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4902 Victoria Dr #1 Fourplex
B- Composite 68.74
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.4/10.0
  • 1% rule +6.7/10.0
  • Schools +6.2/10.0
  • Livability +3.9/5.0
  • Condition / age +2.2/5.0
  • Rent growth +1.1/5.0
  • Appreciation +0.0/10.0

$349,900

4902 Victoria Dr #1 · Cape Coral, FL 33904
3 bd · 4.0 ba · 1,788 sqft · MultiFamily public records · 159 Days on market
Built 1961 Fair condition 10,062 sqft lot $196/sqft · 19% below area Est $430k · 19% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 4 units. confirmed

Listing remarks MLS

Four unit money maker in Downtown Cape Coral. Currently grossing $45,600 per year with net income of almost $30,000 per year. Agents please see CAP Analysis in the attached documents. All tile with some newer windows. Affordable wall and window units for air conditioning helps to keep expenses low. A large fenced backyard with shade trees makes this a tropical escape. Plenty of parking and walking distance to all the restaurants, festivals and nightlife Downtown Cape Coral offers. With 30% down and a 3.5% loan you will make an 11.5% RETURN ON YOUR MONEY.

Key facts

  • Cape coral
  • Lots of parking
  • Covered screen patio

Tags

CAPE CORALLOTS OF PARKINGCOVERED SCREEN PATIO

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3×1bd/1.0ba + 1×?bd/1.0ba units multifamily listed at $350k. Condition is rated fair.
  • This rent per unit is only 17% of the median local income ($71k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Deal economics

  • At list price, monthly cash flow is $372 ($4k/yr) — positive. Per door: $93/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $350k).
  • Recommended offer: $308k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.0% vs local median 3.1% in Cape Coral — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#208 in FL, #3,098 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, amenities B+; Watch: commute F.
  • Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Gulf Elementary School (math 70% / reading 65%, grade B+, #435 of 2,144 statewide, top 21%, 1,231 students, 38% FRL); Challenger Middle School (math 59% / reading 56%, grade B, #157 of 571 statewide, top 28%, 1,124 students, 50% FRL); Ida S. Baker High School (math 44% / reading 47%, grade D-, #223 of 667 statewide, top 34%, 1,933 students, 39% FRL) — zoned schools average 42% FRL vs 57% district-wide (15 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents falling (-5.5%/yr); 1252 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals lingering (median 53d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 159 days — a 12% lower offer ($308k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 8y ago; this cycle's ask has dropped $66k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $307,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 159 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  5. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  6. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  7. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  8. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  9. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.17% ✓
Cap rate
9.03%
Cash-on-cash
9.78%
DSCR
1.44
GRM
7.2

CMA / ARV

ARV (median comp)
$429,559
List price
$349,900
Delta
-18.54%
Verdict
UNDERPRICED
Comps
10 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1671 Edith Esplanade #208 1.13mi 3/2.5 1,830 (+2%) 1mo $465,000 $254 54
4550 SE 6th Ct 0.53mi 3/2.0 1,554 (-13%) 0mo $645,000 $415 45
3937 SE 9th Ct 1.25mi 4/2.0 (+1) 1,702 (-5%) 0mo $360,000 $212 44
1408 Wellington Ct 0.54mi 2/2.0 (-1) 1,567 (-12%) 0mo $510,000 $325 41
5305 Bayview Ct 1.20mi 4/2.0 (+1) 1,675 (-6%) 1mo $665,000 $397 41
418 Avalon Dr 0.59mi 3/2.5 2,132 (+19%) 1mo $675,000 $317 41
418 Avalon Dr 0.59mi 3/2.0 2,132 (+19%) 1mo $675,000 $317 39
1412 Windsor Ct 0.64mi 3/2.5 2,075 (+16%) 1mo $800,000 $386 38
5206 Pocatella Ct 0.60mi 3/2.0 1,361 (-24%) 0mo $316,500 $233 38
240 SE 46th Ter 0.84mi 3/2.0 1,566 (-12%) 1mo $325,000 $208 36
914 Dolphin Dr 1.12mi 3/2.0 2,034 (+14%) 0mo $760,000 $374 34
4647 SE 17th Pl #105 1.09mi 2/2.0 (-1) 1,478 (-17%) 0mo $350,000 $237 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-13.1%
Equity multiple
0.54×
Total profit
$-44,647
Equity at exit
$52,171
10-year hold
IRR
-10.6%
Equity multiple
0.46×
Total profit
$-53,249
Equity at exit
$30,253

