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70 Kyle Ln
C Composite 59.92
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.0/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.0/10.0
  • 1% rule +5.1/10.0
  • Condition / age +4.8/5.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Schools +1.8/10.0

$80,000

70 Kyle Ln · Star City, AR 71667
1 bd · 1.0 ba · 720 sqft · SingleFamily · 7 Days on market
Built 2026 Excellent condition 1.00 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Charming newly constructed 1-bedroom, 1-bath home situated on approximately 1 acre, offering endless potential for a buyer looking to finish and customize the interior to their taste. The home is being sold as-is and is already insulated, wired, and plumbed, providing an excellent head start toward completion. Interior finishes, including flooring, lighting, appliances, and HVAC, have not yet been installed. Beautiful cypress boards accent both the interior and exterior, adding warmth and character throughout. Enjoy peaceful country views from the spacious 24' x 5' front porch or the 24' x 10' back porch. The property also features a newly constructed 20' x 30' insulated shop with electrici

Key facts

  • Cypress boards
  • Front porch
  • Back porch

Tags

INSULATED SHOPPEACEFUL COUNTRY VIEWSCYPRESS BOARDSFRONT PORCHBACK PORCHCOVERED STORAGE SPACE

Property features AI

Finance

  • Financial info: Financing available: Cash or in-house financing

Exterior

  • Parking: Parking pads
  • Utilities: Public water; Septic system; Electric served by co-op
  • Home design: New construction; Metes & Bounds subdivision
  • Construction: Cypress exterior; Metal roof; Slab foundation; Built new (recent construction)
  • Exterior features: Porch; Shop; Level, cleared lot

Interior

  • Flooring: Concrete
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Other heating/air (see remarks)
  • Interior features: Concrete floors; Walls/ceilings: Other (see remarks); Laundry room
  • Laundry & utility: Laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $80k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $83 ($999/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($805 rent vs $80k).

Location & tenants

  • Location reads 66/100 on livability (#131 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools F, crime F, amenities F.
  • Star City School District (rural): math 22% / reading 22% proficiency, ranked #206 of 238 in AR (top 87%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 28 active listings in the ZIP; 4 units permitted in Lincoln County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $9k of equity ($553 loan paydown + $8k appreciation (10.0% local appreciation)).
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $80,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
7.54%
Cash-on-cash
4.46%
DSCR
1.20
GRM
8.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
27.5%
Equity multiple
3.18×
Total profit
$48,886
Equity at exit
$72,070
10-year hold
IRR
24.0%
Equity multiple
7.24×
Total profit
$139,815
Equity at exit
$155,422

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 71667

Home prices YoY
7.7%
Active inventory
28
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$805 medium interval (Pro) →
Mortgage (P&I)
$420
Tax est. 1.5%
$100 /mo · $1,200/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$169
Net cashflow
$83

Break-even live

Break-even rent $700
Max offer price $80,000
Occupancy floor 85%

Sensitivity live

Price -10% $139 -5% $111 +0% $83 +5% $56 +10% $28
Rent -10% $20 -5% $51 +0% $83 +5% $115 +10% $147
Rate -1.0pp $124 -0.5pp $104 base $83 +0.5pp $63 +1.0pp $41

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 7 events

  1. 2026-06-19
    statusdays on market $80,000 Active 7 DOM
  2. 2026-06-18
    days on market $80,000 New Listing 6 DOM
  3. 2026-06-17
    days on market $80,000 New Listing 5 DOM
  4. 2026-06-16
    days on market $80,000 New Listing 4 DOM
  5. 2026-06-15
    days on market $80,000 New Listing 3 DOM
  6. 2026-06-13
    remarks 699-char remark
  7. 2026-06-13
    listed $80,000 New Listing 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$9,663
− Mortgage interest
−$4,481
− Property taxes
−$1,200
− Insurance
−$400
− Repairs & maintenance
−$773
− Management
−$773
− Depreciation
−$2,327
Taxable loss
−$292
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$70
After-tax cash flow
$1,069/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 11 photos

Excellent 95/100 None rehab

This newly constructed home is in excellent condition with a strong foundation and potential for significant value increase through interior finishing and landscaping.

Value-add opportunities

  • Both Install flooring — Flooring is a critical component for both resale and rental value.
  • Both Install appliances and HVAC — These systems are essential for both comfort and energy efficiency.
  • Both Paint interior walls — Painting can enhance the home's curb appeal and interior aesthetics.
  • Both Install lighting — Proper lighting enhances safety and aesthetics, improving both resale and rental value.
  • Both Landscaping and curb appeal — A well-maintained yard and landscaping can significantly boost the home's appeal and value.
  • Both Install windows — Windows are crucial for natural light and ventilation, improving both comfort and energy efficiency.
  • Both Complete interior finishes — Finishing the interior will make the home move-in ready and ready for occupancy, enhancing both resale and rental value.

Renovation cost estimate screening

Value-add ROI direction

  • Both Install flooring — Flooring is a critical component for both resale and rental value.
  • Both Install appliances and HVAC — These systems are essential for both comfort and energy efficiency.
  • Both Paint interior walls — Painting can enhance the home's curb appeal and interior aesthetics.
  • Both Install lighting — Proper lighting enhances safety and aesthetics, improving both resale and rental value.
  • Both Landscaping and curb appeal — A well-maintained yard and landscaping can significantly boost the home's appeal and value.
  • Both Install windows — Windows are crucial for natural light and ventilation, improving both comfort and energy efficiency.
  • Both Complete interior finishes — Finishing the interior will make the home move-in ready and ready for occupancy, enhancing both resale and rental value.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Star City School District
NCES district ID
0500028
Math proficiency
22% ▼ -8.00%
Reading proficiency
22% ▼ -8.00%
Median HH income
$36,400
Composite
18.28/100
National rank
#8957
State rank
#206 of 238 in AR

Livability — Star City

Score
66/100
State rank
#131
US rank
#12052

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment B- Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
6,927
Population (ZIP)
6,927

Population outlook (Lincoln County) Hauer SSP2

Today (2025)
13,516 people
By 2030
13,354 · -1.2%
By 2040
13,200 · -2.3%
By 2050
13,170 · -2.6%
By 2075
12,581 · -6.9%
By 2100
10,008 · -26.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Black 10% Two or more races 7% Hispanic / Latino 6%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Lithuanian 2% Serbian 1% Scottish 1%
Foreign-born
3% · Canada
Languages at home
94% English-only · Spanish 6%

Political lean MEDSL · Lincoln

2024 margin
Solid R (+50.1) · D 24.1% · R 74.2% · Other 1.7%
2008→2024 swing
-31.9pp toward R · 2008: -18.2pp · 2024: -50.1pp
All cycles
2024: R+50.1 2020: R+43.8 2016: R+31.5 2012: R+20.8 2008: R+18.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 11.46%
Current HPI
161.0228
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-12 Listed $80,000 CARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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