3110 Cliftmont · Baltimore, MD 21213

$210,000

3 bd · 1.5 ba · 1,874 sqft · Townhouse public records · 78 Days on market

Built 1925 436 sqft lot $112/sqft · 22% above area

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.6/30.0
• ARV discount +7.5/15.0
• DSCR +6.2/10.0
• Appreciation +4.7/10.0
• 1% rule +4.0/10.0
• Rent growth +3.8/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0

Listing remarks MLS

Discover the charm of this beautifully maintained 1925 traditional townhouse nestled in the heart of the desirable Belair-Edison neighborhood. With 1,874 square feet of thoughtfully designed living space, this home offers a perfect blend of classic character and modern convenience. Step inside to find a fully finished basement that expands your living area, ideal for a cozy family room, home office, or entertainment space. The main level features a spacious layout, perfect for hosting gatherings or enjoying quiet evenings at home. With three generous bedrooms and two full bathrooms, there's ample room for relaxation and privacy. The brick exterior exudes timeless appeal, while the low-maintenance lot allows you to spend more time enjoying your home and less time on upkeep. Parking is a breeze with alley access and on-street options available. Imagine sipping your morning coffee on the porch or unwinding after a long day in your inviting living space. This home is not just a place to live; it's a canvas for your life's memories. Located in a vibrant community, you'll have easy access to local amenities, golf courses, parks, and transportation options, making it a perfect spot for those seeking convenience and connection. Don't miss the opportunity to make this charming townhouse your own-schedule a showing today and envision your future in this delightful home!

Key facts

• Built 1925
• Listed 78 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath townhouse listed at $210k.

Deal economics

• At list price, monthly cash flow is $243 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (9.6% below list).
• Recommended offer: $190k (9.6% below list) — sets the bar for 1% rule.
• Cap rate 7.7% vs local median 6.0% in Baltimore — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+5.2%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• This rent runs 44% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $259 of equity ($1k loan paydown + $-1k appreciation (-0.6% local appreciation)).
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-0.6% appreciation + 5.2% rent growth), your $59k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 78 days — a 6% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $189,784 (9.6% below list)

Questions for the listing agent

1. It's been on market 78 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
2. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.90% ✗
• Cap rate: 7.68%
• Cash-on-cash: 4.96%
• DSCR: 1.22
• GRM: 9.2

CMA / ARV

• ARV (median comp): $118,885
• List price: $210,000
• Delta: 76.64%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2835 Brendan Ave	0.33mi	3/1.0	1,725 (-8%)	2mo	$76,500	$44	68
3506 Elmora Ave	0.29mi	4/2.0 (+1)	1,767 (-6%)	3mo	$248,000	$140	68
2827 Chesterfield Ave	0.48mi	2/1.0 (-1)	1,890 (+1%)	3mo	$80,000	$42	67
2647 Chesterfield Ave	0.55mi	3/2.0	1,836 (-2%)	3mo	$190,000	$103	67
2901 Edison Hwy	0.19mi	4/3.5 (+1)	1,760 (-6%)	4mo	$275,000	$156	65
3401 Ramona Ave	0.66mi	3/2.0	1,812 (-3%)	0mo	$199,000	$110	62
3525 Cliftmont Ave	0.54mi	3/3.5	1,942 (+4%)	0mo	$269,900	$139	60
3620 Erdman Ave	0.35mi	3/2.0	1,600 (-15%)	2mo	$120,000	$75	56
3602 Chesterfield Ave	0.61mi	4/2.0 (+1)	1,800 (-4%)	3mo	$125,000	$69	55
3402 Ramona Ave	0.68mi	4/2.0 (+1)	2,005 (+7%)	2mo	$185,000	$92	48
3022 E Federal St	0.69mi	4/2.5 (+1)	1,726 (-8%)	3mo	$250,000	$145	43
3040 E Federal St	0.69mi	4/2.0 (+1)	1,600 (-15%)	3mo	$100,700	$63	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.57% appreciation · 5.25% rent growth · sell at horizon

5-year hold

• IRR: 3.0%
• Equity multiple: 1.14×
• Total profit: $8,080
• Equity at exit: $55,081

10-year hold

• IRR: 10.5%
• Equity multiple: 2.14×
• Total profit: $66,902
• Equity at exit: $61,670

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21213

• Home prices YoY: -0.1%
• Rents YoY: 5.2%
• Active inventory: 319
• Price-to-rent: 9.2×

