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17200 Acapulco Rd #123 🌊 Lakefront
B Composite 70.66
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$249,000

17200 Acapulco Rd #123 · Burnt Store Marina, FL 33955
3 bd · 2.0 ba · 1,644 sqft · Condo public records · 112 Days on market
Built 2008 $674/mo HOA · 15% of rent ↓ 34% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful 3 bedroom, 2 bath condo in desirable community of Burnt Store Lakes. This unit has a one car garage and located on the 2nd floor. Unit comes turnkey with a few exclusions. Very tastefully decorated and shows perfect. Clean and neat, carpet shows no wear. Unit has been used as a winter home for the owner and an occasional guest. The unit is well laid out with the kitchen, dining, master towards the rear of unit separate from the guests. Nice size kitchen has granite tops and wood faced cabinets. Kitchen also has a breakfast bar that's open to dining and living rooms. Past the living room are sliders that exit to the screened lanai that overlooks a nice canal that at times is filled with wildlife and birds. Also has a partial pool view. The master bedroom is off the living room as well with water views and a door to lanai. Master bath has double sinks, tub, shower combo and also 2 nice sized his and her closets. Towards the front of the unit are bedrooms 2 & 3 and the 2nd bath. You have to see for yourself how tasteful this condo is decorated. Because its an end unit its filled with bright natural light. The community of Burnt Store Lakes has a great park for residents with pavilions and play ground and the community hosts a monthly potluck for neighbor get-togethers. The community has a canoe/kayak launch for residents too. Have to mention a golf cart ride away is Burnt Store Marina with over 500 water slips, dry stack storage, boat ramp, 27 hole executive golf course along with 2 restaurants.

Key facts

  • Top floor end unit
  • Overlooks the pool
  • Community park

Tags

TOP FLOOR END UNITNATURAL LIGHTSCREENED LANAIOVERLOOKS THE POOLCOMMUNITY PARKCANOE KAYAK LAUNCH

Property features AI

Finance

  • Other: Directions: Driving south on Burnt Store Road from 41. Turn right (W) onto Peppercorn. Go through the round-about and turn right on Acapulco. First condo building on the right.
  • Financial info: Total annual fees: $8,088; Lease restrictions apply
  • HOA & community: Has HOA (association: Jordan Fitzpatrick); Monthly condo fee: $674 (includes pool, escrow reserves fund, maintenance - structure and grounds, management, water); Association approval required; Community amenities: pool, park, playground; Deed restrictions; Pets allowed with restrictions (cats ok, dogs ok, breed restrictions apply); Turnkey/furnished

Exterior

  • Parking: Attached garage with garage door opener; 1-car garage; Ground level access
  • Security: Fire sprinkler system; Smoke detectors
  • Utilities: Public water; Public sewer; Electricity connected; Cable available; Sewer connected; Water connected; Irrigation equipment
  • Home design: Residential condominium; One level (listed as One); Part of a 2-story building; Faces west; Completed condition; Unit located on 2nd floor
  • Construction: Block and stucco construction; Tile roof; Slab foundation; Built as part of building number 17200
  • Exterior features: Covered rear porch; Screened porch; Sliding doors; Rain gutters; Landscaped grounds; Mature landscaping and trees; Near marina; Paved surfaces; Asphalt road access

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Stone counters
  • Bedrooms: 3 bedrooms
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; Living room/dining room combo; Open floorplan; Split bedroom floorplan; Stone counters; Window treatments
  • Laundry & utility: Laundry room; Washer; Dryer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath condo listed at $249k.

