1088 Gennesse Ln · The Villages, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.1/30.0
- ARV discount +10.3/15.0
- DSCR +5.3/10.0
- Schools +5.2/10.0
- 1% rule +5.0/10.0
- Rent growth +3.5/5.0
- Livability +3.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$285,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Come enjoy THE VILLAGES LIFESTYLE and live economically in this 3 BR/ 2 BA FULLY FURNISHED, MOVE IN READY, CORPUS CHRISTI Ranch home! (NOTE: 3rd BR does not have closet)! This home has an EXCELLENT CENTRAL LOCATION near the CR466 commercial corridor with convenience at your fingertips. Located in the VILLAGE OF SUMMERHILL on a QUIET STREET, you are minutes from shopping, restaurants, entertainment, recreational facilities, medical facilities, banks, churches, public library, the College of Lifelong Learning, and Lake Sumter Landing. This home has a multitude of NEW UPDATES including Microwave hood, Dishwasher, HVAC w/ air purifier 2016, Hot water heater, fresh interior paint, carpet throughout, ceiling fans, pendant lighting over breakfast bar, dining area light fixture, exterior shutters, Sunbrella sunshade over rear patio, & the list goes on! BRAND NEW furniture from City Furniture & BRAND NEW mattresses & boxsprings in Master BR and 2nd BR. And can you believe that a 4 SEATER ELECTRIC GOLF CART w/ new Trojan battery, Sunbrella roof accessory, & 2 new tires is available and can be purchased separately? Best of all, the CDD BOND is PAID! This cute, "just like new" home is waiting for its new owner! Call today for your showing appointment! This one will not last!
Key facts
- 5,400 sq ft lot
- Garage
- Built 2004
Property features AI
Finance
- Other: Total lot approximately 0.12 acres
- HOA & community: Monthly association fee of $207; Senior community; CDD fee applies
Exterior
- Parking: Attached garage (1 car)
- Utilities: Public water; Public sewer; Cable available; Electricity connected; Natural gas connected
- Home design: Single family residence; One level; Northeast facing
- Construction: Vinyl siding; Shingle roof; Slab foundation
- Exterior features: Awning(s); Sliding doors; Asphalt road access; Irrigation equipment
Interior
- Kitchen: Dishwasher; Exhaust fan; Refrigerator; Gas water heater
- Bedrooms: 2 bedrooms
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Open living room/dining room combo; Den/Library/Office
- Laundry & utility: Washer (in garage); Laundry area located in garage
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $285k.
Deal economics
- At list price, monthly cash flow is $197 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $285k).
- Recommended offer: $268k (6.0% below list) — sets the bar for market timing.
- Cap rate 7.1% vs local median 5.0% in The Villages — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#431 in FL) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, housing A; Watch: amenities F, commute F, health & safety F.
- Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+3.9%/yr); 550 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).
- At $2,863/mo this rent would consume 46% of the median local household income ($74k/yr) (locally 987% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 78 days — a 6% lower offer ($268k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 10y ago; this cycle's ask has dropped $15k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $195k; 46% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 78 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.00% ✓
- Cap rate
- 7.12%
- Cash-on-cash
- 2.96%
- DSCR
- 1.13
- GRM
- 8.3
CMA / ARV
- ARV (on-the-fly)
- $303,800
