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5800 Hamner Ave #387
C- Composite 52.0
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Rent growth +3.2/5.0
  • Livability +3.2/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$77,500

5800 Hamner Ave #387 · Eastvale, CA 91752
2 bd · 2.0 ba · 1,440 sqft · Manufactured public records · 8 Days on market
Built 1969 $54/sqft · 48% below area Est $150k · 48% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this spacious and well-maintained 2-bedroom, 2-bathroom manufactured home located in the highly sought-after Swan Lake Community, an all-ages gated community in Eastvale, CA. Built in 1969 and offering approximately 1,440 square feet of comfortable living space, this home provides excellent value. Step inside to find a functional layout with generous room sizes perfect for families or those seeking extra space. The home features a bright living area, and a practical kitchen. You’ll also enjoy the convenience of in-home laundry and ample storage throughout. Many recent updates make this a move-in ready opportunity in a prime location facing the serene lake. This desirable co

Key facts

  • Gated community
  • Move-in ready
  • Recent updates

Tags

MANUFACTURED HOMEGATED COMMUNITYIN-HOME LAUNDRYAMPLE STORAGERECENT UPDATESMOVE-IN READY

Property features AI

Finance

  • Other: Park name: Swan Lake; Manager approval may be required
  • Financial info: Land lease in effect; monthly land lease payment (seller-provided amount)
  • HOA & community: Association amenities include pool, spa, clubhouse, billiard room, dog park, onsite property management, controlled access/guard, common RV parking, and other community rules; Community features include biking, dog park, fishing, lake access, and street lighting

Exterior

  • Parking: Two parking spaces; Two-car attached carport; Driveway; RV potential (common RV parking available; park has controlled RV parking and may charge RV parking fee)
  • Security: Gated with guard; Controlled access
  • Utilities: Public sewer; District/Public water
  • Home design: Single-story mobile home (24' x 60'); Mobile home remains on site; Total of 1 story; Has a view
  • Construction: Year built per public records
  • Exterior features: Community pool; Back yard; Lot on lakefront / lake view

Interior

  • Kitchen: Gas range; Dishwasher
  • Flooring: Vinyl flooring
  • Bathrooms: Two full bathrooms; Shower-in-tub in bath(s)
  • Heating & cooling: Central cooling; Central furnace heating
  • Interior features: One-level home; Entry at main level; Carbon monoxide detectors and fire/smoke detection system; 24-hour security and gated community with guard; Community spa
  • Laundry & utility: Laundry inside the home

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $78k.

Deal economics

  • At list price, monthly cash flow is $2k ($25k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $78k).
  • Cap rate 38.1% vs local median 2.9% in Eastvale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#464 in CA) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A-; Watch: amenities F, commute F, cost of living F.
  • Jurupa Unified (suburban): math 25% / reading 38% proficiency, ranked #953 of 1,400 in CA (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.0%/yr); 64 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($115k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $536 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 11 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $49k; list at $78k implies a 58% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 3→7/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $77,500

Questions for the listing agent

  1. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
4.23%
Cap rate
38.07%
Cash-on-cash
113.48%
DSCR
6.05
GRM
2.0

