air or Havre De Grace. WOW-OH-WOW!!

Key facts

• $121 HOA
• Built 1990
• Listed 5 days

Property features AI

Finance

• Other: Not in a federal flood zone
• HOA & community: Monthly HOA fee of $121 covering front, rear and side lawn care, road maintenance, snow removal and trash; Additional quarterly fee of $63

Exterior

• Parking: Paved parking; On-street parking
• Security: Secure storage
• Utilities: Public water; Public sewer; Electric service available; Cable TV available
• Home design: End of row townhouse; Very good condition; Fee simple ownership
• Construction: Vinyl siding; Block foundation; Asphalt roof; Partially finished basement; Basement with interior access; Above grade and below grade structures
• Exterior features: Secure storage; Street lights; Deck(s); Shed; Corner lot; Cul-de-sac location; Front yard; Landscaping

Interior

• Kitchen: Dishwasher; Disposal; Exhaust fan; Icemaker; Refrigerator; Stove; Pantry
• Bedrooms: Two bedrooms on the first upper level
• Flooring: Hardwood; Carpet; Wood floors
• Bathrooms: Two full bathrooms; Two half bathrooms (one on main level and one on lower level)
• Heating & cooling: Heat pump heating; Central air conditioning; Ceiling fans; Electric heating and cooling; Electric hot water
• Interior features: Attic; Ceiling fans; Chair railings; Combination dining/living area; Kitchen eat-in area and table space; Master bathroom; Pantry; Recessed lighting; Tub/shower; Window treatments; Wood floors; Carpet
• Laundry & utility: Laundry on lower floor

What this means for you Summary

Snapshot

• This is a 2-bed/3.0-bath townhouse listed at $265k.

Deal economics

• At list price, monthly cash flow is $-152 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $238k (10.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $210k (20.9% below list).
• Recommended offer: $210k (20.9% below list) — sets the bar for 1% rule.
• Cap rate 5.6% vs local median 3.7% in Riverside — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 79/100 on livability (#58 in MD, #2,187 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, health & safety A+; Watch: schools D+, crime D, amenities F.
• Harford County Public Schools (suburban): math 22% / reading 39% proficiency, ranked #9 of 24 in MD (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 17 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 803 units permitted in Harford County in 2024 (26 in 5+ unit buildings).

Forward outlook

• In year one you build about $2k of equity ($2k loan paydown + $15 appreciation (0.0% local appreciation)).

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 13 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $189k; 40% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $209,621 (20.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.79% ✗
• Cap rate: 5.61%
• Cash-on-cash: -2.46%
• DSCR: 0.89
• GRM: 10.5

CMA / ARV

• ARV (on-the-fly): $271,744
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4242 Goodson Ct	0.00mi	2/3.0	1,544 (0%)	1mo	$271,000	$176	100
4320 Gilmer Ct	0.06mi	3/2.0 (+1)	1,550 (+0%)	3mo	$311,000	$201	85
4405 Danbury Sq	0.20mi	3/2.5 (+1)	1,548 (+0%)	4mo	$315,000	$203	80
4200 Goodson Ct	0.07mi	3/3.0 (+1)	1,598 (+4%)	10mo	$290,000	$181	77
4326 Gilmer Ct	0.07mi	3/2.0 (+1)	1,664 (+8%)	0mo	$289,900	$174	75
1433 Golden Rod Ct #1433	0.48mi	2/2.5	1,608 (+4%)	3mo	$278,000	$173	66
4205 Goodson Ct	0.06mi	3/2.5 (+1)	1,728 (+12%)	6mo	$267,500	$155	65
1367 Arabis Ct	0.55mi	3/2.5 (+1)	1,560 (+1%)	8mo	$295,000	$189	59
1315 Germander Dr	0.42mi	2/1.5	1,395 (-10%)	2mo	$245,000	$176	57
1310 Germander Dr	0.48mi	3/2.0 (+1)	1,620 (+5%)	7mo	$275,000	$170	55
4412 Greenwich Ct	0.28mi	3/2.0 (+1)	1,372 (-11%)	9mo	$300,000	$219	52
1403 Sedum Sq	0.62mi	2/1.5	1,610 (+4%)	10mo	$267,000	$166	49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.01% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -5.0%
• Equity multiple: 0.77×
• Total profit: $-17,338
• Equity at exit: $77,022

10-year hold

• IRR: 0.9%
• Equity multiple: 1.10×
• Total profit: $7,361
• Equity at exit: $92,643

