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Bedford Plan 🏗️ New Construction
D- Composite 36.54
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.6/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.8/5.0
  • Schools +3.9/10.0
  • Rent growth +3.6/5.0
  • Livability +3.2/5.0
  • 1% rule +2.6/10.0
  • DSCR +2.3/10.0
  • Appreciation +0.0/10.0

$332,990

Bedford Plan · Warner Robins, GA 31005
5 bd · 3.5 ba · 2,608 sqft · SingleFamily · 316 Days on market
Excellent condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover Harley Farms South, a beautifully crafted community offering 4- and 5-bedroom new homes in Bonaire, GA, with thoughtful designs and high-end features. These homes offer open-concept living, designer kitchens, covered patios, and spacious layouts with primary suites on the main level or upstairs options with lofts and flex space. Perfectly positioned near Robins Air Force Base and I-75, Harley Farms South puts you just minutes from everyday conveniences-shopping, dining, and major employers-while offering a quiet, well-designed neighborhood to call home. On select homes, get up to $25,000 in Flex Cash plus an included refrigerator. Ask about no payments until September 2026. Preferred Lender promotion ends 05/29/2026.

Key facts

  • Covered patios
  • Designer kitchens
  • Quiet neighborhood

Tags

DESIGNER KITCHENSCOVERED PATIOSPRIMARY SUITESQUIET NEIGHBORHOOD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $332,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $358,448.

What this means for you Summary

Snapshot

  • This is a 5-bed/3.5-bath single-family listed at $333k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-312 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $313k (5.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $274k (17.7% below list).
  • Recommended offer: $274k (17.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, employment D+, crime F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+4.5%/yr); 239 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 316 days — a 12% lower offer ($293k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $274,131 (17.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 316 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
5.25%
Cash-on-cash
-3.72%
DSCR
0.83
GRM
10.9

CMA / ARV

ARV (median comp)
$358,448
List price
$332,990
Delta
-7.10%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
801 Brittany Nichole Lot 129 Ct 0.11mi 5/3.0 2,676 (+3%) 2mo $375,596 $140 87
519 Foster Sydney Ct Lot 49 0.22mi 5/4.0 2,551 (-2%) 2mo $357,674 $140 83
606 Samantha Brooke Way 0.27mi 5/3.0 2,496 (-4%) 0mo $357,000 $143 78
716 Lindsey Brooke Trce 0.30mi 5/4.0 2,866 (+10%) 1mo $409,990 $143 66
817 Brittany Nichole Ct Lot 137 0.19mi 4/2.5 (-1) 2,286 (-12%) 0mo $362,511 $159 61
507 Foster Sydney Ct 0.19mi 4/2.5 (-1) 2,297 (-12%) 1mo $380,000 $165 61
117 Maisie Way 0.65mi 4/2.5 (-1) 2,599 (-0%) 1mo $404,900 $156 60
117 Maisie Way #232 0.65mi 4/2.5 (-1) 2,599 (-0%) 1mo $404,900 $156 60
817 Brittany Nichole Lot 137 Ct Lot 137 0.19mi 4/1.5 (-1) 2,286 (-12%) 0mo $362,511 $159 57
130 Maisie Way #201 0.65mi 4/2.5 (-1) 2,406 (-8%) 0mo $407,500 $169 48
130 Maisie Way 0.65mi 4/2.5 (-1) 2,406 (-8%) 0mo $407,500 $169 48
503 Thurston St 0.67mi 4/3.0 (-1) 2,862 (+10%) 0mo $395,000 $138 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.53% rent growth · sell at horizon

5-year hold
IRR
-20.9%
Equity multiple
0.27×
Total profit
$-73,599
Equity at exit
$53,446
10-year hold
IRR
-11.1%
Equity multiple
0.29×
Total profit
$-71,331
Equity at exit
$30,992

Cash invested: $100,365 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31005

Home prices YoY
-17.1%
Rents YoY
4.5%
Active inventory
239
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$2,741 medium interval (Pro) →
Mortgage (P&I)
$1,880
Tax est. 1.5%
$448 /mo · $5,377/yr
Insurance
$149
HOA
$0
Vacancy / Maint / Mgmt
$576
Net cashflow
$-312