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1071 Blythe Way | 0.08mi | 2/2.0 | 1,142 (-8%) | 0mo | $275,000 | $241 | 83 |
| 1289 Addison Ave | 0.50mi | 2/2.0 | 1,248 (+1%) | 1mo | $300,000 | $240 | 75 |
| 1270 Weaton Ct | 0.48mi | 2/2.0 | 1,248 (+1%) | 2mo | $265,000 | $212 | 75 |
| 3324 Ashbrook Pl | 0.22mi | 2/2.0 | 1,142 (-8%) | 2mo | $360,000 | $315 | 75 |
| 969 Candler Pl | 0.26mi | 2/2.0 | 1,142 (-8%) | 1mo | $281,500 | $246 | 74 |
| 3283 Candlebrook St | 0.27mi | 2/2.0 | 1,142 (-8%) | 2mo | $280,000 | $245 | 73 |
| 3562 Auburndale Ave | 0.09mi | 3/2.0 (+1) | 1,392 (+12%) | 2mo | $300,000 | $216 | 69 |
| 884 Radclife Berea Pl | 0.52mi | 2/2.0 | 1,141 (-8%) | 2mo | $300,425 | $263 | 61 |
| 5162 NE 122nd Blvd | 0.50mi | 3/2.0 (+1) | 1,314 (+6%) | 2mo | $260,000 | $198 | 60 |
| 3622 Cambria Cir | 0.59mi | 2/2.0 | 1,156 (-7%) | 2mo | $254,900 | $221 | 60 |
| 3248 Williams Rd | 0.62mi | 3/2.0 (+1) | 1,392 (+12%) | 0mo | $375,000 | $269 | 45 |
| 3025 ST Thomas Ln | 0.71mi | 3/2.0 (+1) | 1,404 (+13%) | 1mo | $397,000 | $283 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.92% rent growth · sell at horizon
- IRR
- -10.5%
- Equity multiple
- 0.61×
- Total profit
- $-30,867
- Equity at exit
- $42,494
- IRR
- 0.1%
- Equity multiple
- 1.01×
- Total profit
- $861
- Equity at exit
- $24,642
Cash invested: $79,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32162
- Home prices YoY
- -6.9%
- Rents YoY
- 3.9%
- Active inventory
- 550
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $2,863 high interval (Pro) →
- Mortgage (P&I)
- −$1,495
- Tax from tax record
- −$244 /mo · $2,933/yr
- Insurance
- −$119
- HOA
- −$207
- Vacancy / Maint / Mgmt
- −$601
- Net cashflow
- $197
Break-even live
Sensitivity live
| Price | -10% $358 | -5% $278 | +0% $197 | +5% $116 | +10% $36 |
|---|---|---|---|---|---|
| Rent | -10% $-29 | -5% $84 | +0% $197 | +5% $310 | +10% $423 |
| Rate | -1.0pp $340 | -0.5pp $269 | base $197 | +0.5pp $123 | +1.0pp $48 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $71,250
- Closing costs
- $8,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 16 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 971 Kingmont Ter The Villages, FL | 3.0 | 2.0 | 1392 | $3,400 | $2.44 | 22d | 1 | 0.35mi |
| 3545 Idlewood Loop The Villages, FL | 2.0 | 2.0 | 1240 | $4,500 | $3.63 | 22d | 1 | 0.36mi |
| 888 Radclife Berea Pl The Villages, FL | 2.0 | 2.0 | 1288 | $4,200 | $3.26 | 22d | 1 | 0.52mi |
| 3489 Cambria Cir The Villages, FL | 2.0 | 2.0 | 1188 | $1,745 | $1.47 | 22d | 1 | 0.58mi |
| 3207 Woodridge Dr The Villages, FL | 2.0 | 2.0 | 1148 | $4,200 | $3.66 | 22d | 1 | 0.65mi |
| 3260 Atwell Ave The Villages, FL | 3.0 | 2.0 | 1392 | $2,500 | $1.80 | 22d | 1 | 0.70mi |
| 12388 NE 48th Loop Oxford, FL | 3.0 | 2.0 | 1426 | $1,700 | $1.19 | 22d | 1 | 0.73mi |
| 3292 Riverton Rd The Villages, FL | 2.0 | 2.0 | 1143 | $2,100 | $1.84 | 22d | 1 | 0.81mi |
| 12020 Brush Hill Rd Oxford, FL | 1.0–3.0 | 1.0–2.0 | 947 | $1,835 | $1.94 | 22d | 15 | 0.82mi |
| 1129 Santa Cruz Dr The Villages, FL | 2.0 | 2.0 | 1102 | $2,350 | $2.13 | 22d | 1 | 0.84mi |
| 2829 Burgos Dr The Villages, FL | 2.0 | 2.0 | 1156 | $1,850 | $1.60 | 22d | 1 | 0.92mi |
| 1648 Belle Grove Dr The Villages, FL | 2.0 | 2.0 | 1132 | $4,250 | $3.75 | 22d | 1 | 1.23mi |
| 1808 Peachtree Ave The Villages, FL | 2.0 | 2.0 | 1182 | $2,500 | $2.12 | 22d | 1 | 1.29mi |
| 2909 Meadow Lawn Ln The Villages, FL | 2.0 | 2.0 | 1132 | $4,300 | $3.80 | 22d | 1 | 1.32mi |
| 6367 NE 118th Ave The Villages, FL | 3.0–4.0 | 2.0–2.5 | 1645 | $1,925 | $1.17 | 22d | 10 | 1.33mi |
| 8544 SE 177th Bartram Loop The Villages, FL | 2.0 | 2.0 | 1265 | $1,900 | $1.50 | 22d | 1 | 1.46mi |
HOA detail
- Monthly dues
- $207 · $2,484/yr
- Likely covers
