7317 Amber Falls Ln · Delray Beach, FL 33437

$519,000

3 bd · 2.0 ba · 2,304 sqft · SingleFamily public records · 207 Days on market

Built 1997 7,568 sqft lot Est $544k · at est. $635/mo HOA · 14% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +9.5/15.0
• Cash flow +8.2/30.0
• Appreciation +4.9/10.0
• Schools +4.3/10.0
• Livability +3.9/5.0
• 1% rule +3.5/10.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• DSCR +2.2/10.0

Listing remarks MLS

MOTIVATED SELLER! great neighborhood with an amazing entrance and 24/hour MANNED security. 55+ community. Features large open floor plan with an outdoor extended patio area. 3rd bedroom currently used as a den but easy to convert. Exterior features well manicured gardens; extra closets in the garage and hurricane shutters on all windows. Large tile flooring throughout; Home is newly painted with extensive interior lighting and high vaulted ceilings. Large open kitchen area with breakfast nook and extended bar top. Spacious Master bedroom; walk-in closet; Roman Tub; separate shower; HOA includes: High speed internet; Lawn care; exterior painting; beautiful clubhouse with pool, Tennis, Theater, Gym, Billiards; organized social events. Close to Publix and all shopping. This is a must see!

Key facts

• Covered porch
• Built-in desk
• New roof installed

Tags

• NEW ROOF INSTALLED
• COVERED PORCH
• INDOOR AIR CONDITIONED SPACE
• BUILT-IN DESK
• WOOD CUSTOM CABINETRY
• SOLAR PANELS

Property features AI

Finance

• Other: Living area reported as 2,304 (public records); Building model: BRENTWOOD 11; Building area total reported as 2,791
• HOA & community: Community with association; Monthly HOA fee; Association amenities include clubhouse, fitness center, game room, pool, spa/hot tub, tennis courts, pickleball courts, and on-site manager; Pets allowed with restrictions (breed, number, size limits)

Exterior

• Parking: Attached 2-car garage (covered)
• Security: Gated community with guard
• Utilities: Public water; Public sewer; Three-phase electric; Cable available
• Home design: Single family residence; One-story; Faces north; Resale
• Construction: CBS construction
• Exterior features: Open porch; Covered porch; Patio

Interior

• Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
• Bedrooms: 3 main-level bedrooms
• Bathrooms: 2 full bathrooms (main level)
• Heating & cooling: Central electric heating; Central air conditioning (electric)
• Interior features: Walk-in closets; Blinds on windows; Unfurnished
• Laundry & utility: Laundry inside

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $519k.

Deal economics

• At list price, monthly cash flow is $-482 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $434k (16.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $441k (15.1% below list).
• Recommended offer: $434k (16.4% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 77/100 on livability (#202 in FL, #3,160 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, commute A-; Watch: cost of living C-, crime D-, amenities F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.3%/yr); 479 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
• At $4,408/mo this rent would consume 66% of the median local household income ($81k/yr) (locally 902% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $2k of equity ($4k loan paydown + $-1k appreciation (-0.2% local appreciation)).
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 8, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 207 days — a 12% lower offer ($457k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 8y ago; this cycle's ask has dropped $131k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $340k; list at $519k implies a 53% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $433,865 (16.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 207 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 5.18%
• Cash-on-cash: -3.98%
• DSCR: 0.82
• GRM: 9.8

CMA / ARV

• ARV (on-the-fly): $543,744
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6637 Sun River Rd	0.75mi	3/2.0	2,011 (-13%)	2mo	$475,000	$236	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.24% appreciation · 1.28% rent growth · sell at horizon

5-year hold

• IRR: -8.9%
• Equity multiple: 0.59×
• Total profit: $-58,946
• Equity at exit: $144,460

10-year hold

• IRR: -4.0%
• Equity multiple: 0.60×
• Total profit: $-57,838
• Equity at exit: $168,742

Cash invested: $145,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33437

• Home prices YoY: -0.1%
• Rents YoY: 1.3%
• Active inventory: 479
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $4,408 high
• Mortgage (P&I): −$2,722
• Tax from tax record: −$391 /mo · $4,695/yr
• Insurance: −$216
• HOA: −$635
• Vacancy / Maint / Mgmt: −$926
• Net cashflow: $-482

