5901 Mayflower Way · Ave Maria, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 112°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.1/30.0
- ARV discount +15.0/15.0
- 1% rule +8.0/10.0
- DSCR +6.7/10.0
- Schools +5.0/10.0
- Appreciation +4.5/10.0
- Condition / age +4.0/5.0
- Rent growth +3.2/5.0
- Livability +2.5/5.0
$279,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
UNMATCHED SUNSET PRESERVE LOT • EXTENDED LANAI • IMPACT GLASS • TILE THROUGHOUT Stop looking—this is one of the best values on a private preserve lot in Del Webb Naples. 2BR + den / 2BA / 2-car garage with western rear exposure delivering unobstructed sunset views every night. This home hits where it matters: tile floors throughout (no carpet), impact glass, and a seamless open layout that lives bigger than expected. The space flows straight out to a screened lanai PLUS extended screened in paver patio—giving you true indoor-outdoor living with privacy you won’t find on other lots. The kitchen is open with 42" white cabinets and pull out shelves in b
Key facts
- Tile throughout
- Screened lanai
- Sunset preserve lot
Tags
Property features AI
Finance
- Financial info: Total annual recurring fees $5,684; Total one-time fees $1,825; One-time special assessment fee $1,375; One-time other fee $250
- HOA & community: Mandatory HOA; HOA fee $1,218.15 quarterly; Master HOA fee $203 quarterly; Professional management; HOA maintenance covers cable, internet/WiFi access, irrigation water, lawn/land maintenance, recreation facilities, reserves, street lights and street maintenance; Community type: gated, golf course, tennis; Community amenities include: community pool and spa/hot tub, exercise room, golf course (non-equity), tennis courts, pickleball, basketball, putting green, playground/play area, dog park, bike and jog path, community park, BBQ/picnic areas, community room, library, restaurant, beauty salon, billiards, hobby room, shopping, sidewalks, underground utilities
Exterior
- Parking: Attached 2-car garage; Paved driveway; Auto garage door
- Security: Gated community; Entry card; Entry keypad; Impact resistant doors and windows
- Utilities: Central water; Central sewer; Cable available
- Home design: Residential attached villa; 1-story / ranch; Rear exposure faces west; Built in 2022; Stucco exterior; Tile roof
- Construction: Concrete block construction; Impact resistant single-hung windows
- Exterior features: Private road; Cul-de-sac; Automatic sprinkler system (reclaimed irrigation); Preserve view; Zero lot line; Restrictions: architectural review, no commercial, no RV
Interior
- Kitchen: Pantry; Dishwasher; Disposal; Microwave; Range; Self-cleaning oven; Refrigerator/freezer; Refrigerator/ice maker
- Bedrooms: 2 bedrooms plus a den; Split bedroom floor plan
- Flooring: Tile
- Bathrooms: 2 full bathrooms; Master bathroom with dual sinks and shower (no tub)
- Heating & cooling: Central electric heat; Central electric cooling; Ceiling fans; Ridge vent
- Interior features: Cable prewire; Foyer; French doors; High-speed internet available; Laundry tub; Pantry; Smoke detectors; Walk-in closet; Window coverings; Screened lanai/porch; Den (study); Great room; Guest bath; Guest room; Laundry in residence; Breakfast bar; Dining (family); 6 total rooms; 4 ceiling fans; Unfurnished
- Laundry & utility: Washer; Dryer; Laundry tub
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $279k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $397 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $279k).
- Recommended offer: $271k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+3.0%/yr); 449 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $3,625/mo this rent would consume 70% of the median local household income ($62k/yr) (locally 1093% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-1.1%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-1.1% appreciation + 3.0% rent growth), your $78k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 54 days — a 3% lower offer ($271k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 54 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.30% ✓
- Cap rate
- 8.00%
- Cash-on-cash
- 6.10%
- DSCR
- 1.27
- GRM
- 6.4
CMA / ARV
- ARV (on-the-fly)
- $401,500
