5626 Ludlow Pl · Waldorf, MD
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.9/30.0
- ARV discount +7.1/15.0
- DSCR +3.9/10.0
- 1% rule +3.8/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Schools +2.3/10.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$379,990
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome Home to St. Charles – Highlands Community! Move right into the Baylor floor plan, a beautifully designed three-story interior townhome offering 2 bedrooms, 3 full baths, and 1 half bath, thoughtfully crafted for modern living and flexibility. The entry-level (lower level) welcomes you with a versatile flex space just off the entrance, complete with a full bathroom—ideal for guests, a private home office, gym, or bonus living area. The main living level features a bright, open-concept layout designed for entertaining and everyday comfort. The stylish kitchen is equipped with stainless steel appliances, a center island, and a breakfast area, flowing seamlessly into the spacious living room highlighted by a bay window that fills the space with natural light. Step outside to the deck off the kitchen, perfectly positioned backing to the woods, offering privacy and peaceful views. A convenient powder room completes this level. The upper bedroom level offers two generously sized bedrooms, including a stunning primary suite with vaulted ceilings, a walk-in closet, and a spa-inspired en-suite bath featuring a dual vanity. A secondary bedroom, full hallway bath, and laundry conveniently located on this level with washer and dryer included add everyday ease. This move-in-ready home is located in the desirable St. Charles Highlands community, where residents enjoy access to a clubhouse, fitness center, swimming pool, tot lot/playground, and dog park. Schedule your showing today and experience comfort, convenience, and community living at its best! Prices and features are subject to change. Photos are for illustrative purposes only.
Key facts
- Deck off the kitchen
- Bay window
- Backing to the woods
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $380k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $-26 ($-309/yr) — negative.
- To cash-flow at today's rent, offer at most $375k (1.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $334k (12.2% below list).
- Recommended offer: $334k (12.2% below list) — sets the bar for 1% rule.
- Cap rate 6.2% vs local median 4.8% in Waldorf — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 72/100 on livability (#141 in MD) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, housing A+; Watch: schools D+, crime D-, amenities F.
- Charles County Public Schools (suburban): math 13% / reading 29% proficiency, ranked #14 of 24 in MD (top 58%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 245 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,542 units permitted in Charles County in 2024 (516 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
- Charles County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 64 days — a 6% lower offer ($357k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 64 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.88% ✗
- Cap rate
- 6.21%
- Cash-on-cash
- -0.29%
- DSCR
- 0.99
- GRM
- 9.5
CMA / ARV
- ARV (median comp)
- $376,459
- List price
- $379,990
- Delta
- 0.94%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5616 Ludlow Pl | 0.02mi | 3/3.5 | 1,871 (0%) | 1mo | $379,990 | $203 | 94 |
| 5638 Ludlow Pl | 0.02mi | 3/3.5 | 1,886 (+1%) | 1mo | $376,990 | $200 | 93 |