Cash invested: $74,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 21017

• Home prices YoY: 0.0%
• Active inventory: 17
• Price-to-rent: 10.5×

Monthly cashflow live

• Estimated rent: $2,096 high
• Mortgage (P&I): −$1,390
• Tax from tax record: −$187 /mo · $2,241/yr
• Insurance: −$110
• HOA: −$121
• Vacancy / Maint / Mgmt: −$440
• Net cashflow: $-152

Break-even live

Break-even rent $2,288

Max offer price $238,170

Occupancy floor —

Sensitivity live

Price	-10% $-2	-5% $-77	+0% $-152	+5% $-227	+10% $-302
Rent	-10% $-317	-5% $-235	+0% $-152	+5% $-69	+10% $14
Rate	-1.0pp $-18	-0.5pp $-84	base $-152	+0.5pp $-221	+1.0pp $-290

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $66,250
• Closing costs: $7,950
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4330 Gilmer Ct Belcamp, MD	3.0	1.5	1694	$2,200	$1.30	25d	1	0.07mi
4203 Chapel Gate Pl Belcamp, MD	3.0	2.5	1236	$2,419	$1.96	5d	1	0.16mi
1335 Stockett Sq Belcamp, MD	3.0	1.5	1152	$1,950	$1.69	45d	1	0.17mi
1303 Sandwort Ct #102 Belcamp, MD	3.0	2.0	1232	$2,200	$1.79	19d	1	0.43mi
1300 Liriope Ct Belcamp, MD	1.0–3.0	1.0–2.0	974	$1,889	$1.94	45d	32	0.48mi
1300 Liriope Ct Belcamp, MD	1.0–3.0	1.0–2.0	974	$1,925	$1.98	4d	19	0.48mi
1250 Independence Sq Belcamp, MD	3.0	1.5	1152	$1,950	$1.69	45d	1	0.50mi
1402 Golden Rod Ct #5 Belcamp, MD	2.0	2.0	1100	$1,650	$1.50	45d	1	0.52mi
1414 Primrose Pl Belcamp, MD	2.0	1.5	1664	$1,750	$1.05	45d	1	0.55mi
1405 Garcia Ct Aberdeen, MD	3.0	2.0	1335	$2,429	$1.82	25d	1	0.61mi
1405 Garcia Ct Aberdeen, MD	3.0	2.0	1335	$2,507	$1.88	12d	1	0.61mi
1405 Garcia Ct Aberdeen, MD	3.0	3.0	1644	$2,692	$1.64	45d	1	0.61mi
1405 Garcia Ct Aberdeen, MD	1.0	1.0	1098	$1,913	$1.74	45d	1	0.61mi
4307 Greys Run Cir Belcamp, MD	3.0	1.5	1605	$2,600	$1.62	45d	1	0.81mi
2786 Megan Way Bel Air, MD	1.0–2.0	1.0–2.0	1092	$2,490	$2.28	3d	31	1.14mi

HOA detail

• Monthly dues: $121 · $1,452/yr
• Likely covers: landscaping

Listing history 44 events

1. 2026-05-07
   status Pending
2. 2026-05-06
   soldstatus Closed
3. 2026-04-29
   historical Active Under Contract
4. 2026-04-25
   listed $265,000 Active
5. 2026-04-24
   historical $265,000
6. 2020-04-28
   soldstatus $189,000
7. 2020-04-20
   soldstatus $189,000 Closed 1509-char remark

   Show marketing remark (1509 chars)

   Beautifully renovated end-of-group town in Gilmer Woods. The breathtaking finishes will surely call you home as you step into the front entrance of this home. Hardwood floors pull through the main floor. Updated lighting and windows dressed in molding give this home WOW factor. The coffered ceilings are a dramatic highlight and stretch through the open main level parallel to the hardwood floors. Accent walls trimmed in tile add a touch of elegance. Living/Dining at front and kitchen sitting at rear. Wood cabinets in kitchen with white tops. Stainless steel and black appliances. Pass through to dining area. Recessed lighting and natural light through slider make the eat-in space in the kitchen super bright. Pantry and powder room on main level. Lower level is finished and offers flex space for family area or additional bedroom. Half bath in lower level for convenience. Upper level features master in front of home with double closet, ceiling fan, and full bath. Windows at front and side for natural daylight. Hall bath with vanity area. 2nd bedroom in rear with double closet and ceiling fan. Chair rail and lots of natural light really accent the two-tone paint in this room. Large deck off rear with stairs to yard. Yard is open to community area. Home sits in court setting. Gilmer Woods is located in Belcamp with quick access to groceries and dining. Close to Aberdeen Proving Grounds, I-95, and other major commuter routes. Quick drive to the town of Bel Air or Havre De Grace. WOW-OH-WOW!!

