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2607 River Run Rd
D Composite 42.23
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.6/30.0
  • ARV discount +9.0/15.0
  • 1% rule +4.8/10.0
  • Schools +4.5/10.0
  • Appreciation +4.2/10.0
  • DSCR +2.7/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$449,900

2607 River Run Rd · Sienna, TX 77459
4 bd · 4.0 ba · 2,853 sqft · SingleFamily public records · 37 Days on market
Built 2015 6,351 sqft lot $158/sqft · at area comps Est $466k · at est. $121/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Step into this stunning, move-in-ready residence featuring soaring high ceilings, 4 spacious bedrooms, and 3.5 designer baths. The gourmet kitchen is a chef’s dream, complete with a stone center island, custom backsplash tiling, and premium pull-out cabinetry. The entire first floor features upgraded wood-look tile that seamlessly integrates with an ambient built-in speaker system. Outside, a full-property sprinkler system ensures effortless curb appeal for this fully upgraded gem. Extended backyard, no back neighbours!!

Key facts

  • Stone center island
  • Gourmet kitchen
  • 6,351 sq ft lot

Tags

GOURMET KITCHENSTONE CENTER ISLANDCUSTOM BACKSPLASH TILINGPREMIUM PULL-OUT CABINETRYUPGRADED WOOD-LOOK TILEBUILT-IN SPEAKER SYSTEM

Property features AI

Finance

  • HOA & community: Community: Sienna; Community amenities include tennis courts and trails; Annual association fee

Exterior

  • Parking: Attached garage; 2 garage spaces
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Full ownership; Built in 2015; Slab foundation
  • Construction: Brick, stone, and vinyl siding exterior; Composition roof
  • Exterior features: Subdivision lot; Concrete road access

Interior

  • Bedrooms: Primary bedroom on the first floor (approx. 14 x 17); Secondary bedrooms on the second floor (approx. 10 x 11; 14 x 11; 10 x 13)
  • Bathrooms: 3 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (gas); Central electric air conditioning
  • Interior features: Family room; Living room; 6 total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/4.0-bath single-family listed at $450k.

Deal economics

  • At list price, monthly cash flow is $-307 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $396k (12.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $442k (1.8% below list).
  • Recommended offer: $396k (12.0% below list) — sets the bar for cash-flow.
  • Cap rate 5.5% vs local median 3.3% in Sienna — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Heritage Rose El (math 29% / reading 28%, grade F, #2,706 of 4,322 statewide, top 63%, 1,209 students, 83% FRL); Billy Baines Middle (math 47% / reading 53%, grade C, #347 of 1,662 statewide, top 21%, 1,296 students, 37% FRL); Ridge Point H S (math 61% / reading 69%, grade B, #198 of 1,632 statewide, top 12%, 3,170 students, 31% FRL) — zoned schools average 50% FRL vs 35% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-0.1%/yr); 1229 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($129k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-1.7%/yr); year-one equity from $3k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($436k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 3.0% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $395,707 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
5.47%
Cash-on-cash
-2.92%
DSCR
0.87
GRM
8.5

