13260 Winfield St · Los Angeles, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 6/10 · Moderate
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 9 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +10.5/30.0
- Schools +3.6/10.0
- Livability +3.4/5.0
- DSCR +3.0/10.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- 1% rule +2.1/10.0
- Appreciation +0.0/10.0
$599,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Offer deadline is May 14 at 1:00 PM. Please submit highest and best offers by the deadline. Opportunity knocks in a quiet cul-de-sac pocket of Panorama City! This 5-bedroom, 2-bathroom two-story home offers 1,482 sqft of living space on a 5,765 sqft lot, featuring a private backyard with a pool and a recently replaced roof. Located near the I-5 and 170 freeways, this property provides convenient access to Burbank, North Hollywood, Glendale, and surrounding Valley areas, while still maintaining a peaceful residential setting. The home is in original condition and offers a blank canvas for renovation, ideal for investors, contractors, or buyers looking to customize and add value. With larger
Key facts
- Private backyard
- Existing pool
- Spacious lot
Tags
Property features AI
Finance
- Other: Zoning: LAR1; Lot dimensions approximately 56 x 105; Lot acreage approximately 0.13 acres
Exterior
- Parking: Attached 2-car garage
- Utilities: Public/district water; Sewer connection in street
- Home design: Detached single-family home; Two-level
- Construction: Stucco exterior; Shingle roof; No foundation (listed as none)
- Exterior features: In-ground pool; Brick wall fence; No patio (listed as none)
Interior
- Flooring: Carpeted floors; Other flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Wall heating; No cooling
- Interior features: Ground-level entry with no steps; Family room fireplace
- Laundry & utility: Laundry in garage; Gas dryer hookup; Central water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/2.0-bath single-family listed at $600k.
Deal economics
- At list price, monthly cash flow is $-310 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $545k (9.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $424k (29.4% below list).
- Recommended offer: $424k (29.4% below list) — sets the bar for 1% rule.
- Cap rate 5.7% vs local median 2.1% in Los Angeles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#273 in CA) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment B; Watch: health & safety C-, crime F, cost of living F.
- Los Angeles Unified (urban): math 29% / reading 54% proficiency, ranked #223 of 517 in CA (top 43%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Canterbury Avenue Elementary (612 students, 87% FRL); Richard E. Byrd Middle (1,105 students, 93% FRL); John H. Francis Polytechnic (math 42% / reading 59%, grade D+, #324 of 1,170 statewide, top 28%, 2,232 students, 94% FRL) — zoned schools average 92% FRL vs 67% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+1.9%/yr); 84 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
- At $4,237/mo this rent would consume 89% of the median local household income ($57k/yr) (locally 5301% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $18k of value loss. Plan a longer hold.
- Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.71% ✗
- Cap rate
- 5.67%
- Cash-on-cash
- -2.21%
- DSCR
- 0.90
- GRM
- 11.8
CMA / ARV
- ARV (median comp)
- $844,145
- List price
- $599,900
- Delta
- -28.93%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 13260 Winfield St | 0.00mi | 5/2.0 | 1,482 (0%) | 1mo | $651,000 | $439 | 99 |
| 13130 Schoenborn St | 0.26mi | 4/2.0 (-1) | 1,402 (-5%) | 6mo | $885,000 | $631 | 69 |
| 13116 Tonopah St | 0.27mi | 4/2.0 (-1) | 1,332 (-10%) | 3mo | $750,000 | $563 | 63 |
| 13151 Crowley St | 0.32mi | 4/2.0 (-1) | 1,358 (-8%) | 4mo | $691,000 | $509 | 63 |
| 13040 Wentworth St | 0.55mi | 4/2.0 (-1) | 1,436 (-3%) | 4mo | $850,000 | $592 | 61 |
| 13069 Strathern St | 0.69mi | 5/2.0 | 1,436 (-3%) | 4mo | $960,000 | $669 | 59 |
| 13340 Roscoe Blvd | 0.35mi | 4/2.0 (-1) | 1,583 (+7%) | 14mo | $840,000 | $531 | 56 |
| 8008 Greenbush Ave | 0.72mi | 4/2.0 (-1) | 1,438 (-3%) | 2mo | $865,000 | $602 | 55 |
| 13009 Lorne St | 0.62mi | 4/2.0 (-1) | 1,592 (+7%) | 9mo | $825,000 | $518 | 46 |
| 13524 Chase St | 0.57mi | 4/2.0 (-1) | 1,666 (+12%) | 5mo | $865,000 | $519 | 44 |
| 9076-9078 Lev Ave | 0.67mi | 4/3.0 (-1) | 1,613 (+9%) | 6mo | $949,900 | $589 | 40 |