Cash invested: $97,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
8 active · 1 under contract
Months of supply
48.0 mo (2%/mo absorbed)
Median asking
$452,500 ($222/sqft)
Median days on market
31 d
This list price
12% of active listings are priced below it
ARV vs active asking
+8.2% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33904

Rents YoY
-5.5%
Active inventory
1252
Price-to-rent
28.8×

Monthly cashflow live

Estimated rent
$4,078 medium interval (Pro) →
Mortgage (P&I)
−$1,835
Tax from tax record
−$443 /mo · $5,312/yr
Insurance
−$146
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
−$0
Vacancy / Maint / Mgmt
−$856
Net cashflow
$372

4-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
1× unit 0 1 $1,038
Total (4 units) $4,078

Break-even live

Break-even rent $3,607
Max offer price $349,900
Occupancy floor 86%

Sensitivity live

Price -10% $570 -5% $471 +0% $372 +5% $273 +10% $174
Rent -10% $50 -5% $211 +0% $372 +5% $533 +10% $694
Rate -1.0pp $548 -0.5pp $461 base $372 +0.5pp $281 +1.0pp $189

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$87,475
Closing costs
$10,497
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4901 Victoria Dr #204 Cape Coral, FL 2.0 1.0 920 $1,850 $2.01 0d 1 0.04mi
4901 Victoria Dr Cape Coral, FL 1.0–2.0 1.0 792 $1,425 $1.80 10d 2 0.04mi
4903 York St Apt 102 Cape Coral, FL 2.0 2.0 1007 $1,195 $1.19 116d 1 0.05mi
4903 York St Apt 102 Cape Coral, FL 2.0 2.0 1007 $1,195 $1.19 110d 1 0.05mi
4911 York St Apt 4 Cape Coral, FL 2.0 2.0 5437 $1,375 $0.25 55d 1 0.07mi
4906 Victoria Dr Cape Coral, FL 1.0–2.0 1.0–2.0 845 $1,000 $1.18 2d 3 0.08mi
4906 Victoria Dr Cape Coral, FL 1.0–2.0 1.0–2.0 830 $1,000 $1.20 21d 2 0.08mi
4906 Victoria Dr #313 Cape Coral, FL 2.0 2.0 917 $1,250 $1.36 110d 1 0.08mi
4919 Victoria Dr #4 Cape Coral, FL 2.0 2.0 972 $1,500 $1.54 157d 1 0.10mi
4912 York St Unit 3 Cape Coral, FL 2.0 2.0 1070 $1,300 $1.21 10d 1 0.10mi
4911 Coronado Pkwy Unit A Cape Coral, FL 2.0 2.0 815 $900 $1.10 110d 1 0.11mi
4911 Coronado Pkwy Unit A Cape Coral, FL 2.0 2.0 815 $1,050 $1.29 164d 1 0.11mi
4920 York St Apt 2 Cape Coral, FL 2.0 2.0 — $1,350 — 10d 1 0.11mi
4920 York St Apt 2 Cape Coral, FL 2.0 2.0 — $1,350 — 15d 1 0.11mi
4927 Victoria Dr Cape Coral, FL 2.0 2.0 925 $1,498 $1.62 10d 2 0.12mi
4926 York St Cape Coral, FL 2.0 2.0 800 $1,250 $1.56 164d 1 0.14mi
4933 Victoria Dr Cape Coral, FL 2.0 2.0 800 $1,600 $2.00 52d 1 0.14mi
4931 Victoria Dr Cape Coral, FL 2.0 2.0 800 $1,600 $2.00 52d 1 0.14mi
4927 Coronado Pkwy Unit 2 Cape Coral, FL 1.0 1.0 588 $1,200 $2.04 127d 1 0.15mi
