451 S Sellers St #29 · Glendora, CA
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.74%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 7/10 · Major
- Hot days now (above 98°F)
- 8 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 17 days/yr
- Unhealthy air days in 30 yrs
- 21 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +6.6/10.0
- ARV discount +5.7/15.0
- Condition / age +4.0/5.0
- Livability +3.2/5.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$136,950
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautifully renovated mobile home located a desirable location. Bathrooms and Kitchen have been updated, and new flooring throughout. The home is ready for your family to enjoy!!
Key facts
- New flooring
- Desirable location
- Updated bathrooms
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $137k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $1k ($16k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $137k).
- Recommended offer: $121k (12.0% below list) — sets the bar for market timing.
- Cap rate 18.2% vs local median 2.4% in Glendora — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#373 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, schools B; Watch: amenities F, cost of living F, health & safety F.
- Glendora Unified (suburban): math 75% / reading 75% proficiency, ranked #36 of 517 in CA (top 7%) — strong family-tenant draw, lease renewals of 3-5y typical; only 19% free/reduced lunch — higher-income household profile.
- Market conditions: Rents soft (-1.1%/yr); 56 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $946 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $38k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 141 days — a 12% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major flood risk; severe wildfire risk; extreme-heat days projected 8→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 141 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.00% ✓
- Cap rate
- 18.22%
- Cash-on-cash
- 42.60%
- DSCR
- 2.90
- GRM
- 4.2
CMA / ARV
- ARV (median comp)
- $131,625
- List price
- $136,950
- Delta
- 4.05%
- Verdict
- FAIR
- Comps
- 9 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 36.1%
- Equity multiple
- 2.47×
- Total profit
- $56,430
- Equity at exit
- $20,420
- IRR
- 41.3%
- Equity multiple
- 4.38×
- Total profit
- $129,570
- Equity at exit
- $11,841
Cash invested: $38,346 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 91741
- Rents YoY
- -1.1%
- Active inventory
- 56
- Price-to-rent
- 4.2×
Monthly cashflow live
- Estimated rent
- $2,737 high interval (Pro) →
- Mortgage (P&I)
- −$718
- Tax from tax record
- −$26 /mo · $314/yr
- Insurance
- −$57
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$575
- Net cashflow
- $1,361
Break-even live
Sensitivity live
| Price | -10% $1,439 | -5% $1,400 | +0% $1,361 | +5% $1,322 | +10% $1,284 |
|---|---|---|---|---|---|
| Rent | -10% $1,145 | -5% $1,253 | +0% $1,361 | +5% $1,469 | +10% $1,577 |
| Rate | -1.0pp $1,430 | -0.5pp $1,396 | base $1,361 | +0.5pp $1,326 | +1.0pp $1,290 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,238
- Closing costs
- $4,108
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 15 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 121 East Route 66 Glendora, CA | 3.0 | 1.0–2.0 | 1030 | $3,015 | $2.93 | 2d | 1 | 0.07mi |
| 1203 East Route 66 Glendora, CA | 2.0 | 1.0 | 800 | $4,500 | $5.62 | 2d | 1 | 0.51mi |
| 1060 E Foothill Blvd Unit P Glendora, CA | 3.0 | 1.0 | 1014 | $2,800 | $2.76 | 25d | 1 | 0.77mi |
| 1060 E Foothill Blvd Glendora, CA | 2.0 | 1.5 | 900 | $2,350 | $2.61 | 2d | 3 | 0.77mi |
| 1058 E Foothill Blvd Unit 60-P Glendora, CA | 3.0 | 1.5 | 950 | $2,750 | $2.89 | 44d | 1 | 0.81mi |
| 1058 E Foothill Blvd Unit 58-B Glendora, CA | 2.0 | 1.5 | 900 | $2,300 | $2.56 | 44d | 1 | 0.81mi |
| 1058 E Foothill Blvd Unit B Glendora, CA | 2.0 | 1.0 | 870 | $2,400 | $2.76 | 25d | 1 | 0.81mi |
| 1058 E Foothill Blvd Unit 60-L Glendora, CA | 2.0 | 1.5 | 900 | $2,300 | $2.56 | 21d | 1 | 0.81mi |
| 1058 E Foothill Blvd Unit 58-M Glendora, CA | 2.0 | 1.5 | 900 | $2,250 | $2.50 | 22d | 1 | 0.81mi |
| 1058 E Foothill Blvd Unit 60-F Glendora, CA | 2.0 | 1.5 | 900 | $2,400 | $2.67 | 21d | 1 | 0.81mi |
| 935 East Route 66 Glendora, CA | 1.0 | 1.0 | 650 | $1,895 | $2.92 | 44d | 1 | 0.82mi |
| 921 East Route 66 Unit 935 Glendora, CA | 1.0 | 1.0 | 650 | $1,895 | $2.92 | 44d | 1 | 0.83mi |
| 620 Lemar Park Dr Glendora, CA | 2.0 | 2.0 | 1000 | $2,400 | $2.40 | 5d | 1 | 1.23mi |
| 642 Lemar Park Dr Unit 4 Glendora, CA | 1.0 | 1.0 | 680 | $2,000 | $2.94 | 44d | 1 | 1.23mi |
| 265 W Foothill Blvd San Dimas, CA | 1.0–2.0 | 1.0 | 650 | $2,528 | $3.89 | 2d | 7 | 1.46mi |
Listing history 17 events
-
2026-06-18days on market $136,950 Active 141 DOM
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2026-06-17days on market $136,950 Active 140 DOM
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2026-06-16days on market $136,950 Active 139 DOM
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2026-06-15days on market $136,950 Active 138 DOM
-
2026-06-13days on market $136,950 Active 136 DOM
-
2026-06-09days on market $136,950 Active 132 DOM
-
2026-06-08days on market $136,950 Active 131 DOM
-
2026-06-07days on market $136,950 Active 130 DOM
-
2026-06-04days on market $136,950 Active 127 DOM
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2026-06-03days on market $136,950 Active 126 DOM
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2026-06-02days on market $136,950 Active 125 DOM
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2026-06-01days on market $136,950 Active 124 DOM
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2026-05-31days on market $136,950 Active 123 DOM
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2026-05-12price $136,950 178-char remark
Show marketing remark (178 chars)
Beautifully renovated mobile home located a desirable location. Bathrooms and Kitchen have been updated, and new flooring throughout. The home is ready for your family to enjoy!!
