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3103 W Woodridge Dr
D- Composite 39.08
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +7.2/30.0
  • Livability +4.2/5.0
  • Schools +4.1/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.7/10.0
  • DSCR +1.4/10.0
  • Appreciation +0.0/10.0

$200,000

3103 W Woodridge Dr · Fayetteville, AR 72704
2 bd · 2.0 ba · 949 sqft · SingleFamily public records · 7 Days on market
Built 1996 7,000 sqft lot $211/sqft · 19% below area Est $253k · 21% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Perfect home for investors or first-time buyers! This home has been well maintained and is move-in ready. Located only 7 minutes to the University of Arkansas campus, Walking distance to the dog Park and trails. This home features a large back yard with full privacy fence. Back yard has a back patio and low-maintenance siding. Primary bedroom has an oversized closet with an ensuite bathroom. New roof was added in 2021. Home will be sold "AS IS. " Seller has the right to accept an offer before May 17 at 5:00pm

Key facts

  • Oversized closet
  • Move in ready
  • Patio

Tags

MOVE IN READYOVERSIZED CLOSETENSUITE BATHROOMFULLY FENCED BACKYARDPATIOLOW MAINTENANCE SIDING

Property features AI

Finance

  • HOA & community: Monthly association fee; Community amenities include biking paths, curbs, sidewalks, trails/paths, shopping access, and proximity to hospitals and schools

Exterior

  • Parking: Attached garage with garage door opener; 2 covered parking spaces
  • Security: Smoke detectors
  • Utilities: Electricity available; Public water; Sewer available
  • Home design: Single-story; Entry on main level
  • Construction: Brick and vinyl siding exterior; Architectural shingle roof; Slab foundation; Built with materials including brick and vinyl siding
  • Exterior features: Concrete driveway; Covered patio; Patio; Backyard privacy fencing (wood); Landscaped; Sloped lot; City lot; Located in a subdivision; Public paved road frontage

Interior

  • Kitchen: Dishwasher; Electric range; Range hood; Disposal; Refrigerator
  • Flooring: Carpet; Concrete; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Attic; Ceiling fans; Storage; Walk-in closets
  • Laundry & utility: Washer hookup; Dryer hookup; Washer; Dryer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $200k.

Deal economics

  • At list price, monthly cash flow is $-275 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $151k (24.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $133k (33.4% below list).
  • Recommended offer: $133k (33.4% below list) — sets the bar for 1% rule.
  • Cap rate 4.6% vs local median 3.5% in Fayetteville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#3 in AR, #871 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A+; Watch: employment D+, crime D-.
  • Fayetteville School District (urban): math 50% / reading 49% proficiency, ranked #19 of 238 in AR (top 8%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.2%/yr); 539 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 3,494 units permitted in Washington County in 2024 (1,497 in 5+ unit buildings).
  • This rent is only 17% of the median local income ($96k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Washington County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $133,110 (33.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.67%
Cap rate
4.64%
Cash-on-cash
-5.89%
DSCR
0.74
GRM
12.5

CMA / ARV

ARV (median comp)
$253,010
List price
$200,000
Delta
-20.95%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3064 W Essex Dr 0.04mi 3/2.0 (+1) 952 (+0%) 0mo $235,000 $247 92
3032 W Essex Dr 0.06mi 2/2.0 874 (-8%) 1mo $232,000 $265 83
3170 W Essex Dr 0.06mi 2/2.0 900 (-5%) 12mo $240,764 $268 79
3206 Oakfield St 0.14mi 2/2.0 884 (-7%) 8mo $230,000 $260 75
3089 W Wildflower St 0.10mi 3/2.0 (+1) 1,068 (+12%) 3mo $235,000 $220 67
3119 W Essex Dr 0.05mi 3/2.0 (+1) 1,068 (+12%) 6mo $240,000 $225 67
1482 N Timbercrest Ave 0.31mi 2/1.5 896 (-6%) 10mo $227,000 $253 66
3210 W Woodfield Way 0.23mi 2/2.0 886 (-7%) 18mo $225,000 $254 63
1541 N Timbercrest Ave 0.27mi 3/2.0 (+1) 1,028 (+8%) 10mo $216,000 $210 60
1660 N Linda Jo Pl 0.71mi 2/2.0 966 (+2%) 14mo $220,000 $228 52
3070 Mount Comfort Rd 0.42mi 3/1.0 (+1) 1,026 (+8%) 11mo $155,000 $151 49
2558 W Valley Dr 0.67mi 2/2.0 1,084 (+14%) 17mo $305,000 $281 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.17% rent growth · sell at horizon