| 5558 Marksburg Pl | 0.05mi | 3/3.5 | 1,871 (0%) | 1mo | $379,990 | $203 | 93 |
| 5639 Ludlow Pl | 0.04mi | 3/3.5 | 1,886 (+1%) | 1mo | $379,990 | $201 | 92 |
| 5640 Ludlow Pl | 0.02mi | 2/3.5 (-1) | 1,871 (0%) | 1mo | $379,990 | $203 | 89 |
| 5627 Ludlow Pl | 0.03mi | 2/3.5 (-1) | 1,829 (-2%) | 1mo | $379,990 | $208 | 86 |
| 5527 Aberdeen Pl | 0.26mi | 3/3.0 | 1,880 (+0%) | 1mo | $399,990 | $213 | 85 |
| 5556 Marksburg Pl | 0.05mi | 2/3.5 (-1) | 1,829 (-2%) | 1mo | $372,990 | $204 | 84 |
| 5580 Ludlow Pl | 0.11mi | 2/3.5 (-1) | 1,886 (+1%) | 1mo | $377,990 | $200 | 84 |
| 5515 Aberdeen Pl | 0.27mi | 2/3.0 (-1) | 1,837 (-2%) | 1mo | $369,990 | $201 | 77 |
| 5511 Aberdeen Pl | 0.27mi | 3/0.5 | 1,896 (+1%) | 1mo | $399,990 | $211 | 77 |
| 10971 Barnard Pl | 0.12mi | 3/2.5 | 2,117 (+13%) | 1mo | $417,990 | $197 | 72 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -16.8%
- Equity multiple
- 0.41×
- Total profit
- $-63,145
- Equity at exit
- $56,658
- IRR
- -8.6%
- Equity multiple
- 0.47×
- Total profit
- $-56,808
- Equity at exit
- $32,855
Cash invested: $106,397 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 20695
- Home prices YoY
- -5.3%
- Active inventory
- 245
- Price-to-rent
- 9.5×
Monthly cashflow live
- Estimated rent
- $3,336 high interval (Pro) →
- Mortgage (P&I)
- −$1,993
- Tax from tax record
- −$426 /mo · $5,115/yr
- Insurance
- −$158
- HOA
- −$84
- Vacancy / Maint / Mgmt
- −$701
- Net cashflow
- $-26
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $94,998
- Closing costs
- $11,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 21 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 10939 Drummond Pl White Plains, MD | 3.0 | 2.5 | 2192 | $3,500 | $1.60 | 24d | 1 | 0.21mi |
| 10933 Drummond Pl Unit 10933 White Plains, MD | 3.0 | 3.0 | 2300 | $3,500 | $1.52 | 5d | 1 | 0.22mi |
| 5527 Aberdeen Pl White Plains, MD | 3.0 | 4.0 | 1880 | $3,000 | $1.60 | 12d | 1 | 0.28mi |
| 5692 Glencoe Pl White Plains, MD | 3.0 | 2.5 | 1942 | $3,332 | $1.72 | 1d | 2 | 0.28mi |
| 10893 Drummond Pl White Plains, MD | 3.0 | 2.5 | 2192 | $3,250 | $1.48 | 22d | 1 | 0.31mi |
| 11180 Conway Pl White Plains, MD | 3.0 | 2.5 | 1765 | $3,258 | $1.85 | 5d | 7 | 0.43mi |
| 4165 Brodie Pl White Plains, MD | 3.0 | 3.5 | 2544 | $3,000 | $1.18 | 17d | 1 | 0.53mi |
| 11472 Stockport Pl White Plains, MD | 4.0 | 3.5 | 2418 | $3,500 | $1.45 | 43d | 1 | 0.54mi |
| 3908 Glacier Bay Pl White Plains, MD | 3.0 | 2.5 | 2388 | $3,200 | $1.34 | 24d | 1 | 0.92mi |
| 10605 Willetts Crossing Rd White Plains, MD | 4.0 | 1.0 | 1514 | $2,390 | $1.58 | 43d | 1 | 1.02mi |
| 5754 Frederick Douglas Pl White Plains, MD | 3.0 | 3.5 | 2220 | $3,500 | $1.58 | 43d | 1 | 1.04mi |
| 5525 Peanuts Ln Waldorf, MD | 3.0 | 4.0 | 2160 | $3,400 | $1.57 | 43d | 1 | 1.23mi |
| 11696 Palm Desert Pl Waldorf, MD | 3.0 | 2.5 | 1720 | $2,900 | $1.69 | 17d | 1 | 1.26mi |
| 11761 Nationals Ln Unit 11761 Waldorf, MD | 3.0 | 2.5 | 2160 | $3,200 | $1.48 | 12d | 1 | 1.27mi |
| 11761 Nationals Ln Unit 11761 Waldorf, MD | 3.0 | 2.5 | 2160 | $3,200 | $1.48 | 24d | 1 | 1.27mi |
| 11777 Sunningdale Pl Waldorf, MD | 3.0 | 2.5 | 1944 | $2,800 | $1.44 | 43d | 1 | 1.34mi |
| 5065 Ottawa Park Pl Waldorf, MD | 3.0 | 2.0 | 2192 | $2,800 | $1.28 | 12d | 1 | 1.34mi |
| 11748 Sunningdale Pl Waldorf, MD | 3.0 | 2.5 | 1860 | $2,750 | $1.48 | 24d | 1 | 1.35mi |
| 5066 Oyster Reef Pl Waldorf, MD | 2.0 | 2.5 | 1380 | $2,695 | $1.95 | 12d | 1 | 1.36mi |
| 5423 Saint Rita Dr Waldorf, MD | 3.0 | 2.5 | 2268 | $3,000 | $1.32 | 43d | 1 | 1.41mi |
| 4546 Scottsdale Pl Waldorf, MD | 3.0 | 2.5 | 2021 | $2,645 | $1.31 | 5d | 1 | 1.49mi |
