2925 Wood Dr NE · Center Point, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 6/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 11 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.5/30.0
- ARV discount +14.9/15.0
- DSCR +5.8/10.0
- 1% rule +4.5/10.0
- Rent growth +3.3/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Schools +1.8/10.0
- Appreciation +0.0/10.0
$149,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this beautifully maintained 3-bedroom, 2-bath home offering 1403 sq ft of comfortable living! Step inside to abright, open layout featuring a spacious living room with plenty of natural light and a cozy atmosphere perfect for everyday living. The well-appointed kitchen offers ample cabinet space and an easy flow into the dining area, making it ideal for meals and gatherings. . Outside, enjoy a level yard with room for entertaining, gardening, or simply relaxing.
Key facts
- Level yard
- Open layout
- Ample cabinet space
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $150k.
Deal economics
- At list price, monthly cash flow is $143 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $142k (5.5% below list).
- Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 63/100 on livability (#193 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, commute A, housing A; Watch: crime D, schools F, amenities F.
- Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising (+3.0%/yr); 334 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
- This rent runs 32% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 129 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 10y ago; this cycle's ask has dropped $20k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 129 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.95% ✗
- Cap rate
- 7.44%
- Cash-on-cash
- 4.10%
- DSCR
- 1.18
- GRM
- 8.8
CMA / ARV
- ARV (median comp)
- $179,171
- List price
- $149,900
- Delta
- -16.34%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2903 Creek Ln NE | 0.39mi | 4/2.0 (+1) | 1,420 (+1%) | 4mo | $155,000 | $109 | 71 |
| 3105 3rd St NE | 0.08mi | 3/2.0 | 1,593 (+14%) | 5mo | $169,500 | $106 | 70 |
| 109 36th Ave NE | 0.46mi | 3/2.0 | 1,456 (+4%) | 7mo | $219,900 | $151 | 66 |
| 317 26th Ave NE | 0.49mi | 3/1.5 | 1,500 (+7%) | 7mo | $158,500 | $106 | 58 |
| 4558 Cantebury Ln | 0.66mi | 3/2.0 | 1,470 (+5%) | 4mo | $244,900 | $167 | 57 |
| 2532 5th St NE | 0.57mi | 3/2.0 | 1,560 (+11%) | 3mo | $190,000 | $122 | 52 |
| 827 Country View Dr | 0.50mi | 3/1.0 | 1,316 (-6%) | 12mo | $137,000 | $104 | 52 |
| 4445 Winchester Hills Way | 0.72mi | 4/2.0 (+1) | 1,330 (-5%) | 9mo | $195,000 | $147 | 45 |
| 108 38th Ave NE | 0.67mi | 3/2.0 | 1,536 (+10%) | 10mo | $170,000 | $111 | 44 |
| 904 29th Ave NE | 0.50mi | 3/1.5 | 1,234 (-12%) | 12mo | $137,000 | $111 | 44 |
| 5111 Cantebury Ct | 0.66mi | 3/2.0 | 1,551 (+10%) | 10mo | $255,000 | $164 | 43 |
| 1117 Oak Creek Trl NE | 0.75mi | 3/2.0 | 1,226 (-13%) | 11mo | $162,500 | $133 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.04% rent growth · sell at horizon