Monthly cashflow live

• Estimated rent: $1,898 high
• Mortgage (P&I): −$1,101
• Tax from tax record: −$68 /mo · $813/yr
• Insurance: −$88
• HOA: −$0
• Vacancy / Maint / Mgmt: −$399
• Net cashflow: $243

Break-even live

Break-even rent $1,590

Max offer price $210,000

Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,500
• Closing costs: $6,300
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3005 Belair Rd Baltimore, MD	3.0	2.0	2000	$1,600	$0.80	18d	1	0.06mi
3335 Lyndale Ave Baltimore, MD	2.0	2.0	1344	$1,600	$1.19	24d	1	0.19mi
3222 Lyndale Ave Unit 1 Baltimore, MD	3.0	1.5	1500	$2,200	$1.47	13d	1	0.22mi
3512 Elmora Ave Baltimore, MD	3.0	1.5	1472	$1,900	$1.29	20d	1	0.27mi
3551 Elmley Ave Baltimore, MD	3.0	1.5	1872	$2,095	$1.12	24d	1	0.27mi
2113 Belair Rd Baltimore, MD	3.0	1.0	1344	$1,795	$1.34	44d	1	0.31mi
3519 Kentucky Ave Baltimore, MD	3.0	2.0	1536	$2,100	$1.37	11d	1	0.45mi
3515 Parklawn Ave Baltimore, MD	3.0	2.0	1240	$1,700	$1.37	3d	1	0.45mi
3525 Kentucky Ave Baltimore, MD	3.0	1.5	1536	$1,950	$1.27	44d	1	0.45mi
2817 Pelham Ave Baltimore, MD	3.0	2.0	1464	$1,950	$1.33	24d	1	0.46mi
3603 Ravenwood Ave Unit 1 Baltimore, MD	4.0	1.0	1566	$1,600	$1.02	44d	1	0.48mi
4104 Erdman Ave Unit 2 Baltimore, MD	2.0	1.0	1566	$1,075	$0.69	4d	1	0.53mi
2735 Chesterfield Ave Baltimore, MD	3.0	2.5	1536	$2,000	$1.30	11d	1	0.54mi
3572 Juneway Unit 1 Baltimore, MD	2.0	1.0	1800	$1,200	$0.67	44d	1	0.56mi
3027 Shannon Dr Baltimore, MD	3.0	2.0	1950	$2,500	$1.28	44d	1	0.57mi
3305 Dudley Ave Baltimore, MD	3.0	2.0	1413	$1,950	$1.38	44d	1	0.60mi
3300 Dudley Ave Baltimore, MD	4.0	2.0	1724	$2,200	$1.28	44d	1	0.62mi
1829 N Port St Baltimore, MD	3.0	1.5	2000	$1,625	$0.81	44d	1	0.67mi
3551 Shannon Dr Baltimore, MD	3.0	2.0	1485	$2,358	$1.59	24d	1	0.76mi
3573 Shannon Dr Baltimore, MD	4.0	2.0	1493	$2,300	$1.54	18d	1	0.76mi
2522 E Federal St Baltimore, MD	2.0	2.0	1760	$1,400	$0.80	44d	1	0.76mi
1403 N Linwood Ave Baltimore, MD	3.0	2.0	1660	$1,995	$1.20	44d	1	0.81mi
2621 E Oliver St Baltimore, MD	3.0	2.0	1600	$1,700	$1.06	24d	1	0.82mi
4244 Shamrock Ave Baltimore, MD	3.0	1.5	1920	$1,850	$0.96	24d	1	0.83mi
4110 Harris Ave Unit 1 Baltimore, MD	3.0	2.0	2450	$1,650	$0.67	24d	1	0.85mi
1923 E 31st St Baltimore, MD	3.0	1.5	2264	$1,600	$0.71	24d	1	0.87mi
4320 Sheldon Ave Baltimore, MD	3.0	1.5	1280	$1,800	$1.41	24d	1	0.88mi
1802 E 28th St Baltimore, MD	3.0	1.0	1300	$1,600	$1.23	24d	1	0.90mi
4400 Asbury Ave Baltimore, MD	3.0	2.0	1270	$1,995	$1.57	4d	1	0.94mi
4300 Orchard Ridge Blvd Baltimore, MD	1.0–3.0	1.0–2.0	1021	$1,809	$1.77	44d	1	0.95mi
4116 Raymonn Ave Baltimore, MD	3.0	1.5	1244	$1,950	$1.57	44d	1	0.95mi
2706 E Biddle St Baltimore, MD	3.0	2.0	1577	$1,395	$0.88	44d	1	0.99mi
1702 E 32nd St Baltimore, MD	3.0	2.0	1344	$2,300	$1.71	44d	1	1.06mi
2430 E Biddle St Baltimore, MD	2.0	2.0	1300	$2,000	$1.54	44d	1	1.07mi
1629 N Wolfe St Baltimore, MD	3.0	3.0	1561	$1,800	$1.15	24d	1	1.10mi
1539 Abbotston St Baltimore, MD	3.0	2.0	1800	$1,995	$1.11	44d	1	1.14mi
1539 Abbotston St Baltimore, MD	3.0	2.0	1900	$1,899	$1.00	4d	1	1.14mi
2215 E Biddle St Baltimore, MD	2.0	2.5	1350	$1,800	$1.33	44d	1	1.18mi
3213 The Alameda Baltimore, MD	2.0	1.0	1708	$1,295	$0.76	4d	1	1.20mi
2202 Prentiss Pl Baltimore, MD	3.0	2.0	1400	$2,400	$1.71	44d	1	1.27mi