- waterelectric
Listing history 28 events
-
2026-06-19days on market $285,000 Active 78 DOM
-
2026-06-18days on market $285,000 Active 77 DOM
-
2026-06-17days on market $285,000 Active 76 DOM
-
2026-06-16days on market $285,000 Active 75 DOM
-
2026-06-15days on market $285,000 Active 74 DOM
-
2026-06-14days on market $285,000 Active 72 DOM
-
2026-06-13days on market $285,000 Active 71 DOM
-
2026-06-10days on market $285,000 Active 69 DOM
-
2026-06-09days on market $285,000 Active 68 DOM
-
2026-06-08days on market $285,000 Active 67 DOM
-
2026-06-07days on market $285,000 Active 66 DOM
-
2026-06-02days on market $285,000 Active 61 DOM
-
2026-06-01days on market $285,000 Active 60 DOM
-
2026-05-31days on market $285,000 Active 59 DOM
-
2026-05-30days on market $285,000 Active 58 DOM
-
2026-05-10price $285,000
-
2026-04-19price $290,000
-
2026-04-02$300,000 Active
-
2026-03-24historical $1,900
-
2026-02-17$1,900
-
2016-12-06soldstatus $195,000
-
2016-11-23soldstatus $195,000 Sold 1315-char remark
Show marketing remark (1315 chars)
Come enjoy THE VILLAGES LIFESTYLE and live economically in this 3 BR/ 2 BA FULLY FURNISHED, MOVE IN READY, CORPUS CHRISTI Ranch home! (NOTE: 3rd BR does not have closet)! This home has an EXCELLENT CENTRAL LOCATION near the CR466 commercial corridor with convenience at your fingertips. Located in the VILLAGE OF SUMMERHILL on a QUIET STREET, you are minutes from shopping, restaurants, entertainment, recreational facilities, medical facilities, banks, churches, public library, the College of Lifelong Learning, and Lake Sumter Landing. This home has a multitude of NEW UPDATES including Microwave hood, Dishwasher, HVAC w/ air purifier 2016, Hot water heater, fresh interior paint, carpet throughout, ceiling fans, pendant lighting over breakfast bar, dining area light fixture, exterior shutters, Sunbrella sunshade over rear patio, & the list goes on! BRAND NEW furniture from City Furniture & BRAND NEW mattresses & boxsprings in Master BR and 2nd BR. And can you believe that a 4 SEATER ELECTRIC GOLF CART w/ new Trojan battery, Sunbrella roof accessory, & 2 new tires is available and can be purchased separately? Best of all, the CDD BOND is PAID! This cute, "just like new" home is waiting for its new owner! Call today for your showing appointment! This one will not last!
-
2016-11-16status Pending 1315-char remark
Show marketing remark (1315 chars)
Come enjoy THE VILLAGES LIFESTYLE and live economically in this 3 BR/ 2 BA FULLY FURNISHED, MOVE IN READY, CORPUS CHRISTI Ranch home! (NOTE: 3rd BR does not have closet)! This home has an EXCELLENT CENTRAL LOCATION near the CR466 commercial corridor with convenience at your fingertips. Located in the VILLAGE OF SUMMERHILL on a QUIET STREET, you are minutes from shopping, restaurants, entertainment, recreational facilities, medical facilities, banks, churches, public library, the College of Lifelong Learning, and Lake Sumter Landing. This home has a multitude of NEW UPDATES including Microwave hood, Dishwasher, HVAC w/ air purifier 2016, Hot water heater, fresh interior paint, carpet throughout, ceiling fans, pendant lighting over breakfast bar, dining area light fixture, exterior shutters, Sunbrella sunshade over rear patio, & the list goes on! BRAND NEW furniture from City Furniture & BRAND NEW mattresses & boxsprings in Master BR and 2nd BR. And can you believe that a 4 SEATER ELECTRIC GOLF CART w/ new Trojan battery, Sunbrella roof accessory, & 2 new tires is available and can be purchased separately? Best of all, the CDD BOND is PAID! This cute, "just like new" home is waiting for its new owner! Call today for your showing appointment! This one will not last!