4927 Coronado Pkwy #1 Cape Coral, FL 1.0 1.0 588 $1,100 $1.87 10d 1 0.15mi
802 Victoria Dr Unit 4 Cape Coral, FL 2.0 2.0 950 $1,500 $1.58 10d 1 0.18mi
4956 Viceroy St Apt 7 Cape Coral, FL 1.0 1.0 800 $1,225 $1.53 10d 1 0.18mi
4956 Viceroy St Apt 7 Cape Coral, FL 1.0 1.0 800 $1,225 $1.53 25d 1 0.18mi
828 Victoria Dr Unit C7 Cape Coral, FL 2.0 2.0 1288 $1,900 $1.48 52d 1 0.18mi
4956 Viceroy St Unit 2 Cape Coral, FL 1.0 1.0 750 $1,150 $1.53 164d 1 0.19mi
870 SE 47th Ter Unit 321 Cape Coral, FL 1.0 1.0 765 $1,817 $2.38 38d 1 0.19mi
870 SE 47th Ter Unit 369 Cape Coral, FL 1.0 1.0 739 $1,823 $2.47 11d 1 0.19mi
870 SE 47th Ter Cape Coral, FL 2.0 1.0–2.0 795 $1,888 $2.37 10d 23 0.19mi
828 Victoria Dr Unit B14 Cape Coral, FL 1.0 1.0 1334 $1,500 $1.12 144d 1 0.20mi
4964 Viceroy St Unit 2 Cape Coral, FL 1.0 1.0 800 $1,150 $1.44 10d 1 0.21mi
728 Victoria Dr #101 Cape Coral, FL 2.0 2.0 1193 $2,250 $1.89 164d 1 0.22mi
4959 Viceroy St #103 Cape Coral, FL 2.0 2.0 1090 $1,750 $1.61 164d 1 0.22mi
4959 Viceroy St #103 Cape Coral, FL 2.0 2.0 1090 $1,750 $1.61 1d 1 0.22mi
4963 Viceroy St Unit B Cape Coral, FL 2.0 2.0 800 $1,300 $1.62 10d 1 0.24mi
4963 Viceroy St Unit A Cape Coral, FL 1.0 1.0 700 $1,200 $1.71 51d 1 0.24mi
4963 Viceroy St Unit A Cape Coral, FL 1.0 1.0 700 $1,200 $1.71 10d 1 0.24mi
708 Victoria Dr #101 Cape Coral, FL 2.0 2.0 1013 $1,875 $1.85 164d 1 0.25mi
4912 Vincennes St #103 Cape Coral, FL 2.0 2.0 1094 $1,800 $1.65 160d 1 0.26mi
4912 Vincennes St #103 Cape Coral, FL 2.0 2.0 1094 $1,800 $1.65 10d 1 0.26mi
5105 Atlantic Ct Unit 5 Cape Coral, FL — 1.0 442 $825 $1.87 108d 1 0.26mi

Property features AI

Finance

Other
Pets allowedTenants pay application fee
Financial info
Gross scheduled income: $49,200Unit rents (actual/pro forma): One 2-bed unit $1,250; one 1-bed unit $950; one 1-bed unit $900; other 1-bed unit $950
HOA & community
No association fee

Exterior

Utilities
Public waterPublic sewerCable available
Home design
Multi-family property with 4 unitsResale conditionZoned RML
Construction
Block, concrete and stucco constructionShingle roof
Exterior features
PatioCorner lotLot dimensions approximately 82 x 112 x 82 x 125

Interior

Kitchen
RangeRefrigerator
Bedrooms
Four units total: three 1-bedroom units and one 2-bedroom unit
Flooring
Tile
Bathrooms
Each unit has one full bathroom (4 full bathrooms total)
Heating & cooling
Window unit heatingWindow unit cooling
Interior features
Single hung windowsTile flooringScreened lanai/porch
Laundry & utility
Washer/dryer hookup

