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Poplar B Plan 🏗️ New Construction
C Composite 57.41
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.5/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.2/10.0
  • 1% rule +5.9/10.0
  • Condition / age +4.8/5.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$243,990

Poplar B Plan · Blythewood, SC 29016
3 bd · 2.5 ba · 1,404 sqft · SingleFamily · 6 Days on market
Excellent condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

The Poplar is a home that feels open and welcoming with a layout that keeps the main level connected and the upstairs private. This floor plan offers 3 bedrooms, 2.5 bathrooms, and 1,404 square feet of intentionally designed living space, along with a one-car garage. Step inside through the foyer and you're brought right into the heart of the home, where the great room and dining area flow together for an easy, open feel. The kitchen sits just off the dining space with a functional layout and plenty of counter space, making it a great setup for preparing meals, hosting, or everything in between. A main-level powder room adds extra convenience, and the patio off the dining area gives you the

Key facts

  • Dining area
  • Great room
  • Functional layout

Tags

GREAT ROOMDINING AREAFUNCTIONAL LAYOUTPLENTY OF COUNTER SPACEMAIN-LEVEL POWDER ROOMPATIO OFF DINING AREA

Property features AI

Finance

  • Other: Status: Active
  • Financial info: List price $242,990

Exterior

  • Parking: 1 garage space (1 total parking space)
  • Home design: Single-family plan (Poplar B)
  • Construction: Living area approximately 1404; New construction plan
  • Exterior features: Located on Corkscrew Ln, Blythewood, SC

Interior

  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms and 1 half bathroom
  • Interior features: Plan-built home (Poplar B)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $244k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $409 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $244k).

Location & tenants

  • Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 650 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $243,990

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.09%
Cap rate
8.31%
Cash-on-cash
7.19%
DSCR
1.32
GRM
7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-5.3%
Equity multiple
0.80×
Total profit
$-13,418
Equity at exit
$36,380
10-year hold
IRR
4.4%
Equity multiple
1.32×
Total profit
$22,060
Equity at exit
$21,096

Cash invested: $68,317 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29016

Home prices YoY
-26.3%
Active inventory
650
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$2,653 medium interval (Pro) →
Mortgage (P&I)
$1,280
Tax est. 1.5%
$305 /mo · $3,660/yr
Insurance
$102
HOA
$0
Vacancy / Maint / Mgmt
$557
Net cashflow
$409

Break-even live

Break-even rent $2,134
Max offer price $243,990
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$60,998
Closing costs
$7,320
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
463 N High Duck Trl Blythewood, SC 3.0 2.5 1604 $2,200 $1.37 3d 1 0.19mi
227 Honey Hill Way Blythewood, SC 3.0 2.5 1689 $2,180 $1.29 3d 1 1.32mi

Listing history 13 events

  1. 2026-06-18
    days on market $243,990 Active 6 DOM
  2. 2026-06-17
    days on market $243,990 Active 5 DOM
  3. 2026-06-16
    pricedays on market $243,990 Active 4 DOM
  4. 2026-06-15
    days on market $242,990 Active 3 DOM
  5. 2026-06-13
    days on marketlisting id $242,990 Active 1 DOM
  6. 2026-06-09
    days on market $242,990 Active 96 DOM
  7. 2026-06-08
    days on market $242,990 Active 95 DOM
  8. 2026-06-07
    days on market $242,990 Active 94 DOM
  9. 2026-06-05
    days on market $242,990 Active 91 DOM
  10. 2026-06-03
    days on market $242,990 Active 90 DOM
  11. 2026-06-03
    days on market $242,990 Active 89 DOM
  12. 2026-06-01
    days on market $242,990 Active 88 DOM
  13. 2026-05-31
    days on market $242,990 Active 87 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,832
− Mortgage interest
−$13,667
− Property taxes
−$3,660
− Insurance
−$1,220
− Repairs & maintenance
−$2,547
− Management
−$2,547
− Depreciation
−$7,098
Taxable income
$1,094
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$263
After-tax cash flow
$4,651/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Excellent 95/100 None rehab

This home is in excellent condition with a well-maintained exterior and interior. It has a good layout and is move-in ready. The home has the potential to be further enhanced with some interior updates and landscaping improvements to increase its value.

Value-add opportunities

  • Both Painting the interior walls and updating the kitchen backsplash — These updates would enhance the home's curb appeal and interior aesthetics, making it more attractive to potential buyers and renters.
  • Both Upgrading the flooring in the bathrooms — This would improve the home's overall appearance and add value to the property.
  • Both Upgrading the kitchen appliances — Modern appliances would make the kitchen more functional and appealing to potential buyers and renters.
  • Both Landscaping improvements — A well-maintained and aesthetically pleasing landscape would enhance the home's curb appeal and add value to the property.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the interior walls and updating the kitchen backsplash — These updates would enhance the home's curb appeal and interior aesthetics, making it more attractive to potential buyers and renters.
  • Both Upgrading the flooring in the bathrooms — This would improve the home's overall appearance and add value to the property.
  • Both Upgrading the kitchen appliances — Modern appliances would make the kitchen more functional and appealing to potential buyers and renters.
  • Both Landscaping improvements — A well-maintained and aesthetically pleasing landscape would enhance the home's curb appeal and add value to the property.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Blythewood

Score
70/100
State rank
#58
US rank
#7406

Category grades

Amenities F Commute F Cost of living C Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
30,454
Metro
Columbia, SC
Population (ZIP)
30,454
Household income
$95,082
Rent vs Own
16.9% rent · 83.1% own
Severe rent burden
559.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
5% · Canada, China
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.48%
Current HPI
183.5933
Rent YoY
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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