Listing history 31 events

1. 2026-06-18
   days on market $210,000 Active 78 DOM
2. 2026-06-17
   days on market $210,000 Active 77 DOM
3. 2026-06-16
   days on market $210,000 Active 76 DOM
4. 2026-06-15
   days on market $210,000 Active 75 DOM
5. 2026-06-13
   days on market $210,000 Active 73 DOM
6. 2026-06-09
   days on market $210,000 Active 69 DOM
7. 2026-06-08
   days on market $210,000 Active 68 DOM
8. 2026-06-07
   days on market $210,000 Active 67 DOM
9. 2026-06-04
   days on market $210,000 Active 64 DOM
10. 2026-06-03
    days on market $210,000 Active 63 DOM
11. 2026-06-02
    days on market $210,000 Active 62 DOM
12. 2026-06-01
    days on market $210,000 Active 61 DOM
13. 2026-05-31
    days on market $210,000 Active 60 DOM
14. 2026-05-15
    price $210,000 1382-char remark

    Show marketing remark (1382 chars)

    Discover the charm of this beautifully maintained 1925 traditional townhouse nestled in the heart of the desirable Belair-Edison neighborhood. With 1,874 square feet of thoughtfully designed living space, this home offers a perfect blend of classic character and modern convenience. Step inside to find a fully finished basement that expands your living area, ideal for a cozy family room, home office, or entertainment space. The main level features a spacious layout, perfect for hosting gatherings or enjoying quiet evenings at home. With three generous bedrooms and two full bathrooms, there's ample room for relaxation and privacy. The brick exterior exudes timeless appeal, while the low-maintenance lot allows you to spend more time enjoying your home and less time on upkeep. Parking is a breeze with alley access and on-street options available. Imagine sipping your morning coffee on the porch or unwinding after a long day in your inviting living space. This home is not just a place to live; it's a canvas for your life's memories. Located in a vibrant community, you'll have easy access to local amenities, golf courses, parks, and transportation options, making it a perfect spot for those seeking convenience and connection. Don't miss the opportunity to make this charming townhouse your own-schedule a showing today and envision your future in this delightful home!

15. 2026-05-07
    price $212,499 1382-char remark

    Show marketing remark (1382 chars)

    Discover the charm of this beautifully maintained 1925 traditional townhouse nestled in the heart of the desirable Belair-Edison neighborhood. With 1,874 square feet of thoughtfully designed living space, this home offers a perfect blend of classic character and modern convenience. Step inside to find a fully finished basement that expands your living area, ideal for a cozy family room, home office, or entertainment space. The main level features a spacious layout, perfect for hosting gatherings or enjoying quiet evenings at home. With three generous bedrooms and two full bathrooms, there's ample room for relaxation and privacy. The brick exterior exudes timeless appeal, while the low-maintenance lot allows you to spend more time enjoying your home and less time on upkeep. Parking is a breeze with alley access and on-street options available. Imagine sipping your morning coffee on the porch or unwinding after a long day in your inviting living space. This home is not just a place to live; it's a canvas for your life's memories. Located in a vibrant community, you'll have easy access to local amenities, golf courses, parks, and transportation options, making it a perfect spot for those seeking convenience and connection. Don't miss the opportunity to make this charming townhouse your own-schedule a showing today and envision your future in this delightful home!

