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1258 Weaton Ct
D Composite 40.4
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.5/30.0
  • ARV discount +6.1/15.0
  • Schools +5.2/10.0
  • DSCR +3.7/10.0
  • 1% rule +3.5/10.0
  • Rent growth +3.5/5.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$339,900

1258 Weaton Ct · The Villages, FL 32162
3 bd · 2.0 ba · 1,477 sqft · SingleFamily public records · 195 Days on market
Built 2001 5,551 sqft lot Est $329k · at est. $204/mo HOA · 7% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

.

Key facts

  • 2021 roof
  • Volume ceilings
  • Open floorplan

Tags

VILLAGE OF GLENBROOKPOLO FIELDS2021 ROOFOPEN FLOORPLANVOLUME CEILINGSSTYLISH FLOORING

Property features AI

Finance

  • Other: Lease restrictions apply; Association rules may include fence and vehicle restrictions
  • Financial info: CDD present; Homestead exempt
  • HOA & community: Community pool and recreational facilities; Community mailbox; Dog park; Golf course and golf carts allowed; Pickleball courts; Trails; Deed restrictions and special community restrictions; Vehicle restrictions (no truck/RV/motorcycle parking); Association fee covers pool and recreational facilities; Senior community; Pets allowed

Exterior

  • Parking: Attached garage (2 spaces)
  • Utilities: Public water; Public sewer; Cable available; BB/HS internet available; Natural gas connected; Sewer connected; Water connected; Underground utilities; Sprinkler recycled
  • Home design: Single family residence; One-story; East-facing; Residential, completed condition
  • Construction: Vinyl siding and frame construction; Shingle roof; Slab foundation; Builder model: WISTERIA/ASHLAND III
  • Exterior features: Enclosed patio/porch; Front porch; Sprinkler (metered); Landscaped yard; Near golf course; Mature landscaping; Irrigation equipment (reclaimed water)

Interior

  • Kitchen: Dishwasher; Microwave; Range; Refrigerator; Stone counters; Eat-in kitchen
  • Bedrooms: 3 bedrooms
  • Flooring: Laminate; Tile; Other
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heat; Central air
  • Interior features: Ceiling fans; Eat-in kitchen; Stone counters; Thermostat; Walk-in closets
  • Laundry & utility: Laundry area in garage; Washer; Dryer; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $340k.

Deal economics

  • At list price, monthly cash flow is $-53 ($-632/yr) — negative.
  • To cash-flow at today's rent, offer at most $331k (2.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $290k (14.8% below list).
  • Recommended offer: $290k (14.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.1% vs local median 5.0% in The Villages — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 70/100 on livability (#431 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A, employment B+; Watch: amenities F, commute F, health & safety F.
  • Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Wildwood Elementary School (math 49% / reading 52%, grade D+, #1,055 of 2,144 statewide, top 50%, 940 students, 76% FRL); South Sumter Middle School (math 55% / reading 54%, grade B-, #183 of 571 statewide, top 34%, 897 students, 61% FRL) — zoned schools average 68% FRL vs 51% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+3.9%/yr); 551 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).
  • At $2,897/mo this rent would consume 47% of the median local household income ($74k/yr) (locally 987% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 195 days — a 12% lower offer ($299k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 17y ago; this cycle's ask has dropped $19k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $248k; 37% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $289,726 (14.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 195 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.11%
Cash-on-cash
-0.66%
DSCR
0.97
GRM
9.8