Deal economics

  • At list price, monthly cash flow is $747 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($5k rent vs $249k).
  • Recommended offer: $227k (9.0% below list) — sets the bar for market timing.
  • Cap rate 11.9% vs local median 4.8% in Burnt Store Marina — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#354 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: schools C-, cost of living C-, amenities F.
  • Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 1481 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
  • At $4,541/mo this rent would consume 71% of the median local household income ($77k/yr) (locally 226% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $70k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 112 days — a 9% lower offer ($227k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $158k; list at $249k implies a 58% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $226,590 (9.0% below list)

Questions for the listing agent

  1. It's been on market 112 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
  8. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
  9. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.82%
Cap rate
11.95%
Cash-on-cash
20.20%
DSCR
1.90
GRM
4.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
3.0%
Equity multiple
1.11×
Total profit
$8,001
Equity at exit
$37,127
10-year hold
IRR
12.7%
Equity multiple
2.02×
Total profit
$71,323
Equity at exit
$21,529

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33955

Home prices YoY
-24.5%
Active inventory
1481
Price-to-rent
4.6×

Monthly cashflow live

Estimated rent
$4,541 high interval (Pro) →
Mortgage (P&I)
$1,306
Tax from tax record
$330 /mo · $3,959/yr
Insurance
$104
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$674
Vacancy / Maint / Mgmt
$954
Net cashflow
$747

Break-even live

Break-even rent $3,595
Max offer price $249,000
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,250
Closing costs
$7,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 24 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
17314 Cape Horn Blvd Punta Gorda, FL 3.0 2.0 2216 $2,800 $1.26 13d 1 0.56mi
17434 Oro Ct Punta Gorda, FL 3.0 2.5 1864 $2,000 $1.07 21d 1 0.79mi
17849 Hibiscus Cove Ct #1 Punta Gorda, FL 3.0 2.0 1937 $6,250 $3.23 24d 1 0.91mi
24417 Baltic Ave #1102 Punta Gorda, FL 2.0 2.0 1788 $5,250 $2.94 24d 1 1.04mi
3255 Sugarloaf Key Rd Unit 31B Punta Gorda, FL 2.0 2.0 1516 $3,000 $1.98 16d 1 1.05mi
2060 Matecumbe Key Rd Punta Gorda, FL 2.0–3.0 2.0 1271 $5,400 $4.25 24d 3 1.06mi
5050 Marianne Key Rd Unit 1B Punta Gorda, FL 2.0 2.0 1347 $4,500 $3.34 16d 1 1.11mi
4005 Big Pass Ln Punta Gorda, FL 2.0 2.0 1423 $5,500 $3.87 16d 1 1.13mi
3020 Matecumbe Key Rd #103 Punta Gorda, FL 2.0 2.0 1148 $5,200 $4.53 24d 1 1.15mi
3471 Sunset Key Cir #102 Punta Gorda, FL 3.0 2.0 1991 $5,750 $2.89 24d 1 1.20mi
1610 Islamorada Blvd Unit 64A Punta Gorda, FL 2.0 2.0 1516 $2,000 $1.32 24d 1 1.20mi
16229 Cape Horn Blvd Punta Gorda, FL 3.0 2.0 1726 $2,749 $1.59 21d 1 1.28mi
3313 Sunset Key Cir Punta Gorda, FL 3.0 2.0–3.0 2089 $6,750 $3.23 24d 4 1.28mi
3313 Sunset Key Cir Unit Reservation spot 1 Punta Gorda, FL 2.0 2.0 2099 $2,750 $1.31 24d 1 1.28mi
1001 Islamorada Blvd Unit 12A Punta Gorda, FL 2.0 2.0 1365 $1,600 $1.17 16d 1 1.31mi
5 Pirates Ln Unit 54B Punta Gorda, FL 2.0 2.0 1516 $4,600 $3.03 24d 1 1.31mi
1010 Islamorada Blvd Punta Gorda, FL 3.0 2.0 1592 $4,700 $2.95 24d 1 1.35mi
3270 Southshore Dr Unit 72B Punta Gorda, FL 3.0 2.0 2069 $5,750 $2.78 24d 1 1.39mi
17947 Courtside Landings Cir Punta Gorda, FL 3.0 2.0 1338 $5,500 $4.11 24d 1 1.39mi
3250 Southshore Dr Unit 54B Punta Gorda, FL 3.0 2.0 2069 $5,750 $2.78 24d 1 1.41mi
3280 Southshore Dr Unit 87A Punta Gorda, FL 3.0 2.0 2069 $4,000 $1.93 24d 1 1.43mi
3001 King Tarpon Dr Punta Gorda, FL 3.0 2.0 1734 $5,500 $3.17 24d 1 1.43mi
2091 King Tarpon Dr Punta Gorda, FL 3.0 2.0 1640 $5,200 $3.17 24d 1 1.44mi
3170 Matecumbe Key Rd #134 Punta Gorda, FL 2.0 2.0 1188 $1,899 $1.60 24d 1 1.44mi