| 8054 Lloyd Ave | 0.58mi | 4/2.0 (-1) | 1,692 (+14%) | 11mo | $960,000 | $567 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.88% rent growth · sell at horizon
- IRR
- -21.1%
- Equity multiple
- 0.27×
- Total profit
- $-121,914
- Equity at exit
- $89,447
- IRR
- -17.1%
- Equity multiple
- 0.10×
- Total profit
- $-151,492
- Equity at exit
- $51,868
Cash invested: $167,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 0 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City Los Angeles
- 0 Strongly Tenant-Friendly · D+22
ZIP-level market 91402
- Rents YoY
- 1.9%
- Active inventory
- 84
- Price-to-rent
- 11.8×
Monthly cashflow live
- Estimated rent
- $4,237 medium interval (Pro) →
- Mortgage (P&I)
- −$3,146
- Tax from tax record
- −$261 /mo · $3,136/yr
- Insurance
- −$250
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$890
- Net cashflow
- $-310
Break-even live
Sensitivity live
| Price | -10% $30 | -5% $-140 | +0% $-310 | +5% $-480 | +10% $-650 |
|---|---|---|---|---|---|
| Rent | -10% $-645 | -5% $-477 | +0% $-310 | +5% $-143 | +10% $25 |
| Rate | -1.0pp $-8 | -0.5pp $-157 | base $-310 | +0.5pp $-465 | +1.0pp $-624 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $149,975
- Closing costs
- $17,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7847 Goodland Ave North Hollywood, CA | 4.0 | 2.0 | 1682 | $5,500 | $3.27 | 45d | 1 | 0.96mi |
| 12514 W Andre LN Sun Valley, CA | 4.0 | 3.0 | 1796 | $3,700 | $2.06 | 21d | 1 | 1.05mi |
| 14248 Roscoe Blvd Unit 14252 Panorama City, CA | 4.0 | 3.0 | 1656 | $4,095 | $2.47 | 1d | 1 | 1.36mi |
| 14248 Roscoe Blvd Unit 14252 Panorama City, CA | 4.0 | 3.0 | 1656 | $4,095 | $2.47 | 26d | 1 | 1.36mi |
Listing history 3 events
-
2026-05-15status Pending 1146-char remark
-
2026-05-06$599,900 Active 1146-char remark
-
1986-07-11soldstatus $125,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $3,136 · $261/mo
- Projected year-2 tax
- $4,559 · $380/mo
- Expected delta
- +$1,423/yr (+$119/mo · 45.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥97°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 5/10 Major 7 unhealthy d/yr today · 9 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $50,844
- − Mortgage interest
- −$33,604
- − Property taxes
- −$3,136
- − Insurance
- −$3,000
- − Repairs & maintenance
- −$4,067
- − Management
- −$4,067
- − Depreciation
- −$17,452
- Taxable loss
- −$14,482
- Est. tax savings @ 24.0%
- +$3,476
- After-tax cash flow
- $-245/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Los Angeles Unified
- NCES district ID
- 0622710
- Math proficiency
- 29% ▼ -4.00%
- Reading proficiency
- 54% ▲ 10.00%
- Median HH income
- $50,403
- Composite
- 35.67/100
- National rank
- #4875
- State rank
- #223 of 517 in CA
Livability — Los Angeles
- Score
- 68/100
- State rank
- #273
- US rank
- #9237
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Los Angeles, CA
- County
- Los Angeles County · 9,444,647 people
- City population
- 3,838,149
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 65,754
- Household income
- $57,369
- Rent vs Own
- Severe rent burden
- 5301.0
Population outlook (Los Angeles County) Hauer SSP2
- Today (2025)
- 10,940,515 people
- By 2030
- 11,256,481 · +2.9%
- By 2040
- 11,729,929 · +7.2%
- By 2050
- 11,948,407 · +9.2%
- By 2075
- 11,818,114 · +8.0%
- By 2100
- 10,842,928 · -0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (70%)
- Race & ethnicity
- Hispanic / Latino 70% Asian 15% White 12% Two or more races 9% Black 3%
- Hispanic origin (detail)
- Mexican 44%
- Common ancestry
- Scotch-Irish 1%
- Foreign-born
- 50% · Canada, Vietnam
- Languages at home
- 19% English-only · Spanish 63% Tagalog/Filipino 8% Other Indo-European 5%
Political lean MEDSL · Los Angeles
- 2024 margin
- Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
- 2008→2024 swing
- -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
- All cycles
- 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -628.36%
- Current HPI
- 530.4255
- Rent YoY
- ▲ 1.88%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+420.8% since first listed5 events — show timeline
- 2026-06-02 Sold (Public Records) $651,000 Public Records
- 2026-06-02 Sold (MLS) $651,000 TheMLS
- 2026-05-15 Pending — TheMLS
- 2026-05-06 Listed $599,900 TheMLS
- 1986-07-11 Sold (Public Records) $125,000 Public Records
Property tax history
+1.8%/yrLatest (2025): $3,136 · +1.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…