CMA / ARV

ARV (on-the-fly)
$329,371
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1253 Addison Ave 0.02mi 3/2.0 1,437 (-3%) 2mo $348,000 $242 93
1270 Northbrook Pl 0.14mi 3/2.0 1,454 (-2%) 2mo $315,300 $217 89
3017 Hillside Ln 0.30mi 3/2.0 1,520 (+3%) 1mo $334,900 $220 80
3025 ST Thomas Ln 0.26mi 3/2.0 1,404 (-5%) 1mo $397,000 $283 78
3067 Melville Loop 0.36mi 3/2.0 1,527 (+3%) 1mo $370,000 $242 77
1277 Northbrook Pl 0.11mi 3/2.0 1,653 (+12%) 1mo $308,000 $186 74
1301 Oak Forest Dr 0.32mi 3/2.0 1,344 (-9%) 0mo $300,000 $223 70
3001 Sandy Ln 0.52mi 3/2.0 1,542 (+4%) 0mo $320,220 $208 68
3562 Auburndale Ave 0.45mi 3/2.0 1,392 (-6%) 2mo $300,000 $216 68
2573 Caribe Dr 0.73mi 3/2.0 1,472 (-0%) 1mo $320,000 $217 64
3089 Burbank Ln 0.30mi 3/2.0 1,653 (+12%) 2mo $410,000 $248 64
935 Kenova Ave 0.54mi 3/2.0 1,572 (+6%) 1mo $397,000 $253 64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.92% rent growth · sell at horizon

5-year hold
IRR
-16.4%
Equity multiple
0.41×
Total profit
$-55,688
Equity at exit
$50,680
10-year hold
IRR
-6.5%
Equity multiple
0.57×
Total profit
$-41,337
Equity at exit
$29,388

Cash invested: $95,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32162

Home prices YoY
-6.9%
Rents YoY
3.9%
Active inventory
551
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$2,897 high interval (Pro) →
Mortgage (P&I)
$1,782
Tax from tax record
$213 /mo · $2,561/yr
Insurance
$142
HOA
$204
Vacancy / Maint / Mgmt
$608
Net cashflow
$-53

Break-even live

Break-even rent $2,964
Max offer price $330,595
Occupancy floor 97%

Sensitivity live

Price -10% $140 -5% $44 +0% $-53 +5% $-149 +10% $-245
Rent -10% $-282 -5% $-167 +0% $-53 +5% $62 +10% $176
Rate -1.0pp $119 -0.5pp $34 base $-53 +0.5pp $-141 +1.0pp $-230

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$84,975
Closing costs
$10,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1129 Santa Cruz Dr The Villages, FL 2.0 2.0 1102 $2,350 $2.13 23d 1 0.47mi
971 Kingmont Ter The Villages, FL 3.0 2.0 1392 $3,400 $2.44 23d 1 0.47mi
888 Radclife Berea Pl The Villages, FL 2.0 2.0 1288 $4,200 $3.26 23d 1 0.52mi
2829 Burgos Dr The Villages, FL 2.0 2.0 1156 $1,850 $1.60 23d 1 0.55mi
3207 Woodridge Dr The Villages, FL 2.0 2.0 1148 $4,200 $3.66 23d 1 0.72mi
3545 Idlewood Loop The Villages, FL 2.0 2.0 1240 $4,500 $3.63 23d 1 0.75mi
1648 Belle Grove Dr The Villages, FL 2.0 2.0 1132 $4,250 $3.75 23d 1 0.85mi
3260 Atwell Ave The Villages, FL 3.0 2.0 1392 $2,500 $1.80 23d 1 0.91mi
3489 Cambria Cir The Villages, FL 2.0 2.0 1188 $1,745 $1.47 23d 1 0.91mi
2909 Meadow Lawn Ln The Villages, FL 2.0 2.0 1132 $4,300 $3.80 23d 1 0.93mi
1808 Peachtree Ave The Villages, FL 2.0 2.0 1182 $2,500 $2.12 23d 1 0.96mi
3292 Riverton Rd The Villages, FL 2.0 2.0 1143 $2,100 $1.84 23d 1 0.99mi
12388 NE 48th Loop Oxford, FL 3.0 2.0 1426 $1,700 $1.19 23d 1 1.15mi
12020 Brush Hill Rd Oxford, FL 1.0–3.0 1.0–2.0 947 $2,295 $2.42 23d 15 1.23mi
6367 NE 118th Ave The Villages, FL 3.0–4.0 2.0–2.5 1645 $1,925 $1.17 23d 10 1.25mi
8544 SE 177th Bartram Loop The Villages, FL 2.0 2.0 1265 $1,900 $1.50 23d 1 1.33mi
17713 SE 95th Cir Summerfield, FL 3.0 2.0 1450 $2,000 $1.38 23d 1 1.49mi