Break-even live

Break-even rent $5,018

Max offer price $433,865

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $129,750
• Closing costs: $15,570
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7893 Stanza St Boynton Beach, FL	3.0	2.0	1779	$3,750	$2.11	5d	1	0.87mi
8263 Arabian Range Rd Boynton Beach, FL	4.0	3.0	2309	$6,000	$2.60	5d	1	1.03mi
11853 Fountainside Cir Boynton Beach, FL	3.0	3.5	2410	$3,800	$1.58	24d	1	1.12mi
13542 Weyburne Dr Delray Beach, FL	3.0	2.0	1727	$3,145	$1.82	22d	1	1.14mi
7879 Monarch Ct Delray Beach, FL	4.0	3.0	2871	$7,500	$2.61	24d	1	1.14mi
7879 Monarch Ct Delray Beach, FL	4.0	3.0	2871	$7,500	$2.61	4d	1	1.14mi
6812 Belmont Shore Dr Delray Beach, FL	3.0	2.5	2353	$4,250	$1.81	19d	1	1.40mi
7904 Mansfield Hollow Rd Delray Beach, FL	3.0	2.0	1865	$3,950	$2.12	24d	1	1.47mi
5952 Regal Glen Dr #103 Boynton Beach, FL	3.0	2.0	1813	$2,550	$1.41	24d	1	1.47mi
12390 Summer Springs Dr Boynton Beach, FL	3.0	2.0	1861	$3,300	$1.77	24d	1	1.47mi

HOA detail

• Monthly dues: $635 · $7,620/yr
• Likely covers: internetlandscapingpoolgymsecurity

Listing history 33 events

1. 2026-05-03
   status Pending
2. 2026-04-01
   price $519,000
3. 2026-01-20
   price $550,000
4. 2025-12-20
   price $599,900
5. 2025-10-08
   listed $650,000 Active
6. 2025-09-06
   historical
7. 2025-07-24
   listed $650,000 Active
8. 2020-09-16
   soldstatus $340,000
9. 2020-08-28
   soldstatus $340,000 Closed 797-char remark

   Show marketing remark (797 chars)

   MOTIVATED SELLER! great neighborhood with an amazing entrance and 24/hour MANNED security. 55+ community. Features large open floor plan with an outdoor extended patio area. 3rd bedroom currently used as a den but easy to convert. Exterior features well manicured gardens; extra closets in the garage and hurricane shutters on all windows. Large tile flooring throughout; Home is newly painted with extensive interior lighting and high vaulted ceilings. Large open kitchen area with breakfast nook and extended bar top. Spacious Master bedroom; walk-in closet; Roman Tub; separate shower; HOA includes: High speed internet; Lawn care; exterior painting; beautiful clubhouse with pool, Tennis, Theater, Gym, Billiards; organized social events. Close to Publix and all shopping. This is a must see!

10. 2020-08-05
    historical Active Under Contract 797-char remark

    Show marketing remark (797 chars)

    MOTIVATED SELLER! great neighborhood with an amazing entrance and 24/hour MANNED security. 55+ community. Features large open floor plan with an outdoor extended patio area. 3rd bedroom currently used as a den but easy to convert. Exterior features well manicured gardens; extra closets in the garage and hurricane shutters on all windows. Large tile flooring throughout; Home is newly painted with extensive interior lighting and high vaulted ceilings. Large open kitchen area with breakfast nook and extended bar top. Spacious Master bedroom; walk-in closet; Roman Tub; separate shower; HOA includes: High speed internet; Lawn care; exterior painting; beautiful clubhouse with pool, Tennis, Theater, Gym, Billiards; organized social events. Close to Publix and all shopping. This is a must see!

11. 2020-07-30
    status Pending 797-char remark

    Show marketing remark (797 chars)

    MOTIVATED SELLER! great neighborhood with an amazing entrance and 24/hour MANNED security. 55+ community. Features large open floor plan with an outdoor extended patio area. 3rd bedroom currently used as a den but easy to convert. Exterior features well manicured gardens; extra closets in the garage and hurricane shutters on all windows. Large tile flooring throughout; Home is newly painted with extensive interior lighting and high vaulted ceilings. Large open kitchen area with breakfast nook and extended bar top. Spacious Master bedroom; walk-in closet; Roman Tub; separate shower; HOA includes: High speed internet; Lawn care; exterior painting; beautiful clubhouse with pool, Tennis, Theater, Gym, Billiards; organized social events. Close to Publix and all shopping. This is a must see!