Listing history 50 events

  1. 2026-11-08
    days on market $349,900 Active 159 DOM
  2. 2026-11-07
    days on market $349,900 Active 158 DOM
  3. 2026-11-06
    days on market $349,900 Active 157 DOM
  4. 2026-11-05
    days on market $349,900 Active 156 DOM
  5. 2026-11-04
    days on market $349,900 Active 155 DOM
  6. 2026-11-02
    days on market $349,900 Active 153 DOM
  7. 2026-11-01
    days on market $349,900 Active 152 DOM
  8. 2026-10-31
    days on market $349,900 Active 151 DOM
  9. 2026-10-30
    days on market $349,900 Active 150 DOM
  10. 2026-10-29
    days on market $349,900 Active 149 DOM
  11. 2026-10-28
    days on market $349,900 Active 148 DOM
  12. 2026-10-27
    days on market $349,900 Active 147 DOM
  13. 2026-10-26
    days on market $349,900 Active 146 DOM
  14. 2026-10-26
    pricedays on market $349,900 Active 145 DOM
  15. 2026-10-23
    days on market $380,000 Active 143 DOM
  16. 2026-10-22
    days on market $380,000 Active 142 DOM
  17. 2026-10-21
    days on market $380,000 Active 141 DOM
  18. 2026-10-20
    days on market $380,000 Active 140 DOM
  19. 2026-10-19
    days on market $380,000 Active 139 DOM
  20. 2026-10-18
    days on market $380,000 Active 138 DOM
  21. 2026-10-17
    days on market $380,000 Active 137 DOM
  22. 2026-10-16
    days on market $380,000 Active 136 DOM
  23. 2026-10-15
    days on market $380,000 Active 135 DOM
  24. 2026-10-14
    days on market $380,000 Active 134 DOM
  25. 2026-10-13
    days on market $380,000 Active 133 DOM
  26. 2026-10-12
    days on market $380,000 Active 132 DOM
  27. 2026-10-11
    days on market $380,000 Active 131 DOM
  28. 2026-10-10
    days on market $380,000 Active 130 DOM
  29. 2026-10-09
    days on market $380,000 Active 129 DOM
  30. 2026-10-08
    days on market $380,000 Active 128 DOM
  31. 2026-10-07
    days on market $380,000 Active 127 DOM
  32. 2026-10-06
    days on market $380,000 Active 126 DOM
  33. 2026-10-05
    days on market $380,000 Active 125 DOM
  34. 2026-10-05
    days on market $380,000 Active 124 DOM
  35. 2026-10-04
    days on market $380,000 Active 123 DOM
  36. 2026-10-01
    days on market $380,000 Active 121 DOM
  37. 2026-09-30
    days on market $380,000 Active 120 DOM
  38. 2026-09-29
    days on market $380,000 Active 119 DOM
  39. 2026-09-27
    days on market $380,000 Active 117 DOM
  40. 2026-09-25
    days on market $380,000 Active 115 DOM
  41. 2026-09-24
    days on market $380,000 Active 114 DOM
  42. 2026-09-23
    days on market $380,000 Active 113 DOM
  43. 2026-09-22
    days on market $380,000 Active 112 DOM
  44. 2026-09-21
    days on market $380,000 Active 111 DOM
  45. 2026-09-18
    days on market $380,000 Active 108 DOM
  46. 2026-09-17
    days on market $380,000 Active 107 DOM
  47. 2026-09-16
    days on market $380,000 Active 106 DOM
  48. 2026-09-14
    days on market $380,000 Active 104 DOM
  49. 2026-09-13
    days on market $380,000 Active 103 DOM
  50. 2026-09-12
    days on market $380,000 Active 102 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$5,312 · $443/mo
Projected year-2 tax
$5,312 · $443/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 30 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$48,936
− Mortgage interest
−$19,600
− Property taxes
−$5,312
− Insurance
−$6,868
− Repairs & maintenance
−$3,915
− Management
−$3,915
− Depreciation
−$10,179
Taxable loss
−$852
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$205
After-tax cash flow
$4,665/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Fair 45/100 Moderate rehab Est. rehab $44,700–$80,460 screening

The property is in fair condition with moderate repairs needed, primarily focusing on painting and updating the bathroom. Upgrading these areas can significantly enhance its value.