CMA / ARV

ARV (median comp)
$150,282
List price
$77,500
Delta
-33.52%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5800 Hamner Ave #354 0.00mi 3/2.0 (+1) 1,440 (0%) 7mo $139,900 $97 89
5800 Hamner Ave #237 0.10mi 3/2.0 (+1) 1,440 (0%) 4mo $82,500 $57 87
5800 Hamner Ave #259 0.00mi 3/2.0 (+1) 1,440 (0%) 9mo $105,000 $73 87
5800 Hamner Ave #705 0.00mi 3/2.0 (+1) 1,440 (0%) 11mo $184,000 $128 86
5800 Hamner Ave #72 0.00mi 3/2.0 (+1) 1,344 (-7%) 3mo $255,000 $190 82
5800 Hamner Ave #568 0.07mi 3/2.0 (+1) 1,344 (-7%) 0mo $247,500 $184 80
5800-#407 Hamner Ave #407 0.00mi 3/2.0 (+1) 1,344 (-7%) 8mo $161,500 $120 77
5800 Hamner #431 0.00mi 3/2.0 (+1) 1,248 (-13%) 1mo $155,000 $124 72
5800 Hamner Ave #447 0.00mi 3/2.5 (+1) 1,632 (+13%) 1mo $115,000 $70 70
5800 Hamner Ave #436 0.00mi 3/2.0 (+1) 1,230 (-15%) 1mo $235,000 $191 70
5800 Hamner #308 0.13mi 2/2.0 1,607 (+12%) 10mo $72,000 $45 67
5800 Hamner Ave #471 0.22mi 3/2.0 (+1) 1,596 (+11%) 11mo $159,000 $100 57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
6.45×
Total profit
$118,192
Equity at exit
$11,556
10-year hold
IRR
Equity multiple
13.51×
Total profit
$271,419
Equity at exit
$6,701

Cash invested: $21,700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 91752

Rents YoY
3.0%
Active inventory
64
Price-to-rent
2.0×

Monthly cashflow live

Estimated rent
$3,276 high interval (Pro) →
Mortgage (P&I)
$406
Tax est. 1.5%
$97 /mo · $1,162/yr
Insurance
$32
HOA
$0
Vacancy / Maint / Mgmt
$688
Net cashflow
$2,052