12. 2020-07-21
    price $359,950 797-char remark

    Show marketing remark (797 chars)

    MOTIVATED SELLER! great neighborhood with an amazing entrance and 24/hour MANNED security. 55+ community. Features large open floor plan with an outdoor extended patio area. 3rd bedroom currently used as a den but easy to convert. Exterior features well manicured gardens; extra closets in the garage and hurricane shutters on all windows. Large tile flooring throughout; Home is newly painted with extensive interior lighting and high vaulted ceilings. Large open kitchen area with breakfast nook and extended bar top. Spacious Master bedroom; walk-in closet; Roman Tub; separate shower; HOA includes: High speed internet; Lawn care; exterior painting; beautiful clubhouse with pool, Tennis, Theater, Gym, Billiards; organized social events. Close to Publix and all shopping. This is a must see!

13. 2020-06-02
    status Active 797-char remark

    Show marketing remark (797 chars)

    MOTIVATED SELLER! great neighborhood with an amazing entrance and 24/hour MANNED security. 55+ community. Features large open floor plan with an outdoor extended patio area. 3rd bedroom currently used as a den but easy to convert. Exterior features well manicured gardens; extra closets in the garage and hurricane shutters on all windows. Large tile flooring throughout; Home is newly painted with extensive interior lighting and high vaulted ceilings. Large open kitchen area with breakfast nook and extended bar top. Spacious Master bedroom; walk-in closet; Roman Tub; separate shower; HOA includes: High speed internet; Lawn care; exterior painting; beautiful clubhouse with pool, Tennis, Theater, Gym, Billiards; organized social events. Close to Publix and all shopping. This is a must see!

14. 2020-06-02
    historical 797-char remark

    Show marketing remark (797 chars)

    MOTIVATED SELLER! great neighborhood with an amazing entrance and 24/hour MANNED security. 55+ community. Features large open floor plan with an outdoor extended patio area. 3rd bedroom currently used as a den but easy to convert. Exterior features well manicured gardens; extra closets in the garage and hurricane shutters on all windows. Large tile flooring throughout; Home is newly painted with extensive interior lighting and high vaulted ceilings. Large open kitchen area with breakfast nook and extended bar top. Spacious Master bedroom; walk-in closet; Roman Tub; separate shower; HOA includes: High speed internet; Lawn care; exterior painting; beautiful clubhouse with pool, Tennis, Theater, Gym, Billiards; organized social events. Close to Publix and all shopping. This is a must see!

15. 2020-05-22
    price $374,900 797-char remark

    Show marketing remark (797 chars)

    MOTIVATED SELLER! great neighborhood with an amazing entrance and 24/hour MANNED security. 55+ community. Features large open floor plan with an outdoor extended patio area. 3rd bedroom currently used as a den but easy to convert. Exterior features well manicured gardens; extra closets in the garage and hurricane shutters on all windows. Large tile flooring throughout; Home is newly painted with extensive interior lighting and high vaulted ceilings. Large open kitchen area with breakfast nook and extended bar top. Spacious Master bedroom; walk-in closet; Roman Tub; separate shower; HOA includes: High speed internet; Lawn care; exterior painting; beautiful clubhouse with pool, Tennis, Theater, Gym, Billiards; organized social events. Close to Publix and all shopping. This is a must see!

16. 2020-04-21
    status Active 797-char remark

    Show marketing remark (797 chars)

    MOTIVATED SELLER! great neighborhood with an amazing entrance and 24/hour MANNED security. 55+ community. Features large open floor plan with an outdoor extended patio area. 3rd bedroom currently used as a den but easy to convert. Exterior features well manicured gardens; extra closets in the garage and hurricane shutters on all windows. Large tile flooring throughout; Home is newly painted with extensive interior lighting and high vaulted ceilings. Large open kitchen area with breakfast nook and extended bar top. Spacious Master bedroom; walk-in closet; Roman Tub; separate shower; HOA includes: High speed internet; Lawn care; exterior painting; beautiful clubhouse with pool, Tennis, Theater, Gym, Billiards; organized social events. Close to Publix and all shopping. This is a must see!

17. 2020-03-18
    historical 797-char remark

    Show marketing remark (797 chars)

    MOTIVATED SELLER! great neighborhood with an amazing entrance and 24/hour MANNED security. 55+ community. Features large open floor plan with an outdoor extended patio area. 3rd bedroom currently used as a den but easy to convert. Exterior features well manicured gardens; extra closets in the garage and hurricane shutters on all windows. Large tile flooring throughout; Home is newly painted with extensive interior lighting and high vaulted ceilings. Large open kitchen area with breakfast nook and extended bar top. Spacious Master bedroom; walk-in closet; Roman Tub; separate shower; HOA includes: High speed internet; Lawn care; exterior painting; beautiful clubhouse with pool, Tennis, Theater, Gym, Billiards; organized social events. Close to Publix and all shopping. This is a must see!

