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811 N Huntington St N
B+ Composite 78.61
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +4.4/5.0
  • Livability +3.6/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$49,000

811 N Huntington St N · Sulphur, LA 70663
2 bd · 1.0 ba · 870 sqft · SingleFamily · 70 Days on market
Built 1959 9,148 sqft lot $56/sqft · 44% below area Est $87k · 44% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

2 bedroom 1 bath investor opportunity on a quiet street in Sulphur. Allow 3 days for response to offers, expired offers will not be negotiated. Inspections are for buyers' information only, home and property are being sold as is and no repairs will be made. Proof of funds to be provided with offer. Located in Flood Zone X where flood insurance is not typically required. All measurements more or less.

Key facts

  • 9,148 sq ft lot
  • Built 1959
  • Listed 69 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $49k.

Deal economics

  • At list price, monthly cash flow is $463 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $49k).
  • Recommended offer: $46k (6.0% below list) — sets the bar for market timing.
  • Cap rate 17.6% vs local median 8.8% in Sulphur — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#48 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: crime D-, amenities F, commute F.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+7.7%/yr); 291 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $339 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 7.7% rent growth), your $14k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 70 days — a 6% lower offer ($46k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $46,060 (6.0% below list)

Questions for the listing agent

  1. It's been on market 70 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.04%
Cap rate
17.63%
Cash-on-cash
40.48%
DSCR
2.80
GRM
4.1

CMA / ARV

ARV (median comp)
$87,366
List price
$49,000
Delta
-43.91%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
524 E Carlton St E 0.29mi 2/1.0 862 (-1%) 8mo $57,000 $66 79

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.65% rent growth · sell at horizon

5-year hold
IRR
42.0%
Equity multiple
2.93×
Total profit
$26,449
Equity at exit
$7,306
10-year hold
IRR
50.3%
Equity multiple
7.06×
Total profit
$83,173
Equity at exit
$4,237

Cash invested: $13,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70663

Rents YoY
7.7%
Active inventory
291
Price-to-rent
4.1×

Monthly cashflow live

Estimated rent
$1,001 medium interval (Pro) →
Mortgage (P&I)
$257
Tax from tax record
$51 /mo · $607/yr
Insurance
$20
HOA
$0
Vacancy / Maint / Mgmt
$210
Net cashflow
$463

Break-even live

Break-even rent $415
Max offer price $49,000
Occupancy floor 49%

Sensitivity live

Price -10% $491 -5% $477 +0% $463 +5% $449 +10% $435
Rent -10% $384 -5% $423 +0% $463 +5% $502 +10% $542
Rate -1.0pp $487 -0.5pp $475 base $463 +0.5pp $450 +1.0pp $437

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,250
Closing costs
$1,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1115 N Crocker St Sulphur, LA 2.0 2.0 960 $950 $0.99 14d 1 0.44mi
100 Mc Arthur St Unit 6 Sulphur, LA 1.0 1.0 800 $675 $0.84 44d 1 0.61mi

Listing history 21 events

  1. 2026-06-19
    days on market $49,000 Active 70 DOM
  2. 2026-06-18
    days on market $49,000 Active 69 DOM
  3. 2026-06-17
    days on market $49,000 Active 68 DOM
  4. 2026-06-16
    days on market $49,000 Active 67 DOM
  5. 2026-06-15
    days on market $49,000 Active 66 DOM
  6. 2026-06-14
    days on market $49,000 Active 64 DOM
  7. 2026-06-13
    days on market $49,000 Active 63 DOM
  8. 2026-06-10
    days on market $49,000 Active 61 DOM
  9. 2026-06-09
    days on market $49,000 Active 60 DOM
  10. 2026-06-08
    days on market $49,000 Active 59 DOM
  11. 2026-06-07
    days on market $49,000 Active 58 DOM
  12. 2026-06-05
    days on market $49,000 Active 55 DOM
  13. 2026-06-02
    days on market $49,000 Active 53 DOM
  14. 2026-06-01
    days on market $49,000 Active 52 DOM
  15. 2026-05-31
    days on market $49,000 Active 51 DOM
  16. 2026-05-30
    days on market $49,000 Active 50 DOM
  17. 2026-04-10
    listed $49,000 Active 403-char remark
    Show marketing remark (403 chars)

    2 bedroom 1 bath investor opportunity on a quiet street in Sulphur. Allow 3 days for response to offers, expired offers will not be negotiated. Inspections are for buyers' information only, home and property are being sold as is and no repairs will be made. Proof of funds to be provided with offer. Located in Flood Zone X where flood insurance is not typically required. All measurements more or less.

  18. 2020-12-09
    soldstatus
  19. 2020-06-26
    listed $89,000
  20. 2019-07-16
    soldstatus
  21. 2019-05-31
    listed $29,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$607 · $51/mo
Projected year-2 tax
$607 · $51/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,012
− Mortgage interest
−$2,745
− Property taxes
−$607
− Insurance
−$245
− Repairs & maintenance
−$961
− Management
−$961
− Depreciation
−$1,425
Taxable income
$5,068
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,216
After-tax cash flow
$4,338/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — Sulphur

Score
71/100
State rank
#48
US rank
#7164

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sulphur, LA
County
Calcasieu Parish · 170,889 people
City population
27,799
Metro
Lake Charles, LA
Population (ZIP)
27,799
Household income
$64,707
Rent vs Own
19.7% rent · 80.3% own
Severe rent burden
197.0

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 8% Hispanic / Latino 5% Two or more races 4%
Common ancestry
Lithuanian 13% Slovak 2% Scandinavian 1%
Foreign-born
3% · Canada, Vietnam
Languages at home
94% English-only · Spanish 2% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -104.29%
Current HPI
100.0895
Rent YoY
▲ 7.65%
Metro
Lake Charles, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+63.9% since first listed
5 events — show timeline
  • 2026-04-10 Listed $49,000 SWLAR
  • 2020-12-09 Sold (MLS) SWLAR
  • 2020-06-26 Listed $89,000 SWLAR
  • 2019-07-16 Sold (MLS) SWLAR
  • 2019-05-31 Listed $29,900 SWLAR

Property tax history

-0.2%/yr

Latest (2025): $607 · +0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…