8. 2020-03-14
   status Pending 1509-char remark

   Show marketing remark (1509 chars)

   Beautifully renovated end-of-group town in Gilmer Woods. The breathtaking finishes will surely call you home as you step into the front entrance of this home. Hardwood floors pull through the main floor. Updated lighting and windows dressed in molding give this home WOW factor. The coffered ceilings are a dramatic highlight and stretch through the open main level parallel to the hardwood floors. Accent walls trimmed in tile add a touch of elegance. Living/Dining at front and kitchen sitting at rear. Wood cabinets in kitchen with white tops. Stainless steel and black appliances. Pass through to dining area. Recessed lighting and natural light through slider make the eat-in space in the kitchen super bright. Pantry and powder room on main level. Lower level is finished and offers flex space for family area or additional bedroom. Half bath in lower level for convenience. Upper level features master in front of home with double closet, ceiling fan, and full bath. Windows at front and side for natural daylight. Hall bath with vanity area. 2nd bedroom in rear with double closet and ceiling fan. Chair rail and lots of natural light really accent the two-tone paint in this room. Large deck off rear with stairs to yard. Yard is open to community area. Home sits in court setting. Gilmer Woods is located in Belcamp with quick access to groceries and dining. Close to Aberdeen Proving Grounds, I-95, and other major commuter routes. Quick drive to the town of Bel Air or Havre De Grace. WOW-OH-WOW!!

9. 2020-03-13
   historical 1509-char remark

   Show marketing remark (1509 chars)

   Beautifully renovated end-of-group town in Gilmer Woods. The breathtaking finishes will surely call you home as you step into the front entrance of this home. Hardwood floors pull through the main floor. Updated lighting and windows dressed in molding give this home WOW factor. The coffered ceilings are a dramatic highlight and stretch through the open main level parallel to the hardwood floors. Accent walls trimmed in tile add a touch of elegance. Living/Dining at front and kitchen sitting at rear. Wood cabinets in kitchen with white tops. Stainless steel and black appliances. Pass through to dining area. Recessed lighting and natural light through slider make the eat-in space in the kitchen super bright. Pantry and powder room on main level. Lower level is finished and offers flex space for family area or additional bedroom. Half bath in lower level for convenience. Upper level features master in front of home with double closet, ceiling fan, and full bath. Windows at front and side for natural daylight. Hall bath with vanity area. 2nd bedroom in rear with double closet and ceiling fan. Chair rail and lots of natural light really accent the two-tone paint in this room. Large deck off rear with stairs to yard. Yard is open to community area. Home sits in court setting. Gilmer Woods is located in Belcamp with quick access to groceries and dining. Close to Aberdeen Proving Grounds, I-95, and other major commuter routes. Quick drive to the town of Bel Air or Havre De Grace. WOW-OH-WOW!!

10. 2020-03-07
    status Active 1509-char remark

    Show marketing remark (1509 chars)

    Beautifully renovated end-of-group town in Gilmer Woods. The breathtaking finishes will surely call you home as you step into the front entrance of this home. Hardwood floors pull through the main floor. Updated lighting and windows dressed in molding give this home WOW factor. The coffered ceilings are a dramatic highlight and stretch through the open main level parallel to the hardwood floors. Accent walls trimmed in tile add a touch of elegance. Living/Dining at front and kitchen sitting at rear. Wood cabinets in kitchen with white tops. Stainless steel and black appliances. Pass through to dining area. Recessed lighting and natural light through slider make the eat-in space in the kitchen super bright. Pantry and powder room on main level. Lower level is finished and offers flex space for family area or additional bedroom. Half bath in lower level for convenience. Upper level features master in front of home with double closet, ceiling fan, and full bath. Windows at front and side for natural daylight. Hall bath with vanity area. 2nd bedroom in rear with double closet and ceiling fan. Chair rail and lots of natural light really accent the two-tone paint in this room. Large deck off rear with stairs to yard. Yard is open to community area. Home sits in court setting. Gilmer Woods is located in Belcamp with quick access to groceries and dining. Close to Aberdeen Proving Grounds, I-95, and other major commuter routes. Quick drive to the town of Bel Air or Havre De Grace. WOW-OH-WOW!!