HOA detail
- Monthly dues
- $84 · $1,008/yr
- Likely covers
- poolgym
Listing history 6 events
-
2026-05-19status Pending 1667-char remark
Show marketing remark (1667 chars)
Welcome Home to St. Charles – Highlands Community! Move right into the Baylor floor plan, a beautifully designed three-story interior townhome offering 2 bedrooms, 3 full baths, and 1 half bath, thoughtfully crafted for modern living and flexibility. The entry-level (lower level) welcomes you with a versatile flex space just off the entrance, complete with a full bathroom—ideal for guests, a private home office, gym, or bonus living area. The main living level features a bright, open-concept layout designed for entertaining and everyday comfort. The stylish kitchen is equipped with stainless steel appliances, a center island, and a breakfast area, flowing seamlessly into the spacious living room highlighted by a bay window that fills the space with natural light. Step outside to the deck off the kitchen, perfectly positioned backing to the woods, offering privacy and peaceful views. A convenient powder room completes this level. The upper bedroom level offers two generously sized bedrooms, including a stunning primary suite with vaulted ceilings, a walk-in closet, and a spa-inspired en-suite bath featuring a dual vanity. A secondary bedroom, full hallway bath, and laundry conveniently located on this level with washer and dryer included add everyday ease. This move-in-ready home is located in the desirable St. Charles Highlands community, where residents enjoy access to a clubhouse, fitness center, swimming pool, tot lot/playground, and dog park. Schedule your showing today and experience comfort, convenience, and community living at its best! Prices and features are subject to change. Photos are for illustrative purposes only.
-
2026-04-07price $379,990 1667-char remark
Show marketing remark (1667 chars)
Welcome Home to St. Charles – Highlands Community! Move right into the Baylor floor plan, a beautifully designed three-story interior townhome offering 2 bedrooms, 3 full baths, and 1 half bath, thoughtfully crafted for modern living and flexibility. The entry-level (lower level) welcomes you with a versatile flex space just off the entrance, complete with a full bathroom—ideal for guests, a private home office, gym, or bonus living area. The main living level features a bright, open-concept layout designed for entertaining and everyday comfort. The stylish kitchen is equipped with stainless steel appliances, a center island, and a breakfast area, flowing seamlessly into the spacious living room highlighted by a bay window that fills the space with natural light. Step outside to the deck off the kitchen, perfectly positioned backing to the woods, offering privacy and peaceful views. A convenient powder room completes this level. The upper bedroom level offers two generously sized bedrooms, including a stunning primary suite with vaulted ceilings, a walk-in closet, and a spa-inspired en-suite bath featuring a dual vanity. A secondary bedroom, full hallway bath, and laundry conveniently located on this level with washer and dryer included add everyday ease. This move-in-ready home is located in the desirable St. Charles Highlands community, where residents enjoy access to a clubhouse, fitness center, swimming pool, tot lot/playground, and dog park. Schedule your showing today and experience comfort, convenience, and community living at its best! Prices and features are subject to change. Photos are for illustrative purposes only.
