1905 Stonehenge Dr · Hinesville, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 98.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.7/15.0
- Cash flow +11.7/30.0
- Rent growth +3.9/5.0
- 1% rule +3.8/10.0
- Livability +3.7/5.0
- DSCR +3.4/10.0
- Condition / age +2.5/5.0
- Schools +2.0/10.0
- Appreciation +0.0/10.0
$229,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
WELCOME HOME! THIS CHARMING 4 BEDROOM 2 1/2 BATH HOME IS LOCATED CENTRALLY TO FORT STEWART AND SHOPPING AREAS. THE INTERIOR HAS NEW PAINT, NEW CARPET, AND NEW TOILETS. HOME FEATURES A LARGE LIVING ROOM WITH A FIREPLACE, LARGE FENCED IN BACKYARD WITH A STORAGE SHED. YOU'LL ENJOY ENTERTAINING IN YOUR SCREENED IN PORCH WHICH ALSO HAS NEW CARPETS. BEAUTIFUL FOYER ENTRY WITH CERAMIC TILE, LARGE KITCHEN WITH STAINLESS STEEL APPLIANCES, AND A LARGE LAUNDRY ROOM WITH BUILT IN CABINETS. THERE IS A 2 CAR GARAGE WITH INDIVIDUAL DOORS AND AN AUTOMATIC GARAGE DOOR OPENER WITH A KEYPAD.
Key facts
- 8,712 sq ft lot
- 2 garage spots
- Built 1995
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath single-family listed at $230k.
Deal economics
- At list price, monthly cash flow is $-69 ($-829/yr) — negative.
- To cash-flow at today's rent, offer at most $218k (5.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $203k (11.9% below list).
- Recommended offer: $203k (11.9% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 73/100 on livability (#51 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute D+, crime F, employment D-.
- Liberty County (urban): math 19% / reading 28% proficiency, ranked #133 of 174 in GA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Taylors Creek Elementary School (math 33% / reading 31%, grade F, #582 of 1,228 statewide, top 50%, 625 students, 70% FRL); Lewis Frasier Middle School (math 22% / reading 32%, grade F, #271 of 470 statewide, top 60%, 779 students, 73% FRL); Bradwell Institute (math 12% / reading 27%, grade F, #243 of 424 statewide, top 59%, 1,755 students, 68% FRL) — zoned schools average 70% FRL vs 54% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+5.4%/yr); 612 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 471 units permitted in Liberty County in 2024 (0 in 5+ unit buildings).
- This rent runs 40% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Liberty County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 98% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.88% ✗
- Cap rate
- 5.93%
- Cash-on-cash
- -1.29%
- DSCR
- 0.94
- GRM
- 9.5
CMA / ARV
- ARV (on-the-fly)
- $266,838
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1806 Blair Ct | 0.14mi | 3/2.0 | 1,852 (-1%) | 2mo | $272,500 | $147 | 87 |
| 1932 Salisbury Way | 0.05mi | 3/2.0 | 1,752 (-6%) | 2mo | $250,000 | $143 | 82 |
| 2146 Walberg Dr | 0.25mi | 3/2.0 | 1,856 (-0%) | 11mo | $265,000 | $143 | 74 |