-
2016-11-16$199,900 Active 1315-char remark
Show marketing remark (1315 chars)
Come enjoy THE VILLAGES LIFESTYLE and live economically in this 3 BR/ 2 BA FULLY FURNISHED, MOVE IN READY, CORPUS CHRISTI Ranch home! (NOTE: 3rd BR does not have closet)! This home has an EXCELLENT CENTRAL LOCATION near the CR466 commercial corridor with convenience at your fingertips. Located in the VILLAGE OF SUMMERHILL on a QUIET STREET, you are minutes from shopping, restaurants, entertainment, recreational facilities, medical facilities, banks, churches, public library, the College of Lifelong Learning, and Lake Sumter Landing. This home has a multitude of NEW UPDATES including Microwave hood, Dishwasher, HVAC w/ air purifier 2016, Hot water heater, fresh interior paint, carpet throughout, ceiling fans, pendant lighting over breakfast bar, dining area light fixture, exterior shutters, Sunbrella sunshade over rear patio, & the list goes on! BRAND NEW furniture from City Furniture & BRAND NEW mattresses & boxsprings in Master BR and 2nd BR. And can you believe that a 4 SEATER ELECTRIC GOLF CART w/ new Trojan battery, Sunbrella roof accessory, & 2 new tires is available and can be purchased separately? Best of all, the CDD BOND is PAID! This cute, "just like new" home is waiting for its new owner! Call today for your showing appointment! This one will not last!
-
2016-09-15soldstatus $165,000
-
2016-09-06soldstatus $165,000 Sold 930-char remark
Show marketing remark (930 chars)
Convenient 3/2 CORPUS CHRISTI Ranch model is located in the Village of SUMMERHILL, close to shopping at Southern Trace, golf, pools or a golf cart ride to town squares. This home features 3 bedrooms (3rd bedroom currently used as a den, no closet), 2 full bathrooms, SPLIT FLOOR PLAN, and open dining/living room. This appealing home has been FRESHLY PAINTED, has a NEW HVAC, and all new rocks added to landscaping in front. Sliders from the living room lead to your backyard patio – great for grilling. The master bedroom features a walk-in closet and en-suite bathroom with shower, linen closet and solar tube. On the opposite side is your guest area with front guest bedroom w/ closet, guest bathroom with tub, and den. Your kitchen features a nice BREAKFAST bar, GAS range, refrigerator w/ freezer on the bottom. In the hall to the garage is a great PANTRY closet. Oh yes, NO BOND. This charming home is waiting for you!
-
2016-08-07status Pending 930-char remark
Show marketing remark (930 chars)
Convenient 3/2 CORPUS CHRISTI Ranch model is located in the Village of SUMMERHILL, close to shopping at Southern Trace, golf, pools or a golf cart ride to town squares. This home features 3 bedrooms (3rd bedroom currently used as a den, no closet), 2 full bathrooms, SPLIT FLOOR PLAN, and open dining/living room. This appealing home has been FRESHLY PAINTED, has a NEW HVAC, and all new rocks added to landscaping in front. Sliders from the living room lead to your backyard patio – great for grilling. The master bedroom features a walk-in closet and en-suite bathroom with shower, linen closet and solar tube. On the opposite side is your guest area with front guest bedroom w/ closet, guest bathroom with tub, and den. Your kitchen features a nice BREAKFAST bar, GAS range, refrigerator w/ freezer on the bottom. In the hall to the garage is a great PANTRY closet. Oh yes, NO BOND. This charming home is waiting for you!
