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13260 Winfield St
D Composite 42.99
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +10.5/30.0
  • Schools +3.6/10.0
  • Livability +3.4/5.0
  • DSCR +3.0/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.1/10.0
  • Appreciation +0.0/10.0

$599,900

13260 Winfield St · Los Angeles, CA 91402
5 bd · 2.0 ba · 1,482 sqft · SingleFamily public records · 8 Days on market
Built 1962 5,767 sqft lot $405/sqft · 29% below area Est $844k · 29% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Offer deadline is May 14 at 1:00 PM. Please submit highest and best offers by the deadline. Opportunity knocks in a quiet cul-de-sac pocket of Panorama City! This 5-bedroom, 2-bathroom two-story home offers 1,482 sqft of living space on a 5,765 sqft lot, featuring a private backyard with a pool and a recently replaced roof. Located near the I-5 and 170 freeways, this property provides convenient access to Burbank, North Hollywood, Glendale, and surrounding Valley areas, while still maintaining a peaceful residential setting. The home is in original condition and offers a blank canvas for renovation, ideal for investors, contractors, or buyers looking to customize and add value. With larger

Key facts

  • Private backyard
  • Existing pool
  • Spacious lot

Tags

PRIVATE BACKYARDRECENTLY REPLACED ROOFEXISTING POOLSPACIOUS LOT

Property features AI

Finance

  • Other: Zoning: LAR1; Lot dimensions approximately 56 x 105; Lot acreage approximately 0.13 acres

Exterior

  • Parking: Attached 2-car garage
  • Utilities: Public/district water; Sewer connection in street
  • Home design: Detached single-family home; Two-level
  • Construction: Stucco exterior; Shingle roof; No foundation (listed as none)
  • Exterior features: In-ground pool; Brick wall fence; No patio (listed as none)

Interior

  • Flooring: Carpeted floors; Other flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Wall heating; No cooling
  • Interior features: Ground-level entry with no steps; Family room fireplace
  • Laundry & utility: Laundry in garage; Gas dryer hookup; Central water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/2.0-bath single-family listed at $600k.

Deal economics

  • At list price, monthly cash flow is $-310 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $545k (9.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $424k (29.4% below list).
  • Recommended offer: $424k (29.4% below list) — sets the bar for 1% rule.
  • Cap rate 5.7% vs local median 2.1% in Los Angeles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#273 in CA) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment B; Watch: health & safety C-, crime F, cost of living F.
  • Los Angeles Unified (urban): math 29% / reading 54% proficiency, ranked #223 of 517 in CA (top 43%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Canterbury Avenue Elementary (612 students, 87% FRL); Richard E. Byrd Middle (1,105 students, 93% FRL); John H. Francis Polytechnic (math 42% / reading 59%, grade D+, #324 of 1,170 statewide, top 28%, 2,232 students, 94% FRL) — zoned schools average 92% FRL vs 67% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.9%/yr); 84 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
  • At $4,237/mo this rent would consume 89% of the median local household income ($57k/yr) (locally 5301% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $18k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $423,696 (29.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.71%
Cap rate
5.67%
Cash-on-cash
-2.21%
DSCR
0.90
GRM
11.8

CMA / ARV

ARV (median comp)
$844,145
List price
$599,900
Delta
-28.93%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
13260 Winfield St 0.00mi 5/2.0 1,482 (0%) 1mo $651,000 $439 99
13130 Schoenborn St 0.26mi 4/2.0 (-1) 1,402 (-5%) 6mo $885,000 $631 69
13116 Tonopah St 0.27mi 4/2.0 (-1) 1,332 (-10%) 3mo $750,000 $563 63
13151 Crowley St 0.32mi 4/2.0 (-1) 1,358 (-8%) 4mo $691,000 $509 63
13040 Wentworth St 0.55mi 4/2.0 (-1) 1,436 (-3%) 4mo $850,000 $592 61
13069 Strathern St 0.69mi 5/2.0 1,436 (-3%) 4mo $960,000 $669 59
13340 Roscoe Blvd 0.35mi 4/2.0 (-1) 1,583 (+7%) 14mo $840,000 $531 56
8008 Greenbush Ave 0.72mi 4/2.0 (-1) 1,438 (-3%) 2mo $865,000 $602 55
13009 Lorne St 0.62mi 4/2.0 (-1) 1,592 (+7%) 9mo $825,000 $518 46
13524 Chase St 0.57mi 4/2.0 (-1) 1,666 (+12%) 5mo $865,000 $519 44
9076-9078 Lev Ave 0.67mi 4/3.0 (-1) 1,613 (+9%) 6mo $949,900 $589 40
8054 Lloyd Ave 0.58mi 4/2.0 (-1) 1,692 (+14%) 11mo $960,000 $567 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.88% rent growth · sell at horizon