CMA / ARV

ARV (median comp)
$465,896
List price
$449,900
Delta
-3.43%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10018 Foggy Riv 0.12mi 3/3.5 (-1) 2,944 (+3%) 1mo $449,999 $153 81
2610 Lazy Vine Ln 0.45mi 4/4.5 2,907 (+2%) 1mo $715,000 $246 73
10143 Deerpark Dr 0.49mi 4/3.5 2,874 (+1%) 2mo $475,000 $165 72
10023 Starhill Ct 0.45mi 4/3.0 2,930 (+3%) 4mo $450,000 $154 67
9507 Shaded Tree Dr 0.72mi 4/3.5 2,935 (+3%) 4mo $445,000 $152 56
10439 Caribou Ct 0.71mi 4/2.5 2,924 (+2%) 3mo $414,900 $142 54
2827 Monarch Xing 0.54mi 5/4.0 (+1) 3,119 (+9%) 0mo $550,000 $176 54
3031 Reindeer Run 0.70mi 4/3.0 2,658 (-7%) 1mo $390,000 $147 51
9418 San Marco Dr 0.60mi 4/4.5 3,266 (+14%) 4mo $745,000 $228 43
2610 Parker Oak Pass 0.75mi 4/3.5 3,220 (+13%) 1mo $510,000 $158 41
2018 Edgemont Pl 0.67mi 5/3.5 (+1) 3,227 (+13%) 2mo $499,500 $155 38
2303 Jasper Pt 0.73mi 4/3.5 3,279 (+15%) 2mo $519,000 $158 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.67% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-16.1%
Equity multiple
0.37×
Total profit
$-79,263
Equity at exit
$94,357
10-year hold
IRR
-13.7%
Equity multiple
0.06×
Total profit
$-118,977
Equity at exit
$87,397

Cash invested: $125,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77459

Home prices YoY
-0.8%
Rents YoY
-0.1%
Active inventory
1229
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$4,419 high interval (Pro) →
Mortgage (P&I)
$2,359
Tax from tax record
$1,130 /mo · $13,561/yr
Insurance
$187
HOA
$121
Vacancy / Maint / Mgmt
$928
Net cashflow
$-307

Break-even live

Break-even rent $4,807
Max offer price $395,707
Occupancy floor

Sensitivity live

Price -10% $-52 -5% $-179 +0% $-307 +5% $-434 +10% $-561
Rent -10% $-656 -5% $-481 +0% $-307 +5% $-132 +10% $42
Rate -1.0pp $-80 -0.5pp $-192 base $-307 +0.5pp $-423 +1.0pp $-542

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$112,475
Closing costs
$13,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1714 Forest Mist Dr Missouri City, TX 3.0 3.0 1979 $3,000 $1.52 45d 1 0.88mi
9006 Meadow Bridge Dr Missouri City, TX 4.0 3.5 3958 $6,580 $1.66 4d 1 0.95mi
2142 Ironwood Pass Dr Missouri City, TX 4.0 3.0 2140 $6,000 $2.80 0d 1 1.05mi
8719 Fox Trail Dr Missouri City, TX 4.0 3.5 2143 $6,000 $2.80 24d 1 1.15mi
2718 Van Gogh Ln Missouri City, TX 4.0 2.5 3036 $3,595 $1.18 12d 1 1.23mi

HOA detail

Monthly dues
$121 · $1,452/yr

Listing history 2 events

  1. 2026-05-31
    days on market $449,900 Active 37 DOM
  2. 2026-04-23
    listed $449,900 Active 486-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$13,561 · $1,130/mo
Projected year-2 tax
$13,561 · $1,130/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$53,029
− Mortgage interest
−$25,201
− Property taxes
−$13,561
− Insurance
−$2,250
− Repairs & maintenance
−$4,242
− Management
−$4,242
− HOA
−$1,452
− Depreciation
−$13,088
Taxable loss
−$11,007
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,642
After-tax cash flow
$-1,040/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX

Livability — Sienna

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Sienna, TX
County
Fort Bend County · 836,777 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
84,221
Household income
$129,151
Rent vs Own
14.8% rent · 85.2% own
Severe rent burden
1004.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.75)
Race & ethnicity
White 34% Black 26% Asian 22% Hispanic / Latino 13% Two or more races 10%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 2% Slovak 1% Italian 1%
Foreign-born
21% · Canada, China, Vietnam
Languages at home
73% English-only · Other Asian/Pacific 8% Spanish 7% Other Indo-European 5%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.67%
Current HPI
212.3573
Rent YoY
▼ -0.15%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-05-31 Listing Removed HARMLS
  • 2026-04-23 Listed $449,900 HARMLS

Property tax history

+59.0%/yr

Latest (2025): $13,561 · +111.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…