-
2016-04-18$169,000 Active 930-char remark
Show marketing remark (930 chars)
Convenient 3/2 CORPUS CHRISTI Ranch model is located in the Village of SUMMERHILL, close to shopping at Southern Trace, golf, pools or a golf cart ride to town squares. This home features 3 bedrooms (3rd bedroom currently used as a den, no closet), 2 full bathrooms, SPLIT FLOOR PLAN, and open dining/living room. This appealing home has been FRESHLY PAINTED, has a NEW HVAC, and all new rocks added to landscaping in front. Sliders from the living room lead to your backyard patio – great for grilling. The master bedroom features a walk-in closet and en-suite bathroom with shower, linen closet and solar tube. On the opposite side is your guest area with front guest bedroom w/ closet, guest bathroom with tub, and den. Your kitchen features a nice BREAKFAST bar, GAS range, refrigerator w/ freezer on the bottom. In the hall to the garage is a great PANTRY closet. Oh yes, NO BOND. This charming home is waiting for you!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,933 · $244/mo
- Projected year-2 tax
- $2,933 · $244/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $34,353
- − Mortgage interest
- −$15,964
- − Property taxes
- −$2,933
- − Insurance
- −$1,425
- − Repairs & maintenance
- −$2,748
- − Management
- −$2,748
- − HOA
- −$2,484
- − Depreciation
- −$8,291
- Taxable loss
- −$2,240
- Est. tax savings @ 24.0%
- +$538
- After-tax cash flow
- $2,900/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sumter
- NCES district ID
- 1201800
- Math proficiency
- 61% ▼ -4.00%
- Reading proficiency
- 61% ▼ -2.00%
- Median HH income
- $48,240
- Composite
- 51.74/100
- National rank
- #1682
- State rank
- #11 of 73 in FL
Livability — The Villages
- Score
- 70/100
- State rank
- #431
- US rank
- #7363
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- The Villages, FL
- County
- Sumter County · 110,591 people
- City population
- 83,973
- Metro
- The Villages, FL
- Population (ZIP)
- 55,424
- Household income
- $74,119
- Rent vs Own
- Severe rent burden
- 987.0
Population outlook (Sumter County) Hauer SSP2
- Today (2025)
- 161,172 people
- By 2030
- 180,083 · +11.7%
- By 2040
- 209,892 · +30.2%
- By 2050
- 234,186 · +45.3%
- By 2075
- 284,602 · +76.6%
- By 2100
- 317,039 · +96.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (95%)
- Race & ethnicity
- White 95% Two or more races 2% Hispanic / Latino 2% Asian 1% Black 1%
- Common ancestry
- Romanian 7% Slovak 4% Lithuanian 4%
- Foreign-born
- 5% · Canada
- Languages at home
- 96% English-only · Spanish 1% Tagalog/Filipino 1%
Political lean MEDSL · Sumter
- 2024 margin
- Solid R (+37.6) · D 30.9% · R 68.6%
- 2008→2024 swing
- -10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
- All cycles
- 2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -16.16%
- Current HPI
- 218.1956
- Rent YoY
- ▲ 3.92%
- Metro
- The Villages, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+68.6% since first listed13 events — show timeline
- 2026-05-10 Price Changed $285,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-19 Price Changed $290,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-02 Listed $300,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-24 Rental Removed $1,900 STELLARMLS
- 2026-02-17 Listed for Rent $1,900 STELLARMLS
- 2016-12-06 Sold (Public Records) $195,000 Public Records
- 2016-11-23 Sold (MLS) $195,000 Stellar MLS as Distributed by MLS Grid
- 2016-11-16 Pending — Stellar MLS as Distributed by MLS Grid
- 2016-11-16 Listed $199,900 Stellar MLS as Distributed by MLS Grid
- 2016-09-15 Sold (Public Records) $165,000 Public Records
- 2016-09-06 Sold (MLS) $165,000 Stellar MLS as Distributed by MLS Grid
- 2016-08-07 Pending — Stellar MLS as Distributed by MLS Grid
- 2016-04-18 Listed $169,000 Stellar MLS as Distributed by MLS Grid
Property tax history
+3.6%/yrLatest (2025): $2,933 · +1.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…