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5901 Mayflower Way
B Composite 70.02
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.1/30.0
  • ARV discount +15.0/15.0
  • 1% rule +8.0/10.0
  • DSCR +6.7/10.0
  • Schools +5.0/10.0
  • Appreciation +4.5/10.0
  • Condition / age +4.0/5.0
  • Rent growth +3.2/5.0
  • Livability +2.5/5.0

$279,000

5901 Mayflower Way · Ave Maria, FL 34142
2 bd · 2.0 ba · 1,460 sqft · SingleFamily public records · 54 Days on market
Built 2022 Good condition 4,356 sqft lot Est $402k · 31% under $474/mo HOA · 13% of rent ↓ 8% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

UNMATCHED SUNSET PRESERVE LOT • EXTENDED LANAI • IMPACT GLASS • TILE THROUGHOUT Stop looking—this is one of the best values on a private preserve lot in Del Webb Naples. 2BR + den / 2BA / 2-car garage with western rear exposure delivering unobstructed sunset views every night. This home hits where it matters: tile floors throughout (no carpet), impact glass, and a seamless open layout that lives bigger than expected. The space flows straight out to a screened lanai PLUS extended screened in paver patio—giving you true indoor-outdoor living with privacy you won’t find on other lots. The kitchen is open with 42" white cabinets and pull out shelves in b

Key facts

  • Tile throughout
  • Screened lanai
  • Sunset preserve lot

Tags

SUNSET PRESERVE LOTEXTENDED LANAIIMPACT GLASSTILE THROUGHOUTSCREENED LANAIEXTENDED PAVER PATIO

Property features AI

Finance

  • Financial info: Total annual recurring fees $5,684; Total one-time fees $1,825; One-time special assessment fee $1,375; One-time other fee $250
  • HOA & community: Mandatory HOA; HOA fee $1,218.15 quarterly; Master HOA fee $203 quarterly; Professional management; HOA maintenance covers cable, internet/WiFi access, irrigation water, lawn/land maintenance, recreation facilities, reserves, street lights and street maintenance; Community type: gated, golf course, tennis; Community amenities include: community pool and spa/hot tub, exercise room, golf course (non-equity), tennis courts, pickleball, basketball, putting green, playground/play area, dog park, bike and jog path, community park, BBQ/picnic areas, community room, library, restaurant, beauty salon, billiards, hobby room, shopping, sidewalks, underground utilities

Exterior

  • Parking: Attached 2-car garage; Paved driveway; Auto garage door
  • Security: Gated community; Entry card; Entry keypad; Impact resistant doors and windows
  • Utilities: Central water; Central sewer; Cable available
  • Home design: Residential attached villa; 1-story / ranch; Rear exposure faces west; Built in 2022; Stucco exterior; Tile roof
  • Construction: Concrete block construction; Impact resistant single-hung windows
  • Exterior features: Private road; Cul-de-sac; Automatic sprinkler system (reclaimed irrigation); Preserve view; Zero lot line; Restrictions: architectural review, no commercial, no RV

Interior

  • Kitchen: Pantry; Dishwasher; Disposal; Microwave; Range; Self-cleaning oven; Refrigerator/freezer; Refrigerator/ice maker
  • Bedrooms: 2 bedrooms plus a den; Split bedroom floor plan
  • Flooring: Tile
  • Bathrooms: 2 full bathrooms; Master bathroom with dual sinks and shower (no tub)
  • Heating & cooling: Central electric heat; Central electric cooling; Ceiling fans; Ridge vent
  • Interior features: Cable prewire; Foyer; French doors; High-speed internet available; Laundry tub; Pantry; Smoke detectors; Walk-in closet; Window coverings; Screened lanai/porch; Den (study); Great room; Guest bath; Guest room; Laundry in residence; Breakfast bar; Dining (family); 6 total rooms; 4 ceiling fans; Unfurnished
  • Laundry & utility: Washer; Dryer; Laundry tub

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $279k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $397 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $279k).
  • Recommended offer: $271k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.0%/yr); 449 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
  • At $3,625/mo this rent would consume 70% of the median local household income ($62k/yr) (locally 1093% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-1.1%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-1.1% appreciation + 3.0% rent growth), your $78k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 54 days — a 3% lower offer ($271k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $270,630 (3.0% below list)

Questions for the listing agent

  1. It's been on market 54 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.30%
Cap rate
8.00%
Cash-on-cash
6.10%
DSCR
1.27
GRM
6.4

CMA / ARV

ARV (on-the-fly)
$401,500
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6373 Liberty St 0.57mi 2/2.0 1,674 (+15%) 11mo $460,000 $275 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.05% appreciation · 2.95% rent growth · sell at horizon

5-year hold
IRR
1.1%
Equity multiple
1.05×
Total profit
$3,870
Equity at exit
$66,702
10-year hold
IRR
7.8%
Equity multiple
1.75×
Total profit
$58,844
Equity at exit
$69,494