HOA detail

Monthly dues
$204 · $2,448/yr

Listing history 11 events

  1. 2026-04-16
    status Pending
  2. 2026-03-12
    price $339,900
  3. 2025-10-03
    listed $359,000 Active
  4. 2018-06-12
    soldstatus $247,900
  5. 2013-05-02
    historical
  6. 2013-04-11
    soldstatus $182,000
  7. 2013-04-04
    soldstatus $182,000 1-char remark
    Show marketing remark (1 chars)

    .

  8. 2012-11-02
    listed $185,000
  9. 2012-08-30
    listed $185,000 1-char remark
    Show marketing remark (1 chars)

    .

  10. 2009-04-15
    historical
  11. 2009-01-09
    listed $235,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,561 · $213/mo
Projected year-2 tax
$2,821 · $235/mo
Expected delta
+$260/yr (+$22/mo · 10.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$34,767
− Mortgage interest
−$19,040
− Property taxes
−$2,561
− Insurance
−$1,700
− Repairs & maintenance
−$2,781
− Management
−$2,781
− HOA
−$2,448
− Depreciation
−$9,888
Taxable loss
−$6,432
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,544
After-tax cash flow
$912/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sumter
NCES district ID
1201800
Math proficiency
61% ▼ -4.00%
Reading proficiency
61% ▼ -2.00%
Median HH income
$48,240
Composite
51.74/100
National rank
#1682
State rank
#11 of 73 in FL

Livability — The Villages

Score
70/100
State rank
#431
US rank
#7363

Category grades

Amenities F Commute F Cost of living B- Crime A+ Employment B+ Housing A Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
The Villages, FL
County
Sumter County · 110,591 people
City population
83,973
Metro
The Villages, FL
Population (ZIP)
55,424
Household income
$74,119
Rent vs Own
7.1% rent · 92.9% own
Severe rent burden
987.0

Population outlook (Sumter County) Hauer SSP2

Today (2025)
161,172 people
By 2030
180,083 · +11.7%
By 2040
209,892 · +30.2%
By 2050
234,186 · +45.3%
By 2075
284,602 · +76.6%
By 2100
317,039 · +96.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Two or more races 2% Hispanic / Latino 2% Asian 1% Black 1%
Common ancestry
Romanian 7% Slovak 4% Lithuanian 4%
Foreign-born
5% · Canada
Languages at home
96% English-only · Spanish 1% Tagalog/Filipino 1%

Political lean MEDSL · Sumter

2024 margin
Solid R (+37.6) · D 30.9% · R 68.6%
2008→2024 swing
-10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
All cycles
2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -16.16%
Current HPI
218.1956
Rent YoY
▲ 3.92%
Metro
The Villages, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+44.6% since first listed
11 events — show timeline
  • 2026-04-16 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-03-12 Price Changed $339,900 Stellar MLS as Distributed by MLS Grid
  • 2025-10-03 Listed $359,000 Stellar MLS as Distributed by MLS Grid
  • 2018-06-12 Sold (Public Records) $247,900 Public Records
  • 2013-05-02 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2013-04-11 Sold (Public Records) $182,000 Public Records
  • 2013-04-04 Sold (MLS) $182,000 Stellar MLS as Distributed by MLS Grid
  • 2012-11-02 Listed $185,000 Stellar MLS as Distributed by MLS Grid
  • 2012-08-30 Listed $185,000 Stellar MLS as Distributed by MLS Grid
  • 2009-04-15 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2009-01-09 Listed $235,000 Stellar MLS as Distributed by MLS Grid

Property tax history

-0.6%/yr

Latest (2025): $2,561 · -0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…