- IRR
- -9.9%
- Equity multiple
- 0.64×
- Total profit
- $-15,114
- Equity at exit
- $22,351
- IRR
- -0.4%
- Equity multiple
- 0.97×
- Total profit
- $-1,228
- Equity at exit
- $12,961
Cash invested: $41,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 35215
- Home prices YoY
- -34.4%
- Rents YoY
- 3.0%
- Active inventory
- 334
- Price-to-rent
- 8.8×
Monthly cashflow live
- Estimated rent
- $1,417 high interval (Pro) →
- Mortgage (P&I)
- −$786
- Tax from tax record
- −$127 /mo · $1,530/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$298
- Net cashflow
- $143
Break-even live
Sensitivity live
| Price | -10% $228 | -5% $186 | +0% $143 | +5% $101 | +10% $59 |
|---|---|---|---|---|---|
| Rent | -10% $31 | -5% $87 | +0% $143 | +5% $199 | +10% $255 |
| Rate | -1.0pp $219 | -0.5pp $182 | base $143 | +0.5pp $105 | +1.0pp $65 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,475
- Closing costs
- $4,497
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 39 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3309 Chase Ln Unit 3309 Birmingham, AL | 2.0 | 2.0 | 1068 | $1,000 | $0.94 | 44d | 1 | 0.29mi |
| 2655 6th St NE Center Point, AL | 3.0 | 2.0 | 1600 | $1,390 | $0.87 | 3d | 1 | 0.31mi |
| 605 Country View Dr Birmingham, AL | 3.0 | 2.0 | 1698 | $1,560 | $0.92 | 44d | 1 | 0.32mi |
| 607 Country View Dr Birmingham, AL | 4.0 | 2.0 | 1568 | $1,550 | $0.99 | 24d | 1 | 0.33mi |
| 3073 Panorama E Birmingham, AL | 1.0–3.0 | 1.0–2.0 | 975 | $1,275 | $1.31 | 2d | 20 | 0.38mi |
| 2708 7th St NE Center Point, AL | 3.0 | 1.0 | 1451 | $1,150 | $0.79 | 44d | 1 | 0.52mi |
| 2629 Wood Dr NE Center Point, AL | 3.0 | 1.0 | 1203 | $1,250 | $1.04 | 44d | 1 | 0.54mi |
| 2537 3rd St NE Center Point, AL | 3.0 | 2.0 | 1040 | $1,350 | $1.30 | 24d | 1 | 0.54mi |
| 1104 Oak Creek Trl NE Birmingham, AL | 3.0 | 2.0 | 1233 | $1,543 | $1.25 | 2d | 1 | 0.67mi |
| 4464 Winchester Hills Way Birmingham, AL | 3.0 | 2.0 | 1178 | $1,750 | $1.49 | 44d | 1 | 0.77mi |
| 4464 Winchester Hills Ln Pinson, AL | 3.0 | 2.0 | 1500 | $1,750 | $1.17 | 11d | 1 | 0.77mi |
| 127 Fox Hill Ct Center Point, AL | 3.0 | 2.0 | 1418 | $1,545 | $1.09 | 44d | 1 | 0.78mi |
| 149 Martin Dr Birmingham, AL | 3.0 | 2.0 | 1164 | $1,485 | $1.28 | 24d | 1 | 0.80mi |
| 202 Westchester Dr Birmingham, AL | 4.0 | 2.0 | 1374 | $1,300 | $0.95 | 24d | 1 | 0.86mi |
| 2324 3rd St NE Center Point, AL | 3.0 | 2.0 | 1329 | $1,300 | $0.98 | 24d | 1 | 0.96mi |
| 232 Glenvalley Ln NW Birmingham, AL | 4.0 | 2.0 | 954 | $1,610 | $1.69 | 3d | 1 | 0.97mi |
| 3104 Cobblestone Dr Birmingham, AL | 3.0 | 1.5 | 1533 | $1,516 | $0.99 | 3d | 1 | 1.03mi |
| 332 23rd Ave NE Center Point, AL | 3.0 | 1.0 | 1100 | $1,350 | $1.23 | 3d | 1 | 1.04mi |
| 109 24th Ave NW Center Point, AL | 3.0 | 1.5 | 1023 | $1,215 | $1.19 | 44d | 1 | 1.07mi |
| 5992 Princess Blvd Birmingham, AL | 3.0 | 2.0 | 1454 | $1,661 | $1.14 | 44d | 1 | 1.07mi |