HOA detail condo

Monthly dues
$674 · $8,088/yr
Likely covers
waterpool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 30 events

  1. 2026-06-18
    days on market $249,000 Active 112 DOM
  2. 2026-06-17
    days on market $249,000 Active 111 DOM
  3. 2026-06-16
    days on market $249,000 Active 110 DOM
  4. 2026-06-15
    days on market $249,000 Active 109 DOM
  5. 2026-06-14
    days on market $249,000 Active 107 DOM
  6. 2026-06-13
    days on market $249,000 Active 106 DOM
  7. 2026-06-10
    days on market $249,000 Active 104 DOM
  8. 2026-06-09
    days on market $249,000 Active 103 DOM
  9. 2026-06-08
    days on market $249,000 Active 102 DOM
  10. 2026-06-07
    days on market $249,000 Active 101 DOM
  11. 2026-06-05
    days on market $249,000 Active 98 DOM
  12. 2026-06-03
    days on market $249,000 Active 97 DOM
  13. 2026-06-02
    days on market $249,000 Active 96 DOM
  14. 2026-06-01
    days on market $249,000 Active 95 DOM
  15. 2026-05-31
    days on market $249,000 Active 94 DOM
  16. 2026-05-30
    days on market $249,000 Active 93 DOM
  17. 2026-02-27
    price $249,000
  18. 2026-02-26
    listed $259,000 Active
  19. 2025-10-25
    historical
  20. 2025-09-26
    status Active
  21. 2025-09-25
    historical
  22. 2025-05-19
    price $269,000
  23. 2025-03-25
    listed $275,000 Active
  24. 2017-01-18
    soldstatus $158,000
  25. 2017-01-16
    soldstatus $158,000 Sold 1533-char remark
    Show marketing remark (1533 chars)

    Beautiful 3 bedroom, 2 bath condo in desirable community of Burnt Store Lakes. This unit has a one car garage and located on the 2nd floor. Unit comes turnkey with a few exclusions. Very tastefully decorated and shows perfect. Clean and neat, carpet shows no wear. Unit has been used as a winter home for the owner and an occasional guest. The unit is well laid out with the kitchen, dining, master towards the rear of unit separate from the guests. Nice size kitchen has granite tops and wood faced cabinets. Kitchen also has a breakfast bar that's open to dining and living rooms. Past the living room are sliders that exit to the screened lanai that overlooks a nice canal that at times is filled with wildlife and birds. Also has a partial pool view. The master bedroom is off the living room as well with water views and a door to lanai. Master bath has double sinks, tub, shower combo and also 2 nice sized his and her closets. Towards the front of the unit are bedrooms 2 & 3 and the 2nd bath. You have to see for yourself how tasteful this condo is decorated. Because its an end unit its filled with bright natural light. The community of Burnt Store Lakes has a great park for residents with pavilions and play ground and the community hosts a monthly potluck for neighbor get-togethers. The community has a canoe/kayak launch for residents too. Have to mention a golf cart ride away is Burnt Store Marina with over 500 water slips, dry stack storage, boat ramp, 27 hole executive golf course along with 2 restaurants.