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6373 Liberty St | 0.57mi | 2/2.0 | 1,674 (+15%) | 11mo | $460,000 | $275 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.05% appreciation · 2.95% rent growth · sell at horizon
- IRR
- 1.1%
- Equity multiple
- 1.05×
- Total profit
- $3,870
- Equity at exit
- $66,702
- IRR
- 7.8%
- Equity multiple
- 1.75×
- Total profit
- $58,844
- Equity at exit
- $69,494
Cash invested: $78,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34142
- Home prices YoY
- -0.5%
- Rents YoY
- 3.0%
- Active inventory
- 449
- Price-to-rent
- 6.4×
Monthly cashflow live
- Estimated rent
- $3,625 high interval (Pro) →
- Mortgage (P&I)
- −$1,463
- Tax from tax record
- −$414 /mo · $4,965/yr
- Insurance
- −$116
- HOA
- −$474
- Vacancy / Maint / Mgmt
- −$761
- Net cashflow
- $397
Break-even live
Sensitivity live
| Price | -10% $555 | -5% $476 | +0% $397 | +5% $318 | +10% $239 |
|---|---|---|---|---|---|
| Rent | -10% $111 | -5% $254 | +0% $397 | +5% $540 | +10% $683 |
| Rate | -1.0pp $537 | -0.5pp $468 | base $397 | +0.5pp $325 | +1.0pp $251 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $69,750
- Closing costs
- $8,370
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5935 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1460 | $2,550 | $1.75 | 24d | 1 | 0.04mi |
| 5988 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1602 | $5,200 | $3.25 | 24d | 1 | 0.13mi |
| 5769 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1554 | $4,000 | $2.57 | 24d | 1 | 0.24mi |
| 5705 Mayflower Way #1407 Ave Maria, FL | 2.0 | 2.0 | 1536 | $2,250 | $1.46 | 24d | 1 | 0.35mi |
| 5697 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1538 | $2,495 | $1.62 | 24d | 1 | 0.42mi |
| 5690 Mayflower Way #601 Ave Maria, FL | 3.0 | 2.0 | 1815 | $5,500 | $3.03 | 24d | 1 | 0.48mi |
| 5690 Mayflower Way Ave Maria, FL | 3.0 | 2.0 | 1815 | $3,295 | $1.82 | 24d | 1 | 0.48mi |
| 6441 Liberty St Ave Maria, FL | 3.0 | 2.0 | 1685 | $5,795 | $3.44 | 24d | 1 | 0.53mi |
| 6168 Harmony Dr Immokalee, FL | 3.0 | 2.0 | 1570 | $5,495 | $3.50 | 14d | 1 | 0.91mi |
| 6189 Harmony Dr Immokalee, FL | 3.0 | 2.0 | 1558 | $6,295 | $4.04 | 24d | 1 | 0.96mi |
| 6205 Harmony Dr Immokalee, FL | 3.0 | 2.0 | 1558 | $5,000 | $3.21 | 24d | 1 | 0.99mi |
| 5538 Useppa Dr Ave Maria, FL | 2.0 | 2.5 | 1850 | $10,995 | $5.94 | 24d | 1 | 1.09mi |
| 8010 Helena Ct Ave Maria, FL | 2.0 | 2.0 | 1554 | $2,500 | $1.61 | 21d | 1 | 1.12mi |
| 5639 Argento Dr Ave Maria, FL | 3.0 | 2.5 | 1400 | $2,500 | $1.79 | 24d | 1 | 1.14mi |
| 5574 Cassidy Ln Ave Maria, FL | 3.0 | 2.0 | 1630 | $2,250 | $1.38 | 21d | 1 | 1.16mi |
| 5435 Pikewood Ct Ave Maria, FL | 2.0 | 2.5 | 1850 | $3,695 | $2.00 | 21d | 1 | 1.16mi |
| 5688 Cassidy Ln Ave Maria, FL | 2.0 | 2.0 | 1366 | $2,500 | $1.83 | 14d | 1 | 1.18mi |
| 5835 Double Eagle Cir #4726 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,095 | $1.82 | 14d | 1 | 1.27mi |
| 6039 Ellerston WAY #2017 Ave Maria, FL | 2.0 | 2.0 | 1355 | $6,295 | $4.65 | 24d | 1 | 1.27mi |
| 5710 Melbourne Ct #6511 Ave Maria, FL | 3.0 | 2.0 | 1741 | $7,295 | $4.19 | 24d | 1 | 1.27mi |
| 5715 Double Eagle Cir #4416 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,100 | $1.82 | 24d | 1 | 1.27mi |
| 5651 Double Eagle Cir #4316 Ave Maria, FL | 2.0 | 2.0 | 1154 | $5,495 | $4.76 | 24d | 1 | 1.27mi |
| 5704 Melbourne Ct #6712 Ave Maria, FL | 3.0 | 2.0 | 1741 | $7,295 | $4.19 | 24d | 1 | 1.27mi |
| 5629 Double Eagle Cir #4218 Ave Maria, FL | 3.0 | 2.0 | 1301 | $6,295 | $4.84 | 24d | 1 | 1.27mi |
| 5629 Double Eagle Cir #4223 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,395 | $2.08 | 24d | 1 | 1.27mi |
| 5835 Double Eagle CIR #4714 Ave Maria, FL | 2.0 | 2.0 | 1120 | $1,895 | $1.69 | 24d | 1 | 1.27mi |
| 6036 Ellerston WAY #1311 Ave Maria, FL | 3.0 | 2.0 | 1741 | $4,490 | $2.58 | 24d | 1 | 1.27mi |
| 5629 Double Eagle Cir #4217 Ave Maria, FL | 2.0 | 2.0 | 1154 | $5,795 | $5.02 | 24d | 1 | 1.27mi |
| 5445 Double Eagle Cir #3011 Ave Maria, FL | 2.0 | 2.0 | 1569 | $2,495 | $1.59 | 24d | 1 | 1.27mi |
| 5651 Double Eagle Cir #4338 Ave Maria, FL | 2.0 | 2.0 | 1301 | $6,295 | $4.84 | 24d | 1 | 1.27mi |
| 5909 Berwick Ln Ave Maria, FL | 2.0 | 2.0 | 1850 | $10,995 | $5.94 | 24d | 1 | 1.35mi |
| 5478 Double Eagle Cir #3521 Ave Maria, FL | 2.0 | 2.0 | 1569 | $4,995 | $3.18 | 24d | 1 | 1.36mi |