-
2026-04-07status Active 1667-char remark
Show marketing remark (1667 chars)
Welcome Home to St. Charles – Highlands Community! Move right into the Baylor floor plan, a beautifully designed three-story interior townhome offering 2 bedrooms, 3 full baths, and 1 half bath, thoughtfully crafted for modern living and flexibility. The entry-level (lower level) welcomes you with a versatile flex space just off the entrance, complete with a full bathroom—ideal for guests, a private home office, gym, or bonus living area. The main living level features a bright, open-concept layout designed for entertaining and everyday comfort. The stylish kitchen is equipped with stainless steel appliances, a center island, and a breakfast area, flowing seamlessly into the spacious living room highlighted by a bay window that fills the space with natural light. Step outside to the deck off the kitchen, perfectly positioned backing to the woods, offering privacy and peaceful views. A convenient powder room completes this level. The upper bedroom level offers two generously sized bedrooms, including a stunning primary suite with vaulted ceilings, a walk-in closet, and a spa-inspired en-suite bath featuring a dual vanity. A secondary bedroom, full hallway bath, and laundry conveniently located on this level with washer and dryer included add everyday ease. This move-in-ready home is located in the desirable St. Charles Highlands community, where residents enjoy access to a clubhouse, fitness center, swimming pool, tot lot/playground, and dog park. Schedule your showing today and experience comfort, convenience, and community living at its best! Prices and features are subject to change. Photos are for illustrative purposes only.
-
2026-03-23historical 1667-char remark
Show marketing remark (1667 chars)
Welcome Home to St. Charles – Highlands Community! Move right into the Baylor floor plan, a beautifully designed three-story interior townhome offering 2 bedrooms, 3 full baths, and 1 half bath, thoughtfully crafted for modern living and flexibility. The entry-level (lower level) welcomes you with a versatile flex space just off the entrance, complete with a full bathroom—ideal for guests, a private home office, gym, or bonus living area. The main living level features a bright, open-concept layout designed for entertaining and everyday comfort. The stylish kitchen is equipped with stainless steel appliances, a center island, and a breakfast area, flowing seamlessly into the spacious living room highlighted by a bay window that fills the space with natural light. Step outside to the deck off the kitchen, perfectly positioned backing to the woods, offering privacy and peaceful views. A convenient powder room completes this level. The upper bedroom level offers two generously sized bedrooms, including a stunning primary suite with vaulted ceilings, a walk-in closet, and a spa-inspired en-suite bath featuring a dual vanity. A secondary bedroom, full hallway bath, and laundry conveniently located on this level with washer and dryer included add everyday ease. This move-in-ready home is located in the desirable St. Charles Highlands community, where residents enjoy access to a clubhouse, fitness center, swimming pool, tot lot/playground, and dog park. Schedule your showing today and experience comfort, convenience, and community living at its best! Prices and features are subject to change. Photos are for illustrative purposes only.
-
2026-02-28$374,990 Active 1667-char remark
Show marketing remark (1667 chars)
Welcome Home to St. Charles – Highlands Community! Move right into the Baylor floor plan, a beautifully designed three-story interior townhome offering 2 bedrooms, 3 full baths, and 1 half bath, thoughtfully crafted for modern living and flexibility. The entry-level (lower level) welcomes you with a versatile flex space just off the entrance, complete with a full bathroom—ideal for guests, a private home office, gym, or bonus living area. The main living level features a bright, open-concept layout designed for entertaining and everyday comfort. The stylish kitchen is equipped with stainless steel appliances, a center island, and a breakfast area, flowing seamlessly into the spacious living room highlighted by a bay window that fills the space with natural light. Step outside to the deck off the kitchen, perfectly positioned backing to the woods, offering privacy and peaceful views. A convenient powder room completes this level. The upper bedroom level offers two generously sized bedrooms, including a stunning primary suite with vaulted ceilings, a walk-in closet, and a spa-inspired en-suite bath featuring a dual vanity. A secondary bedroom, full hallway bath, and laundry conveniently located on this level with washer and dryer included add everyday ease. This move-in-ready home is located in the desirable St. Charles Highlands community, where residents enjoy access to a clubhouse, fitness center, swimming pool, tot lot/playground, and dog park. Schedule your showing today and experience comfort, convenience, and community living at its best! Prices and features are subject to change. Photos are for illustrative purposes only.