5-year hold
IRR
-27.3%
Equity multiple
0.09×
Total profit
$-51,023
Equity at exit
$29,821
10-year hold
IRR
-28.4%
Equity multiple
-0.28×
Total profit
$-71,468
Equity at exit
$17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72704

Home prices YoY
-20.2%
Rents YoY
2.2%
Active inventory
539
Price-to-rent
12.5×

Monthly cashflow live

Estimated rent
$1,331 high interval (Pro) →
Mortgage (P&I)
$1,049
Tax from tax record
$194 /mo · $2,330/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$280
Net cashflow
$-275

Break-even live

Break-even rent $1,679
Max offer price $151,468
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,000
Closing costs
$6,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 32 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3191 W Oakfield St Unit 1229426P Fayetteville, AR 2.0 2.0 839 $3,978 $4.74 14d 1 0.17mi
1751 N Shiloh Dr Fayetteville, AR 3.0 1.0–2.0 959 $1,675 $1.75 44d 4 0.25mi
3130 W Telluride Dr Fayetteville, AR 1.0–2.0 1.0–2.0 694 $1,150 $1.66 21d 5 0.39mi
1144 N Futrall Dr Fayetteville, AR 1.0–2.0 1.0–2.0 767 $975 $1.27 43d 1 0.58mi
1035 N Betty Jo Dr Fayetteville, AR 2.0 1.5 1000 $1,062 $1.06 21d 13 0.66mi
3001 W Wedington Dr Fayetteville, AR 1.0–4.0 1.0–2.5 1000 $1,165 $1.17 43d 3 0.68mi
1370 N Porter Rd Unit 2 Fayetteville, AR 2.0 2.5 990 $1,545 $1.56 43d 1 0.71mi
1350 N Porter Rd Unit 3 Fayetteville, AR 1.0 1.0 770 $1,275 $1.66 43d 1 0.71mi
1366 N Porter Rd Unit 2 Fayetteville, AR 1.0 1.0 770 $1,275 $1.66 43d 1 0.72mi
1358 N Porter Rd Unit 2 Fayetteville, AR 1.0 1.0 770 $1,275 $1.66 43d 1 0.73mi
3600 W Player Ln Fayetteville, AR 1.0–2.0 1.0–2.0 818 $1,125 $1.37 43d 1 0.78mi
687 N Betty Jo Dr Fayetteville, AR 2.0 1.5 1015 $1,095 $1.08 14d 1 0.88mi
1931 W Deane St Fayetteville, AR 2.0 1.0 725 $995 $1.37 23d 1 0.90mi
1931 W Deane St Unit U Fayetteville, AR 2.0 1.0 725 $925 $1.28 23d 1 0.90mi
2015 W Lawson St Unit 2015 Fayetteville, AR 2.0 1.0 900 $1,000 $1.11 43d 1 0.93mi
1855 W Deane St Fayetteville, AR 2.0 1.0 785 $895 $1.14 43d 1 0.97mi
1853 W Deane St Unit F Fayetteville, AR 2.0 1.0 785 $925 $1.18 23d 1 0.97mi
1851 W Deane St Fayetteville, AR 2.0 1.0 785 $945 $1.20 23d 1 0.98mi
605 N Betty Jo Dr Unit 6052 Betty Jo Fayetteville, AR 2.0 1.0 1056 $895 $0.85 43d 1 0.98mi
1777 W Preservation Dr Fayetteville, AR 2.0 1.0 900 $1,147 $1.27 14d 4 1.02mi
539 N Betty Jo Dr Unit 1 Fayetteville, AR 2.0 1.5 1000 $1,000 $1.00 23d 1 1.06mi
1701 N Lewis Ave Unit 7 Fayetteville, AR 2.0 1.0 900 $795 $0.88 23d 1 1.06mi
1701 N Lewis Ave Unit 8 Fayetteville, AR 2.0 1.0 900 $795 $0.88 14d 1 1.06mi
1701 N Lewis Ave Unit 1 Fayetteville, AR 2.0 1.0 900 $795 $0.88 43d 1 1.06mi
1701 N Lewis Ave Unit 15 Fayetteville, AR 2.0 1.0 900 $795 $0.88 13d 1 1.07mi
2091 W Ora Dr Unit B Fayetteville, AR 2.0 2.5 1000 $1,975 $1.98 14d 1 1.09mi
502 N Betty Jo Dr Fayetteville, AR 2.0 1.5 1024 $1,195 $1.17 43d 1 1.10mi
4418 Acoma St Fayetteville, AR 2.0 1.5 998 $1,350 $1.35 14d 1 1.28mi
4451 Acoma St Unit 4451 Fayetteville, AR 2.0 1.0 840 $1,150 $1.37 23d 1 1.29mi
4520 W Franciscan Trl Fayetteville, AR 2.0 1.5 997 $1,500 $1.50 43d 1 1.31mi
4530 W Franciscan Trl Fayetteville, AR 2.0 1.0 800 $1,195 $1.49 23d 1 1.33mi
1225 W Mount Comfort Rd Fayetteville, AR 1.0–2.0 1.0 595 $1,211 $2.03 13d 16 1.47mi