Break-even live

Break-even rent $678
Max offer price $77,500
Occupancy floor 32%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,375
Closing costs
$2,325
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 39 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
12515 Celebration Dr Eastvale, CA 3.0 2.0 1760 $3,400 $1.93 43d 1 0.24mi
5464 W Homecoming Cir Eastvale, CA 1.0–3.0 1.5–3.0 1359 $3,438 $2.53 1d 20 0.26mi
5929 Rockport Rd Eastvale, CA 3.0 2.5 1605 $3,300 $2.06 24d 1 0.32mi
5954 Catskills Ct Eastvale, CA 2.0 2.5 1378 $3,500 $2.54 22d 1 0.43mi
12766 Bolsa Dr Eastvale, CA 3.0 2.5 1772 $3,300 $1.86 43d 1 0.50mi
12774 Bolsa Dr Eastvale, CA 3.0 3.0 1772 $3,395 $1.92 16d 1 0.51mi
12782 Lomond Way Eastvale, CA 3.0 2.5 1775 $3,300 $1.86 43d 1 0.51mi
6302 Ancora Ln Eastvale, CA 2.0 2.5 1211 $2,800 $2.31 43d 1 0.60mi
12579 Ruvina Ln Eastvale, CA 2.0 2.5 1550 $2,850 $1.84 24d 1 0.61mi
12579 Ruvina Ln Eastvale, CA 2.0 2.5 1550 $2,850 $1.84 43d 1 0.61mi
12402 Constellation St Eastvale, CA 3.0 3.0 1499 $3,300 $2.20 43d 1 0.62mi
12432 Constellation St Eastvale, CA 3.0 2.0 1668 $3,150 $1.89 43d 1 0.62mi
12432 Constellation St Unit 10 Eastvale, CA 3.0 2.5 1668 $3,150 $1.89 43d 1 0.62mi
6337 Andromeda Ct Eastvale, CA 3.0 4.0 1513 $3,300 $2.18 24d 1 0.64mi
12538 Tavira Ln Eastvale, CA 3.0 3.5 1583 $3,000 $1.90 4d 1 0.65mi
6366 Aquila Way Eastvale, CA 3.0 2.5 1681 $3,000 $1.78 43d 1 0.67mi
6386 Pegasus Ct Eastvale, CA 3.0 4.0 1500 $3,100 $2.07 24d 1 0.69mi
6371 Estrela Ln Eastvale, CA 3.0 4.0 1583 $3,500 $2.21 1d 1 0.70mi
6397 Peacock Ct Eastvale, CA 3.0 2.5 1668 $6,000 $3.60 1d 1 0.70mi
4029 E Perdido Privado Ontario, CA 2.0 2.0 1556 $3,200 $2.06 24d 1 0.75mi
5930 Ginger Dr Eastvale, CA 3.0 2.5 1554 $2,990 $1.92 43d 1 0.77mi
13010 58th St Eastvale, CA 3.0 2.5 1554 $3,299 $2.12 15d 1 0.77mi
5942 Ginger Dr Eastvale, CA 3.0 2.5 1742 $3,000 $1.72 43d 1 0.78mi
4536 S Afton Privado Ontario, CA 2.0 2.0 1416 $3,500 $2.47 1d 1 0.80mi
12967 Paradiso Dr #103 Eastvale, CA 3.0 3.5 1597 $6,400 $4.01 1d 1 0.82mi
4395 S Alegre Privado #2 Ontario, CA 3.0 2.5 1628 $3,600 $2.21 4d 1 0.86mi
11958 Sunstone Ct Unit 2-M Jurupa Valley, CA 1.0 1.0 899 $1,699 $1.89 43d 1 0.88mi
4130 E Malagon Privado #88 Ontario, CA 3.0 2.5 1389 $3,150 $2.27 24d 1 0.91mi
4282 S Malagon Privado Ontario, CA 3.0 2.5 1707 $3,300 $1.93 24d 1 0.92mi
4209 S Malagon Privado Ontario, CA 3.0 2.5 1753 $3,400 $1.94 1d 1 1.00mi
4110 E Coronado Privado Ontario, CA 2.0 2.0 1193 $3,300 $2.77 22d 1 1.06mi
6770 Pats Ranch Rd Jurupa Valley, CA 1.0–2.0 1.0–2.0 938 $3,712 $3.96 1d 16 1.14mi
4243 E Rincon St Ontario, CA 3.0 2.5 1650 $3,500 $2.12 1d 1 1.15mi
3977 E Huntington St Ontario, CA 3.0 2.5 1555 $3,200 $2.06 4d 1 1.16mi
4255 E Carmel Privado Ontario, CA 3.0 2.5 1450 $3,200 $2.21 24d 1 1.17mi
4191 E Carmel Privado Ontario, CA 3.0 2.5 1652 $3,300 $2.00 24d 1 1.20mi
4231 S Hollyhock Paseo #76 Ontario, CA 3.0 2.5 1428 $3,000 $2.10 24d 1 1.22mi
4231 E Sage Paseo Unit 97 Ontario, CA 3.0 2.5 1428 $3,150 $2.21 24d 1 1.25mi
12167 Chutes Ct Jurupa Valley, CA 3.0 2.5 1819 $3,200 $1.76 5d 1 1.48mi