16. 2026-04-02
    listed $214,900 Active 1382-char remark

    Show marketing remark (1382 chars)

    Discover the charm of this beautifully maintained 1925 traditional townhouse nestled in the heart of the desirable Belair-Edison neighborhood. With 1,874 square feet of thoughtfully designed living space, this home offers a perfect blend of classic character and modern convenience. Step inside to find a fully finished basement that expands your living area, ideal for a cozy family room, home office, or entertainment space. The main level features a spacious layout, perfect for hosting gatherings or enjoying quiet evenings at home. With three generous bedrooms and two full bathrooms, there's ample room for relaxation and privacy. The brick exterior exudes timeless appeal, while the low-maintenance lot allows you to spend more time enjoying your home and less time on upkeep. Parking is a breeze with alley access and on-street options available. Imagine sipping your morning coffee on the porch or unwinding after a long day in your inviting living space. This home is not just a place to live; it's a canvas for your life's memories. Located in a vibrant community, you'll have easy access to local amenities, golf courses, parks, and transportation options, making it a perfect spot for those seeking convenience and connection. Don't miss the opportunity to make this charming townhouse your own-schedule a showing today and envision your future in this delightful home!

17. 2026-03-31
    historical $214,900 1382-char remark

    Show marketing remark (1382 chars)

    Discover the charm of this beautifully maintained 1925 traditional townhouse nestled in the heart of the desirable Belair-Edison neighborhood. With 1,874 square feet of thoughtfully designed living space, this home offers a perfect blend of classic character and modern convenience. Step inside to find a fully finished basement that expands your living area, ideal for a cozy family room, home office, or entertainment space. The main level features a spacious layout, perfect for hosting gatherings or enjoying quiet evenings at home. With three generous bedrooms and two full bathrooms, there's ample room for relaxation and privacy. The brick exterior exudes timeless appeal, while the low-maintenance lot allows you to spend more time enjoying your home and less time on upkeep. Parking is a breeze with alley access and on-street options available. Imagine sipping your morning coffee on the porch or unwinding after a long day in your inviting living space. This home is not just a place to live; it's a canvas for your life's memories. Located in a vibrant community, you'll have easy access to local amenities, golf courses, parks, and transportation options, making it a perfect spot for those seeking convenience and connection. Don't miss the opportunity to make this charming townhouse your own-schedule a showing today and envision your future in this delightful home!

18. 2024-08-27
    soldstatus $198,250 Closed 1039-char remark

    Show marketing remark (1039 chars)

    Almost 2,000 SF and PARKING for TWO CARS. All NEW in Belair-Edison, just steps to Clifton Golf Course, Parks, Belair-Edison Crossing Shopping Center, Erdman Shopping Center and swift access to downtown Baltimore! You'll enjoy this modern renovation, fitted with every comfort and convenience - all with the reliability of NEW systems and appliances, providing further peace of mind. Upon entering, you will be greeted with NEW flooring, NEW lighting, and a beautifully appointed NEW Kitchen: Granite Countertops, NEW appliances, NEW cabinetry. Upstairs, 3 cozy bedrooms (one with BALCONY) will lull you to sleep. Fully Finished lower level provides 2nd Family Room, NEW Half Bath, and BONUS ROOM - use as an office, craft room, exercise room or guest quarters. Spread out in the massive 2nd Family Room and Den space with exterior walk-up stairs to the rear of the property. Completely move-in ready, backed by the highest level of workmanship. All work permitted through Baltimore City. Use & Occupancy Permit issued and on file!

19. 2024-07-31
    historical Active Under Contract 1039-char remark

    Show marketing remark (1039 chars)

    Almost 2,000 SF and PARKING for TWO CARS. All NEW in Belair-Edison, just steps to Clifton Golf Course, Parks, Belair-Edison Crossing Shopping Center, Erdman Shopping Center and swift access to downtown Baltimore! You'll enjoy this modern renovation, fitted with every comfort and convenience - all with the reliability of NEW systems and appliances, providing further peace of mind. Upon entering, you will be greeted with NEW flooring, NEW lighting, and a beautifully appointed NEW Kitchen: Granite Countertops, NEW appliances, NEW cabinetry. Upstairs, 3 cozy bedrooms (one with BALCONY) will lull you to sleep. Fully Finished lower level provides 2nd Family Room, NEW Half Bath, and BONUS ROOM - use as an office, craft room, exercise room or guest quarters. Spread out in the massive 2nd Family Room and Den space with exterior walk-up stairs to the rear of the property. Completely move-in ready, backed by the highest level of workmanship. All work permitted through Baltimore City. Use & Occupancy Permit issued and on file!