Listing history 17 events

  1. 2026-06-07
    statusdays on market $200,000 Pending 7 DOM
  2. 2026-06-05
    days on market $200,000 Active 6 DOM
  3. 2026-06-03
    days on market $200,000 Active 5 DOM
  4. 2026-06-02
    statusdays on market $200,000 Active 4 DOM
  5. 2026-05-18
    status Pending 909-char remark
  6. 2026-05-15
    listed $200,000 Active 909-char remark
  7. 2022-06-15
    soldstatus $210,000
  8. 2022-06-13
    soldstatus $210,000 Closed 524-char remark
    Show marketing remark (524 chars)

    Perfect home for investors or first-time buyers! This home has been well maintained and is move-in ready. Located only 7 minutes to the University of Arkansas campus, Walking distance to the dog Park and trails. This home features a large back yard with full privacy fence. Back yard has a back patio and low-maintenance siding. Primary bedroom has an oversized closet with an ensuite bathroom. New roof was added in 2021. Home will be sold "AS IS. " Seller has the right to accept an offer before May 17 at 5:00pm

  9. 2022-05-17
    status Pending 524-char remark
    Show marketing remark (524 chars)

    Perfect home for investors or first-time buyers! This home has been well maintained and is move-in ready. Located only 7 minutes to the University of Arkansas campus, Walking distance to the dog Park and trails. This home features a large back yard with full privacy fence. Back yard has a back patio and low-maintenance siding. Primary bedroom has an oversized closet with an ensuite bathroom. New roof was added in 2021. Home will be sold "AS IS. " Seller has the right to accept an offer before May 17 at 5:00pm

  10. 2022-05-05
    listed $185,000 Active 524-char remark
    Show marketing remark (524 chars)

    Perfect home for investors or first-time buyers! This home has been well maintained and is move-in ready. Located only 7 minutes to the University of Arkansas campus, Walking distance to the dog Park and trails. This home features a large back yard with full privacy fence. Back yard has a back patio and low-maintenance siding. Primary bedroom has an oversized closet with an ensuite bathroom. New roof was added in 2021. Home will be sold "AS IS. " Seller has the right to accept an offer before May 17 at 5:00pm

  11. 2015-05-19
    soldstatus $102,500
    Show marketing remark (186 chars)

    A Darling house that is move-in ready at a great price! Great location. Close to Uof A so perfect to own or as an investment. Great neighborhood!, Entire house has been freshly painted.

