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1000 Kenwood
D- Composite 38.52
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.0/30.0
  • ARV discount +5.3/15.0
  • DSCR +4.2/10.0
  • Schools +4.1/10.0
  • Livability +3.3/5.0
  • Rent growth +2.7/5.0
  • 1% rule +2.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$179,900

1000 Kenwood · Benton, AR 72015
3 bd · 1.0 ba · 1,120 sqft · SingleFamily public records · 13 Days on market
Built 1954 1.78 ac lot Est $171k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this beautifully updated home in Benton! Now offering 3 bedrooms and 2 full bathrooms, this property blends new updates with everyday comfort. Situated on a spacious lot, you'll enjoy plenty of room to spread out, along with a large shop featuring a convenient roll-up door- perfect for storage, hobbies, or a workshop. Located just minutes away from the interstate and local amenities, this home offers both privacy and convenience. Don't miss your chance to see it!

Key facts

  • Spacious lot
  • Updated home
  • Roll-up door

Tags

UPDATED HOMESPACIOUS LOTLARGE SHOPROLL-UP DOORLOCAL AMENITIES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $180k.

Deal economics

  • At list price, monthly cash flow is $22 ($258/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $136k (24.5% below list).
  • Recommended offer: $136k (24.5% below list) — sets the bar for 1% rule.
  • Cap rate 6.4% vs local median 4.4% in Benton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#119 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D, amenities F, commute F.
  • Benton School District (suburban): math 51% / reading 43% proficiency, ranked #25 of 238 in AR (top 10%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Benton Middle School (math 54% / reading 40%, grade D+, #46 of 201 statewide, top 24%, 1,367 students, 44% FRL).
  • Market conditions: Rents flat; 203 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 446 units permitted in Saline County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Saline County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $32k; list at $180k implies a 454% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $135,873 (24.5% below list)

Questions for the listing agent

  1. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
6.44%
Cash-on-cash
0.51%
DSCR
1.02
GRM
11.0

CMA / ARV

ARV (on-the-fly)
$171,360
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
803 Heights Rd 0.23mi 2/1.0 (-1) 1,063 (-5%) 10mo $126,000 $119 68
909 Palmer Ave 0.31mi 3/1.0 1,116 (-0%) 23mo $110,000 $99 66
809 Palmer 0.33mi 3/2.0 1,056 (-6%) 10mo $100,000 $95 63
721 W Narroway 0.48mi 3/1.5 1,260 (+12%) 2mo $199,900 $159 53
914 & 918 Heights Rd 0.24mi 3/1.0 962 (-14%) 16mo $225,000 $234 52
927 W Sevier St 0.69mi 3/1.0 1,176 (+5%) 14mo $179,900 $153 48
308 N Olive 0.68mi 3/2.0 1,040 (-7%) 5mo $172,000 $165 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.73% rent growth · sell at horizon

5-year hold
IRR
-17.7%
Equity multiple
0.39×
Total profit
$-30,914
Equity at exit
$26,824
10-year hold
IRR
-14.2%
Equity multiple
0.26×
Total profit
$-37,449
Equity at exit
$15,554

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72015

Home prices YoY
-11.1%
Rents YoY
0.7%
Active inventory
203
Price-to-rent
11.0×

Monthly cashflow live

Estimated rent
$1,359 high interval (Pro) →
Mortgage (P&I)
$943
Tax from tax record
$34 /mo · $402/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$285
Net cashflow
$22

Break-even live

Break-even rent $1,332
Max offer price $179,900
Occupancy floor 93%

Sensitivity live

Price -10% $123 -5% $72 +0% $22 +5% $-29 +10% $-80
Rent -10% $-86 -5% $-32 +0% $22 +5% $75 +10% $129
Rate -1.0pp $112 -0.5pp $67 base $22 +0.5pp $-25 +1.0pp $-73

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,975
Closing costs
$5,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
904 Sherris Ln Benton, AR 3.0 1.0 885 $1,225 $1.38 16d 1 0.14mi
907 Denver Benton, AR 3.0 1.0 980 $1,200 $1.22 25d 1 0.29mi
1908 Rio Grande Benton, AR 3.0 2.0 1226 $1,500 $1.22 16d 1 0.90mi
204 Dobbs St Benton, AR 3.0 1.5 1160 $1,375 $1.19 16d 1 0.93mi
624 Denton Benton, AR 2.0 1.0 1092 $1,200 $1.10 45d 1 1.01mi
724 S Main Benton, AR 2.0 1.0 868 $1,195 $1.38 45d 1 1.47mi
609 S 2nd St Benton, AR 3.0 2.0 1248 $1,295 $1.04 45d 1 1.49mi

Listing history 6 events

  1. 2026-04-02
    status Under Contract
  2. 2026-03-20
    listed $179,900 New Listing
  3. 2024-03-29
    historical
  4. 2024-03-28
    historical Take Backups
  5. 2024-03-26
    listed $127,900 New Listing
  6. 2015-05-11
    soldstatus $32,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$402 · $34/mo
Projected year-2 tax
$1,151 · $96/mo
Expected delta
+$749/yr (+$62/mo · 186.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,305
− Mortgage interest
−$10,077
− Property taxes
−$402
− Insurance
−$900
− Repairs & maintenance
−$1,304
− Management
−$1,304
− Depreciation
−$5,233
Taxable loss
−$2,916
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$700
After-tax cash flow
$958/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Benton School District
NCES district ID
0502960
Math proficiency
51% ▼ -10.00%
Reading proficiency
43% ▼ -10.00%
Median HH income
$51,870
Composite
40.52/100
National rank
#3707
State rank
#25 of 238 in AR

Livability — Benton

Score
66/100
State rank
#119
US rank
#11460

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment B- Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Benton, AR
County
Saline County · 77,216 people
City population
58,767
Metro
Little Rock-North Little Rock-Conway, AR
Population (ZIP)
28,712
Household income
$66,107
Rent vs Own
27.4% rent · 72.6% own
Severe rent burden
439.0

Population outlook (Saline County) Hauer SSP2

Today (2025)
140,141 people
By 2030
151,233 · +7.9%
By 2040
173,100 · +23.5%
By 2050
194,368 · +38.7%
By 2075
245,295 · +75.0%
By 2100
279,117 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Black 10% Two or more races 6% Hispanic / Latino 5%
Common ancestry
Slovak 3% Italian 2% Lithuanian 1%
Foreign-born
2% · Canada, Vietnam
Languages at home
97% English-only · Spanish 3% Vietnamese 0%

Political lean MEDSL · Saline

2024 margin
Solid R (+40.1) · D 28.8% · R 69.0% · Other 2.2%
2008→2024 swing
+0.8pp no change · 2008: -41.0pp · 2024: -40.1pp
All cycles
2024: R+40.1 2020: R+41.2 2016: R+43.5 2012: R+42.7 2008: R+41.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -29.11%
Current HPI
234.4644
Rent YoY
▲ 0.73%
Metro
Little Rock-North Little Rock-Conway, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+453.5% since first listed
6 events — show timeline
  • 2026-04-02 Pending CARMLS
  • 2026-03-20 Listed $179,900 CARMLS
  • 2024-03-29 Listing Removed CARMLS
  • 2024-03-28 Contingent CARMLS
  • 2024-03-26 Listed $127,900 CARMLS
  • 2015-05-11 Sold (Public Records) $32,500 Public Records

Property tax history

+10.6%/yr

Latest (2025): $402 · -19.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…