  26. 2017-01-05
    status Pending 1533-char remark
    Show marketing remark (1533 chars)

    Beautiful 3 bedroom, 2 bath condo in desirable community of Burnt Store Lakes. This unit has a one car garage and located on the 2nd floor. Unit comes turnkey with a few exclusions. Very tastefully decorated and shows perfect. Clean and neat, carpet shows no wear. Unit has been used as a winter home for the owner and an occasional guest. The unit is well laid out with the kitchen, dining, master towards the rear of unit separate from the guests. Nice size kitchen has granite tops and wood faced cabinets. Kitchen also has a breakfast bar that's open to dining and living rooms. Past the living room are sliders that exit to the screened lanai that overlooks a nice canal that at times is filled with wildlife and birds. Also has a partial pool view. The master bedroom is off the living room as well with water views and a door to lanai. Master bath has double sinks, tub, shower combo and also 2 nice sized his and her closets. Towards the front of the unit are bedrooms 2 & 3 and the 2nd bath. You have to see for yourself how tasteful this condo is decorated. Because its an end unit its filled with bright natural light. The community of Burnt Store Lakes has a great park for residents with pavilions and play ground and the community hosts a monthly potluck for neighbor get-togethers. The community has a canoe/kayak launch for residents too. Have to mention a golf cart ride away is Burnt Store Marina with over 500 water slips, dry stack storage, boat ramp, 27 hole executive golf course along with 2 restaurants.

  27. 2016-10-19
    status Active 1533-char remark
    Show marketing remark (1533 chars)

    Beautiful 3 bedroom, 2 bath condo in desirable community of Burnt Store Lakes. This unit has a one car garage and located on the 2nd floor. Unit comes turnkey with a few exclusions. Very tastefully decorated and shows perfect. Clean and neat, carpet shows no wear. Unit has been used as a winter home for the owner and an occasional guest. The unit is well laid out with the kitchen, dining, master towards the rear of unit separate from the guests. Nice size kitchen has granite tops and wood faced cabinets. Kitchen also has a breakfast bar that's open to dining and living rooms. Past the living room are sliders that exit to the screened lanai that overlooks a nice canal that at times is filled with wildlife and birds. Also has a partial pool view. The master bedroom is off the living room as well with water views and a door to lanai. Master bath has double sinks, tub, shower combo and also 2 nice sized his and her closets. Towards the front of the unit are bedrooms 2 & 3 and the 2nd bath. You have to see for yourself how tasteful this condo is decorated. Because its an end unit its filled with bright natural light. The community of Burnt Store Lakes has a great park for residents with pavilions and play ground and the community hosts a monthly potluck for neighbor get-togethers. The community has a canoe/kayak launch for residents too. Have to mention a golf cart ride away is Burnt Store Marina with over 500 water slips, dry stack storage, boat ramp, 27 hole executive golf course along with 2 restaurants.

  28. 2016-10-15
    historical Active with Contract 1533-char remark
    Show marketing remark (1533 chars)

    Beautiful 3 bedroom, 2 bath condo in desirable community of Burnt Store Lakes. This unit has a one car garage and located on the 2nd floor. Unit comes turnkey with a few exclusions. Very tastefully decorated and shows perfect. Clean and neat, carpet shows no wear. Unit has been used as a winter home for the owner and an occasional guest. The unit is well laid out with the kitchen, dining, master towards the rear of unit separate from the guests. Nice size kitchen has granite tops and wood faced cabinets. Kitchen also has a breakfast bar that's open to dining and living rooms. Past the living room are sliders that exit to the screened lanai that overlooks a nice canal that at times is filled with wildlife and birds. Also has a partial pool view. The master bedroom is off the living room as well with water views and a door to lanai. Master bath has double sinks, tub, shower combo and also 2 nice sized his and her closets. Towards the front of the unit are bedrooms 2 & 3 and the 2nd bath. You have to see for yourself how tasteful this condo is decorated. Because its an end unit its filled with bright natural light. The community of Burnt Store Lakes has a great park for residents with pavilions and play ground and the community hosts a monthly potluck for neighbor get-togethers. The community has a canoe/kayak launch for residents too. Have to mention a golf cart ride away is Burnt Store Marina with over 500 water slips, dry stack storage, boat ramp, 27 hole executive golf course along with 2 restaurants.

