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600 Avonia Rd
F Composite 34.71
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.2/30.0
  • Schools +5.7/10.0
  • DSCR +4.0/10.0
  • Livability +3.6/5.0
  • 1% rule +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$234,900

600 Avonia Rd · Avonia, PA 16415
3 bd · 1.0 ba · 1,156 sqft · SingleFamily public records · 22 Days on market
Built 1937 0.51 ac lot Est $191k · 23% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

WHAT A FIND!!! 1/2 MILE TO AVONIA BEACH !! THIS CUTE LITTLE RANCH IS ADORABLE. THERE IS PEG HARDWOOD FLOORING IN LIVING ROOM AND DINING ROOMS. BRICK FIREPLACE BETWEEN LR AND DR. THE KITCHEN IS LIGHT AND BRIGHT AND OPENS OUT ONTO EXPANSIVE DECK(NEEDS PARTIALLY REBUILT) WITH A WONDERFUL VIEW OF WOODS. THE BEDROOMS ARE ALL NICE SIZED AND HAVE DOUBLE CLOSETS. THE BASEMENT HAS GREAT POTENTIAL TO FINISH WITH A WALK OU THAT HAS A GREAT VIEW OF THE EXPANSIVE SIDE YARD. THERE IS A LARGE CONCRETE DRIVEWAY THAT HOLDS 4 CARS EASILY. THIS IS A GREAT HOME THAT COULDN'T BE IN A BETTER LOCATION IN FAIRVIEW!!

Key facts

  • Open floor plan
  • New well pump
  • Large parking pad

Tags

LARGE PARKING PADDECK OFF THE KITCHENNEW ROOFNEW WELL PUMPOPEN FLOOR PLANPEGGED OAK FLOORS

Property features AI

Exterior

  • Utilities: Well water; Septic tank; Natural gas available
  • Home design: Single-family residence; One story; Vinyl siding
  • Construction: Asphalt roof
  • Exterior features: Deck; Patio; Rolling slope lot; Paved road access

Interior

  • Kitchen: Electric oven; Electric range; Refrigerator; Exhaust fan
  • Flooring: Hardwood flooring; Vinyl flooring
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Electric fireplace; Full basement with exterior entry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $235k.

Deal economics

  • At list price, monthly cash flow is $-3 ($-39/yr) — negative.
  • To cash-flow at today's rent, offer at most $234k (0.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $194k (17.5% below list).
  • Recommended offer: $194k (17.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 72/100 on livability (#624 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities F, commute F, health & safety D-.
  • Fairview SD (rural): math 54% / reading 74% proficiency, ranked #42 of 539 in PA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 17% free/reduced lunch — higher-income household profile.
  • Market conditions: 37 active listings in the ZIP; 364 units permitted in Erie County in 2024 (188 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Erie County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($231k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $192k; 22% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1937 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $193,747 (17.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1937 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.28%
Cash-on-cash
-0.06%
DSCR
1.00
GRM
10.1

CMA / ARV

ARV (on-the-fly)
$190,740
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
600 Avonia Rd 0.00mi 3/1.0 1,156 (0%) 9mo $192,500 $167 92
1136 Sirak Dr 0.27mi 3/1.0 1,248 (+8%) 8mo $195,000 $156 68
1233 Gunton Dr 0.38mi 3/1.5 1,056 (-9%) 8mo $160,000 $152 59
1370 Avonia Rd 0.42mi 2/1.0 (-1) 1,001 (-13%) 8mo $165,000 $165 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-16.4%
Equity multiple
0.42×
Total profit
$-38,298
Equity at exit
$35,024
10-year hold
IRR
-8.2%
Equity multiple
0.49×
Total profit
$-33,722
Equity at exit
$20,310

Cash invested: $65,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 16415

Home prices YoY
-26.1%
Active inventory
37
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,937 medium interval (Pro) →
Mortgage (P&I)
$1,232
Tax from tax record
$204 /mo · $2,450/yr
Insurance
$98
HOA
$0
Vacancy / Maint / Mgmt
$407
Net cashflow
$-3

Break-even live

Break-even rent $1,942
Max offer price $234,323
Occupancy floor 95%

Sensitivity live

Price -10% $130 -5% $63 +0% $-3 +5% $-70 +10% $-136
Rent -10% $-156 -5% $-80 +0% $-3 +5% $73 +10% $150
Rate -1.0pp $115 -0.5pp $56 base $-3 +0.5pp $-64 +1.0pp $-126

