215 Ohio Ave · West Mahanoy, PA 17976

$129,900

3 bd · 1.0 ba · 1,256 sqft · SingleFamily public records · 59 Days on market

Built 1920 5,300 sqft lot $103/sqft · 8% below area Est $141k · 8% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.4/30.0
• ARV discount +11.0/15.0
• DSCR +7.2/10.0
• Appreciation +6.9/10.0
• 1% rule +5.8/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.4/10.0

Listing remarks MLS

Shenandoah Heights:Singlefamily home featuring 3 spacious bedrooms and 1.5 bathrooms. Enjoy a bright living room and formal dining area. This property also offers a laundry room, car garage, and a fenced-in yard ideal for outdoor enjoyment. Conveniently located and move-in ready. Don't miss this opportunity--schedule your showing today

Key facts

• Laundry room
• Bright living room
• Formal dining area

Tags

• FENCED-IN YARD
• BRIGHT LIVING ROOM
• FORMAL DINING AREA
• LAUNDRY ROOM

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $130k.

Deal economics

• At list price, monthly cash flow is $216 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $130k).
• Recommended offer: $126k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Shenandoah Valley SD (town): math 20% / reading 38% proficiency, ranked #454 of 539 in PA (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 63 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 169 units permitted in Schuylkill County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $6k of equity ($898 loan paydown + $5k appreciation (3.8% local appreciation)).
• Schuylkill County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (3.8% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~4 years — after that, you're playing with house money.
• By year 6, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 59 days — a 3% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 7y ago; this cycle's ask has dropped $20k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $42k; list at $130k implies a 206% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $126,003 (3.0% below list)

Questions for the listing agent

1. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.08% ✓
• Cap rate: 8.29%
• Cash-on-cash: 7.12%
• DSCR: 1.32
• GRM: 7.7

CMA / ARV

• ARV (median comp): $140,922
• List price: $129,900
• Delta: -7.82%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
224 Ohio Ave	0.03mi	4/2.0 (+1)	1,386 (+10%)	5mo	$140,000	$101	68
211 Virginia Ave	0.13mi	3/1.5	1,314 (+5%)	20mo	$95,000	$72	68
220 California Ave	0.21mi	3/2.5	1,388 (+10%)	2mo	$250,000	$180	65
326 Arlington St	0.41mi	3/1.0	1,140 (-9%)	5mo	$42,500	$37	61
258 Indiana Ave	0.07mi	3/1.0	1,407 (+12%)	23mo	$175,000	$124	58
252 Florida Ave	0.09mi	3/1.5	1,436 (+14%)	15mo	$169,900	$118	57
16 Gilbert St	0.47mi	4/1.0 (+1)	1,158 (-8%)	4mo	$70,000	$60	57
110 Penn St	0.37mi	4/1.0 (+1)	1,337 (+6%)	17mo	$60,000	$45	53
330 W Poplar St	0.71mi	2/1.0 (-1)	1,120 (-11%)	11mo	$55,000	$49	35
57 W Weston Pl	0.67mi	4/2.5 (+1)	1,384 (+10%)	10mo	$85,000	$61	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.84% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 16.3%
• Equity multiple: 1.97×
• Total profit: $35,315
• Equity at exit: $64,681

10-year hold

• IRR: 17.3%
• Equity multiple: 3.73×
• Total profit: $99,450
• Equity at exit: $104,861

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17976

• Home prices YoY: 1.3%
• Active inventory: 63
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $1,400 medium
• Mortgage (P&I): −$681
• Tax from tax record: −$155 /mo · $1,857/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$294
• Net cashflow: $216

Break-even live

Break-even rent $1,127

Max offer price $129,900

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,475
• Closing costs: $3,897
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
230 W Arlington St Shenandoah, PA	3.0	1.0	1143	$1,400	$1.22	43d	1	0.42mi

Listing history 27 events

1. 2026-06-18
   days on market $129,900 Active 59 DOM
2. 2026-06-17
   days on market $129,900 Active 58 DOM
3. 2026-06-16
   days on market $129,900 Active 57 DOM
4. 2026-06-15
   days on market $129,900 Active 56 DOM
5. 2026-06-13
   days on market $129,900 Active 54 DOM
6. 2026-06-12
   days on market $129,900 Active 53 DOM
7. 2026-06-09
   days on market $129,900 Active 50 DOM
8. 2026-06-08
   days on market $129,900 Active 49 DOM
9. 2026-06-08
   days on market $129,900 Active 48 DOM
10. 2026-06-07
    days on market $129,900 Active 47 DOM
11. 2026-06-04
    days on market $129,900 Active 44 DOM
12. 2026-06-02
    days on market $129,900 Active 43 DOM
13. 2026-06-01
    price $129,900 Active 42 DOM
14. 2026-06-01
    days on market $149,900 Active 42 DOM
15. 2026-05-31
    days on market $149,900 Active 41 DOM
16. 2026-04-21
    status Active 337-char remark

    Show marketing remark (337 chars)

    Shenandoah Heights:Singlefamily home featuring 3 spacious bedrooms and 1.5 bathrooms. Enjoy a bright living room and formal dining area. This property also offers a laundry room, car garage, and a fenced-in yard ideal for outdoor enjoyment. Conveniently located and move-in ready. Don't miss this opportunity--schedule your showing today

17. 2026-04-21
    historical 337-char remark

    Show marketing remark (337 chars)