Cash invested: $78,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34142

Home prices YoY
-0.5%
Rents YoY
3.0%
Active inventory
449
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$3,625 high interval (Pro) →
Mortgage (P&I)
$1,463
Tax from tax record
$414 /mo · $4,965/yr
Insurance
$116
HOA
$474
Vacancy / Maint / Mgmt
$761
Net cashflow
$397

Break-even live

Break-even rent $3,123
Max offer price $279,000
Occupancy floor 84%

Sensitivity live

Price -10% $555 -5% $476 +0% $397 +5% $318 +10% $239
Rent -10% $111 -5% $254 +0% $397 +5% $540 +10% $683
Rate -1.0pp $537 -0.5pp $468 base $397 +0.5pp $325 +1.0pp $251

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,750
Closing costs
$8,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5935 Mayflower Way Ave Maria, FL 2.0 2.0 1460 $2,550 $1.75 24d 1 0.04mi
5988 Mayflower Way Ave Maria, FL 2.0 2.0 1602 $5,200 $3.25 24d 1 0.13mi
5769 Mayflower Way Ave Maria, FL 2.0 2.0 1554 $4,000 $2.57 24d 1 0.24mi
5705 Mayflower Way #1407 Ave Maria, FL 2.0 2.0 1536 $2,250 $1.46 24d 1 0.35mi
5697 Mayflower Way Ave Maria, FL 2.0 2.0 1538 $2,495 $1.62 24d 1 0.42mi
5690 Mayflower Way #601 Ave Maria, FL 3.0 2.0 1815 $5,500 $3.03 24d 1 0.48mi
5690 Mayflower Way Ave Maria, FL 3.0 2.0 1815 $3,295 $1.82 24d 1 0.48mi
6441 Liberty St Ave Maria, FL 3.0 2.0 1685 $5,795 $3.44 24d 1 0.53mi
6168 Harmony Dr Immokalee, FL 3.0 2.0 1570 $5,495 $3.50 14d 1 0.91mi
6189 Harmony Dr Immokalee, FL 3.0 2.0 1558 $6,295 $4.04 24d 1 0.96mi
6205 Harmony Dr Immokalee, FL 3.0 2.0 1558 $5,000 $3.21 24d 1 0.99mi
5538 Useppa Dr Ave Maria, FL 2.0 2.5 1850 $10,995 $5.94 24d 1 1.09mi
8010 Helena Ct Ave Maria, FL 2.0 2.0 1554 $2,500 $1.61 21d 1 1.12mi
5639 Argento Dr Ave Maria, FL 3.0 2.5 1400 $2,500 $1.79 24d 1 1.14mi
5574 Cassidy Ln Ave Maria, FL 3.0 2.0 1630 $2,250 $1.38 21d 1 1.16mi
5435 Pikewood Ct Ave Maria, FL 2.0 2.5 1850 $3,695 $2.00 21d 1 1.16mi
5688 Cassidy Ln Ave Maria, FL 2.0 2.0 1366 $2,500 $1.83 14d 1 1.18mi
5835 Double Eagle Cir #4726 Ave Maria, FL 2.0 2.0 1154 $2,095 $1.82 14d 1 1.27mi
6039 Ellerston WAY #2017 Ave Maria, FL 2.0 2.0 1355 $6,295 $4.65 24d 1 1.27mi
5710 Melbourne Ct #6511 Ave Maria, FL 3.0 2.0 1741 $7,295 $4.19 24d 1 1.27mi
5715 Double Eagle Cir #4416 Ave Maria, FL 2.0 2.0 1154 $2,100 $1.82 24d 1 1.27mi
5651 Double Eagle Cir #4316 Ave Maria, FL 2.0 2.0 1154 $5,495 $4.76 24d 1 1.27mi
5704 Melbourne Ct #6712 Ave Maria, FL 3.0 2.0 1741 $7,295 $4.19 24d 1 1.27mi
5629 Double Eagle Cir #4218 Ave Maria, FL 3.0 2.0 1301 $6,295 $4.84 24d 1 1.27mi
5629 Double Eagle Cir #4223 Ave Maria, FL 2.0 2.0 1154 $2,395 $2.08 24d 1 1.27mi
5835 Double Eagle CIR #4714 Ave Maria, FL 2.0 2.0 1120 $1,895 $1.69 24d 1 1.27mi
6036 Ellerston WAY #1311 Ave Maria, FL 3.0 2.0 1741 $4,490 $2.58 24d 1 1.27mi
5629 Double Eagle Cir #4217 Ave Maria, FL 2.0 2.0 1154 $5,795 $5.02 24d 1 1.27mi
5445 Double Eagle Cir #3011 Ave Maria, FL 2.0 2.0 1569 $2,495 $1.59 24d 1 1.27mi
5651 Double Eagle Cir #4338 Ave Maria, FL 2.0 2.0 1301 $6,295 $4.84 24d 1 1.27mi
5909 Berwick Ln Ave Maria, FL 2.0 2.0 1850 $10,995 $5.94 24d 1 1.35mi
5478 Double Eagle Cir #3521 Ave Maria, FL 2.0 2.0 1569 $4,995 $3.18 24d 1 1.36mi
5466 Double Eagle Cir #3425 Ave Maria, FL 2.0 2.0 1355 $5,995 $4.42 24d 1 1.39mi
5454 Double Eagle Cir #3325 Ave Maria, FL 2.0 2.0 1355 $2,495 $1.84 24d 1 1.40mi
6082 National Blvd Ave Maria, FL 2.0 2.0 1366 $4,145 $3.03 24d 2 1.42mi
5433 Double Eagle Cir #2915 Ave Maria, FL 2.0 2.0 1366 $6,295 $4.61 21d 1 1.43mi
5433 Double Eagle Cir Ave Maria, FL 2.0 2.0 1366 $3,295 $2.41 24d 1 1.43mi
5479 Double Eagle Cir #3626 Ave Maria, FL 2.0 2.0 1154 $2,200 $1.91 14d 1 1.44mi
5478 Double Eagle Cir #3515 Ave Maria, FL 2.0 2.0 1355 $2,395 $1.77 24d 1 1.45mi
5428 Double Eagle Cir #2517 Ave Maria, FL 2.0 2.0 1355 $2,695 $1.99 24d 1 1.45mi

