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147 Coralwood Cir
D Composite 41.4
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.8/30.0
  • ARV discount +11.8/15.0
  • Schools +3.6/10.0
  • DSCR +3.5/10.0
  • Livability +3.4/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.3/10.0
  • Appreciation +0.0/10.0

$352,000

147 Coralwood Cir · Buenaventura Lakes, FL 34743
4 bd · 2.5 ba · 1,916 sqft · SingleFamily public records · 9 Days on market
Built 1989 5,489 sqft lot Est $389k · 9% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Discover 147 Coralwood Cir, recently refreshed with fresh interior paint and partial flooring replacement throughout. The kitchen contains all stainless steel appliances, complementing the primary bedroom's walk-in closet and the primary bathroom's double sinks. An exterior patio provides an additional functional space. This updated residence perfectly blends comfort and convenience for easy living. Included 100-Day Home Warranty with buyer activation. Garage has been converted to bonus living space; property has no garage.

Key facts

  • Double sinks
  • Walk-in closet
  • Exterior patio

Tags

STAINLESS STEEL APPLIANCESWALK-IN CLOSETDOUBLE SINKSEXTERIOR PATIO

Property features AI

Finance

  • Other: Property zoned OPUD; Residential - Single Family Residence
  • Financial info: Lease restrictions apply
  • HOA & community: No community association features; No association approval required

Exterior

  • Parking: Driveway
  • Security: Owned security system
  • Utilities: Public water; Public sewer; Electricity available; Water available
  • Home design: Single family residence; Two levels; Faces north
  • Construction: Stucco construction; Shingle roof; Slab foundation; Built on a 0.13-acre lot
  • Exterior features: Other exterior features; Asphalt road access

Interior

  • Kitchen: Dishwasher; Range hood
  • Bedrooms: 4 bedrooms
  • Flooring: Carpet; Laminate; Tile
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Living/dining combination; Owned security system
  • Laundry & utility: Laundry in garage; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $352k.

Deal economics

  • At list price, monthly cash flow is $-98 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $335k (4.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $258k (26.8% below list).
  • Recommended offer: $258k (26.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.0% vs local median 4.3% in Buenaventura Lakes — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#509 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, health & safety A-; Watch: employment D+, schools F, amenities F.
  • Osceola (suburban): math 39% / reading 45% proficiency, ranked #60 of 73 in FL (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents flat; 188 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 8,813 units permitted in Osceola County in 2024 (3,072 in 5+ unit buildings).
  • At $2,575/mo this rent would consume 49% of the median local household income ($63k/yr) (locally 1624% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Osceola County population projected at +73% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $257,527 (26.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
5.96%
Cash-on-cash
-1.19%
DSCR
0.95
GRM
11.4

CMA / ARV

ARV (on-the-fly)
$388,948
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
319 Plumwood Cir 0.26mi 4/2.0 1,735 (-9%) 2mo $370,000 $213 68
108 Honeywood Ct 0.24mi 4/2.5 2,061 (+8%) 11mo $439,000 $213 67
800 Aspenwood Cir 0.39mi 4/2.0 1,775 (-7%) 3mo $320,000 $180 65
1353 Ivy Meadow Dr 0.71mi 4/2.5 1,900 (-1%) 6mo $351,000 $185 60
980 Hickory Ct 0.59mi 4/2.0 1,765 (-8%) 1mo $357,500 $203 56
812 Balsamwood Ln 0.50mi 4/2.0 1,775 (-7%) 9mo $329,000 $185 55
869 Aspenwood Cir 0.59mi 4/2.0 1,775 (-7%) 5mo $385,000 $217 54
180 White Birch Dr 0.39mi 3/2.0 (-1) 1,728 (-10%) 8mo $330,000 $191 52
314 Silk Oak Dr 0.74mi 4/3.0 2,073 (+8%) 7mo $383,000 $185 44
329 Drake Elm Dr 0.67mi 3/2.0 (-1) 1,720 (-10%) 11mo $320,000 $186 35
229 Competition Dr 0.64mi 3/2.0 (-1) 1,648 (-14%) 6mo $450,000 $273 34
205 Red Maple Dr 0.69mi 3/2.0 (-1) 1,648 (-14%) 6mo $389,900 $237 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.34% rent growth · sell at horizon

5-year hold
IRR
-20.9%
Equity multiple
0.29×
Total profit
$-70,127
Equity at exit
$52,484
10-year hold
IRR
-20.8%
Equity multiple
0.03×
Total profit
$-95,800
Equity at exit
$30,435

Cash invested: $98,560 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34743

