11537 Cedar Dr · Lost Bridge Village, AR 72732

$350,000

3 bd · 2.0 ba · 1,300 sqft · SingleFamily public records · 99 Days on market

Built 1981 7,405 sqft lot Est $325k · 8% over

---

Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.8/30.0
• DSCR +9.2/10.0
• Appreciation +8.8/10.0
• 1% rule +6.4/10.0
• ARV discount +4.0/15.0
• Schools +3.9/10.0
• Livability +2.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Lakeview cabin charm in Lost Bridge Village! This beautifully updated home features warm log-style siding and captures scenic views of Beaver Lake from the spacious back deck--perfect for relaxing mornings or sunset evenings overlooking the water. Inside, you'll find rich hardwood flooring, a remodeled kitchen with granite countertops and stainless appliances, and an inviting living area centered around a native stone fireplace. The home offers a generous primary bedroom, two full baths, and cozy loft access with updated carpeting. The extended driveway provides valuable additional parking for guests, boats, or lake toys. Located just minutes from the water, this property offers the ideal blend of cabin character, comfort, and lake lifestyle.

Key facts

• Spacious back deck
• Log-style siding
• Remodeled kitchen

Tags

• LOG-STYLE SIDING
• SCENIC VIEWS
• SPACIOUS BACK DECK
• REMODELED KITCHEN
• GRANITE COUNTERTOPS
• STAINLESS APPLIANCES

Property features AI

Finance

• HOA & community: Monthly association fee

Exterior

• Parking: Attached garage with garage door opener; 2 covered parking spaces
• Security: Fire alarm
• Utilities: Electricity available; Public water; Public sewer
• Home design: Single-story; Log and wood siding; Shingle/architectural roof; Block/cellar foundation; Has view
• Construction: Log siding; Wood siding; Architectural shingle roof; Block foundation; Cellar
• Exterior features: Covered patio/porch; Deck; Porch; Concrete driveway; Cleared lot; Beaver Lake view

Interior

• Kitchen: Eat-in kitchen (19 x 9.5); Dishwasher; Refrigerator; Electric water heater
• Bedrooms: Bedroom on second level (13 x 11); Bedroom on main level (13.5 x 10); Additional room on main level (12 x 14)
• Flooring: Carpet; Wood
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Built-in features; Ceiling fans; Cathedral ceilings; Eat-in kitchen; Walk-in closets; Basement; Living room fireplace (wood burning)
• Laundry & utility: Washer hookup; Dryer hookup; Washer; Dryer

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $350k.

Deal economics

• At list price, monthly cash flow is $955 ($11k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $350k).
• Recommended offer: $318k (9.0% below list) — sets the bar for market timing.
• Cap rate 9.6% vs local median 2.8% in Lost Bridge Village — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 57/100 on livability (#348 in AR) — a working-class tenant base; expect higher turnover. Strengths: housing A+, crime B+, employment B; Watch: cost of living C-, schools F, amenities F.
• Rogers School District (urban): math 45% / reading 45% proficiency, ranked #31 of 238 in AR (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 129 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).

Forward outlook

• In year one you build about $29k of equity ($2k loan paydown + $27k appreciation (7.6% local appreciation)).
• Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (7.6% appreciation + 3.0% rent growth), your $98k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 99 days — a 9% lower offer ($318k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 6y ago; this cycle's ask has dropped $75k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $194k; list at $350k implies a 80% gain — meaningful room to come down on a strong offer.

Recommended offer $318,500 (9.0% below list)

Questions for the listing agent

1. It's been on market 99 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 9.57%
• Cash-on-cash: 11.70%
• DSCR: 1.52
• GRM: 7.3

CMA / ARV

• ARV (on-the-fly): $325,000
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
11579 Hickory Dr	0.09mi	2/2.0 (-1)	1,440 (+11%)	2mo	$125,000	$87	71
11475 Country Club Dr	0.30mi	3/2.0	1,441 (+11%)	13mo	$360,000	$250	58
21293 Ridgeview Dr	0.49mi	3/2.0	1,395 (+7%)	21mo	$400,000	$287	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

7.61% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 28.3%
• Equity multiple: 3.00×
• Total profit: $196,227
• Equity at exit: $256,612

10-year hold

• IRR: 25.5%
• Equity multiple: 6.35×
• Total profit: $523,878
• Equity at exit: $500,757

Cash invested: $98,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 92 Strongly Landlord-Friendly
• State Arkansas: 92 Strongly Landlord-Friendly · R+14
• County: — inherits STATE
• City: — inherits STATE

Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

Methodology + full state rankings →

ZIP-level market 72732

• Home prices YoY: 2.1%
• Active inventory: 129
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $4,002 medium
• Mortgage (P&I): −$1,835
• Tax from tax record: −$224 /mo · $2,694/yr
• Insurance: −$146
• HOA: −$0
• Vacancy / Maint / Mgmt: −$840
• Net cashflow: $955

Break-even live

Break-even rent $2,792

Max offer price $350,000

Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $87,500
• Closing costs: $10,500
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10800 Red Bluff Rd Garfield, AR	2.0	2.0	1500	$2,250	$1.50	23d	1	0.73mi
11889 White Oak Dr Unit 1221899P Garfield, AR	3.0	2.0	1280	$5,605	$4.38	43d	1	0.75mi

Listing history 28 events

1. 2026-06-18
   days on market $350,000 Active 99 DOM
2. 2026-06-17
   days on market $350,000 Active 98 DOM
3. 2026-06-16
   days on market $350,000 Active 97 DOM
4. 2026-06-15
   days on market $350,000 Active 96 DOM
5. 2026-06-14
   days on market $350,000 Active 94 DOM
6. 2026-06-13
   days on market $350,000 Active 93 DOM
7. 2026-06-10
   days on market $350,000 Active 91 DOM
8. 2026-06-09
   days on market $350,000 Active 90 DOM
9. 2026-06-08
   days on market $350,000 Active 89 DOM
10. 2026-06-07
    days on market $350,000 Active 88 DOM
11. 2026-06-05
    days on market $350,000 Active 85 DOM
12. 2026-06-03
    days on market $350,000 Active 84 DOM
13. 2026-06-02
    days on market $350,000 Active 83 DOM
14. 2026-06-01
    days on market $350,000 Active 82 DOM
15. 2026-05-31
    days on market $350,000 Active 81 DOM
16. 2026-05-31
    days on market $350,000 Active 80 DOM
17. 2026-04-15
    price $400,000 752-char remark

    Show marketing remark (752 chars)

    Lakeview cabin charm in Lost Bridge Village! This beautifully updated home features warm log-style siding and captures scenic views of Beaver Lake from the spacious back deck--perfect for relaxing mornings or sunset evenings overlooking the water. Inside, you'll find rich hardwood flooring, a remodeled kitchen with granite countertops and stainless appliances, and an inviting living area centered around a native stone fireplace. The home offers a generous primary bedroom, two full baths, and cozy loft access with updated carpeting. The extended driveway provides valuable additional parking for guests, boats, or lake toys. Located just minutes from the water, this property offers the ideal blend of cabin character, comfort, and lake lifestyle.

18. 2026-04-15
    price $400,000

    Show marketing remark (752 chars)

    Lakeview cabin charm in Lost Bridge Village! This beautifully updated home features warm log-style siding and captures scenic views of Beaver Lake from the spacious back deck--perfect for relaxing mornings or sunset evenings overlooking the water. Inside, you'll find rich hardwood flooring, a remodeled kitchen with granite countertops and stainless appliances, and an inviting living area centered around a native stone fireplace. The home offers a generous primary bedroom, two full baths, and cozy loft access with updated carpeting. The extended driveway provides valuable additional parking for guests, boats, or lake toys. Located just minutes from the water, this property offers the ideal blend of cabin character, comfort, and lake lifestyle.

19. 2026-04-06
    price $415,000 752-char remark

    Show marketing remark (752 chars)

    Lakeview cabin charm in Lost Bridge Village! This beautifully updated home features warm log-style siding and captures scenic views of Beaver Lake from the spacious back deck--perfect for relaxing mornings or sunset evenings overlooking the water. Inside, you'll find rich hardwood flooring, a remodeled kitchen with granite countertops and stainless appliances, and an inviting living area centered around a native stone fireplace. The home offers a generous primary bedroom, two full baths, and cozy loft access with updated carpeting. The extended driveway provides valuable additional parking for guests, boats, or lake toys. Located just minutes from the water, this property offers the ideal blend of cabin character, comfort, and lake lifestyle.

20. 2026-04-06
    price $415,000

    Show marketing remark (752 chars)

    Lakeview cabin charm in Lost Bridge Village! This beautifully updated home features warm log-style siding and captures scenic views of Beaver Lake from the spacious back deck--perfect for relaxing mornings or sunset evenings overlooking the water. Inside, you'll find rich hardwood flooring, a remodeled kitchen with granite countertops and stainless appliances, and an inviting living area centered around a native stone fireplace. The home offers a generous primary bedroom, two full baths, and cozy loft access with updated carpeting. The extended driveway provides valuable additional parking for guests, boats, or lake toys. Located just minutes from the water, this property offers the ideal blend of cabin character, comfort, and lake lifestyle.