-
2025-03-25soldstatus $6,866,524
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $5,115 · $426/mo
- Projected year-2 tax
- $5,115 · $426/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $40,032
- − Mortgage interest
- −$21,285
- − Property taxes
- −$5,115
- − Insurance
- −$1,900
- − Repairs & maintenance
- −$3,203
- − Management
- −$3,203
- − HOA
- −$1,008
- − Depreciation
- −$11,054
- Taxable loss
- −$6,735
- Est. tax savings @ 24.0%
- +$1,616
- After-tax cash flow
- $1,307/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
This townhouse requires moderate repairs and maintenance, including exterior siding, flooring, and landscaping, to improve its condition and value.
Repairs flagged
- Major Exterior siding — Significant weathering and discoloration
- Major Flooring — Worn appearance
- Major Interior walls/paint — Faded paint
- Major Landscaping — Unkempt appearance
Value-add opportunities
- Both Painting and touch-up — Fresh paint enhances curb appeal and interior aesthetics
- Both Landscaping — Well-maintained landscaping improves curb appeal and adds value
- Both Exterior siding repair — Repairing weathered siding improves curb appeal and structural integrity
- Both Flooring replacement — New flooring enhances interior aesthetics and adds value
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Exterior siding · Significant weathering and discoloration | Major | $15,000–50,000 |
| Flooring · Worn appearance | Major | $15,000–50,000 |
| Interior walls/paint · Faded paint | Major | $15,000–50,000 |
| Landscaping · Unkempt appearance | Major | $15,000–50,000 |
| Total estimated repair cost · 4 items | $60,000–200,000 |
Value-add ROI direction
- Both Painting and touch-up — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Landscaping — Well-maintained landscaping improves curb appeal and adds value ↑
- Both Exterior siding repair — Repairing weathered siding improves curb appeal and structural integrity ↑
- Both Flooring replacement — New flooring enhances interior aesthetics and adds value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Charles County Public Schools
- NCES district ID
- 2400270
- Math proficiency
- 13% ▼ -19.00%
- Reading proficiency
- 29% ▼ -13.00%
- Median HH income
- $90,389
- Composite
- 22.54/100
- National rank
- #8087
- State rank
- #14 of 24 in MD
Livability — Waldorf
- Score
- 72/100
- State rank
- #141
- US rank
- #6083
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Waldorf, MD
- County
- Charles County · 103,527 people
- City population
- 103,527
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 16,407
- Household income
- $141,959
- Rent vs Own
- Severe rent burden
- 311.0
Population outlook (Charles County) Hauer SSP2
- Today (2025)
- 176,616 people
- By 2030
- 186,471 · +5.6%
- By 2040
- 206,472 · +16.9%
- By 2050
- 224,883 · +27.3%
- By 2075
- 272,101 · +54.1%
- By 2100
- 303,564 · +71.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Black 61% White 23% Two or more races 9% Hispanic / Latino 4% Asian 2%
- Common ancestry
- Slovak 1% Italian 1% Lithuanian 1%
- Foreign-born
- 9% · Canada, South Korea
- Languages at home
- 91% English-only · Spanish 4% Tagalog/Filipino 1% French/Haitian/Cajun 1%
Political lean MEDSL · Charles
- 2024 margin
- Solid D (+40.7) · D 69.2% · R 28.5% · Other 2.2%
- 2008→2024 swing
- +15.2pp toward D · 2008: 25.5pp · 2024: 40.7pp
- All cycles
- 2024: D+40.7 2020: D+40.9 2016: D+30.2 2012: D+31.3 2008: D+25.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -12.63%
- Current HPI
- 226.972
- Rent YoY
- —
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
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| Utilities | 1 | $25B |
|
||
| Hotels | 1 | $24B |
|
||
| Consumer Goods | 1 | $7B |
|
||
| Real Estate | 1 | $6B |
|
||
| Chemicals | 1 | $2B |
|
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Price history
-94.5% since first listed6 events — show timeline
- 2026-05-19 Pending — BRIGHT MLS
- 2026-04-07 Price Changed $379,990 BRIGHT MLS
- 2026-04-07 Relisted — BRIGHT MLS
- 2026-03-23 Listing Removed — BRIGHT MLS
- 2026-02-28 Listed $374,990 BRIGHT MLS
- 2025-03-25 Sold (Public Records) $6,866,524 Public Records
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…