| 1897 Stonehenge Dr | 0.10mi | 4/2.0 (+1) | 2,010 (+8%) | 3mo | $336,000 | $167 | 71 |
| 1919 Bluestone Loop | 0.14mi | 3/2.0 | 1,744 (-6%) | 12mo | $262,000 | $150 | 68 |
| 2014 Wimbledon Ct | 0.14mi | 4/2.0 (+1) | 1,975 (+6%) | 10mo | $288,000 | $146 | 67 |
| 2032 Andover Ct | 0.25mi | 4/2.0 (+1) | 1,980 (+6%) | 9mo | $247,000 | $125 | 61 |
| 2387 Rowe St | 0.39mi | 3/2.0 | 1,754 (-6%) | 15mo | $249,900 | $142 | 55 |
| 2352 Rowe St | 0.55mi | 4/2.0 (+1) | 1,722 (-8%) | 0mo | $225,000 | $131 | 52 |
| 205 Bridgemont Way | 0.75mi | 3/2.0 | 1,935 (+4%) | 4mo | $190,500 | $98 | 51 |
| 1517 Bayberry Dr | 0.72mi | 4/2.5 (+1) | 1,905 (+2%) | 14mo | $260,000 | $136 | 44 |
| 2316 Mohn Ct | 0.75mi | 3/2.0 | 1,679 (-10%) | 8mo | $250,000 | $149 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.41% rent growth · sell at horizon
- IRR
- -15.6%
- Equity multiple
- 0.43×
- Total profit
- $-36,544
- Equity at exit
- $34,279
- IRR
- -3.2%
- Equity multiple
- 0.76×
- Total profit
- $-15,479
- Equity at exit
- $19,878
Cash invested: $64,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31313
- Home prices YoY
- -27.1%
- Rents YoY
- 5.4%
- Active inventory
- 612
- Price-to-rent
- 9.5×
Monthly cashflow live
- Estimated rent
- $2,025 high interval (Pro) →
- Mortgage (P&I)
- −$1,206
- Tax from tax record
- −$368 /mo · $4,412/yr
- Insurance
- −$96
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$425
- Net cashflow
- $-69
Break-even live
Sensitivity live
| Price | -10% $61 | -5% $-4 | +0% $-69 | +5% $-134 | +10% $-199 |
|---|---|---|---|---|---|
| Rent | -10% $-229 | -5% $-149 | +0% $-69 | +5% $11 | +10% $91 |
| Rate | -1.0pp $47 | -0.5pp $-11 | base $-69 | +0.5pp $-129 | +1.0pp $-189 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,475
- Closing costs
- $6,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 19 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1909 Stonehenge Dr Hinesville, GA | 4.0 | 2.5 | 2014 | $2,100 | $1.04 | 44d | 1 | 0.05mi |
| 2007 Ossabaw Dr Hinesville, GA | 3.0 | 2.0 | 1291 | $1,975 | $1.53 | 44d | 1 | 0.23mi |
| 2356 Rowe St Hinesville, GA | 4.0 | 2.0 | 1915 | $2,000 | $1.04 | 44d | 1 | 0.52mi |
| 1262 Windrow Dr Hinesville, GA | 4.0 | 2.0 | 1445 | $1,650 | $1.14 | 44d | 1 | 0.73mi |
| 1515 Bayberry Dr Hinesville, GA | 4.0 | 3.0 | 2001 | $2,100 | $1.05 | 44d | 1 | 0.74mi |
| 404 Clairemore Ct Hinesville, GA | 3.0 | 2.0 | 1590 | $2,100 | $1.32 | 44d | 1 | 0.77mi |
| 291 Sabreena Cir Hinesville, GA | 3.0 | 2.0 | 1400 | $1,950 | $1.39 | 44d | 1 | 0.81mi |
| 196 Wayfair Ln Hinesville, GA | 3.0 | 2.5 | 1380 | $1,790 | $1.30 | 44d | 1 | 0.87mi |
| 67 Magnolia Cove Rd NE Ludowici, GA | 3.0 | 2.0 | 1551 | $1,649 | $1.06 | 44d | 1 | 1.03mi |
| 772 Melissa Dr Hinesville, GA | 4.0 | 2.0 | 1400 | $1,900 | $1.36 | 44d | 1 | 1.05mi |