Components & finishes AI

Flooring tile Appliances black

Repairs flagged

  • Major Paint — The interior walls and ceiling appear to be in need of a fresh coat of paint.
  • Major Bathroom Fixtures — The bathroom fixtures are outdated and in poor condition.
  • Moderate Windows — Some windows appear to be in fair condition, but may need replacement.

Value-add opportunities

  • Both Painting the interior and exterior — Fresh paint can significantly improve the home's curb appeal and interior aesthetics, enhancing both resale and rental value. ↑
  • Both Upgrading the bathroom fixtures — Modernizing the bathroom can increase the home's appeal and functionality, making it more attractive to potential buyers or renters. ↑

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

C Composite school gradezoned avg 62/100

Zoned Schools

Elementary Cape Elementary School B+ FL #409/2,144 Nat'l #4,125/41,679 Middle Gulf Middle School B+ FL #116/571 Nat'l #1,503/14,009 High Cape Coral High School C- FL #144/667 Nat'l #4,773/17,239

Schools (NCES district)

District
Lee
NCES district ID
1201080
Math proficiency
47% ▼ -11.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$49,518
Composite
41.49/100
National rank
#3458
State rank
#42 of 73 in FL
B Composite livability gradescore 77/100

Livability — Cape Coral

Score
77/100
State rank
#208
US rank
#3098

Category grades

Amenities B+ Commute F Cost of living B Crime B- Employment C+ Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Cape Coral, FL
County
Lee County · 871,946 people
City population
217,388
Metro
Cape Coral-Fort Myers, FL
Population (ZIP)
33,599
Household income
$71,190
Rent vs Own
23.0% rent · 77.0% own
Severe rent burden
15% of renters

Population outlook (Lee County) Hauer SSP2

Today (2025)
871,946 people
By 2030
955,468 · +9.6%
By 2040
1,113,587 · +27.7%
By 2050
1,256,891 · +44.1%
By 2075
1,560,270 · +78.9%
By 2100
1,726,848 · +98.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Hispanic / Latino 16% Two or more races 11% Black 3% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2% Cuban 9%
Languages at home
82% English-only · Spanish 13% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Lee

2024 margin
Strong R (+28.4) · D 35.5% · R 63.9%
2008→2024 swing
-18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
All cycles
2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4

Not yet ingested

Civics
—

Price history

+437.3% since first listed
23 events — show timeline
  • 2026-06-16 Price Changed $359,999 FORTMLS
  • 2026-06-11 Price Changed $399,999 FORTMLS
  • 2026-05-21 Listed $415,900 FORTMLS
  • 2021-11-03 Sold (Public Records) $401,900 Public Records
  • 2021-11-02 Sold (MLS) $401,900 FORTMLS
  • 2021-06-12 Pending — FORTMLS
  • 2021-05-24 Price Changed $398,900 FORTMLS
  • 2021-05-18 Relisted — FORTMLS
  • 2021-04-16 Pending — FORTMLS
  • 2021-04-14 Listed $399,000 FORTMLS
  • 2021-02-15 Sold (Public Records) $270,000 Public Records
  • 2021-02-12 Sold (MLS) $270,000 FORTMLS
  • 2021-01-28 Pending — FORTMLS
  • 2021-01-16 Price Changed $278,900 FORTMLS
  • 2020-12-31 Listed $279,900 FORTMLS
  • 2018-03-07 Sold (Public Records) $165,000 Public Records
  • 2018-02-28 Sold (MLS) $165,000 FORTMLS
  • 2018-02-14 Pending — FORTMLS
  • 2018-01-31 Pending — FORTMLS
  • 2018-01-19 Listed $169,900 FORTMLS
  • 2012-12-13 Sold (Public Records) $690,000 Public Records
  • 1993-05-18 Sold (Public Records) $74,000 Public Records
  • 1992-04-27 Sold (Public Records) $67,000 Public Records

Property tax history

+7.9%/yr

Latest (2025): $5,312 · +9.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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