| 4246 Centerwood Dr Birmingham, AL | 3.0 | 2.0 | 1336 | $1,450 | $1.09 | 16d | 1 | 1.10mi |
| 212 Saint John Dr NW Birmingham, AL | 2.0 | 2.0 | 1445 | $1,423 | $0.98 | 15d | 1 | 1.10mi |
| 2415 Ormond Dr Center Point, AL | 3.0 | 1.5 | 1194 | $1,295 | $1.08 | 44d | 1 | 1.12mi |
| 2249 4th Place Cir NE Center Point, AL | 3.0 | 1.5 | 1400 | $1,400 | $1.00 | 44d | 1 | 1.12mi |
| 2245 3rd St NE Center Point, AL | 3.0 | 1.0 | 1150 | $1,100 | $0.96 | 24d | 1 | 1.13mi |
| 2232 6th St NE Center Point, AL | 3.0 | 1.0 | 1550 | $1,150 | $0.74 | 44d | 1 | 1.19mi |
| 2229 3rd St NE Center Point, AL | 3.0 | 1.0 | 1215 | $1,125 | $0.93 | 24d | 1 | 1.22mi |
| 2318 Raintree Ct Center Point, AL | 2.0 | 1.0 | 975 | $1,100 | $1.13 | 3d | 2 | 1.25mi |
| 408 Sunhill Rd NW Center Point, AL | 3.0 | 1.5 | 1290 | $1,355 | $1.05 | 44d | 1 | 1.27mi |
| 5140 Hickory Dr NE Pinson, AL | 3.0 | 1.5 | 1518 | $1,465 | $0.97 | 21d | 1 | 1.27mi |
| 5240 Jean Dr Pinson, AL | 4.0 | 2.0 | 1714 | $1,695 | $0.99 | 44d | 1 | 1.28mi |
| 2613 5th St NW Center Point, AL | 3.0 | 1.0 | 1170 | $1,150 | $0.98 | 11d | 1 | 1.39mi |
| 413 20th Ct NE Center Point, AL | 3.0 | 1.5 | 1540 | $1,375 | $0.89 | 44d | 1 | 1.39mi |
| 2416 4th St NW Center Point, AL | 4.0 | 2.0 | 1400 | $1,500 | $1.07 | 24d | 1 | 1.43mi |
| 2412 4th St NW Center Point, AL | 3.0 | 1.0 | 1224 | $1,150 | $0.94 | 16d | 1 | 1.44mi |
| 856 Parkbrook Trl Birmingham, AL | 1.0–3.0 | 1.0–2.0 | 925 | $1,180 | $1.28 | 2d | 10 | 1.47mi |
| 2245 3rd St NW Center Point, AL | 3.0 | 1.0 | 1156 | $1,100 | $0.95 | 24d | 1 | 1.48mi |
| 509 20th Ave NE Center Point, AL | 3.0 | 1.5 | 1008 | $1,200 | $1.19 | 24d | 1 | 1.48mi |
| 5764 Desoto Dr Pinson, AL | 3.0 | 1.5 | 1104 | $1,225 | $1.11 | 2d | 1 | 1.50mi |
Listing history 26 events
-
2026-06-18days on market $149,900 Active 129 DOM
-
2026-06-17days on market $149,900 Active 128 DOM
-
2026-06-16days on market $149,900 Active 127 DOM
-
2026-06-15days on market $149,900 Active 126 DOM
-
2026-06-13pricedays on market $149,900 Active 124 DOM
-
2026-06-10days on market $154,900 Active 121 DOM
-
2026-06-09days on market $154,900 Active 120 DOM
-
2026-06-08days on market $154,900 Active 119 DOM
-
2026-06-07days on market $154,900 Active 118 DOM
-
2026-06-03days on market $154,900 Active 114 DOM
-
2026-06-02days on market $154,900 Active 113 DOM
-
2026-06-01days on market $154,900 Active 112 DOM
-
2026-06-01price $154,900 Active 111 DOM
-
2026-05-31days on market $159,900 Active 111 DOM
-
2026-05-14status Active 477-char remark
Show marketing remark (477 chars)
Welcome to this beautifully maintained 3-bedroom, 2-bath home offering 1403 sq ft of comfortable living! Step inside to abright, open layout featuring a spacious living room with plenty of natural light and a cozy atmosphere perfect for everyday living. The well-appointed kitchen offers ample cabinet space and an easy flow into the dining area, making it ideal for meals and gatherings. . Outside, enjoy a level yard with room for entertaining, gardening, or simply relaxing.