Rents YoY
0.3%
Active inventory
188
Price-to-rent
11.4×

Monthly cashflow live

Estimated rent
$2,575 high interval (Pro) →
Mortgage (P&I)
$1,846
Tax from tax record
$140 /mo · $1,676/yr
Insurance
$147
HOA
$0
Vacancy / Maint / Mgmt
$541
Net cashflow
$-98

Break-even live

Break-even rent $2,699
Max offer price $334,725
Occupancy floor 99%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$88,000
Closing costs
$10,560
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14369 Babylon Way Orlando, FL 4.0 2.0 2060 $2,650 $1.29 7d 1 0.42mi
801 Poplarwood Ln Kissimmee, FL 3.0 2.0 1390 $2,300 $1.65 23d 1 0.43mi
326 Oceanside Ct Kissimmee, FL 3.0 2.0 1296 $2,315 $1.79 14d 1 0.44mi
1898 Zac St Kissimmee, FL 3.0–4.0 2.5 1740 $3,280 $1.88 2d 89 0.58mi
933 Whispering Cypress Ln Orlando, FL 4.0 2.5 2611 $2,695 $1.03 3d 1 0.70mi
236 Red Maple Dr Kissimmee, FL 3.0 2.0 1720 $2,135 $1.24 20d 1 0.72mi
313 Silk Oak Dr Kissimmee, FL 3.0 2.0 1343 $2,155 $1.60 23d 1 0.75mi
1440 Timberbend Cir Orlando, FL 3.0 2.0 1372 $2,300 $1.68 23d 1 0.92mi
1313 Timberbend Cir Orlando, FL 4.0 3.0 1347 $2,500 $1.86 10d 1 0.97mi
544 Windrose Dr Orlando, FL 3.0 2.0 1564 $2,349 $1.50 23d 1 0.98mi
3175 Corporate Center Pkwy Kissimmee, FL 3.0 1.0–2.0 1023 $2,936 $2.87 1d 106 1.00mi
31 Lakepointe Cir Kissimmee, FL 3.0 2.0 1234 $2,300 $1.86 21d 1 1.00mi
2936 Twin Oaks Dr Kissimmee, FL 3.0 2.0 1641 $2,150 $1.31 14d 1 1.01mi
72 Lakepointe Cir Kissimmee, FL 3.0 2.5 1471 $2,200 $1.50 17d 1 1.07mi
1501 Chevington Ct Orlando, FL 4.0 2.0 1859 $2,450 $1.32 7d 1 1.09mi
14235 Sun Bay Dr Orlando, FL 4.0 2.5 1878 $2,800 $1.49 4d 1 1.12mi
350 Buttonwood Dr Kissimmee, FL 3.0 2.0 1486 $2,050 $1.38 10d 1 1.12mi
616 Cresting Oak Cir Orlando, FL 3.0 2.5 1972 $2,100 $1.06 23d 1 1.13mi
2875 Bay Ave Kissimmee, FL 3.0 2.0 1344 $1,900 $1.41 17d 1 1.13mi
2875 Bay Ave Kissimmee, FL 3.0 2.0 1344 $1,900 $1.41 14d 1 1.13mi
182 Pinewood Cir Kissimmee, FL 3.0 2.0 1462 $2,300 $1.57 4d 1 1.16mi
1271 Sandestin Way Orlando, FL 4.0 2.5 1680 $2,900 $1.73 23d 1 1.17mi
138 Pinewood Cir Kissimmee, FL 3.0 2.0 1326 $2,200 $1.66 23d 1 1.17mi
1538 Avleigh Cir Orlando, FL 3.0 2.0 1406 $2,350 $1.67 23d 1 1.18mi
1291 Sandestin Way Orlando, FL 4.0 2.5 2000 $2,549 $1.27 4d 1 1.18mi
891 Florida Pkwy Kissimmee, FL 4.0 3.0 1812 $2,100 $1.16 23d 1 1.27mi
2670 Oak Run Blvd Kissimmee, FL 3.0 2.0 1530 $2,450 $1.60 14d 1 1.29mi
153 Sandalwood Dr Kissimmee, FL 3.0 2.0 1326 $2,400 $1.81 23d 1 1.31mi
3258 Fairfield Dr Kissimmee, FL 4.0 2.0 1756 $2,695 $1.53 23d 1 1.35mi
13492 Applerose Ln #22 Orlando, FL 3.0 2.5 1495 $2,379 $1.59 14d 1 1.38mi
2205 Wyndam Way Kissimmee, FL 4.0 2.5 2294 $2,499 $1.09 12d 1 1.38mi
13000 Breaking Dawn Dr Orlando, FL 1.0–3.0 1.0–2.0 1055 $2,279 $2.16 1d 27 1.39mi
1542 Brook Hollow Dr Orlando, FL 3.0 2.0 1539 $2,300 $1.49 10d 1 1.40mi
3100 Orchard Pl Kissimmee, FL 3.0 2.0 1565 $2,140 $1.37 23d 1 1.41mi
219 Glowing Peace Ln #85 Orlando, FL 3.0 2.5 1495 $1,995 $1.33 10d 1 1.44mi
15067 Willow Arbor Cir Orlando, FL 3.0 2.5 2303 $2,445 $1.06 7d 1 1.44mi
15055 Willow Arbor Cir Orlando, FL 3.0 2.5 1803 $2,500 $1.39 14d 1 1.44mi
1524 Astoria Arbor Ln Orlando, FL 3.0 2.5 2058 $2,500 $1.21 21d 1 1.45mi
2061 Marsh Hawk Dr Orlando, FL 3.0 2.0 1847 $2,291 $1.24 14d 1 1.47mi
201 Royal Tupper Ter Kissimmee, FL 1.0–3.0 1.0–2.0 1064 $3,238 $3.04 2d 68 1.47mi