Break-even live

Break-even rent $3,136
Max offer price $313,371
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$89,612
Closing costs
$10,753
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
805 Harley Farms Dr Bonaire, GA 5.0 3.0 2440 $2,550 $1.05 43d 1 0.38mi
805 Harley Farms Dr Bonaire, GA 5.0 3.0 2440 $2,550 $1.05 20d 1 0.38mi
234 Oakley Ct Bonaire, GA 5.0 4.0 3335 $3,000 $0.90 43d 1 0.55mi

Listing history 18 events

  1. 2026-06-19
    days on market $332,990 Active 316 DOM
  2. 2026-06-18
    days on market $332,990 Active 315 DOM
  3. 2026-06-17
    days on market $332,990 Active 314 DOM
  4. 2026-06-16
    days on market $332,990 Active 313 DOM
  5. 2026-06-15
    days on market $332,990 Active 312 DOM
  6. 2026-06-14
    days on market $332,990 Active 310 DOM
  7. 2026-06-13
    days on market $332,990 Active 309 DOM
  8. 2026-06-10
    days on market $332,990 Active 307 DOM
  9. 2026-06-09
    days on market $332,990 Active 306 DOM
  10. 2026-06-08
    days on market $332,990 Active 305 DOM
  11. 2026-06-07
    days on market $332,990 Active 304 DOM
  12. 2026-06-05
    days on market $332,990 Active 301 DOM
  13. 2026-06-03
    days on market $332,990 Active 300 DOM
  14. 2026-06-02
    days on market $332,990 Active 299 DOM
  15. 2026-06-01
    days on market $332,990 Active 298 DOM
  16. 2026-05-31
    days on market $332,990 Active 297 DOM
  17. 2026-05-30
    days on market $332,990 Active 296 DOM
  18. 2025-08-07
    listed $332,990 Active 735-char remark
    Show marketing remark (735 chars)

    Discover Harley Farms South, a beautifully crafted community offering 4- and 5-bedroom new homes in Bonaire, GA, with thoughtful designs and high-end features. These homes offer open-concept living, designer kitchens, covered patios, and spacious layouts with primary suites on the main level or upstairs options with lofts and flex space. Perfectly positioned near Robins Air Force Base and I-75, Harley Farms South puts you just minutes from everyday conveniences-shopping, dining, and major employers-while offering a quiet, well-designed neighborhood to call home. On select homes, get up to $25,000 in Flex Cash plus an included refrigerator. Ask about no payments until September 2026. Preferred Lender promotion ends 05/29/2026.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$32,896
− Mortgage interest
−$20,079
− Property taxes
−$5,377
− Insurance
−$1,792
− Repairs & maintenance
−$2,632
− Management
−$2,632
− Depreciation
−$10,428
Taxable loss
−$10,043
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,410
After-tax cash flow
$-1,328/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Excellent 95/100 None rehab

This home is in excellent condition with no visible repairs or maintenance needed. It offers a high-end design and is move-in ready, making it an attractive option for both resale and rental markets.

Value-add opportunities

  • Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New flooring in high-traffic areas — Improves appearance and reduces maintenance
  • Both New kitchen appliances — Modernizes the kitchen and adds value
  • Both New bathroom fixtures — Enhances functionality and adds value

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New flooring in high-traffic areas — Improves appearance and reduces maintenance
  • Both New kitchen appliances — Modernizes the kitchen and adds value
  • Both New bathroom fixtures — Enhances functionality and adds value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
22,063
Household income
$110,461
Rent vs Own
22.1% rent · 77.9% own
Severe rent burden
212.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 61% Black 23% Two or more races 11% Hispanic / Latino 8% Asian 1%
Hispanic origin (detail)
Mexican 3% Puerto Rican 1% Salvadoran 1%
Common ancestry
Italian 3% Lithuanian 2% Serbian 1%
Foreign-born
5% · Canada
Languages at home
96% English-only · Spanish 2% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -43.85%
Current HPI
213.0605
Rent YoY
▲ 4.53%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2025-08-07 Listed $332,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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