-
2026-04-20status Pending 477-char remark
Show marketing remark (477 chars)
Welcome to this beautifully maintained 3-bedroom, 2-bath home offering 1403 sq ft of comfortable living! Step inside to abright, open layout featuring a spacious living room with plenty of natural light and a cozy atmosphere perfect for everyday living. The well-appointed kitchen offers ample cabinet space and an easy flow into the dining area, making it ideal for meals and gatherings. . Outside, enjoy a level yard with room for entertaining, gardening, or simply relaxing.
-
2026-04-10price $159,900 477-char remark
Show marketing remark (477 chars)
Welcome to this beautifully maintained 3-bedroom, 2-bath home offering 1403 sq ft of comfortable living! Step inside to abright, open layout featuring a spacious living room with plenty of natural light and a cozy atmosphere perfect for everyday living. The well-appointed kitchen offers ample cabinet space and an easy flow into the dining area, making it ideal for meals and gatherings. . Outside, enjoy a level yard with room for entertaining, gardening, or simply relaxing.
-
2026-03-24status Active 477-char remark
Show marketing remark (477 chars)
Welcome to this beautifully maintained 3-bedroom, 2-bath home offering 1403 sq ft of comfortable living! Step inside to abright, open layout featuring a spacious living room with plenty of natural light and a cozy atmosphere perfect for everyday living. The well-appointed kitchen offers ample cabinet space and an easy flow into the dining area, making it ideal for meals and gatherings. . Outside, enjoy a level yard with room for entertaining, gardening, or simply relaxing.
-
2026-03-08status Pending 477-char remark
Show marketing remark (477 chars)
Welcome to this beautifully maintained 3-bedroom, 2-bath home offering 1403 sq ft of comfortable living! Step inside to abright, open layout featuring a spacious living room with plenty of natural light and a cozy atmosphere perfect for everyday living. The well-appointed kitchen offers ample cabinet space and an easy flow into the dining area, making it ideal for meals and gatherings. . Outside, enjoy a level yard with room for entertaining, gardening, or simply relaxing.
-
2026-01-23price $164,900 477-char remark
Show marketing remark (477 chars)
Welcome to this beautifully maintained 3-bedroom, 2-bath home offering 1403 sq ft of comfortable living! Step inside to abright, open layout featuring a spacious living room with plenty of natural light and a cozy atmosphere perfect for everyday living. The well-appointed kitchen offers ample cabinet space and an easy flow into the dining area, making it ideal for meals and gatherings. . Outside, enjoy a level yard with room for entertaining, gardening, or simply relaxing.
-
2025-12-30$169,900 Active 477-char remark
Show marketing remark (477 chars)
Welcome to this beautifully maintained 3-bedroom, 2-bath home offering 1403 sq ft of comfortable living! Step inside to abright, open layout featuring a spacious living room with plenty of natural light and a cozy atmosphere perfect for everyday living. The well-appointed kitchen offers ample cabinet space and an easy flow into the dining area, making it ideal for meals and gatherings. . Outside, enjoy a level yard with room for entertaining, gardening, or simply relaxing.
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2024-03-12soldstatus $417,784,000
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2016-10-26soldstatus $75,000
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2016-10-21soldstatus $75,000 Sold 939-char remark
Show marketing remark (939 chars)
Well maintained home with a fabulous backyard and covered parking for 3 vehicles. This home sits up on the top of a hill which gives you tons of privacy. The shady backyard is completely level with established landscaping. There is a great patio for cook-outs and entertaining. There is also a large storage building, 2 car carport and parking pad. Inside, you will love the spacious kitchen. Lots of cabinet space plus a large eating area. The living room has a large picture window and plenty of room. Go up a few stairs and you will find three good size bedrooms and a full ceramic tile bath. There is a a master suite with a private master bath and good closet. The downstairs daylight half basement is unfinished with great space that could be finished out. There is a one car garage. HVAC has been regularly serviced. Quick possession is available. This is a nice home in a convenient location-definitely worth taking a look inside!