Listing history 10 events

  1. 2026-06-04
    status $352,000 Pending 9 DOM
  2. 2026-06-03
    days on market $352,000 Active 9 DOM
  3. 2026-06-02
    days on market $352,000 Active 8 DOM
  4. 2026-06-01
    days on market $352,000 Active 7 DOM
  5. 2026-05-31
    days on market $352,000 Active 6 DOM
  6. 2026-05-25
    listed $352,000 Active
  7. 2026-05-06
    soldstatus $369,200
  8. 1997-04-11
    soldstatus $89,900
  9. 1989-08-01
    soldstatus $87,200
  10. 1989-04-01
    soldstatus $103,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,676 · $140/mo
Projected year-2 tax
$2,922 · $243/mo
Expected delta
+$1,246/yr (+$104/mo · 74.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 69% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,903
− Mortgage interest
−$19,717
− Property taxes
−$1,676
− Insurance
−$1,760
− Repairs & maintenance
−$2,472
− Management
−$2,472
− Depreciation
−$10,240
Taxable loss
−$7,435
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,784
After-tax cash flow
$611/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Osceola
NCES district ID
1201470
Math proficiency
39% ▼ -9.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$45,528
Composite
35.7/100
National rank
#4865
State rank
#60 of 73 in FL

Livability — Buenaventura Lakes

Score
68/100
State rank
#509
US rank
#9375

Category grades

Amenities F Commute F Cost of living A Crime C+ Employment D+ Housing A+ Health & safety A- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Buenaventura Lakes, FL
County
Osceola County · 410,217 people
City population
40,656
Metro
Orlando-Kissimmee-Sanford, FL
Population (ZIP)
40,030
Household income
$62,992
Rent vs Own
30.9% rent · 69.1% own
Severe rent burden
1624.0

Population outlook (Osceola County) Hauer SSP2

Today (2025)
447,624 people
By 2030
511,823 · +14.3%
By 2040
642,986 · +43.6%
By 2050
774,552 · +73.0%
By 2075
1,078,144 · +140.9%
By 2100
1,269,660 · +183.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (76%)
Race & ethnicity
Hispanic / Latino 76% Two or more races 25% White 10% Black 9% Asian 3%
Hispanic origin (detail)
Mexican 2% Puerto Rican 43% Cuban 5% Dominican 7%
Common ancestry
Hispanic 2% Lithuanian 1% Romanian 1%
Foreign-born
27% · Canada, Jamaica
Languages at home
32% English-only · Spanish 63% French/Haitian/Cajun 2% Tagalog/Filipino 2%

Political lean MEDSL · Osceola

2024 margin
Toss-up / Even · D 48.7% · R 50.2% · Other 1.1%
2008→2024 swing
-21.2pp toward R · 2008: 19.7pp · 2024: -1.4pp
All cycles
2024: R+1.4 2020: D+13.8 2016: D+25.0 2012: D+24.5 2008: D+19.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -304.87%
Current HPI
352.0782
Rent YoY
▲ 0.34%
Metro
Orlando-Kissimmee-Sanford, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+240.1% since first listed
5 events — show timeline
  • 2026-05-25 Listed $352,000 Stellar MLS as Distributed by MLS Grid
  • 2026-05-06 Sold (Public Records) $369,200 Public Records
  • 1997-04-11 Sold (Public Records) $89,900 Public Records
  • 1989-08-01 Sold (Public Records) $87,200 Public Records
  • 1989-04-01 Sold (Public Records) $103,500 Public Records

Property tax history

+3.7%/yr

Latest (2025): $1,676 · +7.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…