5-year hold
IRR
-21.1%
Equity multiple
0.27×
Total profit
$-121,914
Equity at exit
$89,447
10-year hold
IRR
-17.1%
Equity multiple
0.10×
Total profit
$-151,492
Equity at exit
$51,868

Cash invested: $167,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
0 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City Los Angeles
0 Strongly Tenant-Friendly · D+22
LARSO + JCEO 2023; relocation for substantial remodel evictions.

ZIP-level market 91402

Rents YoY
1.9%
Active inventory
84
Price-to-rent
11.8×

Monthly cashflow live

Estimated rent
$4,237 medium interval (Pro) →
Mortgage (P&I)
$3,146
Tax from tax record
$261 /mo · $3,136/yr
Insurance
$250
HOA
$0
Vacancy / Maint / Mgmt
$890
Net cashflow
$-310

Break-even live

Break-even rent $4,629
Max offer price $545,132
Occupancy floor

Sensitivity live

Price -10% $30 -5% $-140 +0% $-310 +5% $-480 +10% $-650
Rent -10% $-645 -5% $-477 +0% $-310 +5% $-143 +10% $25
Rate -1.0pp $-8 -0.5pp $-157 base $-310 +0.5pp $-465 +1.0pp $-624

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$149,975
Closing costs
$17,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7847 Goodland Ave North Hollywood, CA 4.0 2.0 1682 $5,500 $3.27 45d 1 0.96mi
12514 W Andre LN Sun Valley, CA 4.0 3.0 1796 $3,700 $2.06 21d 1 1.05mi
14248 Roscoe Blvd Unit 14252 Panorama City, CA 4.0 3.0 1656 $4,095 $2.47 1d 1 1.36mi
14248 Roscoe Blvd Unit 14252 Panorama City, CA 4.0 3.0 1656 $4,095 $2.47 26d 1 1.36mi

Listing history 3 events

  1. 2026-05-15
    status Pending 1146-char remark
  2. 2026-05-06
    listed $599,900 Active 1146-char remark
  3. 1986-07-11
    soldstatus $125,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$3,136 · $261/mo
Projected year-2 tax
$4,559 · $380/mo
Expected delta
+$1,423/yr (+$119/mo · 45.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥97°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 9 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$50,844
− Mortgage interest
−$33,604
− Property taxes
−$3,136
− Insurance
−$3,000
− Repairs & maintenance
−$4,067
− Management
−$4,067
− Depreciation
−$17,452
Taxable loss
−$14,482
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,476
After-tax cash flow
$-245/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Los Angeles Unified
NCES district ID
0622710
Math proficiency
29% ▼ -4.00%
Reading proficiency
54% ▲ 10.00%
Median HH income
$50,403
Composite
35.67/100
National rank
#4875
State rank
#223 of 517 in CA

Livability — Los Angeles

Score
68/100
State rank
#273
US rank
#9237

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment B Housing B- Health & safety C- User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Los Angeles, CA
County
Los Angeles County · 9,444,647 people
City population
3,838,149
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
65,754
Household income
$57,369
Rent vs Own
66.4% rent · 33.6% own
Severe rent burden
5301.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (70%)
Race & ethnicity
Hispanic / Latino 70% Asian 15% White 12% Two or more races 9% Black 3%
Hispanic origin (detail)
Mexican 44%
Common ancestry
Scotch-Irish 1%
Foreign-born
50% · Canada, Vietnam
Languages at home
19% English-only · Spanish 63% Tagalog/Filipino 8% Other Indo-European 5%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -628.36%
Current HPI
530.4255
Rent YoY
▲ 1.88%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+420.8% since first listed
5 events — show timeline
  • 2026-06-02 Sold (Public Records) $651,000 Public Records
  • 2026-06-02 Sold (MLS) $651,000 TheMLS
  • 2026-05-15 Pending TheMLS
  • 2026-05-06 Listed $599,900 TheMLS
  • 1986-07-11 Sold (Public Records) $125,000 Public Records

Property tax history

+1.8%/yr

Latest (2025): $3,136 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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