| 756 Melissa Dr Hinesville, GA | 3.0 | 2.0 | 1277 | $2,050 | $1.61 | 44d | 1 | 1.14mi |
| 265 Miller St Hinesville, GA | 4.0 | 3.5 | 2617 | $2,500 | $0.96 | 44d | 1 | 1.29mi |
| 23 Belleau Woods Cir Hinesville, GA | 3.0 | 2.5 | 1444 | $1,975 | $1.37 | 44d | 1 | 1.30mi |
| 119 Belleau Woods Cir Unit 27 Hinesville, GA | 3.0 | 2.5 | 1444 | $2,075 | $1.44 | 44d | 1 | 1.31mi |
| 1069 Kelly Dr Hinesville, GA | 3.0 | 1.5 | 1270 | $1,350 | $1.06 | 44d | 1 | 1.34mi |
| 1458 Sheridan Pt Hinesville, GA | 3.0 | 2.0 | 1400 | $1,800 | $1.29 | 44d | 1 | 1.43mi |
| 1478 Enterprise Dr Hinesville, GA | 4.0 | 2.0 | 1802 | $1,875 | $1.04 | 44d | 1 | 1.45mi |
| 1456 Coalition Cir Hinesville, GA | 3.0 | 2.0 | 1424 | $1,700 | $1.19 | 44d | 1 | 1.45mi |
| 1010 Barley Dr Hinesville, GA | 3.0 | 2.0 | 1472 | $1,950 | $1.32 | 44d | 1 | 1.50mi |
Listing history 9 events
-
2021-12-02soldstatus $229,900
-
2021-11-29soldstatus $229,900 579-char remark
Show marketing remark (579 chars)
WELCOME HOME! THIS CHARMING 4 BEDROOM 2 1/2 BATH HOME IS LOCATED CENTRALLY TO FORT STEWART AND SHOPPING AREAS. THE INTERIOR HAS NEW PAINT, NEW CARPET, AND NEW TOILETS. HOME FEATURES A LARGE LIVING ROOM WITH A FIREPLACE, LARGE FENCED IN BACKYARD WITH A STORAGE SHED. YOU'LL ENJOY ENTERTAINING IN YOUR SCREENED IN PORCH WHICH ALSO HAS NEW CARPETS. BEAUTIFUL FOYER ENTRY WITH CERAMIC TILE, LARGE KITCHEN WITH STAINLESS STEEL APPLIANCES, AND A LARGE LAUNDRY ROOM WITH BUILT IN CABINETS. THERE IS A 2 CAR GARAGE WITH INDIVIDUAL DOORS AND AN AUTOMATIC GARAGE DOOR OPENER WITH A KEYPAD.
-
2021-10-21historical
-
2021-10-21historical
-
2021-10-05$229,900 579-char remark
Show marketing remark (579 chars)
WELCOME HOME! THIS CHARMING 4 BEDROOM 2 1/2 BATH HOME IS LOCATED CENTRALLY TO FORT STEWART AND SHOPPING AREAS. THE INTERIOR HAS NEW PAINT, NEW CARPET, AND NEW TOILETS. HOME FEATURES A LARGE LIVING ROOM WITH A FIREPLACE, LARGE FENCED IN BACKYARD WITH A STORAGE SHED. YOU'LL ENJOY ENTERTAINING IN YOUR SCREENED IN PORCH WHICH ALSO HAS NEW CARPETS. BEAUTIFUL FOYER ENTRY WITH CERAMIC TILE, LARGE KITCHEN WITH STAINLESS STEEL APPLIANCES, AND A LARGE LAUNDRY ROOM WITH BUILT IN CABINETS. THERE IS A 2 CAR GARAGE WITH INDIVIDUAL DOORS AND AN AUTOMATIC GARAGE DOOR OPENER WITH A KEYPAD.
-
2021-10-05$229,900
Show marketing remark (579 chars)
WELCOME HOME! THIS CHARMING 4 BEDROOM 2 1/2 BATH HOME IS LOCATED CENTRALLY TO FORT STEWART AND SHOPPING AREAS. THE INTERIOR HAS NEW PAINT, NEW CARPET, AND NEW TOILETS. HOME FEATURES A LARGE LIVING ROOM WITH A FIREPLACE, LARGE FENCED IN BACKYARD WITH A STORAGE SHED. YOU'LL ENJOY ENTERTAINING IN YOUR SCREENED IN PORCH WHICH ALSO HAS NEW CARPETS. BEAUTIFUL FOYER ENTRY WITH CERAMIC TILE, LARGE KITCHEN WITH STAINLESS STEEL APPLIANCES, AND A LARGE LAUNDRY ROOM WITH BUILT IN CABINETS. THERE IS A 2 CAR GARAGE WITH INDIVIDUAL DOORS AND AN AUTOMATIC GARAGE DOOR OPENER WITH A KEYPAD.