-
2026-03-25status Active 178-char remark
Show marketing remark (178 chars)
Beautifully renovated mobile home located a desirable location. Bathrooms and Kitchen have been updated, and new flooring throughout. The home is ready for your family to enjoy!!
-
2026-03-23historical 178-char remark
Show marketing remark (178 chars)
Beautifully renovated mobile home located a desirable location. Bathrooms and Kitchen have been updated, and new flooring throughout. The home is ready for your family to enjoy!!
-
2026-01-26$139,950 Active 178-char remark
Show marketing remark (178 chars)
Beautifully renovated mobile home located a desirable location. Bathrooms and Kitchen have been updated, and new flooring throughout. The home is ready for your family to enjoy!!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $314 · $26/mo
- Projected year-2 tax
- $1,041 · $87/mo
- Expected delta
- +$727/yr (+$61/mo · 231.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 74% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 7/10 Severe 8 d/yr ≥98°F today · 21 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 17 unhealthy d/yr today · 21 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $32,849
- − Mortgage interest
- −$7,671
- − Property taxes
- −$314
- − Insurance
- −$685
- − Repairs & maintenance
- −$2,628
- − Management
- −$2,628
- − Depreciation
- −$3,984
- Taxable income
- $14,939
- Est. tax owed @ 24.0%
- −$3,585
- After-tax cash flow
- $12,748/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This beautifully renovated mobile home is move-in ready with updated kitchens and bathrooms, new flooring, and a well-maintained exterior. It offers a good investment opportunity with potential for further value enhancement.
Value-add opportunities
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
- Both Upgrading lighting fixtures — Improves ambiance and safety
- Both Adding smart home features — Enhances convenience and marketability
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics ↑
- Both Upgrading lighting fixtures — Improves ambiance and safety ↑
- Both Adding smart home features — Enhances convenience and marketability ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Glendora Unified
- NCES district ID
- 0615270
- Math proficiency
- 75% ▲ 16.00%
- Reading proficiency
- 75% ▲ 8.00%
- Median HH income
- $80,253
- Composite
- 66.41/100
- National rank
- #421
- State rank
- #36 of 517 in CA
Livability — Glendora
- Score
- 65/100
- State rank
- #373
- US rank
- #12710
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Glendora, CA
- County
- Los Angeles County · 9,444,647 people
- City population
- 52,239
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 26,071
- Household income
- $127,440
- Rent vs Own
- Severe rent burden
- 702.0
Population outlook (Los Angeles County) Hauer SSP2
- Today (2025)
- 10,940,515 people
- By 2030
- 11,256,481 · +2.9%
- By 2040
- 11,729,929 · +7.2%
- By 2050
- 11,948,407 · +9.2%
- By 2075
- 11,818,114 · +8.0%
- By 2100
- 10,842,928 · -0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- White 50% Hispanic / Latino 30% Two or more races 16% Asian 13% Black 2%
- Hispanic origin (detail)
- Mexican 23% Cuban 2%
- Common ancestry
- Slovak 4% Italian 3% Serbian 2%
- Foreign-born
- 17% · Canada, China, South Korea
- Languages at home
- 74% English-only · Spanish 12% Chinese 6% Arabic 2%
Political lean MEDSL · Los Angeles
- 2024 margin
- Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
- 2008→2024 swing
- -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
- All cycles
- 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -962.00%
- Current HPI
- 350.8813
- Rent YoY
- ▼ -1.10%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
|
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| Insurance | 3 | $26B |
|
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| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
-2.1% since first listed4 events — show timeline
- 2026-05-12 Price Changed $136,950 CRMLS
- 2026-03-25 Relisted — CRMLS
- 2026-03-23 Listing Removed — CRMLS
- 2026-01-26 Listed $139,950 CRMLS
Property tax history
+5.3%/yrLatest (2025): $314 · +5.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…