18. 2020-03-01
    status Active 797-char remark

    Show marketing remark (797 chars)

    MOTIVATED SELLER! great neighborhood with an amazing entrance and 24/hour MANNED security. 55+ community. Features large open floor plan with an outdoor extended patio area. 3rd bedroom currently used as a den but easy to convert. Exterior features well manicured gardens; extra closets in the garage and hurricane shutters on all windows. Large tile flooring throughout; Home is newly painted with extensive interior lighting and high vaulted ceilings. Large open kitchen area with breakfast nook and extended bar top. Spacious Master bedroom; walk-in closet; Roman Tub; separate shower; HOA includes: High speed internet; Lawn care; exterior painting; beautiful clubhouse with pool, Tennis, Theater, Gym, Billiards; organized social events. Close to Publix and all shopping. This is a must see!

19. 2020-03-01
    historical 797-char remark

    Show marketing remark (797 chars)

    MOTIVATED SELLER! great neighborhood with an amazing entrance and 24/hour MANNED security. 55+ community. Features large open floor plan with an outdoor extended patio area. 3rd bedroom currently used as a den but easy to convert. Exterior features well manicured gardens; extra closets in the garage and hurricane shutters on all windows. Large tile flooring throughout; Home is newly painted with extensive interior lighting and high vaulted ceilings. Large open kitchen area with breakfast nook and extended bar top. Spacious Master bedroom; walk-in closet; Roman Tub; separate shower; HOA includes: High speed internet; Lawn care; exterior painting; beautiful clubhouse with pool, Tennis, Theater, Gym, Billiards; organized social events. Close to Publix and all shopping. This is a must see!

20. 2020-02-17
    price $385,000 797-char remark

    Show marketing remark (797 chars)

    MOTIVATED SELLER! great neighborhood with an amazing entrance and 24/hour MANNED security. 55+ community. Features large open floor plan with an outdoor extended patio area. 3rd bedroom currently used as a den but easy to convert. Exterior features well manicured gardens; extra closets in the garage and hurricane shutters on all windows. Large tile flooring throughout; Home is newly painted with extensive interior lighting and high vaulted ceilings. Large open kitchen area with breakfast nook and extended bar top. Spacious Master bedroom; walk-in closet; Roman Tub; separate shower; HOA includes: High speed internet; Lawn care; exterior painting; beautiful clubhouse with pool, Tennis, Theater, Gym, Billiards; organized social events. Close to Publix and all shopping. This is a must see!

21. 2020-01-21
    price $399,900 797-char remark

    Show marketing remark (797 chars)

    MOTIVATED SELLER! great neighborhood with an amazing entrance and 24/hour MANNED security. 55+ community. Features large open floor plan with an outdoor extended patio area. 3rd bedroom currently used as a den but easy to convert. Exterior features well manicured gardens; extra closets in the garage and hurricane shutters on all windows. Large tile flooring throughout; Home is newly painted with extensive interior lighting and high vaulted ceilings. Large open kitchen area with breakfast nook and extended bar top. Spacious Master bedroom; walk-in closet; Roman Tub; separate shower; HOA includes: High speed internet; Lawn care; exterior painting; beautiful clubhouse with pool, Tennis, Theater, Gym, Billiards; organized social events. Close to Publix and all shopping. This is a must see!

22. 2019-11-11
    price $409,000 797-char remark

    Show marketing remark (797 chars)

    MOTIVATED SELLER! great neighborhood with an amazing entrance and 24/hour MANNED security. 55+ community. Features large open floor plan with an outdoor extended patio area. 3rd bedroom currently used as a den but easy to convert. Exterior features well manicured gardens; extra closets in the garage and hurricane shutters on all windows. Large tile flooring throughout; Home is newly painted with extensive interior lighting and high vaulted ceilings. Large open kitchen area with breakfast nook and extended bar top. Spacious Master bedroom; walk-in closet; Roman Tub; separate shower; HOA includes: High speed internet; Lawn care; exterior painting; beautiful clubhouse with pool, Tennis, Theater, Gym, Billiards; organized social events. Close to Publix and all shopping. This is a must see!

23. 2019-09-20
    listed $419,000 Active 797-char remark

    Show marketing remark (797 chars)

    MOTIVATED SELLER! great neighborhood with an amazing entrance and 24/hour MANNED security. 55+ community. Features large open floor plan with an outdoor extended patio area. 3rd bedroom currently used as a den but easy to convert. Exterior features well manicured gardens; extra closets in the garage and hurricane shutters on all windows. Large tile flooring throughout; Home is newly painted with extensive interior lighting and high vaulted ceilings. Large open kitchen area with breakfast nook and extended bar top. Spacious Master bedroom; walk-in closet; Roman Tub; separate shower; HOA includes: High speed internet; Lawn care; exterior painting; beautiful clubhouse with pool, Tennis, Theater, Gym, Billiards; organized social events. Close to Publix and all shopping. This is a must see!