| 5466 Double Eagle Cir #3425 Ave Maria, FL | 2.0 | 2.0 | 1355 | $5,995 | $4.42 | 24d | 1 | 1.39mi |
| 5454 Double Eagle Cir #3325 Ave Maria, FL | 2.0 | 2.0 | 1355 | $2,495 | $1.84 | 24d | 1 | 1.40mi |
| 6082 National Blvd Ave Maria, FL | 2.0 | 2.0 | 1366 | $4,145 | $3.03 | 24d | 2 | 1.42mi |
| 5433 Double Eagle Cir #2915 Ave Maria, FL | 2.0 | 2.0 | 1366 | $6,295 | $4.61 | 21d | 1 | 1.43mi |
| 5433 Double Eagle Cir Ave Maria, FL | 2.0 | 2.0 | 1366 | $3,295 | $2.41 | 24d | 1 | 1.43mi |
| 5479 Double Eagle Cir #3626 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,200 | $1.91 | 14d | 1 | 1.44mi |
| 5478 Double Eagle Cir #3515 Ave Maria, FL | 2.0 | 2.0 | 1355 | $2,395 | $1.77 | 24d | 1 | 1.45mi |
| 5428 Double Eagle Cir #2517 Ave Maria, FL | 2.0 | 2.0 | 1355 | $2,695 | $1.99 | 24d | 1 | 1.45mi |
HOA detail
- Monthly dues
- $474 · $5,688/yr
Listing history 12 events
-
2026-06-09status $279,000 Pending 54 DOM
-
2026-06-08days on market $279,000 Active 54 DOM
-
2026-06-07days on market $279,000 Active 53 DOM
-
2026-06-03days on market $279,000 Active 49 DOM
-
2026-06-02days on market $279,000 Active 48 DOM
-
2026-06-01days on market $279,000 Active 47 DOM
-
2026-06-01price $279,000 Active 46 DOM
-
2026-05-31days on market $300,000 Active 46 DOM
-
2026-05-30days on market $300,000 Active 45 DOM
-
2026-04-29price $300,000
-
2026-04-26price $310,000
-
2026-04-15$324,995 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,965 · $414/mo
- Projected year-2 tax
- $4,965 · $414/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 10/10 Extreme 7 d/yr ≥112°F today · 28 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $43,504
- − Mortgage interest
- −$15,628
- − Property taxes
- −$4,965
- − Insurance
- −$1,395
- − Repairs & maintenance
- −$3,480
- − Management
- −$3,480
- − HOA
- −$5,688
- − Depreciation
- −$8,116
- Taxable income
- $751
- Est. tax owed @ 24.0%
- −$180
- After-tax cash flow
- $4,583/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This home is in good condition with a well-maintained exterior and interior. It offers a seamless open layout and a private preserve lot with unobstructed sunset views. The property is ready for a new owner to move in and enjoy the serene surroundings.
Value-add opportunities
- Both Paint the exterior walls — Enhances curb appeal and can increase both resale and rental value
- Both Replace the ceiling fans with energy-efficient models — Improves energy efficiency and adds a modern touch
- Both Install smart home devices for energy management and security — Enhances convenience and can increase both resale and rental value
Renovation cost estimate screening
Value-add ROI direction
- Both Paint the exterior walls — Enhances curb appeal and can increase both resale and rental value ↑
- Both Replace the ceiling fans with energy-efficient models — Improves energy efficiency and adds a modern touch ↑
- Both Install smart home devices for energy management and security — Enhances convenience and can increase both resale and rental value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Ave Maria
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Ave Maria, FL
- County
- Collier County · 396,295 people
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 35,149
- Household income
- $62,333
- Rent vs Own
- Severe rent burden
- 1093.0
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (63%)
- Race & ethnicity
- Hispanic / Latino 63% Two or more races 39% Black 19% White 16% Native American 7%
- Hispanic origin (detail)
- Mexican 43% Puerto Rican 3% Cuban 2% Dominican 1%
- Common ancestry
- Hispanic 8% Slovak 1% Serbian 1%
- Foreign-born
- 32% · Canada, Jamaica
- Languages at home
- 34% English-only · Spanish 53% French/Haitian/Cajun 12%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.05%
- Current HPI
- 226.9105
- Rent YoY
- ▲ 2.95%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
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Price history
-7.7% since first listed3 events — show timeline
- 2026-04-29 Price Changed $300,000 NAPLESMLS
- 2026-04-26 Price Changed $310,000 NAPLESMLS
- 2026-04-15 Listed $324,995 NAPLESMLS
Property tax history
+45.4%/yrLatest (2025): $4,965 · +6.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…