20. 2024-07-18
    price $210,000 1039-char remark

    Show marketing remark (1039 chars)

    Almost 2,000 SF and PARKING for TWO CARS. All NEW in Belair-Edison, just steps to Clifton Golf Course, Parks, Belair-Edison Crossing Shopping Center, Erdman Shopping Center and swift access to downtown Baltimore! You'll enjoy this modern renovation, fitted with every comfort and convenience - all with the reliability of NEW systems and appliances, providing further peace of mind. Upon entering, you will be greeted with NEW flooring, NEW lighting, and a beautifully appointed NEW Kitchen: Granite Countertops, NEW appliances, NEW cabinetry. Upstairs, 3 cozy bedrooms (one with BALCONY) will lull you to sleep. Fully Finished lower level provides 2nd Family Room, NEW Half Bath, and BONUS ROOM - use as an office, craft room, exercise room or guest quarters. Spread out in the massive 2nd Family Room and Den space with exterior walk-up stairs to the rear of the property. Completely move-in ready, backed by the highest level of workmanship. All work permitted through Baltimore City. Use & Occupancy Permit issued and on file!

21. 2024-06-25
    listed $238,900 Active 1039-char remark

    Show marketing remark (1039 chars)

    Almost 2,000 SF and PARKING for TWO CARS. All NEW in Belair-Edison, just steps to Clifton Golf Course, Parks, Belair-Edison Crossing Shopping Center, Erdman Shopping Center and swift access to downtown Baltimore! You'll enjoy this modern renovation, fitted with every comfort and convenience - all with the reliability of NEW systems and appliances, providing further peace of mind. Upon entering, you will be greeted with NEW flooring, NEW lighting, and a beautifully appointed NEW Kitchen: Granite Countertops, NEW appliances, NEW cabinetry. Upstairs, 3 cozy bedrooms (one with BALCONY) will lull you to sleep. Fully Finished lower level provides 2nd Family Room, NEW Half Bath, and BONUS ROOM - use as an office, craft room, exercise room or guest quarters. Spread out in the massive 2nd Family Room and Den space with exterior walk-up stairs to the rear of the property. Completely move-in ready, backed by the highest level of workmanship. All work permitted through Baltimore City. Use & Occupancy Permit issued and on file!

22. 2021-08-30
    historical
23. 2021-01-27
    historical Active Under Contract
24. 2021-01-06
    listed $149,900 Active
25. 2018-09-12
    soldstatus $15,000 Closed
26. 2018-09-12
    soldstatus $15,000 Sold
27. 2018-09-01
    status Pending
28. 2018-09-01
    status Contract
29. 2018-08-26
    listed $14,900 Active
30. 2018-08-26
    listed $14,900 Active
31. 1992-05-12
    soldstatus $43,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $813 · $68/mo
• Projected year-2 tax: $1,551 · $129/mo
• Expected delta: +$738/yr (+$62/mo · 90.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,774
• − Mortgage interest: −$11,763
• − Property taxes: −$813
• − Insurance: −$1,050
• − Repairs & maintenance: −$1,822
• − Management: −$1,822
• − Depreciation: −$6,109
• Taxable loss: −$605
• Est. tax savings @ 24.0%: +$145
• After-tax cash flow: $3,059/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 28,058
• Household income: $51,344
• Rent vs Own: 48.0% rent · 52.0% own
• Severe rent burden: 1868.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (86%)
• Race & ethnicity: Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.57%
• Current HPI: 427.4453
• Rent YoY: ▲ 5.25%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+388.4% since first listed

18 events — show timeline

• 2026-05-15 Price Changed $210,000 BRIGHT MLS
• 2026-05-07 Price Changed $212,499 BRIGHT MLS
• 2026-04-02 Listed $214,900 BRIGHT MLS
• 2026-03-31 Coming Soon $214,900 BRIGHT MLS
• 2024-08-27 Sold (MLS) $198,250 BRIGHT MLS
• 2024-07-31 Contingent — BRIGHT MLS
• 2024-07-18 Price Changed $210,000 BRIGHT MLS
• 2024-06-25 Listed $238,900 BRIGHT MLS
• 2021-08-30 Listing Removed — BRIGHT MLS
• 2021-01-27 Contingent — BRIGHT MLS
• 2021-01-06 Listed $149,900 BRIGHT MLS
• 2018-09-12 Sold (MLS) $15,000 MRIS
• 2018-09-12 Sold (MLS) $15,000 BRIGHT MLS
• 2018-09-01 Pending — BRIGHT MLS
• 2018-09-01 Pending — MRIS
• 2018-08-26 Listed $14,900 MRIS
• 2018-08-26 Listed $14,900 BRIGHT MLS
• 1992-05-12 Sold (Public Records) $43,000 Public Records

Property tax history

-5.9%/yr

Latest (2025): $813 · +1.8% YoY. Source: county tax records.