-
2016-09-21historical Contingent 939-char remark
Show marketing remark (939 chars)
Well maintained home with a fabulous backyard and covered parking for 3 vehicles. This home sits up on the top of a hill which gives you tons of privacy. The shady backyard is completely level with established landscaping. There is a great patio for cook-outs and entertaining. There is also a large storage building, 2 car carport and parking pad. Inside, you will love the spacious kitchen. Lots of cabinet space plus a large eating area. The living room has a large picture window and plenty of room. Go up a few stairs and you will find three good size bedrooms and a full ceramic tile bath. There is a a master suite with a private master bath and good closet. The downstairs daylight half basement is unfinished with great space that could be finished out. There is a one car garage. HVAC has been regularly serviced. Quick possession is available. This is a nice home in a convenient location-definitely worth taking a look inside!
-
2016-07-05$89,900 Active 939-char remark
Show marketing remark (939 chars)
Well maintained home with a fabulous backyard and covered parking for 3 vehicles. This home sits up on the top of a hill which gives you tons of privacy. The shady backyard is completely level with established landscaping. There is a great patio for cook-outs and entertaining. There is also a large storage building, 2 car carport and parking pad. Inside, you will love the spacious kitchen. Lots of cabinet space plus a large eating area. The living room has a large picture window and plenty of room. Go up a few stairs and you will find three good size bedrooms and a full ceramic tile bath. There is a a master suite with a private master bath and good closet. The downstairs daylight half basement is unfinished with great space that could be finished out. There is a one car garage. HVAC has been regularly serviced. Quick possession is available. This is a nice home in a convenient location-definitely worth taking a look inside!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $1,530 · $127/mo
- Projected year-2 tax
- $1,530 · $127/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 11 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,004
- − Mortgage interest
- −$8,397
- − Property taxes
- −$1,530
- − Insurance
- −$750
- − Repairs & maintenance
- −$1,360
- − Management
- −$1,360
- − Depreciation
- −$4,361
- Taxable loss
- −$753
- Est. tax savings @ 24.0%
- +$181
- After-tax cash flow
- $1,902/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jefferson County
- NCES district ID
- 0101920
- Math proficiency
- 9% ▼ -24.00%
- Reading proficiency
- 32% ▼ -5.00%
- Median HH income
- $51,712
- Composite
- 18.4/100
- National rank
- #8937
- State rank
- #104 of 129 in AL
Livability — Center Point
- Score
- 63/100
- State rank
- #193
- US rank
- #15671
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Center Point, AL
- County
- Jefferson County · 527,445 people
- City population
- 43,903
- Metro
- Birmingham-Hoover, AL
- Population (ZIP)
- 43,903
- Household income
- $52,793
- Rent vs Own
- Severe rent burden
- 1729.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 669,185 people
- By 2030
- 669,694 · +0.1%
- By 2040
- 661,388 · -1.2%
- By 2050
- 643,086 · -3.9%
- By 2075
- 577,267 · -13.7%
- By 2100
- 474,758 · -29.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (75%)
- Race & ethnicity
- Black 75% White 15% Hispanic / Latino 7% Two or more races 3%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Lithuanian 1% Italian 1% Slovak 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 92% English-only · Spanish 7%
Political lean MEDSL · Jefferson
- 2024 margin
- D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
- 2008→2024 swing
- +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
- All cycles
- 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -112.97%
- Current HPI
- 215.0607
- Rent YoY
- ▲ 3.04%
- Metro
- Birmingham-Hoover, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
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Price history
+77.9% since first listed12 events — show timeline
- 2026-05-14 Relisted — Greater Alabama MLS
- 2026-04-20 Pending — Greater Alabama MLS
- 2026-04-10 Price Changed $159,900 Greater Alabama MLS
- 2026-03-24 Relisted — Greater Alabama MLS
- 2026-03-08 Pending — Greater Alabama MLS
- 2026-01-23 Price Changed $164,900 Greater Alabama MLS
- 2025-12-30 Listed $169,900 Greater Alabama MLS
- 2024-03-12 Sold (Public Records) $417,784,000 Public Records
- 2016-10-26 Sold (Public Records) $75,000 Public Records
- 2016-10-21 Sold (MLS) $75,000 Greater Alabama MLS
- 2016-09-21 Contingent — Greater Alabama MLS
- 2016-07-05 Listed $89,900 Greater Alabama MLS
Property tax history
+27.4%/yrLatest (2025): $1,530 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…