-
2021-10-05$229,900
Show marketing remark (579 chars)
WELCOME HOME! THIS CHARMING 4 BEDROOM 2 1/2 BATH HOME IS LOCATED CENTRALLY TO FORT STEWART AND SHOPPING AREAS. THE INTERIOR HAS NEW PAINT, NEW CARPET, AND NEW TOILETS. HOME FEATURES A LARGE LIVING ROOM WITH A FIREPLACE, LARGE FENCED IN BACKYARD WITH A STORAGE SHED. YOU'LL ENJOY ENTERTAINING IN YOUR SCREENED IN PORCH WHICH ALSO HAS NEW CARPETS. BEAUTIFUL FOYER ENTRY WITH CERAMIC TILE, LARGE KITCHEN WITH STAINLESS STEEL APPLIANCES, AND A LARGE LAUNDRY ROOM WITH BUILT IN CABINETS. THERE IS A 2 CAR GARAGE WITH INDIVIDUAL DOORS AND AN AUTOMATIC GARAGE DOOR OPENER WITH A KEYPAD.
-
2021-01-11historical
-
2020-09-22$199,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $4,412 · $368/mo
- Projected year-2 tax
- $4,412 · $368/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,304
- − Mortgage interest
- −$12,878
- − Property taxes
- −$4,412
- − Insurance
- −$1,150
- − Repairs & maintenance
- −$1,944
- − Management
- −$1,944
- − Depreciation
- −$6,688
- Taxable loss
- −$4,712
- Est. tax savings @ 24.0%
- +$1,131
- After-tax cash flow
- $302/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Liberty County
- NCES district ID
- 1303300
- Math proficiency
- 19% ▼ -16.00%
- Reading proficiency
- 28% ▼ -13.00%
- Median HH income
- $43,911
- Composite
- 20.2/100
- National rank
- #8630
- State rank
- #133 of 174 in GA
Livability — Hinesville
- Score
- 73/100
- State rank
- #51
- US rank
- #5200
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Hinesville, GA
- County
- Liberty County · 58,565 people
- City population
- 42,838
- Metro
- Hinesville, GA
- Population (ZIP)
- 42,838
- Household income
- $60,233
- Rent vs Own
- Severe rent burden
- 1693.0
Population outlook (Liberty County) Hauer SSP2
- Today (2025)
- 58,689 people
- By 2030
- 57,670 · -1.7%
- By 2040
- 55,750 · -5.0%
- By 2050
- 54,155 · -7.7%
- By 2075
- 58,947 · +0.4%
- By 2100
- 66,919 · +14.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- Black 47% White 31% Hispanic / Latino 13% Two or more races 11% Asian 2%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 7%
- Common ancestry
- Slovak 1% Italian 1% Lithuanian 1%
- Foreign-born
- 7% · Canada, South Korea
- Languages at home
- 86% English-only · Spanish 7% Other Indo-European 2% German/W. Germanic 1%
Political lean MEDSL · Liberty
- 2024 margin
- D (+17.4) · D 58.5% · R 41.0%
- 2008→2024 swing
- -10.9pp toward R · 2008: 28.4pp · 2024: 17.4pp
- All cycles
- 2024: D+17.4 2020: D+24.1 2016: D+21.2 2012: D+30.2 2008: D+28.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -77.50%
- Current HPI
- 208.0927
- Rent YoY
- ▲ 5.41%
- Metro
- Hinesville, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+15.0% since first listed9 events — show timeline
- 2021-12-02 Sold (Public Records) $229,900 Public Records
- 2021-11-29 Sold (MLS) $229,900 HABR
- 2021-10-21 Listing Removed — Hive MLS
- 2021-10-21 Listing Removed — Hive MLS
- 2021-10-05 Listed $229,900 Hive MLS
- 2021-10-05 Listed $229,900 Hive MLS
- 2021-10-05 Listed $229,900 HABR
- 2021-01-11 Listing Removed — Hive MLS
- 2020-09-22 Listed $199,900 Hive MLS
Property tax history
+5.5%/yrLatest (2025): $4,412 · +8.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…