    Shenandoah Heights:Singlefamily home featuring 3 spacious bedrooms and 1.5 bathrooms. Enjoy a bright living room and formal dining area. This property also offers a laundry room, car garage, and a fenced-in yard ideal for outdoor enjoyment. Conveniently located and move-in ready. Don't miss this opportunity--schedule your showing today

18. 2026-04-20
    listed $149,900 Active 337-char remark

    Show marketing remark (337 chars)

    Shenandoah Heights:Singlefamily home featuring 3 spacious bedrooms and 1.5 bathrooms. Enjoy a bright living room and formal dining area. This property also offers a laundry room, car garage, and a fenced-in yard ideal for outdoor enjoyment. Conveniently located and move-in ready. Don't miss this opportunity--schedule your showing today

19. 2020-03-19
    soldstatus $42,500
20. 2020-03-17
    soldstatus $42,500 Closed 258-char remark

    Show marketing remark (258 chars)

    Feel the family atmosphere the moment you walk into this charming cape cod. Perched on top of a hill in Shenadoah Heights. This cute single offers 3 bedrooms 2 1/2 bathes and a 1 car garage. Great entertaining space in the walkout basement with built in bar.

21. 2020-02-05
    status Pending 258-char remark

    Show marketing remark (258 chars)

    Feel the family atmosphere the moment you walk into this charming cape cod. Perched on top of a hill in Shenadoah Heights. This cute single offers 3 bedrooms 2 1/2 bathes and a 1 car garage. Great entertaining space in the walkout basement with built in bar.

22. 2019-12-26
    price $45,500 258-char remark

    Show marketing remark (258 chars)

    Feel the family atmosphere the moment you walk into this charming cape cod. Perched on top of a hill in Shenadoah Heights. This cute single offers 3 bedrooms 2 1/2 bathes and a 1 car garage. Great entertaining space in the walkout basement with built in bar.

23. 2019-09-24
    listed $48,500 Active 258-char remark

    Show marketing remark (258 chars)

    Feel the family atmosphere the moment you walk into this charming cape cod. Perched on top of a hill in Shenadoah Heights. This cute single offers 3 bedrooms 2 1/2 bathes and a 1 car garage. Great entertaining space in the walkout basement with built in bar.

24. 2019-09-20
    historical
25. 2019-09-16
    price $48,500
26. 2019-06-03
    listed $52,900 Active
27. 1998-06-01
    soldstatus $1,708

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,857 · $155/mo
• Projected year-2 tax: $1,955 · $163/mo
• Expected delta: +$98/yr (+$8/mo · 5.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥92°F today · 15 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,800
• − Mortgage interest: −$7,276
• − Property taxes: −$1,857
• − Insurance: −$650
• − Repairs & maintenance: −$1,344
• − Management: −$1,344
• − Depreciation: −$3,779
• Taxable income: $551
• Est. tax owed @ 24.0%: −$132
• After-tax cash flow: $2,459/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Shenandoah Valley SD
• NCES district ID: 4221490
• Math proficiency: 20% ▼ -8.00%
• Reading proficiency: 38% ▼ -6.00%
• Median HH income: $31,968
• Composite: 23.58/100
• National rank: #7851
• State rank: #454 of 539 in PA

Livability — West Mahanoy

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Shenandoah Heights, PA
• City population: 5,988
• Population (ZIP): 5,988

Population outlook (Schuylkill County) Hauer SSP2

• Today (2025): 137,447 people
• By 2030: 133,121 · -3.1%
• By 2040: 124,172 · -9.7%
• By 2050: 115,611 · -15.9%
• By 2075: 100,796 · -26.7%
• By 2100: 86,667 · -36.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (63%)
• Race & ethnicity: White 63% Hispanic / Latino 34% Two or more races 12% Black 2%
• Hispanic origin (detail): Mexican 10% Puerto Rican 8% Dominican 11%
• Common ancestry: Romanian 20% Iranian 2% Scotch-Irish 2%
• Foreign-born: 10% · Canada
• Languages at home: 68% English-only · Spanish 30% Russian/Polish/Slavic 1%

Political lean MEDSL · Schuylkill

• 2024 margin: Solid R (+42.1) · D 28.5% · R 70.6%
• 2008→2024 swing: -33.4pp toward R · 2008: -8.7pp · 2024: -42.1pp
• All cycles: 2024: R+42.1 2020: R+39.9 2016: R+43.4 2012: R+13.4 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.84%
• Current HPI: 308.8036
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+8676.3% since first listed

12 events — show timeline

• 2026-04-21 Relisted — LCAR
• 2026-04-21 Delisted — LCAR
• 2026-04-20 Listed $149,900 LCAR
• 2020-03-19 Sold (Public Records) $42,500 Public Records
• 2020-03-17 Sold (MLS) $42,500 BRIGHT MLS
• 2020-02-05 Pending — BRIGHT MLS
• 2019-12-26 Price Changed $45,500 BRIGHT MLS
• 2019-09-24 Listed $48,500 BRIGHT MLS
• 2019-09-20 Listing Removed — BRIGHT MLS
• 2019-09-16 Price Changed $48,500 BRIGHT MLS
• 2019-06-03 Listed $52,900 BRIGHT MLS
• 1998-06-01 Sold (Public Records) $1,708 Public Records

Property tax history

+1.1%/yr

Latest (2025): $1,857 · +4.1% YoY. Source: county tax records.