24. 2019-09-09
    historical
25. 2019-09-08
    listed $410,000 Active
26. 2018-07-25
    soldstatus $307,530
27. 2018-07-17
    soldstatus $307,530 Closed
28. 2018-05-26
    historical Active Under Contract
29. 2018-05-21
    price $307,530
30. 2018-05-17
    price $319,750
31. 2018-04-30
    listed $324,900 Active
32. 2005-11-07
    soldstatus $420,000
33. 1997-09-11
    soldstatus $174,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,695 · $391/mo
• Projected year-2 tax: $4,695 · $391/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 6 d/yr ≥106°F today · 21 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $52,895
• − Mortgage interest: −$29,072
• − Property taxes: −$4,695
• − Insurance: −$2,595
• − Repairs & maintenance: −$4,232
• − Management: −$4,232
• − HOA: −$7,620
• − Depreciation: −$15,098
• Taxable loss: −$14,648
• Est. tax savings @ 24.0%: +$3,516
• After-tax cash flow: $-2,268/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — Delray Beach

• Score: 77/100
• State rank: #202
• US rank: #3160

Category grades

Amenities F Commute A- Cost of living C- Crime D- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Palm Beach County · 1,438,312 people
• City population: 123,167
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 37,229
• Household income: $80,710
• Rent vs Own: 14.5% rent · 85.5% own
• Severe rent burden: 902.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (68%)
• Race & ethnicity: White 68% Two or more races 13% Hispanic / Latino 12% Black 10% Asian 3%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2% Cuban 1% Dominican 1%
• Common ancestry: Scotch-Irish 8% Romanian 8% Hispanic 6%
• Foreign-born: 18% · Canada, Jamaica, Vietnam
• Languages at home: 78% English-only · Spanish 10% French/Haitian/Cajun 6% Other Indo-European 2%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.24%
• Current HPI: 257.5891
• Rent YoY: ▲ 1.28%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+197.4% since first listed

33 events — show timeline

• 2026-05-03 Pending — Beaches MLS
• 2026-04-01 Price Changed $519,000 Beaches MLS
• 2026-01-20 Price Changed $550,000 Beaches MLS
• 2025-12-20 Price Changed $599,900 Beaches MLS
• 2025-10-08 Listed $650,000 Beaches MLS
• 2025-09-06 Listing Removed — Beaches MLS
• 2025-07-24 Listed $650,000 Beaches MLS
• 2020-09-16 Sold (Public Records) $340,000 Public Records
• 2020-08-28 Sold (MLS) $340,000 Beaches MLS
• 2020-08-05 Contingent — Beaches MLS
• 2020-07-30 Pending — Beaches MLS
• 2020-07-21 Price Changed $359,950 Beaches MLS
• 2020-06-02 Relisted — Beaches MLS
• 2020-06-02 Listing Removed — Beaches MLS
• 2020-05-22 Price Changed $374,900 Beaches MLS
• 2020-04-21 Relisted — Beaches MLS
• 2020-03-18 Listing Removed — Beaches MLS
• 2020-03-01 Relisted — Beaches MLS
• 2020-03-01 Listing Removed — Beaches MLS
• 2020-02-17 Price Changed $385,000 Beaches MLS
• 2020-01-21 Price Changed $399,900 Beaches MLS
• 2019-11-11 Price Changed $409,000 Beaches MLS
• 2019-09-20 Listed $419,000 Beaches MLS
• 2019-09-09 Listing Removed — Beaches MLS
• 2019-09-08 Listed $410,000 Beaches MLS
• 2018-07-25 Sold (Public Records) $307,530 Public Records
• 2018-07-17 Sold (MLS) $307,530 Beaches MLS
• 2018-05-26 Contingent — Beaches MLS
• 2018-05-21 Price Changed $307,530 Beaches MLS
• 2018-05-17 Price Changed $319,750 Beaches MLS
• 2018-04-30 Listed $324,900 Beaches MLS
• 2005-11-07 Sold (Public Records) $420,000 Public Records
• 1997-09-11 Sold (Public Records) $174,500 Public Records

Property tax history

+2.2%/yr

Latest (2025): $4,695 · +3.2% YoY. Source: county tax records.