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,725
Closing costs
$7,047
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-13
    statusdays on market $234,900 Pending 22 DOM
  2. 2026-06-10
    days on market $234,900 Active 20 DOM
  3. 2026-06-09
    days on market $234,900 Active 19 DOM
  4. 2026-06-08
    days on market $234,900 Active 18 DOM
  5. 2026-06-07
    days on market $234,900 Active 17 DOM
  6. 2026-06-05
    days on market $234,900 Active 14 DOM
  7. 2026-06-02
    days on market $234,900 Active 12 DOM
  8. 2026-06-01
    days on market $234,900 Active 11 DOM
  9. 2026-05-31
    days on market $234,900 Active 10 DOM
  10. 2026-05-30
    days on market $234,900 Active 9 DOM
  11. 2026-05-21
    listed $234,900 Active
  12. 2025-09-22
    soldstatus $192,500 Closed 599-char remark
    Show marketing remark (599 chars)

    WHAT A FIND!!! 1/2 MILE TO AVONIA BEACH !! THIS CUTE LITTLE RANCH IS ADORABLE. THERE IS PEG HARDWOOD FLOORING IN LIVING ROOM AND DINING ROOMS. BRICK FIREPLACE BETWEEN LR AND DR. THE KITCHEN IS LIGHT AND BRIGHT AND OPENS OUT ONTO EXPANSIVE DECK(NEEDS PARTIALLY REBUILT) WITH A WONDERFUL VIEW OF WOODS. THE BEDROOMS ARE ALL NICE SIZED AND HAVE DOUBLE CLOSETS. THE BASEMENT HAS GREAT POTENTIAL TO FINISH WITH A WALK OU THAT HAS A GREAT VIEW OF THE EXPANSIVE SIDE YARD. THERE IS A LARGE CONCRETE DRIVEWAY THAT HOLDS 4 CARS EASILY. THIS IS A GREAT HOME THAT COULDN'T BE IN A BETTER LOCATION IN FAIRVIEW!!

  13. 2025-09-22
    soldstatus $192,500
    Show marketing remark (599 chars)

    WHAT A FIND!!! 1/2 MILE TO AVONIA BEACH !! THIS CUTE LITTLE RANCH IS ADORABLE. THERE IS PEG HARDWOOD FLOORING IN LIVING ROOM AND DINING ROOMS. BRICK FIREPLACE BETWEEN LR AND DR. THE KITCHEN IS LIGHT AND BRIGHT AND OPENS OUT ONTO EXPANSIVE DECK(NEEDS PARTIALLY REBUILT) WITH A WONDERFUL VIEW OF WOODS. THE BEDROOMS ARE ALL NICE SIZED AND HAVE DOUBLE CLOSETS. THE BASEMENT HAS GREAT POTENTIAL TO FINISH WITH A WALK OU THAT HAS A GREAT VIEW OF THE EXPANSIVE SIDE YARD. THERE IS A LARGE CONCRETE DRIVEWAY THAT HOLDS 4 CARS EASILY. THIS IS A GREAT HOME THAT COULDN'T BE IN A BETTER LOCATION IN FAIRVIEW!!

  14. 2025-08-13
    status Pending 599-char remark
    Show marketing remark (599 chars)

    WHAT A FIND!!! 1/2 MILE TO AVONIA BEACH !! THIS CUTE LITTLE RANCH IS ADORABLE. THERE IS PEG HARDWOOD FLOORING IN LIVING ROOM AND DINING ROOMS. BRICK FIREPLACE BETWEEN LR AND DR. THE KITCHEN IS LIGHT AND BRIGHT AND OPENS OUT ONTO EXPANSIVE DECK(NEEDS PARTIALLY REBUILT) WITH A WONDERFUL VIEW OF WOODS. THE BEDROOMS ARE ALL NICE SIZED AND HAVE DOUBLE CLOSETS. THE BASEMENT HAS GREAT POTENTIAL TO FINISH WITH A WALK OU THAT HAS A GREAT VIEW OF THE EXPANSIVE SIDE YARD. THERE IS A LARGE CONCRETE DRIVEWAY THAT HOLDS 4 CARS EASILY. THIS IS A GREAT HOME THAT COULDN'T BE IN A BETTER LOCATION IN FAIRVIEW!!