21. 2026-03-11
    listed $425,000 Active 752-char remark

    Show marketing remark (752 chars)

    Lakeview cabin charm in Lost Bridge Village! This beautifully updated home features warm log-style siding and captures scenic views of Beaver Lake from the spacious back deck--perfect for relaxing mornings or sunset evenings overlooking the water. Inside, you'll find rich hardwood flooring, a remodeled kitchen with granite countertops and stainless appliances, and an inviting living area centered around a native stone fireplace. The home offers a generous primary bedroom, two full baths, and cozy loft access with updated carpeting. The extended driveway provides valuable additional parking for guests, boats, or lake toys. Located just minutes from the water, this property offers the ideal blend of cabin character, comfort, and lake lifestyle.

22. 2026-03-11
    listed $425,000 Active

    Show marketing remark (752 chars)

    Lakeview cabin charm in Lost Bridge Village! This beautifully updated home features warm log-style siding and captures scenic views of Beaver Lake from the spacious back deck--perfect for relaxing mornings or sunset evenings overlooking the water. Inside, you'll find rich hardwood flooring, a remodeled kitchen with granite countertops and stainless appliances, and an inviting living area centered around a native stone fireplace. The home offers a generous primary bedroom, two full baths, and cozy loft access with updated carpeting. The extended driveway provides valuable additional parking for guests, boats, or lake toys. Located just minutes from the water, this property offers the ideal blend of cabin character, comfort, and lake lifestyle.

23. 2020-10-15
    soldstatus $194,500 19-char remark

    Show marketing remark (19 chars)

    Sold before listing

24. 2020-10-14
    soldstatus $194,500
25. 2020-10-13
    listed $194,500 19-char remark

    Show marketing remark (19 chars)

    Sold before listing

26. 2011-08-22
    soldstatus $115,000
27. 2010-11-16
    soldstatus $114,368
28. 2001-09-17
    soldstatus $113,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

• Current annual tax: $2,694 · $224/mo
• Projected year-2 tax: $2,694 · $224/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $48,018
• − Mortgage interest: −$19,605
• − Property taxes: −$2,694
• − Insurance: −$1,750
• − Repairs & maintenance: −$3,841
• − Management: −$3,841
• − Depreciation: −$10,182
• Taxable income: $6,104
• Est. tax owed @ 24.0%: −$1,465
• After-tax cash flow: $10,000/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Rogers School District
• NCES district ID: 0511970
• Math proficiency: 45% ▼ -9.00%
• Reading proficiency: 45% ▼ -9.00%
• Median HH income: $51,712
• Composite: 38.81/100
• National rank: #4113
• State rank: #31 of 238 in AR

Livability — Lost Bridge Village

• Score: 57/100
• State rank: #348
• US rank: #21912

Category grades

Amenities F Commute F Cost of living C- Crime B+ Employment B Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lost Bridge Village, AR
• Population (ZIP): 5,493

Population outlook (Benton County) Hauer SSP2

• Today (2025): 318,683 people
• By 2030: 353,481 · +10.9%
• By 2040: 425,280 · +33.4%
• By 2050: 497,239 · +56.0%
• By 2075: 662,114 · +107.8%
• By 2100: 776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 65% Two or more races 27% Hispanic / Latino 11% Native American 1%
• Hispanic origin (detail): Mexican 7%
• Common ancestry: Italian 3% Danish 2% Lithuanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 97% English-only · Spanish 3%

Political lean MEDSL · Benton

• 2024 margin: Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
• 2008→2024 swing: +9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
• All cycles: 2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 7.61%
• Current HPI: 368.3932
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.80%
• F500 in state: 10

Industry mix (Fortune 500 HQ in AR)

Industry	F500 HQs	Revenue
▸Retail	1	$681B
▸Food / Agriculture	1	$53B
▸Retail / Energy	1	$22B
▸Transportation / Logistics	1	$12B
▸Energy	1	$4B

Price history

+254.0% since first listed

12 events — show timeline

• 2026-04-15 Price Changed $400,000 OGAR
• 2026-04-15 Price Changed $400,000 NWARMLS
• 2026-04-06 Price Changed $415,000 OGAR
• 2026-04-06 Price Changed $415,000 NWARMLS
• 2026-03-11 Listed $425,000 NWARMLS
• 2026-03-11 Listed $425,000 OGAR
• 2020-10-15 Sold (MLS) $194,500 NWARMLS
• 2020-10-14 Sold (Public Records) $194,500 Public Records
• 2020-10-13 Listed $194,500 NWARMLS
• 2011-08-22 Sold (Public Records) $115,000 Public Records
• 2010-11-16 Sold (Public Records) $114,368 Public Records
• 2001-09-17 Sold (Public Records) $113,000 Public Records

Property tax history

+6.3%/yr

Latest (2025): $2,694 · +8.0% YoY. Source: county tax records.