11. 2020-02-19
    status Pending 1509-char remark

    Show marketing remark (1509 chars)

    Beautifully renovated end-of-group town in Gilmer Woods. The breathtaking finishes will surely call you home as you step into the front entrance of this home. Hardwood floors pull through the main floor. Updated lighting and windows dressed in molding give this home WOW factor. The coffered ceilings are a dramatic highlight and stretch through the open main level parallel to the hardwood floors. Accent walls trimmed in tile add a touch of elegance. Living/Dining at front and kitchen sitting at rear. Wood cabinets in kitchen with white tops. Stainless steel and black appliances. Pass through to dining area. Recessed lighting and natural light through slider make the eat-in space in the kitchen super bright. Pantry and powder room on main level. Lower level is finished and offers flex space for family area or additional bedroom. Half bath in lower level for convenience. Upper level features master in front of home with double closet, ceiling fan, and full bath. Windows at front and side for natural daylight. Hall bath with vanity area. 2nd bedroom in rear with double closet and ceiling fan. Chair rail and lots of natural light really accent the two-tone paint in this room. Large deck off rear with stairs to yard. Yard is open to community area. Home sits in court setting. Gilmer Woods is located in Belcamp with quick access to groceries and dining. Close to Aberdeen Proving Grounds, I-95, and other major commuter routes. Quick drive to the town of Bel Air or Havre De Grace. WOW-OH-WOW!!

12. 2020-02-17
    listed $189,000 Active 1509-char remark

    Show marketing remark (1509 chars)

    Beautifully renovated end-of-group town in Gilmer Woods. The breathtaking finishes will surely call you home as you step into the front entrance of this home. Hardwood floors pull through the main floor. Updated lighting and windows dressed in molding give this home WOW factor. The coffered ceilings are a dramatic highlight and stretch through the open main level parallel to the hardwood floors. Accent walls trimmed in tile add a touch of elegance. Living/Dining at front and kitchen sitting at rear. Wood cabinets in kitchen with white tops. Stainless steel and black appliances. Pass through to dining area. Recessed lighting and natural light through slider make the eat-in space in the kitchen super bright. Pantry and powder room on main level. Lower level is finished and offers flex space for family area or additional bedroom. Half bath in lower level for convenience. Upper level features master in front of home with double closet, ceiling fan, and full bath. Windows at front and side for natural daylight. Hall bath with vanity area. 2nd bedroom in rear with double closet and ceiling fan. Chair rail and lots of natural light really accent the two-tone paint in this room. Large deck off rear with stairs to yard. Yard is open to community area. Home sits in court setting. Gilmer Woods is located in Belcamp with quick access to groceries and dining. Close to Aberdeen Proving Grounds, I-95, and other major commuter routes. Quick drive to the town of Bel Air or Havre De Grace. WOW-OH-WOW!!

13. 2019-11-05
    historical
14. 2019-10-22
    price $185,900
15. 2019-10-10
    listed $189,000 Active
16. 2014-10-31
    soldstatus $169,000
17. 2014-10-24
    historical
18. 2014-10-24
    soldstatus $169,000 Sold
19. 2014-10-24
    soldstatus $169,000
20. 2014-09-20
    status Contingent (No Kick Out)
21. 2014-09-10
    historical
22. 2014-08-22
    listed $169,900 Active
23. 2014-08-22
    listed $169,900
24. 2014-08-18
    historical Withdrawn
25. 2014-08-18
    historical
26. 2014-05-05
    status Active
27. 2014-04-30
    status Contingent (No Kick Out)
28. 2014-04-03
    listed Active
29. 2014-04-03
    listed $173,500
30. 2010-05-14
    soldstatus $180,000
31. 2010-04-30
    soldstatus $180,000 Sold
32. 2010-04-30
    soldstatus $180,000
33. 2010-03-26
    status Contract
34. 2010-03-25
    historical
35. 2010-02-06
    listed $184,925 Active
36. 2010-02-06
    listed $184,925
37. 2004-04-30
    soldstatus $130,000
38. 2004-03-30
    historical
39. 2004-03-23
    listed $132,900
40. 2001-12-26
    soldstatus $104,900
41. 2001-12-07
    soldstatus $104,900
42. 2001-11-13
    historical
43. 2001-05-15
    listed $104,900
44. 1990-02-07
    soldstatus $176,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $2,241 · $187/mo
• Projected year-2 tax: $2,565 · $214/mo
• Expected delta: +$324/yr (+$27/mo · 14.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥105°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,155
• − Mortgage interest: −$14,844
• − Property taxes: −$2,241
• − Insurance: −$1,325
• − Repairs & maintenance: −$2,012
• − Management: −$2,012
• − HOA: −$1,452
• − Depreciation: −$7,709
• Taxable loss: −$6,442
• Est. tax savings @ 24.0%: +$1,546
• After-tax cash flow: $-277/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Harford County Public Schools
• NCES district ID: 2400390
• Math proficiency: 22% ▼ -23.00%
• Reading proficiency: 39% ▼ -12.00%
• Median HH income: $79,569
• Composite: 29.38/100
• National rank: #6527
• State rank: #9 of 24 in MD