Listing history 33 events

  1. 2026-06-18
    days on market $77,500 Active 8 DOM
  2. 2026-06-17
    days on market $77,500 Active 7 DOM
  3. 2026-06-16
    days on market $77,500 Active 6 DOM
  4. 2026-06-15
    days on market $77,500 Active 5 DOM
  5. 2026-06-13
    days on market $77,500 Active 3 DOM
  6. 2026-06-13
    remarks 693-char remark
  7. 2026-06-13
    pricedays on marketlisting id $77,500 Active 2 DOM
  8. 2026-06-01
    days on market $99,900 Active 40 DOM
  9. 2026-05-31
    days on market $99,900 Active 39 DOM
  10. 2026-05-12
    price $99,900 488-char remark
  11. 2026-04-22
    listed $109,900 Active 488-char remark
  12. 2026-04-05
    historical
  13. 2026-03-10
    price $109,900
  14. 2026-03-02
    price $125,000
  15. 2026-02-21
    price $129,000
  16. 2026-01-08
    listed $130,000 Active
  17. 2021-12-22
    status Active
  18. 2021-10-17
    status Active
  19. 2021-10-13
    listed $85,000 Active
  20. 2009-10-25
    price $48,000 Expired
  21. 2009-02-01
    historical
  22. 2009-01-06
    price $8,000
  23. 2008-11-20
    price $21,000
  24. 2008-11-12
    listed $27,000
  25. 2007-11-01
    historical
  26. 2007-08-29
    price $58,000
  27. 2007-05-22
    listed $65,000
  28. 2006-11-29
    soldstatus $49,000
  29. 2006-11-01
    historical
  30. 2006-11-01
    historical
  31. 2006-09-27
    listed $45,900
  32. 2006-09-27
    listed $60,000
  33. 2006-09-27
    listed $60,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 3 d/yr ≥102°F today · 7 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 23 unhealthy d/yr today · 26 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$39,307
− Mortgage interest
−$4,341
− Property taxes
−$1,162
− Insurance
−$388
− Repairs & maintenance
−$3,145
− Management
−$3,145
− Depreciation
−$2,255
Taxable income
$24,872
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$5,969
After-tax cash flow
$18,656/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jurupa Unified
NCES district ID
0619260
Math proficiency
25% ▲ 2.00%
Reading proficiency
38% ▲ 2.00%
Median HH income
$58,100
Composite
30.97/100
National rank
#11327
State rank
#953 of 1400 in CA

Livability — Eastvale

Score
63/100
State rank
#464
US rank
#15853

Category grades

Amenities F Commute F Cost of living F Crime A- Employment A+ Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Eastvale, CA
County
Riverside County · 2,287,001 people
City population
75,043
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
37,983
Household income
$115,177
Rent vs Own
38.3% rent · 61.7% own
Severe rent burden
1280.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Hispanic / Latino 61% White 20% Two or more races 16% Asian 10% Black 7% Native American 1%
Hispanic origin (detail)
Mexican 54% Puerto Rican 1%
Common ancestry
Italian 1% Lithuanian 1% Iranian 1%
Foreign-born
26% · Canada, China, South Korea
Languages at home
47% English-only · Spanish 45% Tagalog/Filipino 2% Other Indo-European 2%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -560.99%
Current HPI
426.3636
Rent YoY
▲ 3.00%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+68.8% since first listed
26 events — show timeline
  • 2026-06-10 Listed $77,500 CRMLS
  • 2026-06-01 Listing Removed CRMLS
  • 2026-05-12 Price Changed $99,900 CRMLS
  • 2026-04-22 Listed $109,900 CRMLS
  • 2026-04-05 Listing Removed CRMLS
  • 2026-03-10 Price Changed $109,900 CRMLS
  • 2026-03-02 Price Changed $125,000 CRMLS
  • 2026-02-21 Price Changed $129,000 CRMLS
  • 2026-01-08 Listed $130,000 CRMLS
  • 2021-12-22 Relisted CRMLS
  • 2021-10-17 Relisted CRMLS
  • 2021-10-13 Listed $85,000 CRMLS
  • 2009-10-25 Price Changed $48,000 CRMLS
  • 2009-02-01 Listing Removed CRMLS
  • 2009-01-06 Price Changed $8,000 CRMLS
  • 2008-11-20 Price Changed $21,000 CRMLS
  • 2008-11-12 Listed $27,000 CRMLS
  • 2007-11-01 Listing Removed CRMLS
  • 2007-08-29 Price Changed $58,000 CRMLS
  • 2007-05-22 Listed $65,000 CRMLS
  • 2006-11-29 Sold (MLS) $49,000 CRMLS
  • 2006-11-01 Listing Removed CRMLS
  • 2006-11-01 Listing Removed CRMLS
  • 2006-09-27 Listed $60,000 CRMLS
  • 2006-09-27 Listed $60,000 CRMLS
  • 2006-09-27 Listed $45,900 CRMLS

Property tax history

-6.4%/yr

Latest (2025): $86 · +7.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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