HOA detail

Monthly dues
$474 · $5,688/yr

Listing history 12 events

  1. 2026-06-09
    status $279,000 Pending 54 DOM
  2. 2026-06-08
    days on market $279,000 Active 54 DOM
  3. 2026-06-07
    days on market $279,000 Active 53 DOM
  4. 2026-06-03
    days on market $279,000 Active 49 DOM
  5. 2026-06-02
    days on market $279,000 Active 48 DOM
  6. 2026-06-01
    days on market $279,000 Active 47 DOM
  7. 2026-06-01
    price $279,000 Active 46 DOM
  8. 2026-05-31
    days on market $300,000 Active 46 DOM
  9. 2026-05-30
    days on market $300,000 Active 45 DOM
  10. 2026-04-29
    price $300,000
  11. 2026-04-26
    price $310,000
  12. 2026-04-15
    listed $324,995 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,965 · $414/mo
Projected year-2 tax
$4,965 · $414/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥112°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$43,504
− Mortgage interest
−$15,628
− Property taxes
−$4,965
− Insurance
−$1,395
− Repairs & maintenance
−$3,480
− Management
−$3,480
− HOA
−$5,688
− Depreciation
−$8,116
Taxable income
$751
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$180
After-tax cash flow
$4,583/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This home is in good condition with a well-maintained exterior and interior. It offers a seamless open layout and a private preserve lot with unobstructed sunset views. The property is ready for a new owner to move in and enjoy the serene surroundings.

Value-add opportunities

  • Both Paint the exterior walls — Enhances curb appeal and can increase both resale and rental value
  • Both Replace the ceiling fans with energy-efficient models — Improves energy efficiency and adds a modern touch
  • Both Install smart home devices for energy management and security — Enhances convenience and can increase both resale and rental value

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint the exterior walls — Enhances curb appeal and can increase both resale and rental value
  • Both Replace the ceiling fans with energy-efficient models — Improves energy efficiency and adds a modern touch
  • Both Install smart home devices for energy management and security — Enhances convenience and can increase both resale and rental value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Collier
NCES district ID
1200330
Math proficiency
60% ▼ -4.00%
Reading proficiency
56% ▼ -2.00%
Median HH income
$58,275
Composite
50.23/100
National rank
#1892
State rank
#16 of 73 in FL

Livability — Ave Maria

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Ave Maria, FL
County
Collier County · 396,295 people
Metro
Naples-Marco Island, FL
Population (ZIP)
35,149
Household income
$62,333
Rent vs Own
48.7% rent · 51.3% own
Severe rent burden
1093.0

Population outlook (Collier County) Hauer SSP2

Today (2025)
420,858 people
By 2030
450,054 · +6.9%
By 2040
502,232 · +19.3%
By 2050
544,932 · +29.5%
By 2075
627,203 · +49.0%
By 2100
659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (63%)
Race & ethnicity
Hispanic / Latino 63% Two or more races 39% Black 19% White 16% Native American 7%
Hispanic origin (detail)
Mexican 43% Puerto Rican 3% Cuban 2% Dominican 1%
Common ancestry
Hispanic 8% Slovak 1% Serbian 1%
Foreign-born
32% · Canada, Jamaica
Languages at home
34% English-only · Spanish 53% French/Haitian/Cajun 12%

Political lean MEDSL · Collier

2024 margin
Solid R (+33.1) · D 33.1% · R 66.2%
2008→2024 swing
-10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
All cycles
2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.05%
Current HPI
226.9105
Rent YoY
▲ 2.95%
Metro
Naples-Marco Island, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-7.7% since first listed
3 events — show timeline
  • 2026-04-29 Price Changed $300,000 NAPLESMLS
  • 2026-04-26 Price Changed $310,000 NAPLESMLS
  • 2026-04-15 Listed $324,995 NAPLESMLS

Property tax history

+45.4%/yr

Latest (2025): $4,965 · +6.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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