Livability — Riverside

• Score: 79/100
• State rank: #58
• US rank: #2187

Category grades

Amenities F Commute A Cost of living B Crime D Employment A+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Riverside, MD
• County: Harford County · 198,512 people
• City population: 6,404
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 6,648
• Household income: $106,831
• Rent vs Own: 26.1% rent · 73.9% own
• Severe rent burden: 96.0

Population outlook (Harford County) Hauer SSP2

• Today (2025): 262,292 people
• By 2030: 266,437 · +1.6%
• By 2040: 269,954 · +2.9%
• By 2050: 265,659 · +1.3%
• By 2075: 252,886 · -3.6%
• By 2100: 224,014 · -14.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (62%)
• Race & ethnicity: White 62% Black 26% Hispanic / Latino 6% Two or more races 6% Asian 2%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Romanian 5% Lithuanian 2%
• Foreign-born: 8% · Canada
• Languages at home: 90% English-only · Spanish 5% Russian/Polish/Slavic 2% Tagalog/Filipino 1%

Political lean MEDSL · Harford

• 2024 margin: R (+13.8) · D 41.9% · R 55.7% · Other 2.4%
• 2008→2024 swing: +5.0pp toward D · 2008: -18.8pp · 2024: -13.8pp
• All cycles: 2024: R+13.8 2020: R+12.0 2016: R+24.5 2012: R+19.5 2008: R+18.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▬ 0.01%
• Current HPI: 246.6348
• Rent YoY: —
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+50.6% since first listed

44 events — show timeline

• 2026-05-07 Pending — BRIGHT MLS
• 2026-05-06 Sold (MLS) — BRIGHT MLS
• 2026-04-29 Contingent — BRIGHT MLS
• 2026-04-25 Listed $265,000 BRIGHT MLS
• 2026-04-24 Coming Soon $265,000 BRIGHT MLS
• 2020-04-28 Sold (Public Records) $189,000 Public Records
• 2020-04-20 Sold (MLS) $189,000 BRIGHT MLS
• 2020-03-14 Pending — BRIGHT MLS
• 2020-03-13 Listing Removed — BRIGHT MLS
• 2020-03-07 Relisted — BRIGHT MLS
• 2020-02-19 Pending — BRIGHT MLS
• 2020-02-17 Listed $189,000 BRIGHT MLS
• 2019-11-05 Listing Removed — BRIGHT MLS
• 2019-10-22 Price Changed $185,900 BRIGHT MLS
• 2019-10-10 Listed $189,000 BRIGHT MLS
• 2014-10-31 Sold (Public Records) $169,000 Public Records
• 2014-10-24 Delisted — MRIS
• 2014-10-24 Sold (MLS) $169,000 BRIGHT MLS
• 2014-10-24 Sold (MLS) $169,000 MRIS
• 2014-09-20 Pending — MRIS
• 2014-09-10 Listing Removed — BRIGHT MLS
• 2014-08-22 Listed $169,900 MRIS
• 2014-08-22 Listed $169,900 BRIGHT MLS
• 2014-08-18 Delisted — MRIS
• 2014-08-18 Listing Removed — BRIGHT MLS
• 2014-05-05 Relisted — MRIS
• 2014-04-30 Pending — MRIS
• 2014-04-03 Listed — MRIS
• 2014-04-03 Listed $173,500 BRIGHT MLS
• 2010-05-14 Sold (Public Records) $180,000 Public Records
• 2010-04-30 Sold (MLS) $180,000 BRIGHT MLS
• 2010-04-30 Sold (MLS) $180,000 MRIS
• 2010-03-26 Pending — MRIS
• 2010-03-25 Listing Removed — BRIGHT MLS
• 2010-02-06 Listed $184,925 MRIS
• 2010-02-06 Listed $184,925 BRIGHT MLS
• 2004-04-30 Sold (MLS) $130,000 MRIS
• 2004-03-30 Delisted — MRIS
• 2004-03-23 Listed $132,900 MRIS
• 2001-12-26 Sold (Public Records) $104,900 Public Records
• 2001-12-07 Sold (MLS) $104,900 MRIS
• 2001-11-13 Delisted — MRIS
• 2001-05-15 Listed $104,900 MRIS
• 1990-02-07 Sold (Public Records) $176,000 Public Records

Property tax history

+2.0%/yr

Latest (2025): $2,241 · +5.4% YoY. Source: county tax records.