  29. 2016-09-23
    listed $165,000 Active 1533-char remark
    Show marketing remark (1533 chars)

    Beautiful 3 bedroom, 2 bath condo in desirable community of Burnt Store Lakes. This unit has a one car garage and located on the 2nd floor. Unit comes turnkey with a few exclusions. Very tastefully decorated and shows perfect. Clean and neat, carpet shows no wear. Unit has been used as a winter home for the owner and an occasional guest. The unit is well laid out with the kitchen, dining, master towards the rear of unit separate from the guests. Nice size kitchen has granite tops and wood faced cabinets. Kitchen also has a breakfast bar that's open to dining and living rooms. Past the living room are sliders that exit to the screened lanai that overlooks a nice canal that at times is filled with wildlife and birds. Also has a partial pool view. The master bedroom is off the living room as well with water views and a door to lanai. Master bath has double sinks, tub, shower combo and also 2 nice sized his and her closets. Towards the front of the unit are bedrooms 2 & 3 and the 2nd bath. You have to see for yourself how tasteful this condo is decorated. Because its an end unit its filled with bright natural light. The community of Burnt Store Lakes has a great park for residents with pavilions and play ground and the community hosts a monthly potluck for neighbor get-togethers. The community has a canoe/kayak launch for residents too. Have to mention a golf cart ride away is Burnt Store Marina with over 500 water slips, dry stack storage, boat ramp, 27 hole executive golf course along with 2 restaurants.

  30. 2007-07-29
    listed $375,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,959 · $330/mo
Projected year-2 tax
$3,959 · $330/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone AE · 98% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$54,490
− Mortgage interest
−$13,948
− Property taxes
−$3,959
− Insurance
−$6,364
− Repairs & maintenance
−$4,359
− Management
−$4,359
− HOA
−$8,088
− Depreciation
−$7,244
Taxable income
$6,169
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,481
After-tax cash flow
$7,486/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Charlotte
NCES district ID
1200240
Math proficiency
54% ▼ -6.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$44,864
Composite
45.62/100
National rank
#2586
State rank
#22 of 73 in FL

Livability — Burnt Store Marina

Score
72/100
State rank
#354
US rank
#6145

Category grades

Amenities F Commute F Cost of living C- Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Charlotte County · 196,994 people
Metro
Punta Gorda, FL
Population (ZIP)
12,399
Household income
$76,943
Rent vs Own
9.5% rent · 90.5% own
Severe rent burden
226.0

Population outlook (Charlotte County) Hauer SSP2

Today (2025)
198,646 people
By 2030
210,507 · +6.0%
By 2040
230,857 · +16.2%
By 2050
247,148 · +24.4%
By 2075
281,777 · +41.8%
By 2100
293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 10% Two or more races 9% Black 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 2% Cuban 4%
Common ancestry
Romanian 5% Italian 3% Serbian 3%
Foreign-born
8% · Canada
Languages at home
91% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Charlotte

2024 margin
Solid R (+34.0) · D 32.7% · R 66.7%
2008→2024 swing
-26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
All cycles
2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -78.71%
Current HPI
242.9043
Rent YoY
Metro
Punta Gorda, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-33.6% since first listed
14 events — show timeline
  • 2026-02-27 Price Changed $249,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-26 Listed $259,000 Stellar MLS as Distributed by MLS Grid
  • 2025-10-25 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-09-26 Relisted Stellar MLS as Distributed by MLS Grid
  • 2025-09-25 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-05-19 Price Changed $269,000 Stellar MLS as Distributed by MLS Grid
  • 2025-03-25 Listed $275,000 Stellar MLS as Distributed by MLS Grid
  • 2017-01-18 Sold (Public Records) $158,000 Public Records
  • 2017-01-16 Sold (MLS) $158,000 Stellar MLS as Distributed by MLS Grid
  • 2017-01-05 Pending Stellar MLS as Distributed by MLS Grid
  • 2016-10-19 Relisted Stellar MLS as Distributed by MLS Grid
  • 2016-10-15 Contingent Stellar MLS as Distributed by MLS Grid
  • 2016-09-23 Listed $165,000 Stellar MLS as Distributed by MLS Grid
  • 2007-07-29 Listed $375,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+5.4%/yr

Latest (2025): $3,959 · -2.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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