  15. 2025-07-25
    price $210,000 599-char remark
    Show marketing remark (599 chars)

    WHAT A FIND!!! 1/2 MILE TO AVONIA BEACH !! THIS CUTE LITTLE RANCH IS ADORABLE. THERE IS PEG HARDWOOD FLOORING IN LIVING ROOM AND DINING ROOMS. BRICK FIREPLACE BETWEEN LR AND DR. THE KITCHEN IS LIGHT AND BRIGHT AND OPENS OUT ONTO EXPANSIVE DECK(NEEDS PARTIALLY REBUILT) WITH A WONDERFUL VIEW OF WOODS. THE BEDROOMS ARE ALL NICE SIZED AND HAVE DOUBLE CLOSETS. THE BASEMENT HAS GREAT POTENTIAL TO FINISH WITH A WALK OU THAT HAS A GREAT VIEW OF THE EXPANSIVE SIDE YARD. THERE IS A LARGE CONCRETE DRIVEWAY THAT HOLDS 4 CARS EASILY. THIS IS A GREAT HOME THAT COULDN'T BE IN A BETTER LOCATION IN FAIRVIEW!!

  16. 2025-07-19
    listed $220,000 Active 599-char remark
    Show marketing remark (599 chars)

    WHAT A FIND!!! 1/2 MILE TO AVONIA BEACH !! THIS CUTE LITTLE RANCH IS ADORABLE. THERE IS PEG HARDWOOD FLOORING IN LIVING ROOM AND DINING ROOMS. BRICK FIREPLACE BETWEEN LR AND DR. THE KITCHEN IS LIGHT AND BRIGHT AND OPENS OUT ONTO EXPANSIVE DECK(NEEDS PARTIALLY REBUILT) WITH A WONDERFUL VIEW OF WOODS. THE BEDROOMS ARE ALL NICE SIZED AND HAVE DOUBLE CLOSETS. THE BASEMENT HAS GREAT POTENTIAL TO FINISH WITH A WALK OU THAT HAS A GREAT VIEW OF THE EXPANSIVE SIDE YARD. THERE IS A LARGE CONCRETE DRIVEWAY THAT HOLDS 4 CARS EASILY. THIS IS A GREAT HOME THAT COULDN'T BE IN A BETTER LOCATION IN FAIRVIEW!!

  17. 1973-03-22
    soldstatus $31,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,450 · $204/mo
Projected year-2 tax
$3,081 · $257/mo
Expected delta
+$631/yr (+$53/mo · 25.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥90°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,250
− Mortgage interest
−$13,158
− Property taxes
−$2,450
− Insurance
−$1,174
− Repairs & maintenance
−$1,860
− Management
−$1,860
− Depreciation
−$6,833
Taxable loss
−$4,086
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$981
After-tax cash flow
$941/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fairview SD
NCES district ID
4209570
Math proficiency
54% ▼ -13.00%
Reading proficiency
74% ▼ -9.00%
Median HH income
$74,956
Composite
56.7/100
National rank
#1130
State rank
#42 of 539 in PA

Livability — Avonia

Score
72/100
State rank
#624
US rank
#6004

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Avonia, PA
Population (ZIP)
10,251

Population outlook (Erie County) Hauer SSP2

Today (2025)
272,159 people
By 2030
266,299 · -2.2%
By 2040
250,987 · -7.8%
By 2050
234,925 · -13.7%
By 2075
199,164 · -26.8%
By 2100
162,985 · -40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Two or more races 3% Asian 3% Hispanic / Latino 1%
Common ancestry
Romanian 14% Slovak 2% Lithuanian 1%
Foreign-born
3% · Canada
Languages at home
97% English-only · Spanish 1% Other Asian/Pacific 1%

Political lean MEDSL · Erie

2024 margin
Toss-up / Even · D 49.0% · R 50.0%
2008→2024 swing
-20.9pp toward R · 2008: 19.9pp · 2024: -1.0pp
All cycles
2024: R+1.0 2020: D+1.0 2016: R+2.0 2012: D+16.9 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -90.57%
Current HPI
256.1235
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+648.1% since first listed
7 events — show timeline
  • 2026-05-21 Listed $234,900 GEBOR
  • 2025-09-22 Sold (Public Records) $192,500 Public Records
  • 2025-09-22 Sold (MLS) $192,500 GEBOR
  • 2025-08-13 Pending GEBOR
  • 2025-07-25 Price Changed $210,000 GEBOR
  • 2025-07-19 Listed $220,000 GEBOR
  • 1973-03-22 Sold (Public Records) $31,400 Public Records

Property tax history

+2.6%/yr

Latest (2026): $2,450 · +3.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…