  12. 2015-05-19
    soldstatus $102,500
    Show marketing remark (186 chars)

    A Darling house that is move-in ready at a great price! Great location. Close to Uof A so perfect to own or as an investment. Great neighborhood!, Entire house has been freshly painted.

  13. 2014-12-02
    listed $105,000
    Show marketing remark (186 chars)

    A Darling house that is move-in ready at a great price! Great location. Close to Uof A so perfect to own or as an investment. Great neighborhood!, Entire house has been freshly painted.

  14. 2003-11-24
    soldstatus $85,000
  15. 1997-08-05
    soldstatus $65,000
  16. 1996-08-06
    soldstatus $63,000
  17. 1996-05-28
    soldstatus $26,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$2,330 · $194/mo
Projected year-2 tax
$2,330 · $194/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,973
− Mortgage interest
−$11,203
− Property taxes
−$2,330
− Insurance
−$1,000
− Repairs & maintenance
−$1,278
− Management
−$1,278
− Depreciation
−$5,818
Taxable loss
−$6,933
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,664
After-tax cash flow
$-1,633/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fayetteville School District
NCES district ID
0506120
Math proficiency
50% ▼ -11.00%
Reading proficiency
49% ▼ -8.00%
Median HH income
$39,595
Composite
41.39/100
National rank
#3477
State rank
#19 of 238 in AR

Livability — Fayetteville

Score
83/100
State rank
#3
US rank
#871

Category grades

Amenities A+ Commute A+ Cost of living A Crime D- Employment D+ Housing A- Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fayetteville, AR
County
Washington County · 252,056 people
City population
118,228
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
32,497
Household income
$96,014
Rent vs Own
34.5% rent · 65.5% own
Severe rent burden
883.0

Population outlook (Washington County) Hauer SSP2

Today (2025)
271,748 people
By 2030
296,414 · +9.1%
By 2040
346,874 · +27.6%
By 2050
398,552 · +46.7%
By 2075
523,309 · +92.6%
By 2100
615,280 · +126.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Two or more races 14% Hispanic / Latino 7% Black 3% Asian 2%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Slovak 3% Italian 3% Lithuanian 2%
Foreign-born
5% · Canada
Languages at home
94% English-only · Spanish 3% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Washington

2024 margin
Lean R (+6.7) · D 45.1% · R 51.7% · Other 3.2%
2008→2024 swing
+6.4pp toward D · 2008: -13.1pp · 2024: -6.7pp
All cycles
2024: R+6.7 2020: R+3.9 2016: R+10.4 2012: R+16.3 2008: R+13.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -73.44%
Current HPI
289.7478
Rent YoY
▲ 2.17%
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+669.2% since first listed
15 events — show timeline
  • 2026-06-05 Pending NWARMLS
  • 2026-06-02 Relisted NWARMLS
  • 2026-05-18 Pending NWARMLS
  • 2026-05-15 Listed $200,000 NWARMLS
  • 2022-06-15 Sold (Public Records) $210,000 Public Records
  • 2022-06-13 Sold (MLS) $210,000 NWARMLS
  • 2022-05-17 Pending NWARMLS
  • 2022-05-05 Listed $185,000 NWARMLS
  • 2015-05-19 Sold (Public Records) $102,500 Public Records
  • 2015-05-19 Sold (MLS) $102,500 NWARMLS
  • 2014-12-02 Listed $105,000 NWARMLS
  • 2003-11-24 Sold (Public Records) $85,000 Public Records
  • 1997-08-05 Sold (Public Records) $65,000 Public Records
  • 1996-08-06 Sold (Public Records) $63,000 Public Records
  • 1996-05-28 Sold (Public Records) $26,000 Public Records

Property tax history

+6.8%/yr

Latest (2025): $2,330 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…